Island Tycoon

Chapter 427 Breakthrough

"Young Master Cao, I am sincerely discussing business with you, there is no point for you to continue playing around with me."

A few days later, Ye Jingcheng and Cao Jiadao, the third shareholder of Overseas Trust Bank, met at a private banquet.Of course, the meeting between the two couldn't be a coincidence, but Ye Jingcheng deliberately inquired about the news.

Speaking of which, the Cao family has a relationship with the second shareholder, Cao Yao, a nephew from the same clan as him. As for the relationship between the two families...

Let's put it this way, under the influence of money and snobbery, I am afraid that brothers do not have pure brotherhood.People's hearts are not ancient, and how many wealthy families have become torn apart because of the competition for family property.

"Young Master Ye, overseas trust was my father's most important business during his lifetime. Even if I don't have the ability to further develop it, it is impossible for me to transfer this equity to you rashly." Cao Jiadao politely declined.

"Young Master Cao, please make a price." Ye Jingcheng said with a look of wealth.Ye Jingcheng didn't know how true or not what the other party said just now, nor was he interested in knowing.

From the preliminary conversation between the two just now, Ye Jingcheng already had a certain understanding of Cao Jiadao. First of all, Cao Jiadao's personal attitude was not as tough as he said, but a kind of hesitation in consideration.

The reason why he rejected his willingness to buy twice was not necessarily because he wanted to stick to his father's family business, but also because he was trying to make a move for himself, and then bargained with him.

As for the equity in Cao Jiadao's hands, Ye Jingcheng was bound to win this trip, so he was not afraid of the other party's thinking.On the contrary, if this is the case, it can save him a lot of effort.

Secondly, Ye Jingcheng took the initiative to come to him to discuss this matter, so it is naturally impossible that he was not prepared at all.He knows exactly what kind of character Cao Jiadao is, and what his weaknesses and shortcomings are.

Don't look at this young man well-dressed, in fact, his private life is very corrupt, whoring, gambling, drinking, swinging, bragging, a good-natured young man who completely takes up everything, can't maintain it on his own ability alone, and how much money he spends at home now I don't know.

"Young Master Ye, I still say that..." Cao Jiadao still wanted to refuse.

"[-] million." Ye Jingcheng offered the price directly.

The price offered by Ye Jingcheng is based on the price that the Hong Kong government will use the foreign exchange fund to take over overseas trusts in the future. The price of the full acquisition is close to 30 billion.And Cao Jiadao holds 17% of the shares of Overseas Trust, which is almost the same.

Although, the current market value of overseas trusts is far more than 30 billion.However, the banking industry is different from other industries. It does not mean that its market value requires a large amount of money to acquire it.

To put it bluntly, a bank is just a turnover station for funds, and there are not many assets belonging to it.Its greatest value is reflected in working capital, as well as the entry and exit accounts of various businesses.

It seems that in the current situation, some bank directors who are burdened with bad and fake accounts, they still hope that someone will take over the mess, and the price they offer may be only one-third of the market value, and even only need hundreds of millions of liquidity to complete the transaction.

No matter how great the value of a bank with no liquidity is, it is only real if the money is in your own hands.

"Young Master Ye, you make it difficult for me to explain to my family." Cao Jiadao changed from his original insistence to probing Ye Jingcheng, wanting to test out his bottom line.

"Young Master Cao, being insatiable is not a good habit." Ye Jingcheng narrowed his eyes and said, "I won't say that I know the current situation of overseas trusts better than you, but I have also found someone to specialize in some things that should be known." Investigated."

Cao Jiadao looked at Ye Jingcheng repeatedly and fell into deep thought for a while.What is the current situation of the bank, he, the shareholder, must be the first to know.

What he needs to ponder now is not whether Ye Jingcheng really knows the inside story, but how much Ye Jingcheng knows.In the end, what you know is only the superficial crisis of the bank, or do you have a deep understanding of all the problems involved in the bank.

No matter how much Ye Jingcheng knew, one unavoidable problem was that overseas trusts were indeed caught in a round of crisis, and the chances of successfully surviving it were not great.

Now Ye Jingcheng hinted to him that it is not necessarily a bad thing for him to let go of the shares of the overseas trust now, and he can also use this to avoid involvement in it.

What's more, the price Ye Jingcheng offered was also very fair. If it were his uncle and Zhang Mingtian who wanted to seize his shares, they might not have sat down with him in such an amicable manner.

"Ye Sheng, there will be a dinner in ten minutes and you need to be there." At this time, Li Zhi, who followed Ye Jingcheng, reminded Ye Jingcheng as a secretary.

"Who do you want to see?" Ye Jingcheng turned his head and asked Li Zhi behind him.

Li Zhi flipped through the small notebook and said seriously: "It's Liao Liewen from Liao Chuangxing Bank, and Li Guobao from Bank of East Asia also invited you to meet at the same place."

"Well, let's go." Ye Jingcheng stood up straight away, seemingly ignoring the Cao family, and said coldly: "Young Master Cao, since you still have concerns about this matter, let's make an appointment to talk about it later, now I still have things to do first."

Ye Jingcheng's transformation was so quick, it was confirmed that Cao Jiadao was caught off guard.Just now he thought that Ye Jingcheng was bound to get the shares in his hands, but now it seems that is not the case.

Cao Jiadao's mentality didn't change for a while, so he immediately exposed his thoughts.He hurriedly chased after him, stopped Ye Jingcheng and said, "Young Master Ye! Don't go in such a hurry. Anyway, it's just a few words, why don't you sit down and finish talking before leaving."

Regardless of whether Ye Jingcheng wanted to act in front of him or not, he specifically asked his secretary to remind him beforehand.But judging from Ye Jingcheng's attitude, he definitely has second-hand plans.

Also as an operator of the banking industry, it is also on Hong Kong Island, which is one-third of an acre of land.The overseas trust represented by Cao Jiadao has business handovers with Liao Chong Hing Bank and Bank of East Asia from time to time.

Bank of East Asia has a deeper background than overseas trust banks. Even though it is also affected by the new Hong Kong government policy, the situation is still under their control, so Cao Jiadao is not worried that it will be acquired by Ye Jingcheng.

However, if the target is switched to Liao Chongxing Bank, the current situation of this bank may not be much better than Overseas Trust.

If Ye Jingcheng really intends to make an acquisition, he might have a chance of success.The only trouble is that the shares of this bank are scattered, and Ye Jingcheng needs to transfer them one by one.

"Young Master Cao, I really have other things to do." Just now, Cao Jiadao was confident.Now, revealing his immature mind all of a sudden, it's Ye Jingcheng's turn to show him embarrassment.

"Young Master Ye, you just want to buy a bank. Since we have already talked about this step, why don't we take a few more minutes to finish the discussion." Cao Jiadao said anxiously.

"Then... alright." Ye Jingcheng hesitated for a moment, then sat up reluctantly.

……

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(End of this chapter)