famous villain

Chapter 364 Plan (3)
Regarding the national conditions, there is probably no one in Daqing who knows better than Emperor Yuanxi. It is true that Daqing does not have too much contact with the outside world. Although there is no prohibition on the surface, there is a sea ban near the sea. Half a year of fighting can be regarded as stopping those bold businessmen. Everyone can see that Daqing does not have much contact with the outside world. strength.

"Girl, don't be too greedy." Emperor Yuan Xi said to Yun Shu, he did appreciate Yun Shu's intelligence, but if he wants to break the previous rules because of this, it seems...

"But isn't it my greed that Your Majesty saw at the beginning?" Yun Shu looked at Emperor Yuan Xi and said, "What is your Majesty most wishing to see in this life?"

Emperor Yuanxi was slightly taken aback, and Yunshu had already spoken out what was in his heart.

"What your majesty wants in life is the country's prosperity and the people's safety. The people's wealth makes the country strong. In fact, your majesty also knows that even if the law is strictly prohibited, there will still be many people who are driven by huge interests to take risks, right? Rather than being burdened with so many predicaments like this, it's better to open up and at least be able to control it." Yun Shu's expression was still faint, and she didn't think there was anything wrong with what she said, "As for Whether I am greedy or not, His Majesty should have known about it two years ago."

Emperor Yuanxi couldn't speak for a while, and after a long silence, he said: "Girl, you have earned a lot of money in the past two years. If you only love money, who in Yongdu must None of the noble daughters in your family have as much money as you have, and I don’t think your father would embezzle your money and keep it for himself. If that’s the case, you should be enough, so why bother... "Why do you have to specialize in this all day long.

"Maybe it's too boring?" Yun Shu laughed, "Someone has to do something different first, doesn't it always have to be done first? If you have the ability to do the best, why not Let’s try, and this is not the only thing I want to do, in my opinion, Daqing should be able to set up a bank now.”

Emperor Yuanxi looked at Yun Shu, and didn't know whether to say that she was a newborn calf not afraid of tigers or that she had abnormal ambitions, but he had to admit that Emperor Yuanxi still cared very much about what she said.

"Tell me about your plan." Emperor Yuan Xi said to Yun Shu like this, there was no resistance in that gesture, but strong interest.

"In fact, opening a bank is not only convenient for merchants, but more convenient for the public. I want to set up a bank. If possible, Daqing can also issue banknotes and passbooks." Yun Shu looked at Emperor Yuanxi and said, "Your Majesty, look, We in Daqing now only have bank accounts for exchanging gold, silver and copper coins. When exchanging, a certain amount of interest is charged as an exchange fee. However, the bank I want to set up can deposit and exchange concurrently. It can even stop deposits and exchange throughout Daqing. It can be deposited and withdrawn at any time, and the number of years of deposit can also be limited. As for the depositor, we can give interest. The longer the deposit, the longer the interest will naturally be obtained, and this deposit is in the bank. It can be drawn and used, and when there is an emergency, after all, carrying a pile of silver taels is not something that can be reassured." Yun Shu has a deep understanding of this point, and when she is away from home, she carries too much money. It is inconvenient to carry a lot of silver on your body, and it is even more inconvenient to not carry silver. Even if the money bag can be stuffed in the sleeve pocket, it is still a bit heavy. It is not only convenient for the common people, but also for those who come and go. Moreover, banks can also provide loan business, and can carry out installment payments with mortgaged assets to collect corresponding interest. This can also imperceptibly hit those usury industries. If It’s not really to the extent that there is no way out, and the common people will not choose usury, after all, this usury can be regarded as compound interest.”

"Girl, although what you said is very good, it is not so simple to implement." Emperor Yuanxi said to Yunshu, it is true that the development of banks and the issuance of banknotes are indeed a convenience for the common people It is also a convenient thing for the rest of the people, "Do you know how many things are involved in this, and even a new decree has to be promulgated for it, as for what you said How much banknotes do you think is the most appropriate to issue, and how do the veterans in the court respond."

Emperor Yuanxi looked at Yun Shu and shook his head slightly, "It is indeed a good thing to be ambitious, but sometimes it may not be a good thing. This thing has to be remembered for a long time."

As an emperor, he does not bear much of the emperor's accusations, but he still remembers the affairs of the court in his bones. It is true that what Yunshu said is quite heart-warming, but this action is not enough to make him feel angry. He had absolutely no qualms about risking that because of the ambition of the young woman in front of him.

"Since Your Majesty thinks so, then I don't have anything to say." Yun Shu didn't push any further. Originally, this was just her plan, but judging by the current appearance of Emperor Yuanxi, she wanted to say something. To achieve such a result, it seems that a certain amount of effort is still required.

"However, it's not impossible," Emperor Yuanxi said again, as if he suddenly remembered something, and looked at Yun Shu with a bit of scrutiny in his eyes, he said, " About half a month later, the crown prince and princess of Goryeo will arrive in Yongdu, you should know about this, girl, right?"

Yun Shu hesitated for a moment, but still nodded, she always felt that there were some different meanings in Emperor Yuanxi's words just now.

"But according to the news that came in the past two days, Bai Xijing, the crown prince of Changsu, is also on his way." Emperor Yuanxi said, there was not much joy in his voice. Changsu can be regarded as a neighboring country of Daqing, and the people of Changsu He is very brave and good at fighting. He waited for the opportunity during the civil war in Daqing and took a lot of benefits from Daqing. If the emperor of Changsu was a jackal, then the prince who was chosen by the jackal as the future king was not a tiger or leopard. Fox, the battle between Daqing and the small tribe in the frontier half a year ago involved the incident of Changsu, and the extremely high ore iron content of Changsu was enough to make Daqing envious and jealous, but this time Changsu There was no news of the prince's visit beforehand, and when the news came, the prince was already on the way.

"So what?" Yun Shu didn't quite understand, although Changsu's land and combat power might indeed be stronger than Daqing at this moment, but Daqing wasn't too afraid, right? "Prince Changsu is willing to come, but he is not coming with soldiers. If he is a guest from afar, it is up to him. If he enters the territory of Daqing, he can send someone to follow him for the sake of the prince's safety. This is in vain. The general should be able to do it very properly."

(End of this chapter)