father-in-law of the nation

Chapter 747
Wang Shen plans to choose installments not because he has no money to buy a house in full, but because he thinks installments are more cost-effective.

Although he is now the owner of not bad money, buying a house worth more than [-] million yuan with all the money is just a trivial matter for him.

However, not bad money is not bad money, it doesn't mean that Wang Shen will be extravagant because of it.

It may be that Wang Shen has developed a character since he was a child, which makes him relatively frugal and not extravagant.

Furthermore, his frugality does not mean that he is not willing to eat or wear those things.

Rather, he spends money where money should be spent without blinking an eye.

Where money should not be spent, there will be corresponding considerations.

For example, for the same cabbage, one supermarket sells it for 2.58 a catty, and another supermarket sells it for 1.58 a catty.

Although with Wang Shen's wealth, one yuan more or one yuan less is completely negligible.

However, Wang Shen didn't think so,

The same cabbage can be bought for 1.58, why spend 2.58?

Money is not a problem, the problem is that you can buy it for 1.58, but you still have to spend 2.58!

This kind of behavior is not inhumane, but an upstart!
It means one thing to say one thousand words and ten thousand words.

Although he is rich, he will not be played like a monkey.

Whatever the market price is, he can give it without saying a word.

Instead of pretending to give a price that is far from the supermarket price.

Of course, the price difference of a few dollars is nothing to be seen, it is just a metaphor.

For example, some merchants sell something with a market price of [-] for [-] or [-].

Whether it is 1, 2, or [-], to Wang Shen, it is no different from [-] yuan or [-] yuan.

With Wang Shen's wealth, the reason is this.

But, why would he pay double or multiple times the price for something worth [-] yuan?

For example, for something with a market price of [-], one place normally sells it for [-], and another place sells it for [-].

Wang Shen first went to the place where the price was [-]. He would not buy it, but would choose to buy it at a place where the normal price was [-].

Although the price difference of 2 yuan is really not worth mentioning to Wang Shen.

However, donating this 2 yuan to those in need, isn't it delicious?

If 2 yuan is placed in a family in a poor mountainous area, it may be the family income for a whole year.

It can also be able to buy a lot of school supplies for children in impoverished mountainous areas.

Since it can have such a meaning, why let those unscrupulous merchants make money away?

How much is the market value, what is the normal price, Wang Shen will not have any opinions, and will pay the money very readily.

But the kind that clearly kills people.

Sorry, no matter how rich Wang Shen is, he still doesn't want to be slaughtered.

It's not that he doesn't have money, it's just that he doesn't want to be slaughtered.

Of course, this is just Wang Shen's personal thought.

Because many rich bigwigs spend money lavishly.

Don't care about the price, only care about whether you can get the desired effect after spending the money.

Even if the normal price of [-] is sold for [-], as long as the face problem is solved accordingly, and it is within the acceptable range, then the same will be paid without blinking an eye.

After spending the money, they will show off their wealth on Weibo and other online community forums.

Published a post with a selfie, pretending to write: "Out of the door."

At the bottom of the post, there is a picture of the small ticket, the position of the total word, at a glance, before the decimal point, there are six numbers
In fact, no matter what, there is nothing wrong with it.

After all, it is their own money, as long as they are willing, they can spend it however they want.

If it is kidnapped morally, this is not an act of justice, but an act of contempt.

As for Wang Shen, it was just his personal practice, and he personally would not spend money wrongly for the sake of face.

Even if he had more money, he would not waste it.

After all, the wealth he owns is the hard-earned money he earned through hard work.

Since it is hard-earned money, how can it be given to unscrupulous merchants indiscriminately?

Although Wang Shen's choice of installment payment for buying a house has nothing to do with these situations, but there are still some similarities in its origin.

For example, Wang Shen has 300 million, and he wants to buy a 300 million house.

Buying a house in full, paying 300 million in one lump sum, the deposit of 300 million was lost in an instant.

Buy in installments, pay a down payment of 200 million, and leave 100 million.

Not to mention taking the 100 million to make a steady investment, using money to make money.

Let’s say deposit the 100 million in some private banks with guaranteed principal and interest.

In order to attract users, some banks will give a high interest rate of 5% per annum.

