Swallowing the Stars: Providing a Loan to Luo Feng Begins

Chapter 29 Chain Loans, Loans Maxed Out Twice, 'Hundred Refinement Weapon Pattern Technique'!
Inside the massive martial arts training hall.

"finished."

Chen Qi breathed a sigh of relief in the system space.

One area has been transformed into a 'gravity training room'. The materials used are all alloy remnants, which were assembled and synthesized through the 'credit loan' system and finally transformed into a gravity training room.

Its gravity adjustment factor is basically similar to that of the 'Elite Training Camp'.

The only difference is that this gravity training room is not as sturdy. Even 'Hong' could only leave very shallow marks on the training room of the elite training camp.

Being that sturdy is meaningless.

The purpose is simply to train in this gravity environment, so a solid ground is sufficient. The walls and ceiling can be made a little less robust.

This can save some loan amount.

Luo Feng went into the gravity training room to try it out, and there were no problems with the effects. Training inside wouldn't easily damage the training room.

This is enough for Luo Feng's needs for now.

"Next step."

"We don't need the usual training techniques and power generation secrets. We have some secrets that we bought at a discount from Hong, and even more valuable ones from Babata."

Chen Qi had tried taking out loans to obtain items that could enhance the level of life's genes.
The price is too high, resulting in a very low cost-performance ratio. The improvement it can achieve is only a gene multiple of one in tens of millions.

Recalling 'Blood Crystal', 'Nine Tribulations Secret Manual', etc.

None of the items that can improve the 'life gene level' are cheap. We can only try to improve the life gene level when Luo Feng's credit value is higher.

Therefore, if you want to improve your martial arts skills, you can only go in three directions:

Basic physical fitness, power exertion, and understanding of the laws!
Regarding the power multiplier, Chen Qi just upgraded the 'virtual glasses' in Luo Feng's hand, expanding the content of the 'virtual game space' inside.

It has been upgraded and iterated to 'Pathfinder World 2.0'!
It now also includes tutorials on increasing power multipliers and special training in martial arts combat skills, adding martial arts training to the game content.

Furthermore, the previous special training on 'psychic power amplitude' has been upgraded and improved to be even more comprehensive.

"Then the most important thing next is 'comprehension of the laws,' which runs through the entire cultivation career."

“The previous ‘Crimson Bright Nine Heavens Diagram’ guidance technique was poorly designed; it was poorly considered at the time.”

Logically speaking, the 'Golden Horned Beast' would definitely possess a body, whether it's its ability to create clones or its characteristics as a darling of the 'Gold Law'.

It has a significant advantage in the Law of Metal!

Chen Qi's understanding of the laws of water and fire was a simplified, low-end version of the "Crimson Bright Nine Heavens Diagram" from a novel he had read in his previous life. However, even with his heightened sensitivity to the laws of water and fire, he might not be able to keep up with the Golden Horned Beast's innate sensitivity to the law of metal.

According to the situation in the universe, the laws of water, fire, and metal are all lower-level laws, and there is no need to cultivate so many lower-level laws.

So why not focus on developing the 'Golden Law'?

The guiding technique is the core, which can increase both the speed and amount of cosmic energy absorbed. Therefore, it is definitely worthwhile to switch to a guiding technique that can improve one's understanding of the 'Law of Metal' and is better than the previously roughly designed low-end version of the 'Crimson Bright Nine Heavens Diagram'.

"wrong."

"I remember that 'guidance techniques' are basically irrelevant in the universe. The minor realm upgrades of geniuses from major powers in the universe are all directly 'filled' to the maximum, and the major realm upgrades are basically only limited by 'comprehension of laws'."

"Therefore, the focus should be on comprehending the auxiliary laws, rather than on guiding techniques."

"My credit limit is used up now, I need to pay off the loan first!"

Within the system space, a large number of alloy remnants were piled up. Chen Qi used the system space to lock his consciousness onto those 'remnants of ancient civilizations'.

A large amount of debris vanished into thin air, until only a few pieces remained.

[Borrower 'Luo Feng' has cleared all debts. Given his consistently prompt repayments, his credit score has significantly improved!]

"Okay, my credit score feels like it's increased four or five times."

When Chen Qi took out a loan to upgrade his 'virtual glasses', he set the configuration to a very high level, which used up a lot of his credit score. He has already paid off one loan with alloy debris, which boosted his credit score once.

That time it increased four or five times.

Combining the two, it's 5x5; these two transactions totaled over twenty times. "Loan!"

"This time I'll take out a full loan."

"I've been building up my credit score for so long, isn't the point to spend it?"

Chen Qi chuckled.

"System, draft a loan agreement using the current credit value as the upper limit, and design a cultivation resource to enhance Luo Feng's perception of the 'Law of Gold'."

[The design is currently being searched based on loan requirements...]

After a while.

The system displays the following panel:

【——Loan Agreement——】

[Loan Project: 'Chalcedony']

[Effect: Immersing the user in hot water together can enhance their perception of the Law of Gold over several hours. It is estimated that this will increase the borrower 'Luo Feng's' perception of the Law of Gold by 3.9 times!]

【…】

[This loan will utilize 100% of your credit limit]

The loan amount needs to be repaid within six months; overdue payments will incur additional interest.

"Only 3.9 times?"

"As expected, we can't consider these cultivation resources that offer rapid improvement; they're all items with extremely low cost-effectiveness."

Chen Qi remembered the original storyline. Luo Feng's special ability, which he awakened at the planetary level, was called "Diamond Body." Although special abilities are not very useful in the later stages of cultivation, Luo Feng's awakening of Diamond Body shows that he himself should be very compatible with the "Law of Gold."

It is certainly far inferior to the Golden Horned Beast, and there is no comparison between them.

Luo Feng's most proficient technique, the Law of Metal, can also increase perception by 3.9 times, which seems pretty good, but with this little bit of improvement, it's a pipe dream to think he can surpass 'Bolan'.

Even with Luo Feng's perception of the Golden Law being 3.9 times stronger, it's probably still no match for a single claw of the Golden Horned Beast.

"By replacing the items with 'cultivation manuals' or similar items that can be upgraded, Luo Feng's perception of the Law of Metal can be gradually improved through cultivation."

[The design is currently being searched based on loan requirements...]

【…】

"The improvement is significant, but it's still not enough." Chen Qi thought for a moment and continued to revise, saying, "For example, to use this technique, you need to refine some 'metallic items' to assist in the improvement."

[The design is currently being searched based on loan requirements...]

【…】

【…】

"No way, isn't this kind of modification a scam? Do you want me to take out another loan for 'metallic items' from you later?"

"Change it to..."

Chen Qi felt like he was teaching a child, repeatedly asking him to understand the meaning and revise it to a reasonable and satisfactory level.

[The design is currently being searched based on loan requirements...]

【——Loan Agreement——】

[Loan Project: 'Hundred Refinement Military Pattern Technique']

[The 'Hundred Refinement Weapon Pattern Technique' works by having the user ingest 'metal' to inscribe 'weapon runes' onto their body. The inscription process becomes increasingly painful as more runes are added. For the average planetary-level user, it requires extremely high endurance and willpower to complete. This technique consists of one hundred 'small weapon runes,' each with the same enhancement effect. One rune can increase the user's perception of the basic metal element by approximately 2.1 times!]

【…】

[This loan will utilize 100% of your credit limit]

(End of this chapter)