Starting with a fully invested A-share portfolio to become a capital...

Chapter 98 The Crazy Finance

The Peninsula Hotel, Shanghai.

Located at No. 32 Zhongshan East Road, the hotel's main building is 15 stories high. The overall design style is to recreate the old Shanghai. The moment you step into the hotel, you will have a dazed feeling of traveling back to old Shanghai in 1920.

However, at this time, a conspicuous sign was hanging in front of the Peninsula Hotel in Shanghai.

[Temporarily closed to the public]
Next to the sign, a young man in his early twenties dressed as a doorman was politely turning away customers who wanted to enter the hotel.

"Excuse me, sir, we are not officially open for business yet; we are just testing the lights."

"The hotel is not currently offering services, ma'am. If you would like to experience the Peninsula Hotel, please keep an eye on our global website."

"I'm sorry, sir, the hotel is not open yet."

The Peninsula Hotel boasts an exceptional location with panoramic views of the Bund and the Huangpu River, and it is the only top-tier luxury hotel building under construction on the Bund in recent decades.

While the doorman was trying to turn away customers, a group of well-dressed men and women were drinking and chatting on the terrace of Sir Ellie's restaurant on the 14th floor of the Peninsula Hotel. Their faces were flushed from drinking.

"Congratulations to Manager Tao on successfully raising 20 billion yuan, breaking the record for the fastest subscription in the history of China Asset Management. I'd like to raise a glass to you."

The speaker was a refined and handsome man, wearing gold-rimmed glasses and of slender build.

After finishing his sentence, he downed the liquor in his glass in one gulp, then showed the empty glass to Tao Yuang, who was seated at the head of the table.

"I'd also like to toast Manager Tao, wishing him abundant wealth and continuous promotion."

"Manager Tao is truly a role model for us all. He accurately predicted the H1N1 flu concept right after joining the company. I admire him immensely."

"I'd like to offer another toast to Manager Tao. If there's anything I don't understand in the future, please give me your guidance. I will definitely learn humbly."

After downing glass after glass of liquor, some people had already gone to the toilet several times.

Vomiting and then drinking again, drinking and then vomiting again—this is the norm at drinking parties.

Surrounded by admirers, Tao Yuang's shirt collar was open, revealing several red lipstick marks on his neck. There was a beautiful woman on each side of him.

The woman on the right has brown wavy hair and wears a black low-cut V-neck evening dress, revealing almost her entire chest.

The woman on the left is equally stunning. Unlike the woman on the right who is more revealing, she is wearing a black round-neck long dress with a diamond necklace, exuding an air of elegance. Her beautiful legs, encased in black stockings, occasionally brush against Tao Yuang's trouser legs, making the implication quite obvious.

Both women were models before switching to finance.

In the glamorous and extravagant financial industry, academic qualifications are just a stepping stone; once you're in, it's all about who has the resources.

Having family connections is a resource.

Having money at home is a resource.

Having good looks is also a resource.

Exchanging resources among partners is an unspoken rule in the financial world.

……

Enjoying the evening breeze on the Bund, with beautiful women on either side of him, Tao Yuang's cheeks flushed red after downing glass after glass of drinks, as the alcohol gradually began to numb his senses.

Seeing that the atmosphere was just right, the refined man named Wang Bohan stood up, raised his glass and said, "I'll toast Manager Tao again, bottoms up."

After downing his drink in one gulp and showing the empty glass again, he sat down again and suddenly asked, "Manager Tao, did you enjoy your drinks tonight?"

"Of course, of course I had a great time."

Tao Yuang seemed to be quite drunk. In response, he pulled the elegant lady on his left into his arms and kissed her red lips.

He had long been unable to contain himself as the two beautiful women were flirting with him under the table.

The people around the table were not surprised at all; on the contrary, they all praised it.

"Haha, Manager Tao has a good temperament."

"Xiao Fang is so lucky."

"I really envy Sister Fangfang. I wish I were the one who was favored by Manager Tao."

Everyone had their own ulterior motives, their eyes were mocking, and they spoke sweet words.

After the kiss ended, Wang Bohan gestured to Miao Fang, who had just been kissed, and then said, "Alas, it's a pity that we are not as talented as Manager Tao. We can't even grasp short-term trends."

"Brother Tao, can you teach us?"

“Yes, Brother Tao, please teach us. We’re willing to learn anything.”

The sweet, coquettish manner of the two beautiful women flanking him, along with their suggestive remarks, captivated Tao Yuang, drawing him into this gentle embrace.

Without hesitation, Tao Yuang said, "I've researched this short-term trend. Effective drugs are the main theme for the future. You know shikimic acid, right? I plan to invest heavily in related stocks."

"Oh? Which one is it?"

Wang Baihan struck while the iron was hot.

"Which one is it?" Miao Fang leaned her cheek against Tao Yuang's chest, who had completely forgotten that he had a pregnant wife at home.

"Jianfeng Group, Hisun Pharmaceutical, Jiaotong University Angli, Neptune..."

