Island Tycoon

Chapter 463 Choices
Ye Jingcheng directly suppressed it with his aura, not to mention Luo Jiarui himself.The total value of the several mortgaged properties was only 5000 million, yet he dared to ask Ye Jingcheng for a loan of [-] million.

What is a loan?Naturally, it is to borrow money and goods from the referee, or to be a debit and a credit on a bookkeeping or balance sheet.But there is one more key...

When the borrower applies for a loan, in order to ensure the safe recovery of the loan, the lender has reasons to require the borrower to provide, including movable property pledge, real estate mortgage and other asset mortgages, or a joint guarantor.

Moreover, these assets need to be mortgaged with considerable value, otherwise how can it be called "borrowing"?Now that Luo Jiarui asked Ye Jingcheng to post 5000 million yuan, are you sure this model is called a loan?Instead of calling overdraft consumption?

I don't know if Luo Jiarui made this request because he thought the Great Eagle Group had the reputation, or because Ye Jingcheng would buy his favor.

"Although Luo Sheng and I can be regarded as acquainted, I don't think we are familiar enough to confuse business with human relationship." Ye Jingcheng said solemnly.

Ye Jingcheng and Luo Yingshi only met once at the Hong Kong government bidding meeting.The two said that there is still a distance to know each other, at best they know each other's name.

Immediately, Luo Jiarui felt that his face was dull, this kind of request was indeed too much.In terms of strategy, it sounds better that Cao Chuan borrowed arrows, but in fact, he came to borrow arrows in broad daylight when the sun was shining.

It's just that Luo Jiarui didn't expect Ye Jingcheng to speak so clearly.After all, as a businessman, the latter should always handle things with mellowness.Moreover, if he got acquainted with his parents, he should save some face.Now don't say it is not giving face, it can be said that it is directly demolishing his legs.

Fortunately, Luo Jiarui still has second-hand preparations.In other words, his first plan was just to test the other party's tone and see if there was a chance for a larger loan.

Based on the analysis of the current situation, Ye Jingcheng's tone indicated that the two of them could continue the conversation, so it was not that he had no chance, but he needed to show enough tempting assets.

Luo Jiarui thought about it carefully, and remembered when he went to visit Luo Yingshi.The latter mentioned to him that Ye Jingcheng seemed to be very interested in the hotel industry.

And their Great Eagle Group has hotel management as its main business.In addition to the five-star Regal Hotel as the face of the group, the group also has many hotels rated from one to four stars.

If he wanted to show his sincerity, he had to introduce the topic first.With this in mind, Luo Jiarui began to organize his words, but when he was about to speak, Ye Jingcheng stopped him with his hand.

Ye Jingcheng said in an irrefutable tone: "If you feel that you can persuade me to lend you money with just one or two conditions, I suggest you try your luck elsewhere."

"Why!? Luo Jiarui slapped the table excitedly, but quickly calmed down, apologized for his abruptness, and said, "Ye Sheng, no... I just want to ask, both parties benefit from this kind of thing, why do you bother?" Such a flat refusal. "

At least in Luo Jiarui's view, that was indeed the case.He asked Ye Jingcheng to borrow money because he needed a sum of money for turnover.It was also impossible for Ye Jingcheng to lend him money for free.

"Then let me make it clear to you. First of all, I am not a bank here. Besides, I don't need it here, and I don't have any related mortgage business." Ye Jingcheng said bluntly: "If you want to borrow money from me, take the money from the Regal Hotel. Ownership come and talk to me."

From the conversation just now, he had a general understanding of Luo Jiarui's character, and he was a relatively indecisive person.

What's more, this time there is something for him to ask, and there is no need to talk nonsense with the other party, just show a tough side, even if Ye Jingcheng has time, he will not waste it on the other party.

Because in addition to buying the Regal Hotel, he also has to deal with the wireless shares held by Qi Dezun's children, and also handle the transfer of Carrian Group's funds carefully.

"Ye Sheng, I just asked you to borrow 18 million. But Regal Hotel has assets worth at least [-] billion." Luo Jiarui seemed to be explaining.

Even though he knew that Ye Jingcheng intended to enter the hotel industry, he never expected that Ye Jingcheng's 'heart' would be so big, and he would take aim at the image of the Great Eagle Group at a glance.

"18 billion? Are you calculating based on the market price half a year ago, or the current market price?" Ye Jingcheng snapped his fingers and signaled Huo Jianning to open a bottle of red wine.

After all, Luo Jiarui had bottomed out his business experience, and immediately exposed the current situation of the Regal Hotel, saying: "Even at the current land price, the Regal Hotel is at least 12 billion."

The asset value of Regal Hotel was 18 billion half a year ago, and only 12 billion was left in just half a year, a full one-third reduction.

To know where it is located, in the heart of Causeway Bay.Even if it is affected by the "real estate plunge", its value cannot drop so sharply. It can only be said that there are certain problems in its operation.

At this time, Huo Jianning took out a bottle of red wine and two wine glasses from the wine cabinet, until one of them was handed to Ye Jingcheng, Ye Jingcheng shook the red wine glass, and said, "Does Regal Hotel have any foreign debts?"

Forced to retreat step by step by Ye Jingcheng, Luo Jiarui said truthfully: "The foreign debt of Regal Hotel is less than [-] million."

"OK." Ye Jingcheng temporarily put down his red wine glass, stood up and walked behind Luo Jiarui, patted Luo Jiarui's shoulders with both hands, and said, "That means Regal Hotel is now worth one billion. As long as you have such a need, the money I can call you anytime."

Ye Jingcheng's words were full of domineering, it was difficult for Luo Jiarui to go out of his way to make connections in order to borrow tens of millions.But when it came to Ye Jingcheng, Billion was only affected by his one thought and Ye Jingcheng's words.

The main reason is that he thought that Ye Jingcheng mentioned the Regal Hotel was just trying to take advantage of the fire.Now it seems that this is not the case, but that he wants to buy Regal Hotel with real money.

If it was half a year ago, Ye Jingcheng would definitely have been rejected, even if his asking price was higher than the market price, it would be useless.Because the progress of the Regal Hotel is very good, even if Ye Jingcheng gave a few hundred million more, it would not be good to keep it in his hands.

But now, after a real estate plunge.Regal Hotel's assets have shrunk by one-third, and the current situation is even more unclear.Luo Jiarui showed extreme hesitation.

As Ye Jingcheng said to guess, he is a hesitant person.

"I know you can't pay attention to this matter alone. Go back and have a serious talk with your old man. Ask him if he wants to save a hotel or a group." Ye Jingcheng sat back in his seat and held up a red The wine glass was empty and a toast was made.

Just after Ye Jingcheng finished drinking, Luo Jiarui picked up the glass thoughtfully, and finally drank it down in a gulp. He really couldn't make up his mind on these matters alone.In addition, he and Ye Jingcheng are not on the same channel. He originally came here to borrow money, but Ye Jingcheng seemed to force the money into him.

(End of this chapter)