Tang Dynasty good doctor

Chapter 535
There was a loud bang in the room, and it became lively, and everyone was smiling.That's right, you have to be rich, what's a good business without money!

Hamidi smiled and said, "My lord, why are you teasing us when it's Chinese New Year's Eve? How can you get so much money? Tell me quickly and listen."

Only then did Wang Pingan talk about the purchase of the land and the construction of a pedestrian street around the Inspiration Temple, but he also said that the purchase of the land can only be paid by him, because it is to be given to someone in the palace, so it can only be Pay for it in his name.

When everyone heard this, they were silent for a long while. They all understood, even Zhao Bi and Lu Xiuzhi, two dandies, understood. The so-called someone in the palace must be a certain princess, that is, after Wang Ping'an. The one who is going to marry, and the money sent to the palace is rather the money sent to his mansion. Making money for the princess is the same thing as making money for him!
Aydin said: "Your Majesty, even if you want to buy all the land around the Inspiration Temple, it won't cost much. This square is not a prosperous place in Chang'an City!"

Hamidi frowned, and he also said, "Are you planning to let us build shops and workshops around in the future?"

Wang Pingan said: "Shops and workshops will be discussed later, there is no rush. Of course I pay for the land bought in my name. From this point of view, it is true that you can't profit from it. But I don't have so much money. Sorry!"

"How can you not afford it? Isn't this a joke on us!" Everyone said together, even Qiu Tingxuan shook his head.

Wang Pingan patted his leg and said, "I won't leave if I can afford it. I have to worry about borrowing money from everyone, and then give you interest money every year. You must get benefits, otherwise I will be unhappy!"

Everyone is happy now. It turns out that they want to take care of us borrowing money, and then give us benefits in the form of interest. Of course, this is okay.
Hamidi said: "Since that's the case, it's easy to say. How much do you want? Let me tell you the amount. I will let my subordinates prepare it tomorrow. I will never miss the start of the construction. Before the tower is built, all the expenses will be in place!"

Wang Pingan waved his hand and said, "Don't worry, listen to me." He also talked about the women in the palace who planned to be the spokesperson of the company.Of course, he wouldn't directly mention the word spokesperson. No one in this era can understand it.He only said that the ladies in the palace used the goods of the firm, and let the firm use it as an advertisement, so as to make the business bigger, so he said it again and again.

Everyone was even more joyful, and Yin Jiucheng shouted: "This is not the same as being exclusively for the royal family. If any company gets this kind of business, it will have to do business all over the world. Even the things that the royal family uses are the best in the world." Yes, this is the guarantee of credibility!"

Hamidi also said: "So that's what happened, princes, you support us and let us do royal business. This is indeed a good business!"

Wang Pingan shook his head and said: "No, no, I didn't ask you to do business with the royal family. This is indeed a good business, but dealing with the royal family is risky, and it's too labor-intensive. You don’t have to go and work yourself out!”

Everyone wondered again, no matter how hard you work, no matter how rewarding you are, you can be a master if you endure hardships. If you don't work hard yourself, how can you make money?
This was beyond their imagination. Even big businessmen like Hamiti and others couldn't figure out how such a business could exist in the world.

Seeing that everyone was puzzled, Wang Pingan said with a smile: "Everyone, think about it, if I want to build a pedestrian street and make a profit from it, do I need capital? Do I need to borrow this capital from you?"

Hamiti nodded first, then quickly shook his head again, and said: "The prince borrowed money from us in order to share it with us, so you don't have to borrow it!"

Wang Pingan said with a smile: "What about other people, can't everyone be like me? Many companies want to make more money, they have to produce more things, but if they can't turn around their capital, don't they have to borrow money?" Woolen cloth?"

Hamidi didn't speak immediately this time, Aydin saw that her brother-in-law was silent, so he didn't say anything, while Zhao Bi and Lu Xiuzhi wanted to talk, but they didn't know what to say.

Only Yin Jiucheng couldn't bear it anymore and said: "How big is the bowl and how much food is eaten? If you want to make more money, of course you need to have more goods and sell them well. Sorry, what should I do?"

Everyone nodded together, and even Qiu Tingxuan spoke, he said: "Borrowing money to do business is too risky, and it's not necessarily that everyone is short of money, so borrow from us, they can borrow from relatives and friends!"

