lazy tang

Chapter 595
On Suzaku Street in Chang'an City, a new business suddenly appeared.The two huge stone lions at the entrance are only a little smaller than the one at the entrance of Taiji Palace.Waiting for the prince's house, it's not as big as this business.

There were two rows of black-clothed guards at the door, all carrying horizontal knives.All of them have fleshy faces, and they are not good people by appearance.

"Who is this business? It's such a big deal. I don't know which nobleman it belongs to. It's a pity that the location is so good." The shopkeeper Huang who sells rice said, copying his hands.

"That's right! Such a big show must be a nobleman's business. I just don't know why!" The shopkeeper Zhang of the silk and satin shop spoke.

"That's right! That's right!" Several shopkeepers nearby said with a smile on their face.

Occupying a prime location, open such a business.It has been open for two days, but not a single customer has come to the door.Except for those wealthy and poor-minded Xungui, no one else did this.

Several people were talking, when suddenly a young man came over.Holding a thick stack of paper in his hand, when he saw several shopkeepers, he cupped his fists and said with a smile: "Several, welcome to the new opening of the business." After speaking, he stuffed the paper in his hand to several shopkeepers.

"Oh! The kraft paper produced by the Yun family costs two pennies per roll, so why don't you just give it away?" Shopkeeper Zhang looked at the paper in his hand, and immediately cried out.

"Lending discount, monthly interest of two cents ([-] per thousand). Two cents of interest? Is there such a good thing?" Shopkeeper Huang's eyes widened. Chang'an city is full of usury.A five-point profit is already a kind person, and a two-point profit is simply a free gift.

"The bank also undertakes deposit exchange business, that is to say, you will get interest when you deposit your money in the bank. The amount of interest depends on how much money you save. You can talk to my shopkeeper about this. If you go to other places to buy goods, As long as you bring the proof of the bank, you can withdraw money from banks in other places. From then on, you no longer need to take carts of copper coins to other places to buy money.” The young man said with a smile.

"Qianzhuang? Are you telling the truth?" Shopkeeper Zhang's eyes lit up. He went to Jiangnan every year to buy silk.Pulling carts of copper coins, you have to worry about bandits and road bandits on the road.Now that there is such a good thing, it is natural that there are stars in his eyes.

"Absolutely, the bank is the business of my Duke of Chu. Its reputation is guaranteed. Now there are bank branches in prosperous places such as Yuezhou, Yangzhou, and Jiangning in the south of the Yangtze River. Not to mention places like Luoyang, even Qinzhou , Zhuozhou, and central Shu also have bank branches. Just keep your heart in your stomach!" After the young man finished speaking, he cupped his hands and continued to distribute the leaflets that were about the size of the handwriting and were neatly neatly arranged.

What the young man said made several shopkeepers look at each other in blank dismay.Keep the money for yourself and give it back to yourself. Can such a good thing hit you on the head?
"The business of the Duke of Chu seems to be fake! Lintong is the fiefdom of the Duke of Chu, and it is the place where the world's richest people live. Whoever is short of money in the Tang Dynasty, the Duke of Chu will not be short of money."

"Yes! Every time I go to Lintong to buy goods, I can see people depositing money in Wang Qianzhuang. I thought it was only in Lintong, but I didn't expect it to be available in Chang'an. I really want to give it a try!"

"Dude! The money is not revealed, just in case...!"

A group of shopkeepers were talking, when they suddenly saw an old man with the appearance of a farmer carrying a bag of copper coins into the bank.After a while, the purse on his shoulder was gone.A look of refreshment!

"Old brother, did you go to the bank to save money just now?" Shopkeeper Huang stopped the old man and asked.

"That's right! The old man didn't take a car, and the second didn't ride a donkey. The three pens cost more than 20 catties. You let the old man carry it back to Lintong?" Although the old man was dressed in ordinary clothes, he was not at all afraid of these expensive shopkeepers.

As soon as he spoke, shopkeepers knew he was from Lintong.The old man from other places doesn't come out of the central government at all!Ever since Lintong became the fiefdom of the Duke of Chu and factories were built one after another, the people of Lintong didn't think much of the people of Chang'an.

In the past, if a young man from Lintong could marry a daughter-in-law in Chang'an City, it would be simply beautiful.Now if a daughter-in-law in Chang'an City wants to marry someone else in Lintong, they still have to pick and choose.Prosperity makes Lintong people confident, and people with ordinary spirits can't learn from it.

"Is it really safe to store this money in the bank?" Several shopkeepers asked in unison.

"Is it really possible to exchange it into copper coins elsewhere?" The shopkeeper Zhang asked this question. He will go to Jiangnan again soon. It will be of great benefit to him to ask this matter clearly.Among other things, the shipping cost alone will save a lot.