As Tao Yuang subconsciously mentioned the stocks he wanted to invest heavily in, a sudden gust of cool wind blew by, jolting his nerves, which had been numbed by alcohol, back to their senses. He bit his tongue sharply, and the pain brought him back to his senses instantly.

Then his gaze fell on the two beautiful women he was holding in his arms. There was no lust in their eyes, only a desire for money.

"I have some things to do tonight." Tao Yuang pushed the beautiful woman away and forced himself to stand up.

Seeing this, Wang Baihan quickly approached, helping Tao Yuang up while slipping a note into the latter's hand, saying, "This is the contact information for General Manager Feng of Huahai Pharmaceutical. He didn't come to avoid suspicion. He's the one who's treating us to dinner tonight."

After whispering the message he wanted to convey, he scanned the men and women in the room and said, "Alright, alright, everyone's had too much to drink. Go back and rest. You all have to go back to work tomorrow."

"Oh, right."

Wang Bohan then seemed to remember something and hinted to Tao Yuang, "Although the hotel isn't open yet, you can still stay here for one night if you want."

Everyone present was an adult, and they all knew what the implication was.

The women in finance who had been drinking with him for so long were practically ready to blurt out their true feelings.

But once Tao Yuang came to his senses, he lost interest. Although he had broken the record for the fastest subscription by Huaxia Fund, he had not yet climbed to the position of "lead promoter".

For the sake of his career, he chose to remain restrained and politely declined, saying, "No need, I have other things to do."

The words fell.

Tao Yuang staggered inside.

As the "main character" of the drinking party left, one by one the men and women also left, leaving only Wang Bohan on the terrace of Sir Ellie's Restaurant.

He leisurely poured himself a glass of red wine, glanced at the camera in the corner, and then went to the edge of the terrace to overlook the entire Bund night view.

Tao Yuang is now a "fat pig" with 20 billion yuan in his hands, and everyone wants a bite, including the CEO Feng he just mentioned.

Many investors believe that funds are less risky than stocks.

Is this really the case?

Once a public fund's subscription period ends and it enters its closed period, there are countless ways for investors to line their own pockets.

There are all sorts of things like insider trading, taking over for other entities, and internal fund transfers of benefits. In the end, it's always the fund investors who lose money, while the fund managers still get high salaries.

Compared to public funds, private funds are even more likely to swindle money from the wealthy, and they are far more ruthless.

Fortunately, the threshold is high, so if the rich lose money, they don't pursue it too much, and some even lose money intentionally.

After downing a glass of red wine, Wang Bohan seemed to feel something was missing. He took out his phone again and dialed a number, saying, "Xiaofang, come back for a bit. I have an order to discuss with you."

……

Shanghai University of Finance and Economics.

After watching Peng Ge, Xiong Xinghuai, and other teachers and students who came to exchange and learn leave, Bao Xingwei breathed a sigh of relief and glanced at Zhong Bohan, the counselor of the investment major.

"Did Zhang Yang really have an upset stomach?"

obviously.

He had already investigated. Several campus surveillance cameras captured Zhang Yang leaving Shanghai University of Finance and Economics alone, pulling a suitcase.

Do you need to drag your suitcase when you're sick?
Is this a hospital stay or a vacation?

Moreover, acute gastroenteritis is notoriously painful; in severe cases, one may need assistance to walk.

However, judging from the campus surveillance footage, Zhang Yang, while not exactly energetic, at least had a rosy complexion.

“That’s what he said.” Zhong Bohan wasn’t stupid; he knew that Bao Xingwei was asking questions with an answer in mind, so he simply pushed Zhang Yang forward.

"Do you believe what he said?"

"That was indeed something I didn't consider carefully."

"You didn't just fail to consider it thoroughly, you didn't consider it at all, did you?"

"Yes, yes, it was my fault."

After Zhong Bohan repeatedly admitted his mistakes, Bao Xingwei did not delve into the other party's responsibility.

At this moment, he was quite curious about what Zhang Yang had to do that was more important than the exchange between university teachers and students.

Bao Xingwei suddenly thought of He Jing; she must know some inside information.

After all, when he extended an olive branch to He Jing, her first reaction was not to accept, but to introduce Zhang Yang, from which he could deduce that the relationship between the two was extraordinary.

"Zhang Yang blatantly skipped the university exchange class. He really doesn't give an old man like me any face. I need to ask He Jing about it," Bao Xingwei muttered to himself.

……

On the departing Coaster, Xiong Xinghuai, the dean of the School of Finance at Peking University, stopped being polite and criticized Huaqing University's faculty and students in front of them, saying, "Now you know what it means to be out of your depth and to be more capable than others, right?"

"Don't think that getting into Peking University makes you exceptionally intelligent. In this world, there is no shortage of geniuses."

"Whether it's He Jing or Zhang Yang, especially Zhang Yang, their insights into the financial field are far beyond yours."

Do you know why they're absent today?

"You have nothing to teach others, you know? Go back and study hard, and you'd better go and get a master's degree."

When he was at Shanghai University of Finance and Economics, he would still care about his image, but now that he only has teachers and students from Tsinghua and Peking Universities, Xiong Xinghuai has no intention of holding back his words.

One by one, the students from the Department of Finance at Peking University lowered their heads silently.

