Blessed wife descends from heaven

Chapter 243

Lin Baozhu's idea is actually very simple, it is to imitate the modern bank to make loans, and she had contact with public lectures in colleges in her previous life.But because it's not my major, I didn't pay too much attention to it. Fortunately, when I was at home, all the descendants of the aristocratic family had to take extra classes in order to be able to connect with the world and not be left behind by the rapid development of society. More or less, she also has some understanding of her own.

Now whether it is shopkeeper Xu or shopkeeper Li, they are all the top leaders of Zhang Ji.In addition, Shi Dayong, Liu Jianshan who was in charge of the preparation of the caravan, Wang Dakui and Liu Tiehui, plus the managers of the shopkeepers from the towns and cities of various prefectures who came forward to give the full moon gift to the young master of the owner, so this time Lin Baozhu called a meeting , but it was much more lively than before.

Everyone is used to seeing the world, even if some of them go out to the farmyard, just follow Zhang Ji, it can be suppressed, and there is some thought.Naturally, when the wife of the host family mentioned the matter of Zhang Ji Bank, everyone was a little surprised besides being surprised.

It's not that I don't think it's possible to do it, it's really the rules and regulations that my wife said, which is unbelievable, but it's extremely necessary when you think about it carefully.At first, everyone was very convinced of Madam, and now they are even more admirable.

Fortunately, everyone has already figured out the madam's temper, and she did not pretend to be flattering, otherwise Lin Baozhu might be embarrassed for a while.If it's all her wisdom, it must be a lie, but when she was forced to learn those things in her previous life, the special teacher forced her to watch a lot of videos of Shanxi Merchants and Platinum Empire.Then there was an extremely funny variety show, which changed the way of Shanxi merchants and the way of running a bank.Naturally, she really took advantage of it to some extent.

"As long as you are a junior in Taoshuwan, if you want to start a business or do business on your own, you can give priority to borrowing from Zhangji Bank without charging interest. But if the business is successful, Zhangji will naturally have a share of the pie." Lin Baozhu is not a boy who spreads wealth. If he wants to do good deeds, he will build roads, build houses, renovate charity halls and private schools, so that every family can have a good start.But you can't throw money out at will. If you don't pay at all or have no pressure, if someone with a bad mind takes advantage of the loopholes and borrows Zhang Ji's money to mess around outside, I'm afraid it will be messed up if you come and go. "Zhang Ji wants [-]% of the profits to be used to build private schools, recruit teachers, or build villages and charity halls."

After a pause, she smiled again and said, "With Taoshuwan as the center, we will build around it. As long as there is a place where Taoshuwan is able to marry a daughter, it can be listed as the place that Zhang Ji wants to support. Of course, the main thing is the private school." Regarding this matter with the Charity Hall, shopkeeper Xu and the two big shopkeepers of shopkeeper Li will get a detailed charter afterwards, and they are looking for a reliable person to take charge of the management. The accounting office also follows the old rules."

Because Zhang Ji's business is getting bigger and bigger, shopkeeper Li and shopkeeper Xu, two shopkeepers who are highly regarded by Lin Baozhu and have excellent character, have long since stopped just managing the few shops in hand.Now, the two of them are in charge of Zhang Ji's business, and if Lin Baozhu and Da Ya are not around, they can make their own decisions.

Of course, rewards and punishments are clearly defined, and the shopkeeper next to him can also supervise.

The two shopkeepers are also good. Even if they have the authority granted by the boss, they have never made any mistakes. On the contrary, they are more conscientious for fear of accumulating the reputation of the boss.It's not that no shop secretly poached the two with excellent conditions, and even promised more than Zhang Ji, but the two shopkeepers always ignored them.

Even to their family members, both of them often feel that if there is no Zhang Ji, there will be no them.It's not that they have paid a lot to Zhang Ji, on the contrary, Zhang Ji has made them, so they can't be ungrateful and make people laugh, so naturally they have to guard Zhang Ji and manage it well.

Of course, those things were private, and Lin Baozhu didn't know, but she probably had some confidence in her heart.It is precisely because of this that she trusts the two of them more, and at the same time makes the two shopkeepers even more loyal to Zhang Ji.

After dealing with this matter, Lin Baozhu sent some shopkeepers away.Thinking of Xiuniang's sister-in-law, although she was always smiling when she saw her these days, she couldn't hide her sorrow, and sometimes it was even obvious that she was forcing a smile.And Zhaodi also lost a lot of vitality, frowning every day, so she still left Shi Dayong to tell Zhang Xiuniang that she wanted to talk for a while.

In fact, she seldom directly intervenes in other people's housework, and of course she does today, but she should care about what she should care about.After all, let's not talk about the friendship between her own man and Shi Dayong, let's say that she also sincerely regards Xiuniang's sister-in-law as a relative. After all, she is the first person in this world who is similar to her age and can be said to be reasonable.

