The splendid life of a small peasant girl

Chapter 141
Xie Zhimo saw how busy people were coming over, so he simply stood in front of Yao Yu, "Is the business okay?"

"Very good." Yao Yu frowned after speaking.

"Is there any problem?" Seeing this, Xie Zhimo asked quickly.

Yao Yu shook his head, "There is no problem with the store, but the income is too much. Don't worry about carrying these coins with you, and don't worry about keeping them at home."

Xie Zhimo's first reaction was Qian Zhuang. Yao Yu had mentioned to him before that Qian Zhuang was used to save money, and it was precisely because of this that Xie Zhimo learned of Yao Yu's identity, "Don't worry, leave it to me. "If he was in the past, he would definitely not be able to say such a thing, but he is different now, and he has the ability to open up this bank.

Yao Yu looked at Xie Zhimo, smiled lightly and said, "Well, I don't worry."

Xie Zhimo went to the study after dinner, it was the first time Xie Zhimo entered the study, Yao Yu saw that Xie Zhimo was busy, so he went to the kitchen to make sauce.

Xie Zhimo was not busy with other things in the study, but sorted out a set of plans for the bank. Since Mr. Ji came home, Xie Zhimo always went to ask for advice. Literacy is the foundation. Later, he slowly read some books. These years are considered small He is knowledgeable, but Xie Zhimo's handwriting is already vigorous and powerful. After joining the army, the style of this handwriting became more prominent.After Xie Zhimo finished writing the plan, he felt dissatisfied.

It's almost midnight, the oil lamp in Xie Zhimo's study room is still on, Yao Yu walked into the room, Si Zhu said, "Young Madam, do you want your servant to call Eldest Young Master?"

Sizhu is Hongyunxuan's maid, more precisely, a first-class maid, Xie Yuanwu specially chose it for Hongyunxuan, Yao Yu shook his head, "I'll go and have a look."

Pushing away the study room, I saw rice papers all over the floor, apparently left on the floor after writing something unsatisfactory, "Zhimo." Yao Yu called softly.

Only then did Xie Zhimo withdraw from his thoughts, "Yu'er, why are you here?" After speaking, Xie Zhimo looked at the sky outside and asked, "What time is it?"

"It's time, so I'll come and have a look." Yao Yu said.

Xie Zhimo glanced at Si Zhu, Si Zhu saluted, then retreated to the door, and closed the door by the way, Xie Zhimo then said, "Didn't you say that it is inconvenient to keep money at home this afternoon? I remember you told me about the bank before, I just thought about..."

Yao Yu interrupted Xie Zhimo, "Are you thinking of opening a bank?" After she entered the room, she saw some paper written on rice paper. She didn't expect a sentence from so long ago. Xie Zhimo said that she still remembers it now, and Yao Yu inevitably felt a little bit Touched, presumably this is the feeling of being cared about.

"En." Xie Zhimo scratched his head in embarrassment.

Yao Yu walked to Xie Zhimo's desk, picked up the paper on it, and read it carefully. Xie Zhimo looked a little nervous. He had learned some business things from Yao Yu these years, and this bank was just his imagination.

It was clearly written on the paper that the name of the bank was Yuzhi Piaohao. Seeing the name, Yao Yu couldn't help but smile.Xie Zhimo smiled beside him, "After all, Qianzhuang is your idea."

Yao Yu continued to read. The main purpose of the bank is to deposit and withdraw money. How much money is deposited, you can get an extra one percent of the money you save in a year. .In addition, it also provides the function of loan, providing collateral, loaning one tael of silver, and charging [-]% interest a month. Extra money.

Yao Yu nodded. In the early days of the bank's establishment, these two functions were sufficient. "I suggest adding that there is no handling fee for withdrawing money in the same place, but a [-]% handling fee will be charged for withdrawals in other places. For example, if I deposit money in the capital and withdraw it in the capital, there is no handling fee, but if I go to Jiangzhou to withdraw it, I need to charge a certain handling fee."

Xie Zhimo's eyes lit up, "In this case, you won't have to go to Jiangzhou at the end of each year." At that time, the people in Jiangzhou will directly deposit the money into Yao Yu's account, that's all.

"By the way, there are still loans, and there must be a limit for loans." Yao Yu said, otherwise, if the bank is opened, it will be a tragedy if only loans but no deposits are made.

Xie Zhimo also thought of this, and quickly added it.

"I suggest that this deposit should be divided into more details, such as fixed term and current demand. The so-called fixed term means that deposits can only be withdrawn after a certain period of time, and current deposits can be deposited and withdrawn at any time." Yao Yu said.

Xie Zhi thought for a while and said, "In this way, if you save for one year, you will get an extra [-]% of the money, and for two years, it will be [-]% of the money. If it is a demand deposit, you will not get extra money."

Yao Yu nodded. After all, it is a new bank, and it cannot be compared with the bank in the previous life. This algorithm is indeed feasible.The two discussed some small details, and finally finalized the matter of the bank. When the two walked out of the study, they realized that the sky was slightly bright. Xie Zhimo said quickly, "Go and rest."

"What about you?" Yao Yu asked.