"Safe? Is the reputation of my family Chu Guogong still fake? The old man has the proof of the bank, and he can exchange it for copper coins when he returns to Lintong." Well, his knowledge is not as good as that of an old country man.

"Yes! Yes! Yes! Duke Chu's reputation is of course safe! Of course it is safe!" Seeing that the old guy was going to turn his back on him, the shopkeepers hurriedly apologized.No way, Duke Chu is not something they can afford.

The old man left, but the shopkeepers returned to their respective businesses with their own agendas.They are all doing business on the same street, and everyone has their own difficulties.Seeing that there were many people going in and out of the bank all morning.Many people came to save money, and some people didn't seem to come to save money. When they left, shopkeepers in silk and satin clothes gave them out.

Shopkeeper Huang couldn't sit still anymore. Last year, the price of food rose sharply and he made a lot of money.But the price of grain in the hands of farmers has also increased.In order to buy food, he had to borrow loan sharks.That's six-cent interest, or compound interest.Seeing that the day of repayment has arrived, the grain price this year has not improved.

Potatoes and corn are grown all over the world, and the yield is amazing.Potatoes in Sanyuan County are piled up like mountains, they are all food!Seeing this scene, shopkeeper Huang felt like crying.Although potatoes are nauseous after eating for a long time, poor families don't care about this, it's better than green wild vegetables.

Other people's money is delayed for a few days, maybe it can be passed after a good discussion.But how could the usury in Piguo's family be so easy to talk about?Two days ago, the steward of Piguo's house came once, and he spoke harshly.If the money is not paid by then, the shop will be used to pay off the debt.The conscience of heaven and earth, I only borrowed [-] guan, but I have to pay back [-] guan in one year.This is how people live!
Seeing the people coming and going in and out of the bank, the shopkeeper Huang was heartbroken.The big deal is that the fish will die and the net will be broken. Since I have no way to survive, I just make a dash for it.

I chose a time slot around lunchtime. I guess everyone is having lunch at this moment, so I won't be seen by acquaintances when I go to the bank.Sliding along the wall, looking around, he looked like a thief if he didn't steal.When he reached the gate of the bank, he rushed in at a brisk pace, as if there was a wolf chasing after him.

The lobby of Qianzhuang is very grand, with a few tables and chairs on the left.On the right are small rooms, with the doors closed, it is not clear what is going on inside.In the middle is a counter made of marble, much like a pawn shop but not as high as a pawn shop counter.There is a row of chairs in front of the counter, and behind the counter are young people.

"Sir, what kind of business do you want to handle?" A chubby middle-aged man appeared in front of shopkeeper Huang who didn't know what to do with a smile on his face.

"Uh...! The old man wants to borrow money. Is it really the two-cent interest mentioned above?" Shopkeeper Huang shook the flyer in his hand.

"It turned out to be a loan, please come here with me. Xiao Wang, let's have some tea!" The middle-aged man greeted, and brought shopkeeper Huang to the small room next to him, and a servant immediately brought tea.

The golden-yellow tea soup is fragrant, and it is a good thing at first sight.Lao Zhang went to Lintong to buy something to drink once, and was given a small bag as a gift, and he blew it eighty times when he came back.I didn't expect that today, I could taste it myself.

"Heh! Heh! Old man Ling Jing, you can call me Shopkeeper Ling. The bank is the business of Chu Guogong, so you can rest assured. The interest is [-]% interest, and it is [-]% annual interest, not monthly interest." Ling Jing said to him with a smile. Shopkeeper Huang said.

Shopkeeper Huang fumbled around, the small room was not big.This made him feel a little depressed!
"You don't have to mind, this is to protect your privacy. When you go out for a while, you can go through the back door if you want. Although I can't guarantee that no one will know that you have been here. But I can definitely guarantee that what you say here is not It will be rumored." Ling Jing explained with a smile when he saw the appearance of shopkeeper Huang.

With those words, shopkeeper Huang immediately developed a good impression of this smiling fat man.This is the real consideration for the guests, unlike the steward of the Duke of Pi, half of the city of Chang'an that he preaches knows about borrowing money.Many people do business with themselves on credit, and now they have to pay in cash.

"Shopkeeper Ling, you are welcome. The little old man is the shopkeeper of the Huangjia rice shop on the street. Hey...! Because I owe the usury from the government of Piguo, I have to come to you to discuss it. Can I borrow [-] Guan? Turn over the money, if you are willing to help me, I will be very grateful!" Shopkeeper Huang cupped his hands, and if he could borrow money, he would be willing to let him kneel down now.