Xiuniang's sister-in-law is kind-hearted and doesn't have too much ambition, she just wants to live a life of duty.I thought that the most difficult time was when the Shi family's father and mother were looking for trouble. Later, the matter of the Shi family's old couple was resolved, and Shi Dayong behaved very manly, and then as Zhang Ji's business flourished, their days It was very moist and comfortable.How come she only went to the capital for half a year, and when she came back, she saw that there was a estrangement between the two people who were originally in love.

It's not that she has never heard of the gossip in the village, but since Taoshuwan has Zhang Ji, she doesn't like to get together to talk about those gossips.So she didn't know the specifics.

The last time I mentioned something to my own man, I didn't know the ins and outs. It seems that the hero Shi Dayong saved the beauty and rescued a little widow who was bullied. Later, he found a place for the little lady in the town and gave the little lady away. The half-old son joined Zhang Ji to work.Maybe it's been a long time, and they have been involved, more or less indescribably ambiguous.

Going deeper, Zhang Mandun didn't say anything, just shook his head and said that it was hard for them to ask.Originally thought that if it was just that, it wouldn't be a big deal, after all, Shi Dayong was kind to Xiuniang's sister-in-law, and she had seen it with her own eyes.The two are a couple in need, could it be that they are no match for an outsider?
So on weekdays, she often persuaded Xiuniang's sister-in-law to think about it, and if she couldn't do it, she would simply move to the town or county with Shi Dayong.Husband and wife are one body, so there is no need to worry about it so much.

But persuasion is persuasion, in fact, Lin Baozhu's heart is beating drums.Ever since she came back from the capital to her confinement, I heard that Shi Dayong came back only a handful of times, and he sent letters to his family less and less often.There were several times when the two sat together and chatted, and every time she asked Shi Dayong, Xiuniang's sister-in-law always looked sad.

It's not just these two points, what makes Lin Baozhu even more puzzled is that when she was confinement a few days ago, Da Ya brought some account books to her to teach, saying that it was according to her accounting method, There are nearly four hundred taels of silver that do not match.

She didn't take it to heart at first, she just thought it was Da Ya's miscalculation, but when she checked it herself, she found many problems.That account obviously carried a lot of water, not to mention the different prices of many items, but the inexplicable loss of a lot of bad food.

Not to mention how prosperous Zhang Ji's business is now, it is not an exaggeration to say that the supply is in short supply.That's why she was able to lay shops and workshops everywhere in order to solve this problem.But on the books, there were a lot of bad food. After seeing the reason, she was even more surprised. The baskets and baskets of snacks were all discarded due to rot.

Then she looked through the earlier account books and found that such things are not uncommon.Calculated according to the amount in the account, the loss is more than 400 taels.
In fact, to be honest, Zhang Ji has developed to the point where it is now, and it is no longer the time to be short of the thousand 800 taels of silver.If she didn't find out, maybe she wouldn't care about one thousand taels more or one thousand taels less.

But it was about business, but she had to take it to heart, knowing that the embankment of a thousand miles was destroyed by an ant nest.If it is really a loss, Zhang Ji can afford it, but if someone enriches his own pocket or does other things, then there is something to weigh.

After discussing with Da Ya at that time, Da Ya took people to the eating workshops and shops in the town and county in the name of inspecting the shop.The accountant was originally a failed scholar, and he was not a greedy person, otherwise he would not have been recommended to Zhang Zhang's account management.When Da Ya and his party went, he was panicked and regretful because of making false accounts.In the end, she was reprimanded by both Enwei and Wei, but the whole thing was revealed. At this time, Da Ya knew that Uncle Shi had embezzled all the money for other purposes.

After returning, Lin Baozhu thought about it for many days before deciding to remain calm.Later, Xiuniang's sister-in-law tried it out, and found that Xiuniang's sister-in-law and Zhaodi didn't know anything about it.

What else does she not understand now?It must be Shi Dayong's business behind his back.It's just that what she can't figure out is what is it that requires so much silver!After all, the wages and bonuses of the Shi family couple and Zhaodi in Zhangji are comparable to the income of several shops outside.

"Brother Shi, sister-in-law, maybe we haven't sat down for a meal for a long time. I'll have people prepare cooking pots and barbecue later. We're also lively." what to say.Even sisters, it's not good to talk about each other's family affairs directly, so you can complain and confide in private, but Xiuniang's sister-in-law is not the kind of person who loves to gossip, and she doesn't want to tire others. If you want her to confide, unless you are forced to go on.

As for Shi Dayong, speaking of it, she is just a sister-in-law of a foreign family, so it is not appropriate to ask an old man about the relationship between husband and wife.What's more, she also felt that what her man said was right. They could only help with some things, but they couldn't just intervene regardless. If they didn't do well, they might ruin their relationship.

Seeing Lin Baozhu's sincere face, Zhang Xiuniang thought that if she went home, she would have to look at each other with Shi Dayong again and get bored, so she agreed.And Shi Dayong already felt guilty, seeing that his wife agreed, he naturally didn't say anything else.

(End of this chapter)