Swallowing the Stars: Providing a Loan to Luo Feng Begins

Chapter 1: Loan for 'Herbal Essence Dew'! (Please add to your favorites!)
late at night.

The detention center was completely silent, with only the faint sound of snoring audible.

Most people were already fast asleep, but Luo Feng, who had just graduated from high school, sat cross-legged on his bed, bewildered by the voice that suddenly rang in his mind.

"Then how should I address you?"

"Chen Qi, that's my name."

"..."

Chen Qi's soul floated in a mysterious space, and his voice was transmitted to Luo Feng through telepathy.

Looking back on his experiences over this period of time, Chen Qi still finds it unbelievable!

He is a time traveler.

He accidentally stumbled upon a stroke of luck in his own world, and his soul was sent to the world of Swallowed Star. As soon as his soul arrived there, it was targeted by the supreme rules because it was an 'outsider soul'.

With the authorization of the supreme rules, the origin of the universe can act with confidence.

According to Chen Qi's understanding of the original work, the origin of the universe is extremely terrifying when it can act freely!

How could Chen Qi, a soul that had just transmigrated, possibly resist?
They can only wait to be obliterated by the origin of the universe.
At the critical moment, he activated the 'system' and survived by hiding in the system space, making himself undetectable by the supreme rules.

After a brief study, Chen Qi understood the system's basic functions.

All you need to do is set up an item with a reasonable effect and have enough credit points to enable 'use now, pay later'!
then
Chen Qi immediately chose to obtain a special physical body that could evade the gaze of the highest rules.

But they were told:
You lack the ability to repay the loan, and your credit score is insufficient to secure a loan for such a valuable item.

Chen Qi tried to borrow various items that could be separated from the system time and time again, but the result was always the same: 'No ability to repay + insufficient credit score'.

He was on the verge of a breakdown. Was he going to be trapped in the system space for the rest of his life?
Having failed to get help from the system, he could only look for opportunities outside.

Fortunately, Chen Qi was on Earth, where the story of "Swallowing the Stars" had just begun.

At this moment, Luo Feng is on a timeline where he has just completed the preliminary martial artist assessment and is being held in a detention center.
Seeing this, Chen Qi had an idea.

That means negotiating with the system to find another host, and then he and the system would go into Luo Feng's mind to lend money to Luo Feng!

In a strange world where human nature is unpredictable, finding a reliable 'host' is extremely difficult. In the case of Devouring the Stars, there is Luo Feng, a protagonist who is grateful and willing to repay kindness, to choose from.

Chen Qi quickly made a decision to directly control the system space and possess Luo Feng.

He was very satisfied with his choice; the supreme rule of supervision was, in the end, nothing more than the rules of the origin continent.

Luo Feng will become the top Hunyuan Lord in the Hunyuan Space in the future!
If we lend him a hand now, getting rid of the 'supreme rules' surveillance in the future will be a piece of cake.

At this moment.

Luo Feng felt the voice in his mind return to calm; he had just been deeply shocked by the worldview described by Chen Qi.

Chen Qi told him
The so-called formal martial artists are nothing more than 'apprentice-level first-tier' minor characters, insignificant in the entire universe.

As for those so-called legislators on Earth.

They are merely at the 'planetary level', and in the vast universe, they would be hard to sell even as slaves for a high price.

Such a vast worldview deeply shocked him.

As for doubts...
The idea of ​​a soul appearing out of thin air in one's mind and communicating with one's mind sounds magical enough.

Luo Feng and Chen Qi talked for a long time. Although Luo Feng still felt strange, he had accepted the existence of this 'Chen Qi' and chosen to believe in him, because if he didn't believe in him, he wouldn't be able to make him disappear.

"Chen Qi, are you still there?"

"Yes. I was just thinking about what to do next."

Chen Qi pondered the plot of the original novel.

In the normal timeline, Luo Feng experienced his first cultivation of the 'Five Hearts Towards Heaven Cultivation Method' tonight, and his strength rapidly broke through and increased to about 1500kg.

Tomorrow, there will be a brawl in the prison targeting Luo Feng.

But at the end of the day.

It doesn't matter whether it's 'Zhang Haobai' or 'Zhou Huayang'.

