Song Dynasty

Chapter 113 Borrowing and Levying ([-])
Wang Shen: "Advance payment?"

He frowned: "The summer and autumn taxes in advance are only a temporary relief. When summer and autumn, our army will also be hungry. Is it possible to continue to borrow?"

"Yes, just continue to pre-borrow." Yan Yuemeng nodded, and said: "After the summer and autumn tax pre-borrowing this year, next year, the same pre-borrowing. Anyway, it's one installment after another, just deduct it like this. That's it. After all, our army gets an extra year of taxes for nothing, wouldn’t it be great?”

Fang Worong, who was standing by the side, looked at this classmate in surprise, and lost his voice: "This, this, this is pure fraud. I am afraid that the people will not accept it, and even lead to a civil uprising."

"Why is it a fraud? It's not about not paying back. The big deal is to use this IOU to give the people an appropriate reduction or exemption when taxes are low." Yan Yuemeng refused: "Actually, we can set a [-]% interest on all IOUs. Don’t you still have money and food for ten days, you can use this as a guarantee, and directly open a note to buy the materials needed by the military’s government.”

Fang Worong took a deep breath: "Aren't you just handing over money?"

Yan Yuemeng: "That's right, it's handing over banknotes. I know what Brother Fang is worried about. Let's calculate the circulation, so we don't issue too much money, and we don't have to worry about turning it into waste paper and stirring up civil uprisings."

Fang Worong shook his head: "It's unbelievable, anyway, I think it's wrong to do so."

"Someone thinks this is feasible." Suddenly, Wang Shen's voice sounded: "Yan Yuemeng, what you said about using the ten days of money and rations in the army as a guarantee is wrong."

Yan said to Meng: "Also ask the military envoy."

Wang Shen: "There is too little money and rations in the army. If you use this as a guarantee, you won't be able to issue many banknotes. Actually, didn't you just say that the IOUs issued by our army are used to deduct the annual summer and autumn taxes? Speaking of which, It is mortgaged by the fiscal revenue of the states and counties under my jurisdiction. If so, it can temporarily alleviate the crisis of our army. Hehe, your situation is still a bit small."

When Yan Yuemeng heard Wang Shen's support for his proposal, and he was ready to do something big again, he immediately lifted his spirits: "The military envoy is right, this subordinate has been educated."

Wang Shen showed a smile on his face: "After talking about the borrowing, let's talk about how to levy the law?"

Yan said to Meng: "You can set up a navy to cut off the waterway traffic, collect city taxes from passing merchant ships, and take 5000% to supplement military use. Although Qi and Huangzhou are barren, Ezhou in the west is a land of fish and rice. The war in the southeast is raging, and Mi The price is high...Tung oil, tea, lacquer, hemp from Hongzhou...Silk and salt from Jiangning and Yangzhou...During this war, the merchant ships exchanged hands, and the profit was dozens of times...There are merchants who are greedy for the high price. In return, there are still big ships going back and forth on the big river... If you can control this water and land, let alone [-] troops, even if there are [-] to [-] more, the military envoys will be able to support them."

The conversation was endless, and it was a stick of incense time.Not only did he speak eloquently, but he was also supplemented with detailed data, obviously after investigation and consideration.

Fang Worong next to me was amazed and amazed at the same time.Secretly said: Brother Yan is really a caring person. I have asked the natives about many of these things on weekdays, but I didn't think of this level.Unexpectedly, brother Yan paid attention to it, and put in a lot of effort to sort it out after he got down. It's really admirable to be so strategically placed.

Wang Shen's eyes became brighter and brighter, he picked up a bowl of tea and drank it all, and let out a long breath: "Very good, Yan Yuemeng, you go down and get a charter, write it up and submit it to someone here. The more detailed the data The better, I just want numbers."

This is already agreed to his proposal.

Yan Yuemeng knew that he had fallen into Wang Daosi's eyes, and he couldn't contain the excitement in his heart, so he cupped his hands and hurriedly retreated.

Looking at his back, Wang Shen was thoughtful.

Since coming to Daqi and Huangzhou, he has been worrying about military supplies and government finances.

Qizhou and Huangzhou are located in the Dabie Mountains, and more than [-]% of the territory is mountainous. They are so poor that they are not suitable for human habitation.Especially after being ransacked by Jin Junwan Yanchang, it is even more barren.

Take Huangmei, a large agricultural county in Qizhou, as an example. The land is flat, the transportation is developed, and the population is about [-]. It is the most important tax source for Qizhou.But because it was located on the marching route of the Jin Kingdom West Route Army, when Wang Shen took over the place, the population was only [-], and the population of the county was less than [-].

Huangmei is already like this, and other places are not much better.

After the Sizhou Army entered Huangzhou, the problem of eating suddenly became tense.The defense envoy's money and food were simply not enough to support a one-month battle, which was why Wang Shen could only shrink back step by step in the face of Kong Yanzhou's aggressive offensive.What I want is to delay it for a while, and it is best to delay it until the summer grain is put into storage.

However, if it continues to shrink like this, soon its jurisdiction will be completely occupied by the enemy.

Wang Shen has been scratching his head for the past few days, but he can't think of a solution.

Today's Yan Yuemeng's two proposals made Wang Shenmao suddenly enlightened. As a so-called successful person in modern society, he naturally understands the benefits of them.

The IOU issued with the annual tax as a guarantee, to put it bluntly, is the historical Jiaozi and Huizi, which can be directly circulated in the market as currency. What business is more profitable than printing banknotes directly?

Just because of seeing the great benefits in this, the Song Dynasty government would start printing money every time it encountered a financial crisis.In particular, Song Huizong, who was extravagant and desperate, was even more knowledgeable. He not only robbed the people by printing and handing over banknotes indiscriminately.In the end, due to excessive issuance, the handed over banknotes became a piece of waste paper.

Wang Shen thinks this way. If the amount of printing and distribution can be controlled well, and full exchange can be guaranteed, and even some benefits can be returned. Printing and issuing IOUs can also be an extraordinary move in an extraordinary period to overcome the current difficulties.

As for forming a naval army and blocking the river to collect commercial taxes from merchants, this matter is more beneficial than issuing IOUs.

In fact, all armies in the early Southern Song Dynasty would do this, including the Yue family army.There is no way, if you want to feed so many soldiers and horses, when the central finance cannot allocate the military salary in full and regularly, you can only think of it yourself.

For a military group, the most important thing is personnel power and financial power.Among them, financial power is the foundation of everything.Without money and food, how do you gather people and raise soldiers?
Yan Yuemeng's proposal just now still needs to be improved, and he doesn't know what he can come up with in the end. Wang Shen is looking forward to this matter.

The collection of commercial taxes has to be done slowly. However, borrowing from the local government for this year's summer and autumn taxes can quickly gather the supplies needed for a big war. It is time to teach Kong Yanzhou, a fake Tartar, a lesson.

To win this battle, infantry alone is not enough.

Wang Shen stood up, and Wang Rong said to the other party: "I suddenly remembered something to go to the White Army, you report for duty with me."

(End of this chapter)