Peach Bing King

Chapter 199 Yang Shuiming's Rejection

"According to my bank's informant, Tang Qianren has been very close to the manager of Shanghai Central Bank recently. It seems that Tang Qianren wants to borrow a large amount of money from the central bank." Qin Yue said.

Li Wufeng frowned, and asked, "What is Tang Qianren borrowing money for? Is he still short of money?"

"Hehe, don't think that Tang Qianren is too rich. Of course, he is very rich to ordinary people. Now that Tang Qianren's economy is in a downturn, he was first suppressed by Ning Zheng before, and then you took control of Longwei Steel Plant. Some of his economic chains were broken, causing a fault in Tang Qianren's capital chain. The most feared thing for a businessman is that the capital chain is broken. Tang Qianren has a lot of industries, but also needs a lot of money, so Tang Qianren is very uncomfortable during this time. , it must be borrowed money to inject into his property, otherwise his property will be like a pool of stagnant water, and sooner or later it will be over!" Qin Yue analyzed.

Li Wufeng listened to Qin Yue's analysis and thought about it for a while. Qin Yue's analysis was correct. Tang Qianren has a big business, but those are intangible assets, and these need the support of existing funds, but Tang Qianren's funds are definitely not much now. , 1000 million were cheated by himself alone, and the method of making quick money in the steel factory was cut off. This was a big blow to Tang Qianren before and after!

"Hehe, then this time is a good opportunity?" Li Wufeng laughed.

"Well, it's an opportunity, but it's also a crisis. It depends on what to do. If Tang Qianren slows down his capital chain and takes deep roots, it will be even more difficult to deal with it in the future. Tang Qianren is now The transitional period is the best time!" Qin Yue analyzed.

Qin Yue, the queen of the business world, must be right in her analysis. People like Qin Yue, with years of accumulated experience, can see the future economic development very accurately!

"Then we must completely suppress Tang Qianren this time!" Li Wufeng spread his hands and said lightly.

"Hehe, it's easy to think, it's not that simple, but relatively speaking, this time is a good opportunity, I just don't know if you have confidence!" Qin Yue said with a shallow smile.

"Hey, of course we are confident. We have long wanted to eradicate Tang Qianren in one fell swoop. If we have such a good opportunity, we can't miss it!" Li Wufeng said with a smile. Although Li Wufeng said it lightly, he also knew it and wanted to It is not so easy to eradicate Tang Qianren. After all, Tang Qianren is deeply entrenched in Shanghai and must have strength!

Qin Yue nodded thoughtfully, "Hehe, since that's the case, I'll wait for your good news. This is also doing something for me, and at the same time, I'll see if you have the ability."

"Yes, you are testing us by cooperating." Li Wufeng waved his hand and said.

"Let's put it this way, it's impossible for my future boyfriend to not have this ability, right? If that's the case, he might as well marry Tang Qianren." Qin Yue joked.

"Hey, don't worry, we promise to make it beautiful for you, just wait and see." Li Wufeng patted his chest and said.

"Well, then I'll just wait for your good news." Qin Yue said with a smile.

Qin Yue knew that Tang Qianren was not so easy to deal with even in this way, the title of one of the Shanghai Three Heroes was not so easy to get, if Tang Qianren was really so weak, Li Wufeng was not needed back then, she could have dealt with him by herself!

But now the overall strength is compared, although Li Wufeng is behind Tang Qianren in strength, but not too much behind, if you really want to seize the opportunity to deal with Tang Qianren, it is not impossible!

******

Central Bank of Shanghai!

Wang Haijun took a bank loan information and knocked on the door of the office of Yang Shuiming, the governor of the central bank!

"Come in." Yang Shuiming answered while sitting at the desk.

Wang Haijun opened the door and walked in immediately after he was outside!

"Manager Wang, what's the matter?" Yang Shuiming said while helping his gold-rimmed glasses.

Wang Haijun smiled and said, "President Yang, I have a loan application in hand, please take a look."

Wang Haijun said a word, and then handed Tang Qianren's loan application materials to Yang Shuiming!

Yang Shuiming took a look at the information, saw the loan amount on it, and frowned, "Six hundred million?"

A loan of [-] million is not a small amount. Even if it is a bank, it is not so easy to get [-] million all of a sudden. If something happens, there will definitely be a shortage of capital chain. It's big, and there are still many uncertainties.

If there is a shortage of capital chain and insufficient funds for banks, then it is not a trivial matter. If the bank has no money, why not be laughed at by Shanghai residents?

Think about it, if you go to the bank to withdraw a sum of money, but the bank has no money, who will do such a result?At that time, if one spreads ten, ten spreads one hundred, there will definitely be troubles!

Therefore, there are strict approvals for bank loans. In any case, it is necessary to ensure that the bank has sufficient funds to fully guarantee the withdrawal needs of the citizens. Otherwise, if something goes wrong, the job cannot be guaranteed. It's all possible!

