You want me to take out a loan to practice cultivation? I'll just pay off the debt physically.

Chapter 6 Prepare for a rainy day
[In just three months, the gap between ordinary professionals and professionals from aristocratic families has become as huge as a chasm.]

[A low-level professional would never reach such a height in his entire life, and for the children of aristocratic families, it is just the beginning.]

You watch everything going on around you, trying your best to gather all the information you think is useful.

Although you believe that aristocratic families are powerful, you also have sufficient confidence in your new future.

[The other party has three generations of accumulation, while you are cheating.]

[However, after the level test was over, a piece of bombshell news came out from the examiner.]

[Du Yuhan, who currently ranks first on the Jiangcheng ranking list, achieved the highest ranking in the province with an excellent score of level 15.]

[When this news came out, the whole audience was in an uproar.]

Even though he was completely devoid of any equipment, saddled with debt, and riddled with injuries, he was still a beginner-level professional. Upon seeing Du Yuhan achieve the provincial top scorer, he couldn't help but puff out his chest, his face filled with excitement and pride.

You look at this scene with mixed feelings.

[The Du family's eldest daughter's successful ascent to the top was based on a vast supply of resources.]

[And where do the wealthy and powerful families get their money? ]

[Or, in other words, are there any traces of aristocratic families behind these various loans and extremely harsh strategies?]

[At this stage, you don’t want to think deeply about these issues.]

[If you don't have enough strength, thinking about these things will only cause more trouble and won't bring any benefits.]

[While you wait, the examiner begins to announce the requirements for the second round of the exam: the practical assessment.]

【First, there are restrictions on the number of participants and their levels. 】

[Because the actual combat assessment is too dangerous, only professionals above level 2 are eligible to participate.]

[Hearing this news, you frowned.]

[You specifically checked the relevant information before coming here. There was no such restriction in previous years.]

[Even first-level professionals can participate in the actual combat assessment. At most, it is a little dangerous, or you may lose your life at the assessment site.]

[Now that this restriction has suddenly been added, does this actual combat assessment become even more dangerous?]

[Or has this year's practical assessment undergone a major change?]

So you decided to wait and see what was happening. If things didn't go right, you would quietly retreat behind the crowd.

[After all, you still don't know enough about this world, so your own safety is the most important thing.]

[The examiner quickly explained the location of the practical test: the misty wetlands outside the safe zone.]

[You've heard about the Misty Wetlands on the forum.]

[Although the level of the abyss monsters outside the Misty Wetlands is not high, there are also a large number of level 1 monsters.]

[But the central force of the Misty Wetlands is a massive number of Level 2 Abyss monsters.]

[Most importantly, Abyss monsters are different from dungeon monsters. Abyss monsters usually appear in large numbers, and there is a high probability that a level 4 or 5 regional boss will appear in a group.]

【Therefore, this is extremely dangerous for you. 】

【Thinking of this, you turn around and leave without any hesitation.】

[If you have this time, you might as well go to the dungeon hall and collect some materials to sell for money!]

Just as you were about to resume your peaceful life of killing monsters and collecting materials to sell for money, a host of lending institutions, such as Favor Loans, Equipment Loans, and Skill Loans, began bombarding your phone with requests, seemingly as if they had agreed to do so.

You even saw several groups of people wandering back and forth outside your rental house, taking photos and drawing signs. You've already read about these situations on the forum.

[Because I didn't take the exam, I didn't qualify for the vocational university, and I wasn't protected by the vocational university, so these institutions gradually took action against me.]

[However, you also understand the corresponding time and methods. If you are overdue for a year, these loan institutions will at most call to harass you, or visit your neighborhood and notify your family.]

Unfortunately, you have no family.

So you have nothing to fear from these things.

[So, you continue to take out loans and clear the Wolf Forest.]

On February 17th, 126th year of the Supernatural Calendar, on Lunar New Year's Day, a day when other people are celebrating family reunions, you continue to diligently clear the Wolf Forest every day.

[The word 'rest' doesn't exist in your dictionary.]

[After all, you never know when the lender will start aggressively demanding payment if you owe so much money.]

[You must improve your strength as much as possible in the shortest possible time and prepare for a rainy day.]

[Assuming you are driven out of your safe zone in the future, at least you will have the ability to survive in the wilderness.]

[On March 1, 126th year of the Supernatural Calendar, after reaching level 4, you relied on your profound understanding of the wolf pack to fight your way through the pack's siege and finally stood before the dungeon boss: the Wolf Alpha.]

After seeing the wolf leader's double health bar and astonishing stats, you decisively interrupted the dungeon.

[The dungeon boss is naturally blessed with unique advantages. Ordinary professionals can only rely on their level, equipment, skills, and props, and cooperate with each other in the team to complete the kill of the dungeon boss.]

[The Lone Ranger wants to kill the boss, which is a real test of one's combat skills and ability to spend money.]

[Obviously, you don't have either of these.]

You are helpless about this.

[After all, in a dungeon, the items dropped by the boss are the most valuable and account for the bulk of the dungeon income.]

[Although you have gained a lot more in dungeons after your level has increased.]

[Now, you can purchase one God-given crystal fragment per week on average for refining.]

[However, after you reach level 4, as your experience points increase, the amount of experience points converted from crystal fragments also decreases.]

[In the process of going back and forth, if you want to reach level 5, you will need a lot of money as support.]

[Of course, if you refine a pure primary God-given crystal, the effect will definitely be better than this.]

But the point is, you can’t buy it.

[After such a long dungeon battle, you gained almost nothing except a lucky drop.]

[This also shows you how low the drop rate of God-Given Crystals is in this world.]

On July 5th, 126th year of the Supernormal Calendar, personnel from Enqing Loan began to frequently visit your home and, in conjunction with the Soul Loan debt collection team, attempted to bring you to the Soul Loan agency for a soul assessment.

You realize that the situation is beginning to get out of control.

【Perhaps, you need to change your place of survival. 】

[And because you're on the dishonest list, you can't use the inter-city teleportation array.]

Therefore, if you decide to change your safe zone, you will have to leave the safe zone and cross the wilderness.

[But before you do that, you need to do some preparation to prepare for your trip into the wilderness.]

(End of this chapter)