A small soldier of the frontier army in the late Ming Dynasty

Chapter 352 Zhendong Commercial Bank
"...There is a lesson from the past. Since the Dongnu came here, they have seized many cities in our Ming Dynasty by means of meticulous work. The incident on the East Road a while ago was also instigated by Tartar spies. Fortunately, General Dingguo was decisive and wise. Calm down. This incident also reminds us, and everyone present, that the Tartars are rampant."

"Our east road is close to the frontier fortress, and not far away is the Northern Captives. Those Mongol Tartars in the past had already taken refuge in the Manchurian Tartars. If they used spies, they should attack here from outsiders. The end..."

"So, in order to guard against spies, all merchants on the East Road, every prefecture and every city must guard against Xiaoshunxiangbao, implement the merchant registration system, and only be allowed to open the market after registration and verification. All shopkeepers also need to check their names carefully. If there are those who are cunning and have unclear origins, you have to be careful, otherwise you will be troubled in the future..."

"Foreign merchants who want to settle down and operate on the East Road must have a local innocent person as a guarantor, and they will sit together. If something happens to those merchants, the guarantor will be convicted together..."

The lobby of the General's Mansion was full of gentry and merchants from all over the East Road.Due to too many people, only some famous local people have seats, and the rest can only stand.The dark crowd has been standing on the steps outside from the lobby, and even stood on the outside field from the steps.

The businessmen and gentry stood together without hesitation, and there was no expression of rejection from each other, and no gentry looked at the merchants beside them with contempt.This is because, in the Ming Dynasty, especially at the end of the period, those gentry officials themselves were merchants, or the spokespersons of merchants.How can you reject yourself, despise yourself?
They listened intently to Tian Changguo, the head of the business department above him. At this moment, his bony body was straight, and his two big eyes were shining brightly.The look that seemed to be awake in the past has been insulated from him.

Finally, Tian Changguo's business department has been perfected, and there are quite a lot of talents that Tian Changguo carefully recruited, who are quite good at business management.Moreover, taking advantage of the opportunity of the previous few days, Wang Dou decided to improve the management of merchants on the entire East Road. This important task, of course, fell on the shoulders of Tian Changguo, the head of the business department.

Tian Changguo was determined to show his ambitions, and he wanted to leave a deep impression on General Dingguo.In addition, General Dingguo and Bingbeidao Ma Guoxi sat on the main seat and listened, so their voices were a bit louder at this time.

All the merchants in the Dao were included in the management, and everyone who attended the meeting had already been mentally prepared, so they didn't feel any surprise.And hearing that foreign merchants must have local guarantors, the merchants on the East Road looked at each other and saw the joy on each other's faces.

In this way, the land on East Road is headed by local businessmen.

They listened more carefully to what Tian Changguo said next.

So many people listened carefully to what he said, Tian Changguo was even more radiant when he thought that they would all be managed by him in the future.

He coughed, and then continued: "...Registration and review, this is the first step. I, Ming, set up a tax bureau as early as Emperor Taizu Gao to collect some taxes, and take one out of thirty. Obviously During the emperor's time, the annual purchase price was less than 40 and the tax was exempted..."

"In order to encourage business and trade, General Dingguo decided to continue to follow the benevolent government of the Emperor Xian. The annual purchase price is less than 40 and the two are still tax-free, and no tax is charged..."

As soon as Tian Changguo's words came out, the faces of many small businessmen and gentry showed joyful expressions. From now on, as long as they abide by the law, it will be easy for them to do business and make a living on the East Road.

"For the above, there is no distinction between merchants and merchants, and the business tax is levied from [-]% to [-]%. Here, I have formulated a detailed "Commercial Tax Rules and Regulations". It is clearly written on how to collect taxes. It is clear and clear that the presentation will be posted in front of each venue, so everyone can take a closer look."

Wang Dou decided to levy a business tax, but the maximum is no more than 10%, which is 17%. The tax rate for later generations is generally 25% to [-]%, and there are many additional taxes. Compared with later generations, it is very light.

