You want me to take out a loan to practice cultivation? I'll just pay off the debt physically.

Chapter 13: Speculating in Extraordinary Futures

[Since you were admitted to a second-tier university, your loan amount increased even more.]

[However, after level 7, the amount of experience points increases, and the experience points provided by primary God-Gifted Crystals are further reduced.]

Even if you take out all the scams, you'll only gain two-thirds of your experience points.

[However, you used the remaining balance from your equipment loan to purchase a batch of equipment upgrade stones, upgrading your Drunkard suit to level 7.]

[In general, due to the changes in the identities of all members of the Red Heart Team, you have once again experienced a wave of rebirth.]

[On July 1, 125th year of the Transcendent Calendar, the Red Heart team took the teleportation array to Cloud City.]

After arriving here, you asked everyone to report to their respective schools first.

Regarding the various student loan programs within universities, the short answer is: as long as you can sign the agreement and the other party pays, you can sign it!

After all, university fees, including tuition, accommodation, textbooks, instructional fees, and other dozens of other expenses, add up to a considerable amount each year.

[As practitioners of idealism, all their current actions are just a testament to their hard work!]

【Everything, for the future! 】

[On September 1, 125th year of the Supernormal Calendar, after the school officially opened, according to the mentor training system of Yuncheng Second University, you were assigned to the Warrior major, Instructor Wang Guang, and became his student.]

【From your understanding, under the mentor training system, mentors have a lot of power.】

[You can even petition the school to expel your students.]

[Of course, each tutor has a certain quota, so tutors will not fire their free labor unless absolutely necessary.]

[As expected, Professor Wang Guang is not a good person.]

[After seeing that you only had Black Iron-level talent when we first met, and discovering through the Wisdom Network that you didn't have a deep background or wealth, I immediately started assigning you dangerous missions.]

[Under the pretext of developing your physique, they asked you to go to the lava mine near the school to collect Red Heart Crystal Cores.]

[After searching for information, you discovered that the conditions for the creation of this rare ore are very harsh. Generally, in the mines where this ore is found, there is an abyssal creature called the Lava Spirit.]

[The lowest level lava spirit is also level 8.]

[There are also level 9 elite monsters, level 10 monster soldiers, and level 11 monster commanders.]

[This isn't about mining; this is about committing suicide!]

【You simply chose to ignore this. 】

[You should go and attend the courses that freshmen at the Warrior Academy should take every day.]

[You also study various combat skills courses seriously.]

[You also ignored Wang Guang's request and took the body-hardening pills provided by the school every week.]

To punish you, Wang Guang loudly reprimanded you in front of all the freshmen and accused you of disrespecting the instructor.

You don't care at all about such a harmless attack on your reputation.

[And during the school's monthly training opportunity, you even secretly called the other members of the Red Heart Team to join you.]

【face?】

How much is it worth?

[Am I going to please that damned beast just for the sake of so-called face, and then end up buried in a lava mine?]

[Even during the lectures, you gradually became familiar with your roommate Xu Hai, and helped him answer questions after skipping classes many times.]

[To express his gratitude to you, Xu Hai occasionally gives you the Body Tempering Pills issued by the school.]

You didn't refuse.

[On November 15th, 125th year of the Supernormal Calendar, thanks to the priority supply provided by the Red Heart Squad, you reached level 8.]

[On January 5th, Year 126 of the Supernormal Calendar, Wang Guang issued you an ultimatum: If you don't go mining in the lava mine and submit the Red Heart Crystal Cores he requires on time, he will propose to the school that you be given a serious disciplinary warning.]

[Once the school gives you a serious warning, your graduation will be postponed for one year.]

[And before graduation, those excellent war groups or consortiums will directly reject your recruitment.] [In other words, high-paying jobs will no longer be your thing.]

[You didn't take this insignificant threat seriously at all, continuing to lead the Red Heart Team and maintain your campus life of daily dungeon-clearing and material-collecting.]

[On January 20, 126th year of the Supernatural Calendar, the last member of the Red Heart Team also reached level 6.]

[On the same day, you were contacted by the school's principal, who suggested that you go to Wang Guang and admit your mistake.]

[Under normal circumstances, the school is reluctant to give any positive and motivated student a serious disciplinary punishment, but if your instructor continues to request it, then he will have no choice but to put a black mark on your file.]

[After all, according to the school's system, your instructor has the full authority to dispose of you.]

Since the dean of studies appears to be kind and benevolent, you try to act out your pity and collapse to see if you can impress him.

If you could get the protection of the dean at school, Wang Guang might not be able to exploit you like this.

[Unfortunately, your performance of playing the victim was not accepted by the dean.]

[Or perhaps, the other party and Wang Guang are birds of a feather.]

[Seeing this, you immediately began to imitate the Dean of Studies and spoke in an official tone.]

In this era where the supernatural reigns supreme, official rhetoric isn't smooth enough after all. Even this seasoned dean of students was left speechless by your official rhetoric.

[The next day, you were given a serious warning.]

[You were completely unmoved by this news, which was announced to the entire department.]

[In the last simulation, you were forced to leave the safe zone and find yourself alone in the misty wetlands with monsters.]

【The current situation is much better than last time.】

The only thing that surprised you was that your roommate Xu Hai sent you a long message to comfort you and invited you back to the dorm for a drink that evening.

[You uphold the principle that kindness should not be betrayed, and you accompany Xu Hai for a drink that evening.]

【It is this wine that has brought you a huge gain.】

Xu Hai had been speculating in Transcendent futures for a while. He'd heard a rumor a while ago and invested 3.5 million in Mithril, betting it would surge in value.

【Turns out that was fake news! 】

[All of a sudden, not even his underwear was left after paying for it.]

[Luckily, his family was wealthy, and after scolding him, his father paid back the debt for him.]

[However, he really didn't expect that the price of the always stable extraordinary material, refined gold, would increase twelvefold in just one day yesterday.]

[This back and forth made him itch with hatred.]

[He frankly said that if he had known about this, he would have bought pure gold two days ago.]

[Unfortunately, there is no regret medicine in the world. ]

[When you heard the news, your hand trembled slightly while drinking.]

[Xu Hai has no regrets, but you do!]

[On January 21, 126th year of the Supernatural Calendar, the value of refined gold increased twelvefold!]

[In other words, as long as you manage it well, this can be a very substantial income.]

To thank Xu Hai for providing you with this information, you clinked glasses with him three times in a row.

This surprised Xu Hai a little. He could sense that you were truly happy.

[That idiot Wang Guang gave you a serious warning, yet you're not worried at all and are actually so happy.]

He truly admired this mentality.

[Finally, he gave me a thumbs-up, praising me for having such a broad mind and saying I will achieve great things in the future.]

(End of this chapter)