If 100 million is deposited for a year, it is 5 interest.

For a house of 300 million yuan, the down payment is 200 million yuan, and the other 100 million yuan will be paid in installments.

Divided into 30 years, the average year is 3.3.

Coupled with the interest that needs to be repaid, it is roughly calculated by repaying 5 yuan per year, which is exactly the same as the annual interest of 100 million deposited in the bank.

30 years later, after paying off the installments, not only will I get a house worth 30 million 300 years ago, but I will also have a deposit of 100 million in the bank card.

On the other hand, if the full payment of 300 million is paid directly, it will not be like the installment, and the principal deposit of 100 million will be extra in the end.

Moreover, the 100 million is only calculated according to the interest of depositing in the bank, not the income from investment.

If the investment is good, the 100 million may be doubled several times.

In the end, not only did he get the house, but his wealth also multiplied several times.

But the full payment is paid directly, but there is no room for manipulation.

These are rough metaphors and calculations for easy understanding.

In short, to say ten thousand is just to say that, to a certain extent, it is more cost-effective to buy a house in installments.

Therefore, if you can get a house worth 200 million with a down payment of 300 million, and you can still have a principal of 100 million after maturity, why pay the full amount of 300 million directly?
Of course, for rich people, it doesn't matter either way.

Therefore, these are also just Wang Shen's personal thoughts.

Although he has the money to pay in full, he still chooses to pay in installments.

In fact, many celebrities in the entertainment industry also use this method to buy houses. They don't pay the full amount, and they also choose the down payment in installments.

Like the general public, they pay a down payment, invest the rest of the money, and then use the investment income to fill the installment payment.

Not to mention anything else, let's just say that several couples of celebrities who bought villas in the celebrity gathering circle in the capital bought the villas with a down payment and installments.

Although they will choose this way, it is the issue of strength that forces them to do so.

But with Wang Shen's financial resources, there is no need for such trouble, as long as the full payment is sent, everything can be resolved.

It's just that Wang Shen has endured hardships, and he has his own ideas.

No matter how much money he has in hand, he only wants to use it for ideas instead of spending it on unnecessary expenses.

There is a saying that with great power comes great responsibility.

In the bottom of Wang Shen's heart, there was an idea.

After everything is stable, a public welfare fund organization will be established.

He has already thought of the name, and it is called Ant Public Welfare, which is embedded in the WeChat APP in the form of a small program.

Although ants are small, if there are enough of them, they can overwhelm rivers and seas.

Although in today's world, public welfare is nothing more than a business.

But Wang Shen will not treat public welfare as a business, he will create a transparent platform.

On that transparent platform, even a penny will allow the donor to see where it goes and what that penny does.

Anyway, it is to achieve the level of fairness, openness and transparency, and actually contribute a little bit of strength to the country's public welfare.

To be honest, Wang Shen can guarantee that he will not treat public welfare as a business, and that the entire platform is completely transparent. It is because he has enough ability that he dares to have such confidence.

In other words, as the property owned by Wang Shen continues to grow, he is the owner of the real goods and not bad money.

In his eyes, money is just a number.

He can also say calmly: "I don't love money. Money is just a number. I have never received a salary. The thing I regret most in my life is to create a company with one vote."

That being the case, is it necessary to black-heartedly treat public welfare as a business?
He will never get involved in this kind of thing.

His original intention is to do his best for the country's public welfare, without any other weird things.

Moreover, with the development, Wang Shen will also embed the WeChat forest applet in WeChat, so that all WeChat users in the country can plant trees in the cloud, and each user can also have the code corresponding to the tree they plant, so that they can clearly Find out the real trees that correspond to real trees planted in the cloud on WeChat.

It is undeniable that the games created by Wang Shen, as well as many related industries, allow the pillars of society to create happiness with their salaries.

Since they are all paid, Wang Shen should also respond with heart.

Therefore, whether it is the public welfare forest or other public welfare projects in the future, Wang Shen will do it with heart.

So many users across the country are willing to treat Wang Shen with salary.

How could Wang Shen treat them carelessly?
Sincere to sincere.

Trade your salary for your heart.

It's that simple and straightforward!
(End of this chapter)