Meanwhile, the students from Tsinghua University watched the show in silence.

Coincidentally, after Xiong Xinghuai finished his criticism, Zhao Yanfeng, the dean of finance at Tsinghua University, immediately took over, saying sternly, "What are you laughing at? Do you think you're so capable?"

"When you went on stage to give a speech on Sunday, you couldn't even fart. If it weren't for the fact that you are enrolled at Tsinghua University, I wouldn't even recognize you as my students."

"I've been teaching for half my life, and you are the worst class I've ever taught!"

The merciless criticisms echoed through the three smoothly moving Coaster carriages. After the dean finished criticizing, the professors criticized, and after the professors criticized, the teacher in charge of the team criticized again.

……

the next morning.

A light drizzle fell over Hangzhou, and the modern city buildings were shrouded in a layer of misty fog, appearing and disappearing indistinctly.

The misty rain of Jiangnan is a must-see scene for many people, but for Zhang Yang, a native of eastern Guangdong, it doesn't seem particularly special.

If there's anything to mention, it's that the rain here is quite fine and gentle, making it perfect for taking photos in a traditional Chinese style.

As for the rainfall in eastern Guangdong, it is characterized by torrential downpours, and every few years, one can experience the tension of floods passing through.

As usual, Zhang Yang washed up, went to a breakfast shop for breakfast, and then headed straight to the top floor of Hongyue Building.

"Ding--"

The elevator door opens.

Zhong Qifeng, who had timed his arrival perfectly, greeted Zhang Yang with a fawning smile, rubbing his hands together as he said, "Mr. Zhang, you've arrived."

"What's wrong, Manager Zhong?"

Zhang Yang glanced outside the elevator and saw not only Zhong Qifeng, but also other trading managers, all seemingly waiting for him.

"Mr. Zhang, I would like to ask you for your opinion on shikimic acid."

Just as Zhong Qifeng finished speaking, he added, "Yesterday I saw in the news that Brother Sun and Alliance Leader Zhang are both involved in the concept, so I wanted to ask you, is there still any market for shikimic acid?"

"Yes, Mr. Zhang, please give us some guidance so we can work a few years less."

"I just joined the 10 Peak Group yesterday. Mr. Zhang, please answer my questions. I'll do anything you need me to do."

"Me too."

Zhang Yang calmly stepped out of the elevator. At that moment, Zhong Qifeng and the other trading managers in front of him looked like skeletons.

Why is it described as a skeleton?
In investing, greed is the original sin.

Whoever displays greed may pay with their life.

However, he had to admire the audacity of Zhong Qifeng and his group, who would come to ambush him every day just to get the latest news.

"Take profits when the price reaches your target; the market isn't up to me." After saying this, Zhang Yang headed towards the vice president's office.

He's not a people-pleaser, so he won't make money for strangers.

If they make money, it's theirs; if they lose money, they might cause trouble for you. If you try to please everyone, aren't you just being cheap?

If you want to do good deeds, you might as well make a fortune in the stock market and then donate a portion of it to children in impoverished mountain areas.

The word "greed" was written on Zhong Qifeng's face. He looked at Zhang Yang's back and pondered, "Take profits when it reaches your psychological target. Mr. Zhang is saying it can still rise and telling us to keep waiting."

"So that's it."

"Then just wait a little longer."

"If prices rise a little more, I can buy a house and a car in Hangzhou!"

"Me too."

……

Hearing the comments behind him, Zhang Yang shook his head helplessly. He could only quicken his pace and ignore these leeks.

Upon arriving at the vice president's office, Zhang Xiaolong, the financing manager, was already waiting.

Seeing Zhang Yang walk in, he greeted him, "Junior Brother."

Good morning, Senior Brother Zhang.

Zhang Yang responded.

Just as he thought the other party was there to help him log into his margin trading account, Zhang Xiaolong asked, "Junior brother, I see the H1N1 flu concept is very hot. Will your holdings in Jianfeng Group and Rhine Biologics still rise?"

"..."

Zhang Yang fell completely silent.

The stock market can easily make people lose their heads and become slaves to their desires. At this moment, both Zhong Qifeng and Zhang Xiaolong seemed to be overjoyed by the consecutive short-term limit-up moves, and were completely obsessed.

"call--"

If someone else asks, he doesn't want to say much about the market, because the stock market is all about making money off the greedy.

However, considering that Zhang Xiaolong had given him a 10% annual interest rate discount when he first started using leveraged financing, he made an exception and reminded him: "They can rise, but they should be nearing their peak. If you have bought them, I suggest you liquidate your positions and take profits, and switch to the relatively stable banking sector."

Yesterday afternoon, after the market closed, news circulated in the capital market that Huijin Investment Ltd. was going to increase its holdings of bank stocks, but none of the four major banks responded.

However, at 7:45 p.m., Huaguo Bank was the first to issue an announcement confirming the authenticity of the rumors and releasing details.

Over the next 12 months, Central Huijin Investment Ltd. will increase its holdings of A-shares in the four major state-owned banks through the Shanghai Stock Exchange trading system.

(End of this chapter)