Kunming, who will you forget tonight

Chapter 299
"Do you have a solution?" I seemed to grasp a life-saving straw, "Uncle Deng, what can you do? Tell me quickly."

Deng Qiming helped me analyze: "Don't worry, Qiuhan, just listen to my analysis. First of all, let's talk about the nature of small loan companies. Small loan companies rely on loans to collect interest to maintain the company's profitability. Flow. Many microfinance companies do not have any money themselves. If you want to buy a car with a price of 100 million, you generally require a down payment of 30% and the other 70% is paid by the bank. Take your vehicle registration certificate to the vehicle management office to make a mortgage, mortgage it to the bank, and the bank lends money to the small loan company, and the small loan company acts as an intermediary in it. After careful analysis, the small loan company just overturned this Money. Xu Feiyu’s loan is 70 million yuan, with 7% of Yinglan’s shares as collateral, during the mortgage period, the income generated will naturally belong to the small loan company, right?”

"It's like this." I said to Deng Qiming: "The income during this period is more expensive than the small loan company. The small loan company must have valued Yinglan's profits. Holding these shares in their hands, they can get Yinglan every year." dividends."

Deng Qiming asked: "But have you thought about it? The 45% of Yinglan's shares are distributed in dividends every year. How much is the annual dividend? How many years will it take to get back the 45 million? 45 million is not a small number. How could the microfinance company rely on Yinglan's [-]% shares to maintain the company's operations? In other words, if you spend [-] million yuan in lending, the profits you get back will definitely be more profitable than sitting on Yinglan's [-]% shares. Gao, do you believe this?"

I know that these small loan companies are a bit of private usury. They all claim to be "nine out of ten and thirteen out", and their profits must surpass Yinglan, so I firmly believe what Deng Qiming said.

Deng Qiming continued: "After the analysis, you should understand that it is impossible for the small loan company to hold 45% of Ying Lan's shares. These shares will either be mortgaged to the bank, or sold off, or , Xu Feiyu and the small loan company reached a consensus to let the small loan company temporarily take control of these shares. Now Lanlan only has 45% of the shares in her hands, while the total shares of other people have 55%. Although Lanlan's The shares are the most, but the shares controlled by these people have already surpassed Lan Lan, in other words, as long as these people are willing, the chairman of the company can be replaced at any time."

Listening to what Deng Qiming said, my heart is particularly heavy. This is undoubtedly because Zhuo Lan has lost Ying Lan.

Deng Qiming continued: "Qiu Han, please check for me. Where are these shares? I'll see if I can spend money to buy these shares. It would be best if I could buy them. I have to trouble you to inquire about this matter." .”

"Okay." I said to Deng Qiming: "Once there is news, I will tell you right away."

The call with Deng Qiming lasted for about half an hour. After hanging up the phone, I finally felt a little better. At least I can see a glimmer of hope. If Deng Qiming can buy some shares, even if it is 5.1% of the shares, at least it can guarantee Zhuo Lan always sits in the position of chairman, so that the position of chairman will not become the scourge of others, Ying Lan.

The next day I came to Jinshun Microfinance Company early in the morning. The little turtle named Jinshun was still sitting in his boss chair and staring at the computer. The computer seemed to be a live broadcast platform. Pretty big.Jin Shun was a little unwilling to talk to me, with Zhonghua in his mouth, he asked absent-mindedly, "What's the matter?"

I tilted my head and looked at Jinshun, and said, "It's nothing serious, I just came here to discuss a nine-figure business with you."

This idiot Jin Shun stared at his fingers and counted: "Ten million million million million million... billion! Do you want to talk to me about a business worth hundreds of millions?"

"Hmm!" I lifted Erlangtuo and said, "I don't like nonsense, yesterday you got 45% of Ying Lan's shares, right, I'm here to talk about this."

When Jin Shun heard that I was here to talk about this, he waved his hand and said, "Don't talk, you can go."

"Are you sure?"

"Don't talk nonsense." Jin Shun said cursingly: "It's cool, you go and stay there."

I took out a cigarette and put it in my mouth, and said confidently: "Tell me what kind of benefits Xu Feiyu promised you, and I will offer you a higher price than him."

"If you don't talk about it, then don't talk about it." Jin Shun became angry, "Don't wait for me to ask someone to throw you out."

The matter did not come to fruition, and I was very angry, but it is not difficult to see from Jinshun's attitude that there must be an ulterior affair between Xu Feiyu and him. I got up, picked up the tabletop, and found a newspaper He left his phone number on it, and said to Jinshun: "If you want to make more money, remember to contact me, I will give you a surprise."

At noon, I received a call from Xiruo, asking me when I would start promoting the website. It was almost Ching Ming Festival, and then the Water-Splashing Festival of the Dai people. A wave of promotion, maybe the fame will rise in one go!Why don't I want to promote it earlier?Now the website has nothing but a background and a front desk!The most important thing is that I don't have much money in my hand. The 1000 million that Li Yiyang gave me was almost used by me to buy a house and decorate the house. The remaining more than 100 million was just a drop in the bucket.I told Xi Ruo that I decided to launch a crowdfunding campaign online because I really had no money.

