Reborn 1980 The Farmer's Wife Is A Little Sweet

Chapter 975 It is impossible to get a loan of 50

"You two may not know much about the loan process. First of all, there are commercial loans, fund loans, and entrepreneurial loans, but no matter what kind of loan, you need something as debt collateral." Manager Guan asked patiently, "What do you want? If you want a loan of 50, you must first take out the corresponding loan collateral.”

"I have." Ye Yunyun came prepared, "I have a store, Leni! It's a clothing store, and I can use it as a mortgage."

With her previous experience in running errands, she has already prepared the materials for the store.

Manager Guan glanced at it, and found that it was just an ordinary clothing store with no brand name and it had been established for less than two years.

The flow of funds is only tens of thousands of yuan a year.

He shook his head slightly, "If you two don't have assets of corresponding value as collateral, it is impossible to get a loan of 50."

Ye Yunyun also knew some rules of the bank, and said he could understand, "Manager, if 50 is too much, 20 is fine."

Manager Guan said bluntly, "Miss Ye, the most I can loan you for this store of yours is only [-]." Bank loans depend on property appraisal.

Leni is, well paid!

But the income is good, so first you need to spend time to operate it, hire store employees, banks use it as asset collateral, it is impossible to find someone to operate it, right? For assets, there are only goods and approximate income assessments of income.

50 and [-], the difference is too big, Ye Yunyun couldn't accept it at all, she couldn't help but said, "Manager Guan, we are really short of this money, to tell you the truth, my family needs this money to pay back Debt, my boyfriend and I are both college students, and now we have the ability to make money, if you are willing to lend us a loan, I believe we can pay it off soon."

Manager Guan felt that he was wrong, as a person should be judged by his age.

What childish things are you talking about? He is a bank manager. Is the loan money his money? It is the bank's money, and he has to be responsible for the bank's money.

You open your mouth and say that I am a college student, and if I have the ability to repay it, I will lend it to you, which is ridiculous.

"Both, I'm sorry, if you can't provide the corresponding asset mortgage, I can't lend you a loan." Manager Guan said in a business-like manner.

"Why?" Ye Yunyun was a little annoyed at being rejected, and felt that the bank was deliberately making things difficult for others, "We only had a loan of 50 and you said that we have no mortgage ability, but Guan Chaochu's loan of 200 million, how could you give it so easily? Does Guan Chaochu have 200 million assets?"

Beside him, Jiang Yan's heart was also suffocated.

200 million assets?
Will there be Guan Chaochu?

Impossible, right?
But when he thought of the ranking in the Entrepreneurship Competition, his heart beat wildly.

The fact that Xia Xing gave Guan Chaochu a loan of 200 million was leaked, Manager Guan also frowned, and then replied, "Sorry, I can't answer this question, but since Xia Xing is willing to lend a loan to Miss Guan, it is natural for Xia Xing to evaluate Guan Chaochu. Miss borrowed this money and is capable of repaying it."

"Guan Chaochu is a high school student. You all think she is capable of repaying the debt. Are we not as good as her with a bachelor's degree?" There are many reasons, I can't do it, except for you Xia Xing, there is no other bank willing to lend."

Jiang Yan also had a sullen face, thinking that what Yun Yun said was right, Xia Xing simply looked down on them.

However, the two of them didn't think about it, how could Xia Xing look up to them, just because they had a salary of more than 200 yuan after graduation?But this salary, even an ordinary worker can get it!

"Since Manager Guan doesn't want to lend, then forget it, let's go to another bank." Jiang Yan is also arrogant, he doesn't believe it, and other banks are also unwilling to lend.

(End of this chapter)