For example, in the original novel, 'Moro' almost caused Luo Feng's death. Once Luo Feng's strength reached an awe-inspiring level, there were immediately people vying to help him eliminate Moro. On the path of pursuing increased strength, everything else can be temporarily set aside.

In the world of "Swallowed Star", strength is supreme. As long as you are powerful enough, anything is possible, including resurrecting your deceased loved ones.

"Luo Feng, you just heard me explain the vastness of this universe and its darkness. Even a councilor is just a low-level slave in the grand scheme of things. So we must become stronger quickly to deal with potential crises!"

Chen Qi's words echoed in Luo Feng's mind.

Luo Feng nodded, agreeing with the assessment. If the worldview was truly as Chen Qi described, then Earth as a whole was too weak and too dangerous.

"But Chen Qi, how can you become stronger quickly?" Luo Feng asked, somewhat puzzled.

Upon hearing this, Chen Qi immediately declared confidently, "Don't panic! Leveling up and becoming stronger is easy, isn't it? With enough resources, leveling up is a breeze!"

"But where do we get the resources?" Luo Feng didn't understand.

Chen Qi then said:

"Resources are simple, don't worry about them."

"I'll provide the resources for the upgrade!"

Loan, start!
"System, after our previous discussions, we have confirmed that Luo Feng has been temporarily designated as the host."

"So, based on Luo Feng's current credit limit..."

"Give me a loan for a cultivation resource that can effectively help him quickly improve his physical fitness without any side effects, such as..."

[The design is underway based on loan demand instructions...]

At this point, the system selects the optimal option:
【——Loan Agreement——】

[Loan Item: 'Herbal Essence Lotion' 5ml]

[Effect: After drinking, it is expected to raise the physical attributes of the borrower 'Luo Feng' to 'Apprentice Level 3' (Advanced Warrior)!]

The borrower, 'Luo Feng,' has been assessed as having sufficient repayment ability to cover the cost of the item.

[This loan will utilize 95% of your credit limit]

The loan amount needs to be repaid within one month; late payments will incur additional interest.

Chen Qi glanced at it; the value was good.

According to the original plot, Luo Feng was supposed to fully awaken as a 'Mental Master' after the brawl in the detention center. Even after awakening, his physical attributes would only be at the intermediate warrior level, and right now he should only be at the 'basic warrior level'.

A 5ml bottle of 'Herbal Essence Lotion' can instantly upgrade your lifestyle by two levels!
It's important to know that Luo Feng is the number one 'Mentalist' on Earth, and with his physical abilities upgraded to 'Advanced Warrior', his Mentalist level would be 'Intermediate Warrior'!

The 'credit loan' system can generate some reasonable products through loans.

As for repaying with goods, it only needs to be an item whose widely recognized value, as determined by the system, exceeds the value of the loaned item by a certain percentage.
If we're talking about what's most abundant on Earth, it's definitely monsters!
Furthermore, Earth monsters are a kind of 'Earth specialty' in the universe. Other planets may have monsters, but they cannot have monsters with biological evolution and genetic mutations that are exactly the same as those on Earth.

"System, can we repay with monster corpses? How much would that be?"

[Repayment Fee: Capture one 'Intermediate Beast General' alive! Or three 'Intermediate Beast General' corpses, or capture ten 'Elementary Beast Generals' alive... or other corresponding value items.]

"???"

"This reward is free!"

Is it difficult for a mid-level warrior spirit master to kill a mid-level beast general?

Chen Qi laughed.

Once Luo Feng's credit score improves, he can then repay the loan. As long as the repayment is made on time, his credit score will be greatly improved, and he can then provide Luo Feng with another round of loans.
As long as the cultivation resources are reasonable.

Furthermore, the system believes that Luo Feng, as the 'borrower,' has the ability to repay, so he can get the loan. Combined with Luo Feng's original opportunities, this will quickly transform Luo Feng into the strongest person on Earth, and it probably won't take long!

Continue like this.

He, Chen Qi, will surely be able to break free of the system space and become a true transmigrator!
If you have any suggestions regarding the 'loan incentive', please leave them in the chapter review or book comments section. I'll definitely see them there.

This novel has been read countless times, but due to the vast amount of original setting, some oversights are inevitable. If you see any problems, please feel free to point them out.

Finally.
During the new book release period, if you're interested, please bookmark it and read it daily. Reading data is very important, thank you so much!
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(End of this chapter)