However, as soon as Tian Changguo said this, many businessmen and gentlemen below still felt bitter.Compared to the fact that they didn't pay anything before, it was clear that the commercial tax set by General Dingguo was higher, even three times higher than the commercial tax that Daming routinely collected.

Unexpectedly, everyone had a hard time making a fuss, and Wang Dou still had to collect business taxes, and the tax burden was even heavier. Could this be General Dingguo's punishment for their previous fuss?With Wang Dou Yuwei in front, they did not dare to speak out to object, they just looked at each other with bitter faces.

Tian Changguo sneered and said: "There is a saying that is good, paying taxes in accordance with the law is glorious, and tax evasion is shameful. When the business department is established, it will be strictly supervised. Who dares not to pay taxes or make trouble... Huh..."

"Paying taxes according to the law is an honor, but tax evasion is shameful." This sentence was actually said by Wang Dou, and it quickly spread in his system, and Tian Changguo hurriedly said it in a similar manner.

Seeing the expressions of the merchants below, Wang Dou and Ma Guoxi, who were drinking tea at the top, could see it. In fact, Ma Guoxi didn't care much about business taxes.According to his experience, the business tax collected from various parts of Daming has always been small, sometimes less than 1000 taels for a state or county.

Wang Dou has also read relevant historical materials. It seems to be Tancheng County in Shandong. During the Ming and Qing Dynasties, the land tax included the per capita tax, and about 4000 taels of silver were collected a year.However, the relevant commercial tax, counting dozens of goods, is only more than [-] taels a year. This is still a relatively affluent place in the interior.

Not to mention the small amount of taxes collected, and the big hat of "competing with the people for profit", he will be attacked and conspired like a wave in the future, so the old and cunning Ma Guoxi shifted the responsibility to the Dingguo General's House, and all policies were implemented by The general's mansion is carried out.Ma Guoxi privately supported him spiritually.

For Wang Dou's willingness to share part of the business tax with him, Ma Guoxi thanked him superficially, but disapproved in his heart. What would the few taels of money be used for?
As far as Wang Dou is concerned, he dares to fight against literati and businessmen in the Dao, so he is afraid of the mere complaint of "competing with the people for profit"?Business departments must be set up, and business taxes must be collected. No matter how much money can be collected, it is to let the subordinates and other subconscious minds have an idea that they must pay taxes like ordinary people if they make profits as businessmen and literati.

Soon, Wang Dou will also clean up the fields of the military officers in the administration, and let them pay grain by the mu like the new military households.Since the ninth year of Chongzhen, when Wang Dou guarded Shunxiang Fort, all military officers and ordinary military households now pay taxes per mu after they share their fields.

Speaking of which, Wang Dou relies on his new army. They have land and land, and share all the group benefits brought by them. Over the past few years, they have also gotten used to the various policies that Wang Dou set at the beginning. Paying food by mu is one of them.

This army and the large number of family members behind them are Wang Dou's greatest strength.

Unlike the old Ming army, this army is full of vigor and high knowledge, and everyone can read and write.To put it bluntly, this is a fierce armed force composed of landlords, self-cultivators, and a large number of intellectuals. Wang Dou is the largest landlord on the East Road, and the hundreds of thousands of acres of military land under his rule actually belong to him.

After the new Tunpu is completed, the land under the name of Wang Dou, the "big landlord", will reach millions of mu.

Wang Dou understood why the Shun Township Army won. All the old troops in Baoan Prefecture had been reorganized and supported by their own troops. Clearing up the fields under the names of those old officers was only a matter of course.In addition, this time Wang Dou suppressed the troubles caused by businessmen and literati on the East Road, and no one dared to touch his edge.

After reorganizing all the troops on the East Road and the fields of the old officers, Wang Dou's army will be more "pure" and united as one.

To Wang Dou's relief, the officers under his name, such as Wen Fangliang, Zhang Gui, Tian Changguo, Lin Daofu, etc., have been advising himself for the past few days, and they are willing to present the field records under their names and collectively belong to the East Route Army Field Records , Pay grain by mu.Presumably they have lived in this group for a long time, and they also know the truth of which is more important.

