Qingben beauty

Chapter 212 A Good Start

I picked up the phone and looked at the number displayed on it, and raised my eyebrows at Lu Lingguang.

Lu Lingguang took out a gold mobile phone from his pocket, glanced at it, and shook his head at me.

For this bastard, he immediately understood what I meant, and told me with practical actions that Guo Dexing did not call him.

I am a little depressed.

I pressed the answer button and said, "Hello, Mr. Guo."

"What's Mr. Guo or Mr. Guo? Call me brother!" Guo Dexing was obviously stunned for a moment, and then smiled: "Where are you?"

"I'm playing outside." I said with a smile, and ordered a few dishes on the menu with my fingers.

The boss was very knowledgeable, nodded, and went out with the menu.

"Well, Mr. Lu will be here in the afternoon. I have an appointment to meet him. Do you have time? Let's go together." Guo Dexing said.

I thought about it for a while, and said, "I don't want it anymore. You guys are talking about business, and I don't understand. Besides, he is a customer of our company. It would be bad if the company knew about it."

"That's right, that's what I said, but, that Mr. Lu, he asked me where you live yesterday? He called me at night and said that you couldn't get through and didn't know where you were. He seemed very concerned about it." You." Guo Dexing said with a smile, with a sense of ridicule that you understand in his tone.

I unconsciously glanced at Lu Lingguang.

Lu Lingguang looked back at me innocently.

Although it is already October, the temperature in Hangzhou is not low. Besides, Lu Lingguang's face is rosy, and there is still a little sweat on his forehead that hasn't completely subsided. Coupled with such innocent eyes...

Uh, I'm getting a little angry...

I quickly turned around, coughed lightly and said, "Mr. Guo, don't talk nonsense. He asked me about the company. For my own good, please don't tell anyone that I introduced you." I know you, you know, I'm in the company, well, there are always people who want to trouble me."

"Ah, what is the surname Deng! I understand!" Guo Dexing said in a clear tone, "Don't worry, I will never tell anyone about this."

I laughed twice.

Guo Dexing also laughed twice, and then asked: "By the way, do you know what kind of character this Mr. Lu is? Is there anything I should pay attention to when I talk to him?"

I glanced at Lu Lingguang, then quickly looked away, and said to the phone: "I think, no matter what, it's best to tell the truth, don't hide it, say what you have to say, and tell the truth under any circumstances. Say, at least sincerely."

There was silence on the other end of the phone, and after a few seconds, Guo Dexing sighed and said, "Sister, thank you, my dad also meant the same thing, then, I'll make an appointment with him later, and I'll go and get ready."

"Well, don't worry about me, I'll just play by myself." I smiled into the phone and hung up.

"Hiding it?" Lu Lingguang put a cup of freshly poured tea in front of me, raised his eyebrows slightly and asked.

"Yeah, this Guo Dexing's father is very honest. When I was at his father's factory, his father kept mentioning him." I took a sip of water from my teacup and said to Lu Lingguang : "It's good for you that he can tell the truth and tell the whole story."

Lu Lingguang smiled, and said noncommittally: "I will investigate whether I say it or not, but if he doesn't hide it, everyone will have a good start."

I pursed my lips and was about to speak when the phone rang again.

I took a look, and it was Guo Dexing again, picked up the phone and said curiously: "Mr. Guo?"

"Oh, I just have something to do. Let's see if you can ask me in private." Guo Dexing said with some trepidation in his voice: "If he can't invest, can he make a loan? I can offer high interest, and Land can be used as collateral.”

I was stunned for a moment, thinking about what he had said before, and asked, "But, didn't you say that the land has been mortgaged to the bank?"

I still know a little about mortgages. When I had dinner with Ms. Lin and Manager Wu, I heard them say that the real estate developer uses land as a mortgage, which is different from us buying a house as a mortgage. The land It needs to be fully mortgaged, but can only be loaned up to half of the valuation.

That's why I asked him why he didn't sell the land.

"There are still some that have not been mortgaged to the bank." Guo Dexing paused and said: "There is a problem with those lands, that is, the land we built was for industrial use and has not been converted into commercial land, so the bank refused to make mortgages. But even if it is an industrial land, it is still worth some money, and even if it is the part of the mortgage, it is only half of the valuation, and there is still residual value."

His voice was not as hearty as before, but rather embarrassing.

I think, I can understand his mind.

In the past, when we met, I was just a young ordinary clerk. Compared with him, my status was very different. Although he didn't bully others or feel like he was bullying me, there was a bit of showing off in his speech.

When talking, of course, only good things are said, not bad things, even if it's not to the point of bragging, bragging... is still there.

Even yesterday he took me as a confidant and told about his predicament and his current embarrassment, but he didn't mention the most fundamental point.

But now, he needs me to be the person in the middle of the conversation, so he can only peel off all his skin and expose the bottom.

In this way, it must be proved that he was blowing before.

I smiled, and said in the same voice as before: "I know, I will pass it on, but when you interview, you should clearly explain these things, and it will be settled."

"Okay, I know, I will add some necessary fees." Guo Dexing should have understood what I meant, and said repeatedly.

I put down the phone and said to Lu Lingguang: "He said that some of their land is industrial land, and the bank does not accept loans. He wants me to ask you, if the investment is not good, can you do a loan? He heard that some Fund companies can do business loans, and I heard that the interest rate is very high.”

"Industrial land?" Lu Lingguang smiled and said: "The gap between industrial land and commercial land is huge, and the gap in land prices is even greater. Moreover, industrial land cannot be used for commercial purposes. If you want to convert industrial land into commercial Land use not only needs to make up the huge price difference, but also needs to be approved first, he will not use the index of industrial land, so he will start construction directly?"

I groaned, thinking that the foundation that Guo Dexing said had been laid, I smiled and said, "Maybe he really started the construction."

"Then what he needs is probably not a small amount." Lu Lingguang raised his brows and said, "I've also heard of high-interest corporate loans. Some domestic shell funds specialize in this kind of thing."

"Empty shell?" I didn't understand: "Is it because you have no money to deceive people?"

Lu Lingguang shook his head and said: "It's not that they don't have money to deceive people. Some of them have something to do with it. Under the banner of having a huge amount of funds from an international company behind them, they will first find domestic companies to sign contracts with, and then use those companies as collateral. If you find it, you can earn a large amount of intermediary fees. If you can’t find it, you just break the contract and disappear. Anyway, those companies that are anxious for money have already given them some money in advance, which can be deducted completely. They look for the cost of foreign hot money, and if the money does not arrive, the assets of the other company will not suffer any loss.”

"Isn't that deceiving people without money!" I said a little annoyed.

"That's why those people are willing to be cheated." Lu Lingguang picked up the teacup in front of him, and said flatly: "I always think that the sky will fall, and I really think that people will lend you a large amount of money casually, even on credit. No investigation is needed?"

I made an uh and decided not to discuss this kind of thing with him.

This kind of thing is too far away from me.

(End of this chapter)