"Oh! Eight hundred guan is not a big amount. I don't know if shopkeeper Huang has collateral? You know, this loan requires collateral." Ling Jing took a sip of tea and said to shopkeeper Huang.

"Yes! Yes! My shop can be used as a mortgage!" Shopkeeper Huang said immediately, anyway, the shop has been mortgaged to the Duke of Piguo.Even if you mortgage again, it's no big deal.

"As far as I know, you have already mortgaged the storefront to the Duke of Piguo. And your storefront is worth a thousand guan, what do you think? You owe the principal and interest of [-] guan to the mansion of Piguo, and the bank will replace it for you Pay it back. The bank here will give you another two hundred coins for turnover, what do you think?" Ling Jing thought for a while and said.

"Two cents per year?" Shopkeeper Huang asked suspiciously.

"Two points! There is no deception!"

"Me! Me! Me!" Shopkeeper Huang was so happy that his nose bubbled up, this time he not only repaid the debt of Hades.With an additional [-] yuan in turnover, the pie in the sky finally fell, and it was still made of pure beef.As for the matter of the annual profit of two cents, he didn't take it to heart at all.The interest is only a dozen dollars a year, and this price can no longer be generous.

"Please wait a moment!" Ling Jing stretched out his hand to greet the boy outside, and soon the boy brought two contracts.They are all made of high-quality kraft paper from the Yun family, and the words on them are also in that beautiful print.After filling in the amount in the blank, Ling Jing put the contract in front of Shopkeeper Huang.

"Treasurer Huang, after signing this contract, you can get two hundred coins. And we will be responsible and send the money to your house." Ling Jing pushed the contract.

Shopkeeper Huang picked up the contract and looked at it carefully. He could see the mosquito coils with his eyes, but he didn't see which one was not good for him.It can be said that each one is for its own consideration.What are you waiting for, without a word, he took the brush and signed his name where Ling Jing pointed.I also use inkpad, and I can rest assured after fingerprinting.

"Drink tea! Let someone prepare the money, and you will go home with the money later." Ling Jing said with a smile.

"Thank you! Thank you!" Shopkeeper Huang was refreshed, took a sip of tea, and suddenly felt the fragrance between his teeth.The things from the Yun family are good!

Not long after, a big man came to report that the money was ready.Ling Jing immediately went out with shopkeeper Huang, but shopkeeper Huang was taken aback just after leaving.Because he saw the shopkeeper Zhang who had just come in at the door, after the two met for a moment, they both smiled awkwardly and clasped their hands together as a greeting.

There was a carriage outside the door with twenty bags full of copper coins.One bag is ten guan coins, and twenty bags are exactly two hundred guan coins.

Seven or eight guards escorted the two hundred guanqian, and followed shopkeeper Huang back to the rice shop.As soon as the happy shopkeeper Huang entered the door, he saw the dead face of the steward of Pi Guogong's family.

"Hey! Shopkeeper Huang, how do you get rich? The [-] guan in principal and interest owed to my father-in-law's house should be paid back!"

"If you owe money, you have to pay it back. The steward can go to the bank with the old man, and I will give you the [-] guan money immediately." Just as shopkeeper Huang was about to speak, Ling Jing suddenly stood up from behind him.

"Qian Zhuang? Who are you?" the steward snapped.Seeing shopkeeper Huang pulling back the copper coins, he felt something was wrong.Now seeing the shopkeeper of the bank, I was even more frightened.

He doesn't care about the principal and interest of the eight hundred guan, what he wants is this shop.Shopkeeper Huang's shop is on Suzaku Street, and the estimated value is at least a thousand dollars.If it is used for business, the income of several hundred yuan a year should not be a problem.

At the beginning, he was optimistic about this shop, so he lent money to Shopkeeper Huang.Seeing that good things will come true, he will also be rewarded by the master.Unexpectedly, a bank of some kind was inserted into the wall.Instead, we have to see, whoever wants to ruin his own good deeds.

"Heh! Heh! Old man Ling Jing, the big shopkeeper of the bank. The shopkeeper Huang owes you [-] guan in principal and interest, and the bank will pay it back on your behalf. This steward, if you want money, follow the old man to the bank. The old man will give you the money immediately , if it is inconvenient to manage things, you can still send it to the mansion of Duke Pi. But the old man thinks, there are always carriages in the mansion of the dignified Duke of Pi!”

When Ling Jing spoke to the manager, he was far less polite than to shopkeeper Huang.The shopkeeper Huang on the side listened, and he couldn't help but feel a little bit stiffer.With the backing of Qian Zhuang, I am no longer afraid of the blackmail from the manager!
(End of this chapter)