"Manager Wang, are you right? The [-] million is not a small number. It is very likely that it will directly cause the operation of our bank to be paralyzed. At that time, no one will be able to bear the responsibility!" Yang Shuiming said. .

Yang Shuiming is the governor of the central bank, so he naturally has the right to decide this matter. In the current situation, whether Tang Qianren can lend [-] million yuan depends entirely on Yang Shuiming's words!

Although this is just a simple sign, once the word is signed, the responsibility will be great. This is a risk of [-] million!

"President Yang, although there is a lot of money, the interest is not small. He is willing to add four points to the interest of the original loan. In this way, even in a few months, we will still have tens of millions of interest to earn. A good opportunity!" Manager Wang explained.

Of course, Wang Haijun’s loan to Tang Qianren is not in vain, at least there must be hundreds of thousands of benefits, otherwise who would be so busy worrying about it, of course Tang Qianren’s hundreds of thousands of dollars are still worth it, hundreds of thousands and [-] million That's drizzle in comparison!

But for Tang Qianren, this is indeed a big favor, you know, it is very difficult for ordinary people to bring 1000 million to 2000 million, and it is impossible to get a loan without acquaintances!

The profit of tens of millions in a few months, to be honest, Yang Shuiming is also a little bit excited, after all, this is a profit of tens of millions!

But as the saying goes, the greater the profit, the greater the risk. If the [-] million is loaned out, if there is a shortage of funds in the bank, it will be a troublesome thing!

When Shanghai residents gather at the bank and report on TV, then the reputation of the bank will be completely ruined. Although the money is easy to make, at least it is worthy of the citizens of Shanghai, so let the citizens rest assured!

Yang Shuiming is not a short-sighted person, he clearly distinguishes the pros and cons of it!

"Manager Wang, what is the current liquidity of our bank?" Yang Shuiming asked.

"About one billion!" Manager Wang reported.

"One billion? Lao Wang, you are not ignorant of the bank's business volume. We only have one billion in liquidity. How dare you lend out [-] million? You can calculate this account. It will take half a year for you to repay the money. In one year, do you have the confidence to maintain all the business of our bank with [-] million yuan?" Yang Shuiming said in a stern voice.

As the old president of Shanghai Central Bank, Yang Shuiming slowly climbed up from a small employee to this step. He has experienced many things in the bank. Because of insufficient funds, the withdrawals for citizens cannot be supplied, and a group of bank customers hold He has experienced all the things that besieged the bank with passbooks!

Yang Shuiming is very clear that it is not impossible to use [-] million yuan to maintain a high-consumption city like Shanghai, but it is definitely risky. If any big boss proposes to spend [-] million to [-] million yuan during this period, there is no doubt that The bank's capital chain will definitely collapse!

It will take half a year to repay the loan. With so many rich people in Shanghai, who would have guessed that there is no big boss who directly raised [-] to [-] million?If that's the case, the consequences will be unimaginable, and the loss caused is not only comparable to the interest of [-] million!

Wang Haijun glanced at Yang Shuiming, and forced a smile, "President Yang, [-] million is not a small amount, and Tang Qianren will repay the loan in batches, the full amount will be repaid in half a year to a year, I think you can try it!"

"Manager Wang, I think it's better to forget about this matter. If it's [-] million, I can still consider it, but with [-] million funds, I don't dare to take the risk of the bank's reputation and future. You know, if If something goes wrong with this incident, the bank will collapse completely!" Yang Shuiming refused.

"President Yang, look..."

"Needless to say, I will not agree to this loan. If you have nothing else to do, go ahead." Yang Shuiming directly interrupted Manager Wang, and Yang Shuiming would not agree to this loan.

Yang Shuiming also knew something about the relationship between Manager Wang and Tang Qianren, maybe the two had reached an agreement, otherwise Manager Wang wouldn't be able to do this with someone else!

Standing in front of the desk, Wang Haijun frowned, scolding Yang Shuiming already in his heart, isn't this delaying his fortune?This old bastard, sooner or later I will kick him out of the stage!

With the position of President Yang Shuiming under pressure here, it is very inconvenient and painful for Wang Haijun to do things. For example, this time, Yang Shuiming is not blocking here, and the [-] million loan can be easily taken out!

This old thing, let's wait and see!

"In this case, I'll go down first!" Wang Haijun said to Yang Shuiming in a not-so-friendly tone, then turned around and left the office.

After Wang Haijun left, Yang Shuiming took off his gold-rimmed glasses, and gently rubbed his forehead with his hands. Yang Shuiming has been in the workplace for so many years, at least he can still see some truths!

He knew that Wang Haijun had already had an opinion on him, and he still had some understanding of Wang Haijun's temper, so he definitely wouldn't finish this matter!But no matter what, he can't sign the loan. He has worked in the bank for so many years, and there are some things that can be seen even if he hasn't done them!