Island Tycoon

Chapter 424 Fox Tail
Following Ye Jingcheng's answer, Zheng Wenya didn't feel at ease, but instead created more problems.Since he didn't intend to use the money he borrowed, why bother.Could it be that he thought he had too much money and deliberately sent interest to the bank?

Zheng Wenya has been with Ye Jingcheng for two years, so she knows his character very well.Knowing that if Ye Jingcheng didn't want to mention this matter, she would not get an answer even if she asked.

Knock-knock--

Moreover, when the door of the office was knocked, it was Zhu Baoyi who brought Zhang Mingtian up, so she didn't have time to ask questions.

"Ah Cheng, I have no objection to what you want to do, but remember to leave yourself a way out." Zheng Wenya sighed, as Ye Jingcheng's woman, she could only support Ye Jingcheng unconditionally.

"I will. I will find you later." After the kiss, Ye Jingcheng said frivolously.

When Zhu Baoyi and Zhang Mingtian walked in, Zheng Wenya didn't stay in the office any longer. When she passed by Zhu Baoyi, they both glanced at each other with mixed emotions.

"Young Master Ye, it's a good thing you're at the company today. I have some important matters to discuss with you." Zhang Mingtian flattered Ye Jingcheng as soon as he met.It seemed that he didn't come to collect debts, but more like seeing the God of Wealth.

But it is also true that after the borrower successfully borrowed money, he enjoyed the treatment of an uncle.Otherwise, they will be upset and the debt will be delayed indefinitely, and the creditor will really have nothing to do with them.

What's more, the creditor does not lend money to others without repayment, and the interest can be calculated slowly with the debtor.However, when Zhang Mingtian came here today, he never thought of charging Ye Jingcheng's interest. He only hoped that Ye Jingcheng could repay the loan earlier, so that he could hope to get through the difficulties.

"I'm going out first." Seeing Ye Jingcheng's signal, Zhu Baoyi left voluntarily.

"Zhang Sheng, if you have anything to say, you might as well sit down and talk slowly." Ye Jingcheng pushed a cup of coffee in front of him, and greeted him unhurriedly.

"Young Master Ye, you really have to help me this time." It can be seen that Zhang Mingtian has no airs at all when he came here today.

"Zhang Sheng, stop joking. Your family has a big business, so you don't need my help. But if you have any questions, I'd like to help you with the details." Ye Jingcheng pretended to be confused, in order to refuse the other party's request in advance.

"Young Master Ye, I came to you today because I wanted to discuss the previous debt with you. Now there are some problems at the bank, and I urgently need a sum of money to turn around. But I really have no choice but to come to you. Can your debt be transferred back first?"

In order to make these words more convincing, Zhang Mingtian explained: "Actually, the problem faced by the bank this time is not just our overseas trust company. The main reason is that the Hong Kong government has introduced new policies, which caused the banking industry to be unable to do anything for a while. adapt."

"But the money I borrowed from the bank at that time, didn't I agree to pay it back in one lump sum in eighteen months? Now you suddenly want me to transfer the funds back, let's not talk about other losses, just talk about the breach of the project contract Jin, it's impossible for me to inflict heavy damage on myself in order to help you, right?" Ye Jingcheng frowned and said displeasedly.

"And you should know that the property market has plummeted recently. The land I bid for has lost nearly [-]% of its value. If I don't develop the building as soon as possible and then sell it, if the property market plunges again, I think my loss may be more than that. Billion."

When Ye Jingcheng asked the bank to borrow money, he said that he got a piece of land for building development through bidding, and then needed a large sum of money to develop it.But now that the property market has started to plunge, he naturally suffers a 'loss'.

"I know it's really embarrassing you, Young Master Ye, it's just..." Zhang Mingtian swallowed the words that were on his lips.

It was impossible for him to tell Ye Jingcheng the real situation, this would only make him more easily handled by others.

The real situation is that there is a problem with the bank's check wheel. This incident started half a year ago. Overseas Trust Bank has been cooperating with a financial company named 'Dominican'.

At that time, the financial company had a huge USD check business, which was intended to be sold to an overseas trust bank. After discussing with two other shareholders, Zhang Mingtian finally allowed the businessman who held the check to cash out the check.

Unexpectedly, in just half a year, the businessman's check wheel collapsed due to poor turnover.It directly leads to the serious impact on the operation of the bank, and the biggest problem is the liquidity aspect.

Moreover, the government added fuel to the fire by implementing a three-level financial system and strengthening the control of financial companies. As a result, the short-term deposits of financial companies were greatly reduced and the contraction of credit was accelerated.Originally, due to insufficient liquidity in the bank, there is still a squeeze in the store.

Zhang Mingtian has carefully calculated that with the existing liquidity of the overseas trust, it can only last for a week or two at most.If he can't solve the capital chain problem by then, the bank will face bankruptcy due to poor capital turnover and insolvency.

"Zhang Sheng, you have your difficulties, and I can understand that." When Zhang Mingtian kept nodding his head in apologetic smiles, Ye Jingcheng asked bluntly, "But I also have my difficulties, do you understand?"

Zhang Mingtian was choked by these words for a while, and the original apologetic smile became stiff.

After being silent for a while, he found a compromise and suggested: "Young Master Ye, it's better than this. You first transfer back the [-] million you borrowed from me privately, and treat it as helping me through this difficult time." , I remember you as a favor."

"Can [-] million solve the bank's funding problem?" Ye Jingcheng asked with a sideways face.

"This..." Zhang Mingtian fell silent again, and the answer must be no.Even if the bank has [-] million more liquidity, it will only take a longer time to ease, and the problem has never been resolved.

And Zhang Mingtian said this suggestion, in fact, he had a fluke mentality.Because he felt that if he had to deal with it for a while, he might be able to find a solution, or transfer a large sum of money from other places.

"Zhang Sheng, do you believe me?" Ye Jingcheng asked inexplicably.

"What do you mean?" At this time, I asked myself whether I could trust him, and there must be a deeper meaning in it.

"It's nothing, if you want to find someone to share, or you can consider me." At this moment, Ye Jingcheng finally showed his tail.

"you!"

If Zhang Mingtian couldn't react anymore, then he had been in the business world for decades, so it was a waste of time.Ye Jingcheng obviously wanted to take advantage of his illness to kill him and take the opportunity to absorb his bank shares.

(End of this chapter)