Wang Dou also suggested that Ma Guoxi should be prepared to inspect the land of the squires in the country, but Ma Guoxi was so frightened that his face turned pale at the time, and he only said that "the problem is serious and needs to be discussed in the long run." It's up to Ma Guoxi.

……

When he saw Tian Changguo's words, many businessmen and gentry looked bitter, and turned their eyes to Ma Guoxi, the soldier next to Wang Dou. Ma Guoxi remained calm and only drank his tea slowly.I don't know if it's because of the hot weather, or because of the imminent business tax, many people in the lower section are sweating profusely on their foreheads.

After Tian Changguo snorted a few times, he slowed down his tone: "You are all sensible people, of course you will not do such things that violate the law."

"Also, everyone knows that General Dingguo and Bingxian are invigorating civil affairs, and there will be unlimited business opportunities on the East Road in the future. Hundreds of thousands of people will move here, how much grain and rice will they need in the future? There will also be oil, salt, sauce, vinegar, wood, cotton, etc. , How much money can you earn?"

"Not to mention anything else, under the command of General Dingguo, there are also officers and soldiers from various places on the East Road. The food, cloth, iron, coal and other things that are needed are huge, and the business tax area is small. How can it compare with these?"

"In the coming year, there will be a great prosperity in the fields, hundreds of thousands of soldiers and civilians on the East Road, how much food can be produced? How many pigs and sheep will be raised? In the current world of Daming, as many cattle and sheep as there are, and as much grain and rice as there are, the business opportunities in between... ..."

"Not to mention that General Dingguo is here, East Road is Taiping, everyone just manage it with peace of mind, and put it somewhere else in Daming, how can you be so happy?"

What Tian Changguo said moved the hearts of everyone present.

Indeed, as far as the current situation is concerned, since the East Road is full of waste, there are a lot of sources of goods needed, and you can make money by selling whatever comes in.Especially for the Wang Dou army, the demand is even greater.Food comes first, and there are various cloth, cotton, coal money, etc., as much as you have.

After a few years, the East Road developed and produced a large amount of grain, livestock, etc., not to mention local demand, even businessmen from other places would need as much as they had.Back and forth, the business opportunities between...

Everyone in the field began to discuss excitedly, and Tian Changguo hit the iron while the iron was hot: "There are many grasslands and forests on the East Road. All the elders in Xiangzi can follow the example of Shun Xiangbao, raising chickens, ducks, pigs and sheep. And General Dingguo gave benefits Min, the production and production of the waterwheel can be done by you.”

"There are also mines in various places. As long as you apply to the government and find out that you are innocent and have sufficient funds, you can mine them!"

The crowd was even more uproarious.

The chicken farms, duck farms, and various livestock farms opened in various places in Baoanzhou have long attracted the attention of interested people.Daming is currently in severe shortage of grain and goods, and the development of this kind of animal husbandry can be said to be very profitable.How many business opportunities can be born in a series of downstream industries?Even the feces of chickens, ducks, cattle, sheep, etc. can be sold for a lot of money.

The waterwheels in Shunxiangbao have always been monopolized by the folk craftsmen. Since Wang Dou is busy farming every year, he needs countless waterwheels.Building waterwheels alone has enriched many artisans and related wood merchants.

Those mines and other things are even more profitable, and there are countless rich people involved.For example, iron materials have always been in short supply in Daming.In Foshan, Guangdong, Ming Dynasty was very famous for producing iron materials, and some northern merchants even traveled thousands of miles to Guangdong to transport and sell iron materials.Their caravans sometimes consist of thousands of head of cattle.

The more troubled times come, the greater the demand for coal and iron. In the past, those mines were occupied by the tyrants of the East Road. Now their industries are deprived, and these management rights will fall to themselves in the future... Everyone at the meeting is very happy, and many capable people are here. Figure out if you can get a piece of the action.

