Reborn 80s

Chapter 114 Loans
There is still one month before the final exam, and all the new lessons have been completed. Now is the time for the students to review freely.

Lin Qiu went back to the days of spending time in the self-study room every day. The academic pressure of the first semester was not too great, and there were only four subjects that required examinations.

But these subjects, almost every book has hundreds of pages, if it weren't for Lin Qiu's usual seriousness in homework.I'm afraid I'm going to be too tired to vomit blood just relying on the time of the final exam month to review.

Lin Qiu just finished a day of self-study, returned to the dormitory, took out her mobile phone, and found that Lin Youfu had sent her a text message.

A few simple words, "Look at today's newspaper!"

Lin Qiu silently calculated the time in his heart, probably because the "Jianqing" illegal fund-raising and financial fraud cases had come to light.

So I hurried downstairs and asked for a newspaper at the canteen.

Sure enough, the headline on the front page clearly stated that "Jianqing" health products were suspected of illegal fundraising and financial fraud.

At present, the police have filed a case for investigation, and the suspect Chen has absconded with money.At present, the public security organ has issued an arrest warrant, and the general public is welcome to provide clues...

Lin Qiu read the information from the beginning to the end, and it turned out to be "Jianqing" because the funds absorbed in the later period could not be guaranteed to be distributed to the previous investors, so Boss Chen was heartbroken, and took the cheated money and ran quickly the way.

Just thinking about it, Lin Youfu called, "Qiu'er, have you read today's newspaper?"

Lin Qiu laughed happily, "I see, I'm afraid the Shen family is already in trouble now, and they have lost a lot of money this time."

Lin Youfu also sounded in a good mood, "Well, since yesterday, I've heard that Shen Pei and his father have been out for a day, looking for banks and old friends, saying that they are looking for a new plot of land , I want to borrow money if I don’t have money.”

"Several people were ready to borrow. Today's news came just in time. Now, no one dares to lend them a penny. The cash chain is probably about to be broken."

Lin Qiu chuckled, "Brother, this is a once-in-a-lifetime opportunity. Look at the business of Shen's family. Now you can consider contacting their suppliers and customers."

Lin Youfu laughed for a while, "Hey, let me tell you, I started thinking about it as early as you said to find a way to get Shen Pei to jump into the pit of Jianqing. Well done, I'm going to dig some old people over."

Lin Qiu thought for a while, and asked, "This incident broke out, how is Shen Pei doing now? Do you know what he's been doing recently?"

Lin Youfu was a little puzzled, "What's the matter, why did you suddenly ask him? He should be on the way to borrow money now, right? He was responsible for such a big incident. I guess his father will not let him go."

Lin Qiu nodded, "Well, I think his life must be difficult, so I'll ask and see how the enemy lingers after being defeated."

Lin Youfu said worriedly, "Qiu'er, don't mess around, Shen Pei is not a good person."

"The last time I saw him daring to be tied up on the road, I knew it. You should be careful, don't let him know that it was your idea to dig such a hole, or I'm afraid he will chase you like a mad dog."

Lin Qiu smiled, "Don't worry, I don't know that Shen Pei is the kind of character who will take revenge? I will pay attention to it myself. Anyway, after this time, Shen should be finished. I don't care what he does. ?”

Lin Youfu felt relieved after hearing Lin Qiu's words, and told Lin Qiu to be careful of Zhang Ping for a long time.

Don't show your feet in front of her. If there's nothing going on recently, it's best not to call in front of her, and be careful not to be caught by her.

Lin Qiu agreed to his second brother with a good attitude. After hanging up the phone, he thought slowly in his heart. Recently, Shen Pei probably wanted to borrow money and wanted to go crazy, so going to a bank or other places to block him should be blocked one by one. That's right.

I'm sorry second brother, if I want to get rid of Zhang Ping together, I'm afraid I really have to find a way to provoke Shen Pei myself.

Recently, because it has entered the exam month, all the courses have been completed.

Without check-in, Lin Qiu is really free during this time, planning his review progress well, just freeing up his hands to do what Lin Qiu wants to do.

So in the past two days, Lin Qiu went to several banks in the city when he was free during the day.

When she got there, she wandered around the business department of loans and loans, saying that she wanted to come to the bank to learn about financial knowledge for the next semester's courses, so that the lobby managers of several banks knew her.

When there were not many people, he could still chat with her a few times. As expected, Lin Qiu found out from the lobby manager of a bank that there were quite a few people who had been cheated by "Jianqing" recently.

The loan department of their bank has been working overtime every day these days, because there are so many people applying for loans.

Lin Qiu nodded and asked, "Brother, has your bank extended loans to these companies recently?"

The lobby manager saw that there were not many people coming to do business, so Lin Qiu sat at the counter chatting with peace of mind.

"How can it be? Let me tell you, people like them involved in illegal fund-raising must have put in a lot of money, some even worth millions."

"Once the capital chain is broken, who knows if the company can get back up again? Wouldn't it be a meat bun to beat a dog if you gave them the money? So, these days, the loan department is dying of anxiety, don't let it go, business If the target cannot be met, it will be even more troublesome to make a loan and become a bad debt. Tsk, I'm so worried."

Lin Qiu's heart moved, and he asked, "Brother, according to what you mean, I'm afraid some companies can't lend money, and some companies can. How can you tell the difference? A company like Shen's in our city can be considered a big business. , your bank should be relieved of lending like this, right?"

The lobby manager snorted coldly, "Well, girl, let me tell you that the size of the company is one aspect, but do you know that it depends on how much money they have invested in Jianqing!"

"Shen's like you said, what's the use of it? His family invested in the most, it is said that it is several million, and Shen's business is in the construction business, and the investment returns are slow. , and cut off the cash flow.”

"In my opinion, this family is also a grasshopper in autumn. After a while, we may find no such family in the city. In a situation like this, our loan department is basically the first type of risk control. The family was ruled out."

Lin Qiu clicked his tongue, "It's so serious, it looks like Shen's going to be miserable this time."

"Isn't that right? I heard from the lenders at dinner yesterday that the son of the Shen family has been going in and out of several banks in a hurry. I heard that he will come to us in the afternoon. .”

"I've been sitting here and seen him come and go four or five times in the past three days. I remembered that we were still arrogant and dog-like in the early days. When we saw the little girls in our industry, we liked to tease him. .Hey, let’s be honest now that this meeting is coming, I won’t be able to thump. It deserves it!”

(End of this chapter)