After hearing this, Xiruo said to me: "You should come to Dali Shuanglang first. Uncle said long ago that you will encounter a shortage of funds when you build a website. He decided to sponsor you. The specific form of sponsorship has not yet been announced. Come and talk, if we can’t go online before Ching Ming Festival, then we must rush before the May Day holiday, there are only a few holidays in the first half of the year, I have worked in the tourism industry before, and I know the importance of these holidays.”

"OK." I said to Xi Ruo, "I will rush over to have dinner together before six o'clock today, and we will meet at 'Old Times' tonight."

I thought I would receive a call from Jinshun in the afternoon. Jinshun gave me the impression that he was a guy with an eye for money. In addition, Deng Qiming helped me analyze the nature and profit methods of the small loan company, and he was full of confidence. Waited for a call, but there was no news at all.

Perhaps, everything is just our wishful thinking!

At two o'clock in the afternoon, I called the phone where I found Zhuo Lan, and the notification tone I got still proved that I had entered her blacklist.I couldn’t get through to Zhuo Lan’s phone number, so I drove to Dali Shuanglang alone, filled up the gas tank at the service area of ​​Shushupu, and arrived at the “Old Time” Inn on time at 05:30.

Xiyan's father was already busy in the kitchen and told me to have dinner together after taking a break.

I stood in the courtyard on the first floor, looking at the Erhai Sea under my feet, and couldn't help thinking of Zhuo Lan, wondering how she was doing now.Xi Ruo came to me and asked, "What's the matter? Do you have something on your mind? Are you worried about money?"

The corners of my mouth rose slightly, and I pretended to be relaxed and said with a smile: "Crowdfunding should not be difficult for such a good creative website, so don't worry too much about funding. I will go to the crowdfunding platform to release crowdfunding news tonight."

Xi Yan's father came over wearing an apron, patted on the shoulder and said, "Your idea is very good, but it's not suitable for publication, come on! Let's eat first, chat while eating, there are no outsiders today, just the three of us."

Sitting at the dinner table, I picked up a piece of braised pork ribs and couldn't help saying, "Uncle, your cooking skills are really getting better and better."

Xi Ruo said with a smile: "Uncle does nothing else every day, but studies food. It would be strange if he didn't improve his cooking skills."

Xiyan's father poured me a glass of beer and said, "Qiu Han, don't think about crowdfunding, because your idea is very good, and I also read the website. The new model of industry shackles is the first in China. This website will be very attractive. If you launch crowdfunding now, then someone will imitate you, or even do better than you. For example, it is better to do tourism in China Qunar, Tuniu, these websites can create such a platform in minutes. What is the most valuable in the current society? Talents! The ideas of talents are the most valuable. If you have a good idea, you can get start-up funds. I have no doubts about this. , but if your good idea is published, it does not mean that it is your own. Whoever makes it first will be recognized by the market, and the most important thing is to be the first to go online to seize the share of trial production."

"But in terms of funds..." I said in a difficult way: "It's not something that can be done with hundreds of thousands or millions of dollars to build a website like this."

"I'll give you 5000 million first." Xi Yan's father didn't look like he was joking at all, "I'll make a venture capital investment with this money. If it makes a profit, you will give me 5% interest every year. If it fails, count me in." If your investment fails, you don't need to take any risk."

"Such a low interest rate..." I was a little embarrassed, "The loan is calculated on a monthly interest basis, and you give me an annual interest rate."

Xiyan's admiration was a long way from what I said: "Family, why do you have to divide it so clearly? It doesn't cost much to pay interest in the bank. Use it to start your business. Xiyan under the nine springs knows that I do this, and she I will be happy too. In addition, my uncle will tell you first, I only do venture capital, and I don’t want any shares in the company. I don’t want to spend some money to steal the results of your project. The owner of the website is still yourself. I look forward to you Make a listed company and show me!"

"Is it possible?" I laughed at myself, "A listed company! I can't even think about it."

"What's so difficult about this?" Xiyan's father said, "There is a chain car wash shop in Kunming that has been listed in the country. Once I went to the car wash, I saw a red banner hanging in the car wash shop with the stock code of my company on it. , a chain car wash shop can be listed, why can't you? You are still young, work hard. If you have nothing to do these days, just stay in Dali. A few friends will come to Dali the day after tomorrow. It's me The appointment is mainly for them to meet with you, and it may bring you a surprise."

I don't think it's interesting to go back to Kunming. Ice Media doesn't need me, and Zhuo Lan doesn't want to see me. The Erhai Lake in Dali is so beautiful. Why don't you just stay in the "old time"? It seems good to be my website here , but all my information is in the notebook, thinking about it!Finally, I decided to find someone to deliver the notebook I was playing with overnight.

A message was sent in our company group: Is anyone going to play in Dali Shuanglang today?Help me get my notebook down.

Just after the message was sent, Ran Jing replied below: Send me your location, and I will bring it down for you in a while.

(End of this chapter)