Wang Pingan said hesitantly: "Of course I know this truth, so I'm going to talk about the real good business!"

Hamiditch said: "The business mentioned above is good enough, so it's just a foreshadowing? Prince, you've been panting for a long time!"

Wang Ping'an said: "If you want others to borrow money to do business, you have to set an example, let them know that the risk is high, which means that the profit is also big, and let them understand that using other people's money to do business for their own benefit Such things exist in the world!"

"Use other people's money to do business and make money for yourself?" Everyone shouted together.

Of course, this kind of thing existed in the world, but in the early Tang Dynasty, this could only be a very small number of cases. It is impossible for everyone to do this, and it is impossible for everyone to be willing to operate in debt. A great role model is in front, otherwise it is impossible to popularize, and even if there is a great role model in front, it will take a long time for people to know the benefits of this kind of thing!

In fact, not to mention others, but these people in the room, it is difficult to understand what kind of good business Wang Ping'an is talking about.

Wang Ping'an said: "I will first tell you what I want to do, and then everyone will deduce it to see if it can be implemented."

Everyone nodded together, and said: "Yes, you have to talk about yours first, and let us understand first, otherwise, no matter how good the business is, we wouldn't dare to do it."

Wang Pingan said with a smile: "I want to buy land to build a pedestrian street and make a lot of money from it, but I don't want to pay the capital, so I don't care about borrowing it from you and paying you interest. Do you understand this kind of business?"

"Lending money, of course I understand this. Prince, please tell me the number, how many old men have a package!" Hamidi said very boldly and honestly.

Wang Pingan spread his hands, and said: "But I don't want to pay the interest myself, I want you to pay, and I want to earn you another sum from the interest, what should I do?"

Everyone laughed when they heard this, looked at Hamidi, and thought in their hearts: "You promised so quickly, this time you will lose a lot!"

Hamidi's face collapsed, and he thought to himself: "Are you kidding? You don't have to say that you borrow the principal and repay the interest. If you don't repay the principal, I will admit it. I will treat it as a gift to you, but if you want to borrow the interest Make some money on..."

His face collapsed, but then he smiled and said: "Okay, no problem, the key is how you want to make money. You taught me, and I can make a lot of money if I use it on others!"

Wang Ping'an clapped his hands and said: "Okay, it's good that Ha Weng has this kind of thought, just listen to me." He said his thoughts.

He wanted to borrow money, and he planned to use himself as an example to show the businessmen in Datang what business operation is, so he planned to open a bank.He plans to open a money bank, which will be jointly funded by several rich men present, as a joint venture. He came up with the idea and made the first business. [-]% of the shares, no one can object to this, it is not much, only [-]% of the shares.

Now that a bank has been opened, dividends must be distributed, and where does the dividend come from? Isn't it from his interest!It doesn't matter, he will repay the interest on time and according to the amount, and he will never default.However, since he borrowed money from the bank, he is also a shareholder, so he has to share [-]% of the interest returned. It's still earning!

But the money he borrowed must be repaid in the end, after all, the capital was paid by the bank on his behalf.It doesn't matter, as soon as the bank is opened, other businesses will naturally come to the door. He holds the shares, and he will also get dividends from it.The land in Xinchangfang is not that valuable, he bought it at a low price, and as the bank's business grows bigger, he will get more and more dividends, so it doesn't take long for the capital to be paid off.After paying off, he can share the dividends of the bank again according to the shares!

After listening, everyone was silent for a long time without speaking.

Zhao Bi and Lu Xiuzhi looked at each other, thinking in their hearts: "What is he talking about, didn't you understand?"

Qiu Tingxuan thought to himself: "There are too many twists and turns here. It is much more difficult than reciting a book. I didn't quite understand it. I have to think about it."

These real scholars and fake scholars did not understand, but the other three businessmen understood all of them!
After a long while, Hamidi said: "Qianzhuang? I haven't heard of this, but judging from the business practices mentioned by the prince, is it just a mansion shop?"

In the early Tang Dynasty, there was no such thing as a money bank, and there was no such business as money lending. Some were just mansion stores, which did not deposit money, but goods, and charged storage fees. Leading wires save foreign businessmen the trouble of finding buyers in Chang'an.Of course, being a middleman requires money. Sometimes the merchant’s capital turnover is not good, and the owner of the shop will also lend money to the merchant according to the value of the goods and charge interest.

