Princess of Nongmen

Chapter 839 This Yinzhuang's business philosophy is too good

When she first came to borrow money, Liu Ya chose the loan time of half a year because she was afraid that the loan would not be paid by the due date.And now it is less than a month before the redemption. According to the contract, the interest can be calculated as a short-term loan.

This Mr. Wang from Tongli Yinzhuang knew the rules better than Liu Ya. After doing some calculations, he quoted a very low interest rate to Liu Ya.Then he explained: "Miss Liu, this is calculated as a short-term loan, and the interest is charged according to the number of days."

Liu Ya really didn't expect the interest to be so low, so naturally she was full of joy and even the principal and interest were settled.I also read the land deed that Mr. Wang handed to me, and put it away after confirming that there was no problem.

But Liu Ya did not leave in a hurry, but asked this Mr. Wang: "Sir, can our Tongli Yinzhuang help me manage some business income? For example, if I have something to do, I can't go to the merchant's house in time to collect Account, can I ask them to hand over the silver to the bank on schedule? The collected money will be directly stored in the bank, and I will pick it up when I need it, and keep it when I don’t use it. What taxes and fees have to be paid? If so, I would also like to pay."

Mr. Wang just smiled when he heard this, and said: "Miss Liu probably hasn't heard of our Tongli Yinzhuang name?"

Liu Ya shook her head, indicating that she had never heard of it.He also said: "I'm just a country girl, I don't understand these things at all. Please explain, sir."

Mr. Wang said: "The escrow that Ms. Liu mentioned can already be handled in our Yinzhuang. As long as Ms. Liu leaves the date and amount of collection, we can also send staff to help you collect it every time. , so that the other party does not have to make a special trip. After collecting the payment, there is a certificate issued by us with Liyinzhuang, in duplicate, which is convenient for the three parties to reconcile in the future. Moreover, the more the payment for the goods is collected, the more the Yinzhuang collects. The less taxes and fees will be paid. Similarly, payment is also possible, but Miss Liu, you need to leave a signature, and let the other party hold the same signature to exchange for the bank note."

After listening to Liu Ya, she was simply admiring.The business philosophy of Tongli Yinzhuang is too trendy, it is simply a one-card account for the whole country.Even in modern times, the service items of large state-owned banks are not so complete.There is also the item of helping customers collect bills, which is simply awesome.

Liu Ya said: "Mr. Wang, can you see if this works? I will open a name account first, and then I will go to the customer who needs to pay and explain that Tongli Yinzhuang will collect the money. But first For the second settlement, let the customer come to the door by himself, so as not to make any misunderstandings."

Mr. Wang nodded and said: "This is the best. I will open an account for Miss Liu now, and you can see what kind of proof you leave behind? We can also bring this to our door to collect the payment in the future. And Miss Liu, don't worry. , Our buddies here are very reliable, even if it is really because of some kind of greed after the buddies received the money, as long as we keep the proof of payment, our Yinzhuang will not lose a penny of you, Miss Liu. "

Speaking of this, Liu Ya still has nothing to worry about.As for the signature as a proof, Liu Ya immediately thought of the pair of seals that Tie Shou Cen had made for her back then.

So after Mr. Wang finished writing the account, Liu Ya took out the engraved one and covered it.Said: "This is my exclusive seal. Only I know the special features, and no one else can copy it. In the future, I will only use this seal to withdraw money. If I can't come because of something, I will write a note and stamp it on it." This seal."

Mr. Wang agreed, looked at the seal carefully, and put it away.Said: "Miss Liu's account can be withdrawn at any Tongli Yinzhuang. Even if you go to Tongli Yinzhuang in the capital, you can get the money. Of course, if the distance is too far, it will be very inconvenient to reconcile accounts. We The bank can only pay after verification, and sometimes it may take a while. However, some merchants will say hello to our bank before going out, asking us to find a bank in another place to reconcile the account first. In this way, when the merchants arrive, we have basically completed the account reconciliation.

What else could Liu Ya say besides a capitalized word "serve"?Now she wants to know, who is this person with such a shrewd mind?It is really a strange person to make a Yinzhuang so exquisitely.

However, Liu Ya knew that with her current status and the little money in her hand, she still had a long way to go to talk to the number one boss of the well-known Tongli Yinzhuang in the whole country.

I came to Tongliyinzhuang to solve the problem of payment for goods in the future.Liu Ya thought that whether it was the one-cent dividend of Red Sleeve Square or the fixed monthly book settlement of Feihong Bookstore, it could all be done through Tongli Yinzhuang.I just need to reconcile the bill from time to time.

On the way, Liu Ya went to Xiankeju first.I went to Qi Shiming directly here, and told him that the money for buying firewood and the [-]% bonus of Hongxiufang can be directly handed over to Tongli Yinzhuang.

Qi Shiming was still a little strange, obviously he hadn't reached that level yet, and he had never had any account in Tongli Yinzhuang.But Liu Ya explained the situation, saying that she would be away for a while, and he was afraid that she would not be able to come and go here often, so he expressed his understanding.He also promised to prepare the silver on time and hand it over to Tongli Yinzhuang.

After explaining here, Liu Ya hurriedly went to the book printing workshop in Nanling.It was previously agreed that the contract would be signed five days later, and another book printing workshop would be signed under Liu Ya's name.The time is right now, if this workshop can be signed, Liu Ya's books for the next year will be guaranteed.

When Liu Ya came here, Nanling acted quite enthusiastically, and said: "I've already prepared everything here, and I just wait for you to come, my little boss, and sign the contract. I'll call you now." Then go to the boss, he has been waiting in the shop every day for the past few days, it seems that he is very anxious to use the money."

After finishing speaking, Nanling ran towards the shop next door.After a while, he brought an old man over, and saw that the old man's hands were covered with calluses, and his nails were covered with black ink.Behind the old man was a buddy who was wearing a cowhide apron, and the apron was black and shiny with ink.Looking at these two people, you can tell that they have been tinkering with the printing all year round, otherwise they couldn't make it so dark.

Liu Ya looked at the guy again, and felt that he was quite a real person by his appearance.The so-called "face is born from the heart" means that a person's appearance can tell the state of his heart, some people are pure and some are cunning; some people are born with a kind face and a good heart.

(End of this chapter)