"I have to go to the hall after I go to wash up." Xie Zhimo turned around after leaving and said, "I'm going to ask my grandmother for a vacation, so you don't have to go to say hello today."

Yao Yu nodded, turned around and went back to the bedroom, "Go and rest too." When Yao Yu came out, she didn't expect that Si Zhu was still standing outside, that is to say, Si Zhu stood outside almost all night.

"Yes." After serving Yao Yu to lie down, Si Zhu also went to rest outside.

Yao Yu slept until the afternoon and did not wake up naturally, but was woken up by a noise.

"Ma'am, the young lady has rested." Aunt Jiang's voice came from outside.

"Rest? When is this going to happen? If this gets out, will the Xie family have any face?" Deng's voice was full of extreme dissatisfaction.She didn't see Yao Yu when she went to pay her respects this morning, and was about to take the opportunity to sue Yao Yu, but she heard from Si Qin that the young master had come to ask Yao Yu for leave early this morning.

Originally, Mrs. Deng thought that Yao Yu was sick and was just taking pleasure in other people's misfortune, so she went back to inquire about it, but she didn't expect that it was because the two of them stayed in the study room until the early hours of the morning. Who knew what the two of them were doing? , found that Yao Yu was still resting in the bedroom, and immediately disagreed with anything, and rushed over with Nian Xia and other servants.

As soon as Yao Yu put on her clothes, Mrs. Deng rushed in, "Mr. Yao, don't bring what you did in the country into our Xie Mansion."

Yao Yu took a look at Deng Shi, and then sat down on the chair next to her, with a lazy look, which made Deng Shi even angrier, "I'm talking to you, did you hear me?"

"What do you want to say?" Yao Yu asked without waiting for Deng's answer, and said directly to Si Zhu, "Si Zhu, pour me a cup of hot water."

This time, the servants brought by Mrs. Deng quit, "I said, did you hear Madam talking to you?" Nian Xia shook her head. Under such circumstances, Yao Yu would definitely not respond.

Sure enough, Yao Yu didn't even look at the maid who was talking, and went straight through the water poured by Sizhu, and said softly, "Thank you."

Thanks?Deng shi opened his mouth in disbelief, this Yao shi actually said thank you to a servant?Nian Xia was also a little shocked, this Yao Yu actually said thank you to the servant, the key is that what she said was so natural.

Looking at Si Zhu again, she was completely used to it, as if Yao Yu often said this, "You're welcome."

Being polite, Deng almost vomited a mouthful of blood, does Yao Yu know what being polite is? "Yao Shi!" Deng Shi shouted, "Are you listening to what I have to say?"

"Yes, didn't I just ask what you wanted to say?" Yao Yu thought for a while after speaking, and then nodded. She really said this.

Deng pointed at Yao Yu angrily, "I said that once you enter the Xie Mansion, you should be aware of who is in charge of this family."

"It's dad." Yao Yu replied flatly.

Mrs. Deng was about to say that she was in charge of the house, but Yao Yu said Xie Yuanwu. Mrs. Deng stopped her throat, and was about to speak, when Yao Yu continued, "If you want to talk about women's family members, it's the grandmother who is in charge." Wan felt that what he said was right, so he tapped the vote three times in a row.

"You!" Deng took a long time to breathe.

"Did I say something wrong?" Yao Yu asked innocently.

Deng could only wish to tear Yao Yu's face, but she couldn't, "You wait for me!" After speaking, Deng took Nian Xia and left angrily.

"Don't give it away." Yao Yu shouted from behind, Deng Shi who was walking angrily in front almost fell, Nian Xia shook her head, Madam is too weak.

After Mrs. Deng left, Yao Yu didn't feel happy. On the contrary, she felt tired. When she was in Shuangshui Village, she had conflicts with Xie Wanfu and Mrs. Liu, and she could scare people away with a knife. How could she take it now? The only way to frighten Mrs. Deng with a knife is through a lawsuit, which is exhausting. A slight mistake in a word may lead to disaster. Dealing with such a person is really tiring.

Seeing that December was approaching, Yao Yu was a little worried. She didn't know what happened to this year's pomelo. She originally planned to go back to Jiangzhou, but Xie Zhimo's ancestry recognition ceremony will be held in October. When he came to the Xie Mansion, it was inconvenient for Yao Yu to tell his family to go back to Jiangzhou, so he had to wait until next year to return to Jiangzhou.

Just when Yao Yu was at a loss, Si Zhu came in, "Young Madam, the concierge said that shopkeeper Nie is looking for you."

"Okay, I'll go and have a look." Yao Yu was a little puzzled. How did shopkeeper Nie find him? Did something happen to the shop?

After learning that Yao Yu wanted to see the shopkeeper Nie, someone in charge led the shopkeeper Nie to the meeting room. Yao Yu rushed to the meeting room, and asked before the shopkeeper Nie stood up and saluted, "What happened to the shop?" Is something wrong?" He signaled shopkeeper Nie that there is no need to be polite.

Shopkeeper Nie shook his head, "The hot pot restaurant is doing well." After finishing speaking, he added, "The roast duck restaurant is also doing well."

Yao Yu sat down opposite shopkeeper Nie and asked suspiciously, "That's it?"

(End of this chapter)