Journey 1995:Non-Stop

Chapter 215 Return to Zero
(Many friends misunderstood the last sentence of the previous chapter... In fact, this story is extremely important in my life, and I will slowly finish writing it.)

Yan Hui had just left the police station when he received a call from home.

"Mom, I'm fine here," Yan Hui answered the phone somewhat reluctantly, giving a perfunctory reply.

"Wen Tao's family received a call from the police saying that Wen Tao was arrested for fraud. Is that true?" The mother's tone was rather urgent.

There were clearly other people on the other end of the phone, and more than one; obviously, the third child's parents were also waiting anxiously.

"Police... what else did you talk about?" Yan Hui originally wanted to hang up the phone quickly, but he was also a little nervous.

"The police said he and others defrauded people of over a million. Is that true?"

"I don't know the specifics, Mom. I'll take the money back for the New Year once I've resolved this matter." Yan Hui mustered up his courage to say this, and then hung up the phone.

All Yan Hui has left is that pitiful bit of self-esteem.

That evening, back at his lodgings, Yan Hui gathered the money he had on him and discovered a despairing problem.

Mr. Teng has already transferred the 250,000 yuan deposit he made to the company to Wang Hongjun. The company currently has no money in its accounts. Moreover, due to the freight costs alone, which amount to over 100,000 yuan, he still owes Wang Hongjun approximately 70,000 yuan.

At this moment, Yan Hui had about 4 yuan left, but he had no other funds.

There's no point in even thinking about the third son. Even if his parents were willing to pay, they could only come up with a maximum of ten thousand yuan, and Yan Hui wasn't particularly interested anyway. It wouldn't make much of a difference.

现在
That night, Yan Hui returned to the company and began to carefully examine the company's accounts. The more he looked, the more alarmed he became.

The company's expenses were far greater than he had imagined.

The third brother has some expenses for treating others to meals, and in some months his expenses exceed his salary, but the key problem lies with Yan Hui.

Yan Hui would readily withdraw 20,000 or 30,000 yuan and spend 3,000 or 4,000 yuan at a time.

Five-star hotels, Audi car rentals, upscale restaurants, expensive gifts—these miscellaneous expenses have amounted to over ten thousand yuan in the past few months. I'm not going to look at them this year.

The more he looked, the more powerless he felt.

When a company has healthy cash flow, all these expenses are considered "normal expenditures," but when a company encounters major problems, they become fatal.

The third brother has no money, and Boss Teng is most likely heavily indebted as well. Just look at the places Yan Hui has been to—there are so many debt collectors there. It's unlikely that Yan Hui can take anything from Boss Teng's remaining assets. For example, Boss Teng's processing plant is already 100% mortgaged.

In the past two years, Yan Hui has also come into contact with two concepts.

Loans and mortgages.

Simply put, a loan is about leveraging. If you originally had a cash flow of 50, you can increase it to 100 million or even 200 million through a loan. As long as the total annual turnover profit exceeds the loan interest rate, the loan is valuable.

Judging from Yan Hui's previous business practices, timber turnover can reach more than 20 times a year, with a total profit margin of 200% for each of those 20 times. Therefore, as long as there are enough orders, taking out a loan is actually very worthwhile. This is why companies all want to take out loans.

However, banks don't issue loans casually, especially business loans, most of which require collateral.

Some business owners invest money in fixed assets, which they can then use as collateral to get more money out of the company.

Yan Hui has no fixed assets, no loans, and no collateral. In this situation, it's hard to say whether it's a good thing or a bad thing.

Ugh.
Yan Hui simply drifted off into thought, but upon returning to reality, his heart felt like it was being stabbed with knives.

He glanced at the cash on his person.

He took 5 yuan home for the Chinese New Year and carried it in his bag. Ever since he started sewing money, he has had the habit of carrying cash, a habit that will continue into the future era of mobile payments.

The 40,000 yuan in his bag won't save him now, because Wang Hongjun still owes him 70,000 yuan. No matter what, Yan Hui has to pay it back.

He didn't sleep a wink that night; every time he was about to drift off to sleep, he would be jolted awake.

Was it a dream?

Was it a dream?

Yes or no.
Not
Everything that happened is true.

Countless times, Yan Hui hoped this was a dream, but it really wasn't.

He didn't feel the pain at first because the sudden and drastic change cut off his five senses. Only when the pain slowly crept in did he feel as if his whole body was being torn apart by knives.

Thinking about my arm makes my arm hurt, thinking about my leg makes my leg hurt, and looking inward, I feel pain in all my internal organs.

The pain, like the endless night, relentlessly washed over him, making him feel, even in the darkness, that life continued to exist.

The pain throughout his body was like a good medicine, allowing Yan Hui to easily feel the existence of the world and his own existence.

Its daybreak.

Nothing changed. In a daze, Yan Hui went to the bank to check the company's accounts.

As recorded in the accounts, the company had almost no money left, with only a little over seven thousand yuan remaining.

In fact, when the company's orders were plentiful, the company often had no money in its accounts. But at that time, the money would be transferred in while the goods were on their way, and it would continue to be used as ammunition for Yan Hui.

Now, no more money will be sent.

Why me?
Am I just unlucky?

Am I not devout enough in my worship of Buddha?
it's me
Yan Hui was walking down the street when he saw a lottery vendor. His eyes lit up, and he went in and bought several tens of yuan worth of tickets, waiting for the draw that evening.

500 million, winning 500 million would solve all problems.

Having everything, including face, I'm back in the market to crush all those who bullied me!

After buying the lottery ticket, Yan Hui finally dared to admit the hatred in his heart; he truly harbored hatred!

He had read so many martial arts novels; he longed for an opportunity, for his meridians to be reshaped, and for his withered tree to sprout new life.
If he wins this lottery, he'll be the chosen one, a triumphant return!
Time ticked by until the lottery draw, and Yan Hui waited anxiously that evening.
Of course, nothing will come of it.

I didn't win even with 5 yuan.

In despair, Yan Hui mustered his courage and made a decision—to pay back the money first.

He still owes Wang Hongjun 7 yuan.

He went to a pawn shop and sold his Rolex watch. The watch held its value very well, but he was in a hurry to sell it, so he got it for 22,000 yuan.

The company still has over 7,000 in its accounts, and he has 40,000 in his hands.

With a total of 69,000, Yan Hui sold some other things to raise the money to over 70,000. He went to the bank and wired the remaining 70,000 to Wang Hongjun. They had a brief conversation, as if nothing had happened.

After transferring the money, Yan Hui lay back in his chair at the company, gazing at the scene.
This was the first time he had seen the company's ceiling since the company moved here.

(End of this chapter)