This is the earliest prototype of a bank in the world, with a single business operation. In the prosperous Tang Dynasty, when commerce developed, the Didian evolved into a cabinet shop. At this time, it began to do money business. Merchants deposited money in the cabinet shop. You can also borrow money from the cabinet in the form of mortgage.

The counters were very bullish in the Tang Dynasty. Modern people deposit their money in the bank, and the bank has to pay interest, but the merchants in the Tang Dynasty deposited their money in the counters. of!
Wang Ping'an had never heard of the Didian business before, but since Hamiti said it, he said: "It's about the same, that's what it means, but what we do is more... how to put it, more professional Some. Professional, we specialize in this profession, so naturally we should do better than others, and mortgages and valuations should also be better than others.”

Hamidi smiled and said, "Professional? Well, it's not difficult. We have a lot of people under our command. As long as we tell them how to do it, they can become professional themselves. You don't have to worry about this."

Yin Jiucheng thought for a while, blinked his eyes, and said: "No wonder the prince said this is a good business. For you, it is really good!"

Zhao Bi and Lu Xiuzhi asked together: "Good business? How can it be a good way?" To catch up with the situation, these two buddies have not understood it until now.It can't be blamed for the two of them being too dandy, they don't even know what's going on in the mansion, and they don't even know how difficult it is to borrow money... What's going on?
Yin Jiucheng thought to himself: "What two idiots, their father is so capable, how could they give birth to such a waste, the family property will be wiped out sooner or later!"

He slandered in his stomach, but he said it politely.Yin Jiucheng said: "This good business is that the prince wants to make money, but he doesn't want to pay the capital, and he doesn't want to pay back the interest. By the way, he doesn't even want to pay back the capital, but wants to make another profit from it. So we pay the capital for him. Repay the interest for him, and then share the money earned from the business with him!"

Aydin added: "We still have to thank him!"

Wang Pingan laughed loudly, waved his hands and said, "You're welcome, everyone is your own, so why not be polite, just say thank you and you'll be off!"

The three businessmen also laughed loudly. Wang Ping'an said to open a bank, and they knew the result just by mentioning the beginning. Wang Ping's idea itself was a huge example. It was telling other businessmen that money can be used like this. earned!

It's just that in the bank business, there are in and out, merchants who borrow money must have collateral, and Wang Ping'an is different from other merchants in that his collateral is his personal reputation, the prestige brought by his title, And he has always been a good person, he was issued a good person card, and the contacts sent out, the three businessmen all trusted him, so they were willing to lend him money!

In modern times, this method of doing business is a typical empty-handed white wolf. Countless giant businessmen earned their first pot of gold in this way, and it is regarded as a classic case and written in books for people's reference!
Seeing that they were all laughing, Zhao Bi and Lu Xiuzhi hurriedly "suddenly realized", pretending to understand if they didn't understand, nodding together, and laughing together.Anyway, Wang Ping'an is definitely making money from this business, but they can also make money from it, and they won't make less money. Otherwise, how could these three old slickers laugh so happily!

Qiu Tingxuan didn't smile, he couldn't even pretend, if he didn't understand, he didn't understand, there was nothing to pretend.But he was not stupid, and said: "Whether you make money or not is a trivial matter, but since you are healthy and want to do this business, Brother Yu will naturally support you with all your strength. I will be a part of the business of opening a bank, so I will write to my father to explain This matter!"

Hamiti and the other three businessmen raised their thumbs together and praised: "Smart!"

Zhao Bi and Lu Xiuzhi hurriedly said: "We also write letters, this business must count us!"

Hamidi and the others also praised them for being wise.After the likes, the three of them all made up their minds, starting the business of the bank, I am afraid that it will grow bigger and bigger. Although the risk is high, the profit is also huge, because no one else dares to do it, only they do it, who dares to do it? Whoever eats soup for the first time can make a lot of money, that's for sure.

Then, in the new business, everyone will take a few percent of the share, so you have to discuss it with Wang Ping'an.Of course, Wang Ping'an's [-]% cannot be moved, but it's not a problem at all to squeeze out Zhao Bi and other dudes.

(End of this chapter)