The atmosphere in the venue became lively, and everyone discussed loudly.

Like everyone else, Wang Dou believes that the current high-risk, high-profit products of Ming Dynasty are almost monopolized by big merchants from all over the world.Presumably there are not a few warlords involved in armed smuggling. What I can think of, other ones that occupy more favorable conditions should be doing it.

Therefore, Wang Dou made up his mind that in the future, the East Road will focus on the development of agriculture and animal husbandry, and agricultural and sideline industries. There will be disasters and man-made disasters in the future, and food will be extremely precious.With food and sheep in hand, you can take it easy.The stability of the people needs to be guarded by swords and guns. At the same time, the East Road will also develop military industry, mining industry, and heavy industry.

If the East Road has a large amount of high-quality coking coal and a large amount of high-quality steel, it can not only meet the needs of its own army, upgrade its military strength, but also have a great say in front of the military leaders in other places.

Wang Dou has already decided that in addition to the military industry, the production of related raw materials, as well as all kinds of civilian weapons, should be open to the people, and it is enough to supervise it by himself.In this way, the related civil equipment industry, animal husbandry, mining industry, smelting and casting industry, coal industry, etc., can all flourish and gather a large number of related industries to drive more employment.

In order to produce more and better goods, each businessman will definitely find a way to improve the technology and accommodate talents, which is much better than knocking in the mines of Huiyaobao.With the source of raw materials, the craftsmen under his name, except for renting out part, can all invest in military industry and expand their weapons production capacity.

"...As long as the East Road is well managed, it's not easy to do business? Even planting cotton, afforestation, and planting medicinal materials can make countless people live. As hosts, as long as you follow General Dingguo and Military Constitution closely, it is not easy to make a fortune ?”

As expected, Tian Changguo was quite smart in business management, so he spoke so easily that many merchants almost lost their breath, feeling that the future was bright.

"Many squires may have some difficulties with money and food. It doesn't matter. Donglu will set up a bank to lend money to you, with preferential interest..."

"There are still many shopkeepers who are merchants, and you will know when you ship the goods. Nowadays, bandits are everywhere in Daming, and there are prostitutes everywhere. It can be said that it is difficult to move an inch. But with our invincible and invincible Shun Township Army, even if we send a team There are no human guards, who dares to loot?"

All the merchants here are even more breathless. In the troubled times, the roads are not smooth, and goods are often robbed. In addition, officers, soldiers and bandits everywhere lead to extremely high costs.If the Shun Township Army is willing to guard and has a source of goods in hand, even if the business goes to the south of the Yangtze River, it will be easy...

"The future is limitless, everyone."

Following Tian Changguo's words, many people nodded involuntarily. As Tian Changguo said, compared with future commercial interests, collecting some commercial taxes is really insignificant.

For a while, many people had a desire to expand Wang Dou's population and territory.

"Before all the elders and elders in Donglu can unite as one, Donglu must set up a commercial firm. I, Lao Tian, ​​have already proposed a name, which is called: Zhendong Commercial Firm, with Wan Sheng and the shopkeeper Zheng from Midian as the first president. .”

Zheng Jinglun stood up with a smile on his face, and bowed to Wang Dou and Dao Ma Guoxi, who was headed up, and then bowed to all the businessmen present.

……

Looking at the enthusiastic atmosphere in the field, Wang Dou smiled. Tian Changguo, the head of the business department, was still qualified. When he entered Zhoucheng, Tian Changguo looked like a bird who wanted to die.Looking at his high-spirited appearance now, he really cannot be judged by his appearance.

Ma Guoxi was also eye-opening. It turns out that business governance can still be done like this.He looked at Tian Changguo, this scrawny old military officer heard that he used to be a bastard waiting to die in Baoan Prefecture, but now that he entered the Wangdou shogunate...

Ma Guoxi felt more and more unable to see through Wang Dou. For the first time, he also became curious about Wang Dou's shogunate that he had previously ignored.

This shogunate does not seem to be simple and different.

(End of this chapter)