You want me to take out a loan to practice cultivation? I'll just pay off the debt physically.

Chapter 2: A different trick every day

[Listening to the demands of the Scavengers' Union staff, veins popped in your head.]

[This world is a bit too fucked up! ]

[After careful consideration, you decided not to join the Scavengers' Alliance.]

Because you think, given the insanity of this world, the Scavenger Alliance is most likely collaborating with the team, using the gimmick of immediate pay to exploit the labor of these professionals at the bottom of society.

[So, you stayed in the dungeon hall, hoping to see if there was a chance for you.]

[At night, the Dragon Fang team, clad in inscribed equipment and exuding a powerful aura, arrived at the dungeon hall.]

The Dragon Fang team captain even announced on the spot that due to the overall improvement in the Dragon Fang team's strength, the team needed to expand. They planned to recruit a few more people to serve as comrades, to go into dungeons together, and become stronger.

[The Dragon Fang team upholds the principle of equality for all. Anyone can sign up, regardless of level or talent, as long as they are professionals.]

【The Dragon Fang team treats all applicants equally! 】

[Most importantly, the Dragon Fang team does not charge a registration fee.]

Suddenly, a crowd surged, and many professionals who came to try their luck were very excited, hoping that they could be one of the lucky few and become a member of the Dragon Fang team in the future.

[You saw so many people signing up, and since you have nothing else to do, you might as well try your luck.]

When the Dragon Fang team drew 800 milliliters of your blood for the team's entry examination, you vaguely felt that something was amiss.

[It's just a physical examination, is it necessary to use so much blood? ]

[You've been drained of blood, and now you're a professional. You need a strong body. Otherwise, you probably wouldn't be able to leave the blood-drawing room.]

[800 milliliters, how many tests are needed?]

[But you don't know much about the physical examinations for extraordinary professionals. Perhaps this world has very strict regulations on this aspect.]

【As expected, an accident happened. 】

[After interviewing all the professionals, the Dragon Fang team disappeared without a trace, taking all the professionals' blood with them.]

[At this point, everyone realized that the Dragon Fang team wasn't here to recruit team members, but to steal blood to sell.]

[Thousands of professionals, each with 800 milliliters of extraordinary blood, can easily be packaged and sold to medical companies, earning a very high profit.]

[You've fallen into the Sentai blood scam! ]

After learning about this, your mind went blank.

[After all, you wouldn't have thought that in an official institution like the dungeon hall, not only would a group of scammers come here, but they would also be so rampant.]

When a group of professionals went to the dungeon hall to report the Dragon Fang team, the hall staff said that the Dragon Fang team had not violated any regulations. The recruitment, blood test, and physical examination were all in compliance with the team member recruitment regulations.

[Also, please don't spread rumors here without any evidence.]

[Otherwise, if you're not careful, you might get sued by the Dragon Fang Squad.]

You stood silently behind the crowd, watching the impatient faces of the lobby staff, and a flash of enlightenment came to your mind.

[The Dragon Fang team was able to do something like this in the Jiangcheng dungeon hall, so I'm afraid the dungeon hall's personnel were also involved.]

【As vested interests, they will definitely protect their own interests.】

[The current situation makes you even more helpless. You avoided a pit, but ended up falling into another, bigger pit.]

[The situation in this extraordinary world is increasingly beyond your expectations.]

[But you're not discouraged, mainly because being discouraged is useless. It does nothing but waste your precious time and pile up more debt.]

During the days you spent searching for opportunities in the dungeon hall, you became cautious, fearing you wouldn't make any money and end up falling into someone else's trap. But that's just how society works; you get scammed every day, and the scams are never the same.

As long as you want to integrate into this society, you will always be deceived and fall into traps carefully set by others or other fraud gangs.

[The new professionals who come to the dungeon hall to look for work have not been tempered by the darkness of society and have simple minds.]

So when they come here, they may have become a meat bag in the eyes of certain groups.

"This world doesn't give people at the bottom any chance to survive!"

Lin Xia sighed, "Not to mention the possibility of crossing the class barrier, they even want to cut off my chance of survival."

"After all, professionals who have signed up for the Awakening Loan have no other options except to borrow money to pay off their loans under the pressure of such horrific interest rates!"

"Could this be the real purpose of those loan companies, or perhaps the design of this shady thing called Enqingdai?"

"Especially since the Grace Loan and Soul Loan appear almost in pairs, this is forcing all the newly awakened people into prostitution!"

Thinking about it, Lin Xia paused slightly, and then a flash of inspiration came to his mind.

The current situation is a dead end for others, but for me, it may be a way out.

As long as the simulated self doesn't plan to repay the loan, it doesn't matter how high the interest rate is, right?

"In the Professional Item Mall, God-Given Crystals are also for sale."

"First, take out a loan to buy some God-given crystals to increase your level. Then, take out another loan to buy equipment and skills. After improving your combat power, you can enter the dungeon to make money."

"Interest compounds quickly, but as long as your strength improves, your value will be even higher."

"If this continues, I should be able to lend out more money, right?"

[From nowhere, a thought comes across time and space, bringing you blessings.]

After being scammed many times in the dungeon hall and not getting any results, you become determined and start looking for various loan options.

[From equipment loans, to skill loans, and then to copy loans]

[The types of loans available in this extraordinary world are beyond your imagination and will dazzle you.]

[And when you borrowed 300,000 yuan and prepared to purchase the God-Given Crystal to prioritize your own level, Zhiwang popped up a prompt, clearly rejecting your action.]

[According to the loan agreement you signed, the money you borrowed using yourself as collateral can only be used to purchase items at the loan company's partnered item mall, and can only be used for special loan purchases.]

[In other words, equipment loans can only be used to purchase equipment, and skill loans can only be used to select skills.]

[Although this money has been transferred to your account, you do not have full control over it. You only have the right to use it in certain shopping malls and to limit the types of purchases.]

Just when you were about to borrow money to buy the God-Given Crystal, you discovered that all the lending institutions had, as if by agreement, listed the God-Given Crystal as a prohibited item.

Lin Xia: “.”

Having to bear such high interest rates and even mortgage one’s own organs to borrow the money, one cannot actually use it freely?

You have to go shopping at shopping malls that cooperate with lending institutions, and there are even restrictions on what you can buy. Isn't this obviously taking advantage of people?
Do not!
In this case, the title of "sucker" is no longer suitable for this behavior.

It is predictable that when you use loans to go on a shopping spree in these shopping malls, you will be ripped off.

From this perspective, the interest rate of the loan is more than the 80% or 120% they marked.

The most important thing is that this behavior of loan institutions and shopping malls collaborating to overcharge customers is actually legal here!
It seems that the debt collection behavior of lending institutions must be extremely violent.

(End of this chapter)