Island Tycoon

Chapter 474 Qianlong Bank Opens

"Have you heard? Ye Sheng is willing to let us pay in advance." In a corner of Qingdeng Entertainment, a group of people spent their spare time gossiping.

Since this matter was not confirmed, Jing Li Ying spread it to Chen Baixiang and Zeng Zhiwei, and then the two of them revealed it to the staff a little bit, and then they spread it to ten, ten to hundreds.

In the process, many people's ideas were added, so this news has derived several versions.

At this time, a curry coffee who heard different news asked suspiciously: "Really? Why did I hear that Ye Sheng didn't approve it? It made me ready to borrow from a loan shark."

"Are you stupid? Can you still afford the usury loan?" Taking a closer look, Zhou Xingchi was actually among the crowd, and he seemed quite popular.

After such a long period of tempering his character, Zhou Xingchi's confidence gradually began to mature.Letting go of the original self-conceited superiority, I can naturally get along with other people.

In addition, he is doing chores with Wu Mengda, so there are many opportunities for him to meet and make friends with other people.Although most of these people are leaders, but they don't know what's going on tomorrow, maybe one of them can really take the lead.

The person with glasses is called Huang Yishan, but the people present didn't call him that, but called him Huang Xiaogui.As for why it is called so, it may have something to do with him being small and small, and his neck always seems to have a protruding nipple.

"No way? I heard that the interest rate is only 5%. Although it's a bit high, I only need to borrow 1 yuan, which means [-] interest per month, which is barely affordable." Huang Xiaogui said puzzled.

"So I said, are you really stupid or fake? Who told you that the usury interest is calculated on a monthly basis?" Zhou Xingchi, as someone who has experienced it, naturally understands the twists and turns.

"Are they calculated on a daily basis? If you ask them to borrow 1 yuan, the interest will be [-] days a day. What about 'nailing it'?"

For example, the interest rate, when they borrow money, they will only vaguely say 5% interest.But it didn't say whether the 5% is annual interest, monthly interest, or daily interest?It's not until they push a person into the fire pit that they explain to the person that the interest is calculated on a 'daily' basis.

Obviously, people who lend usury want to recover their capital as soon as possible.Naturally, it is impossible to calculate the monthly interest with you, let alone the annual interest. Will these people have the patience to wait for a year or so?
At that time, you have become their cash machine, and these people will come over and press the password with you every month or every week, even when they have nothing to do.

Huang Xiaogui, who originally planned to borrow money, panicked immediately after hearing the explanation, and worried: "It won't be so scary, right? Then I will lend them 1 yuan, and I will pay them back with interest for a month..."

"The principal of 1 yuan, the interest of 5000 yuan, and [-] yuan 'nailed', you can figure it out yourself."

Holding a cigarette in his hand, Zhou Xingchi said with trembling feet, "And let me tell you, if you ask them to borrow 9000 yuan, you can get up to [-] yuan, and if you borrow [-] yuan for the [-] to [-] yuan you borrowed from them."

"Then I don't want to borrow it anymore. At most, I can save some money. If I really don't have money to eat, I can ask Brother Xing to cheat me to eat." Huang Xiaogui leaned against Zhou Xingchi like a woman.

"Demon—" Zhou Xingchi pushed him away, and warned everyone: "I tell you honestly, never borrow usury, just borrow tens of thousands, it will be difficult for you to turn around in the future."

"The latest news, the latest news!" At this time, a curry coffee ran over and joined the ranks of gossip.

"What good news? Let's hear it."

"I wonder if it has something to do with salary advances?"

"Yes, is the company willing to approve or not?"

……

"Listen to me, listen to me!" Everyone chattered, and Curry Coffee, who had just joined the discussion, also shared the news he had heard.

"The company refuses to pay us wages in advance!?"

"Oh! You said that the company is willing to guarantee us, and we can borrow money from the bank."

"What! Ye Sheng also owns that bank!!!"

"How much interest? So low!!!"

A group of people bluffed to understand the whole matter. In fact, it is not to blame for their reaction. After all, there is too much information about this matter.

First of all, the application for salary advance was rejected, and they went to the company to help them solve their financial problems. What surprised them the most was that the bank that was willing to lend them money was actually owned by Ye Jingcheng himself.

If you really want to use words to describe their current mood, a slightly archaic one would be "Why is your Excellency different from the wind rising and skyrocketing to [-] miles." If you want to express the meaning directly, it is "Why don't you go to the sky?"

And the bank opened their terms very favorable, only 50% interest per month.It means that they ask the bank to borrow [-] yuan, and the monthly interest is only [-] yuan, which adds up to only [-] yuan a year.Some people smoke and drink more than this amount every month.

I believe that no bank will offer such a low interest rate in the whole Hong Kong Island.Especially with the current economic downturn.It can only be said that they met a wise master, this matter is definitely the boss's care for them.

What is also surprising is the repayment date. The longest one can actually apply for repayment within three years.If they borrow 1 yuan and repay it in three years, they only need to repay less than [-] yuan a month, and it is enough to save a pack of [-] yuan a day for cigarettes.

On the same day, after Li Yingjiu confirmed the news.Immediately, many employees of Qingdeng Entertainment went to the newly renamed Qianlong Bank to apply for loans, and they also became the first batch of customers of Qianlong Bank.

This is what Ye Jingcheng paid attention to. The reason why he agreed to let the employees in need borrow money from the bank in the name of guarantee.What he wanted was not to be grateful to him from his subordinates, but to give Qianlong Bank a good start and take the opportunity to raise the reputation of Qianlong Bank.

There are quite a few employees in Qingdeng Entertainment, ninety if not one hundred, plus some teams affiliated to the company, such as Ye Jiaban and Raptors Stunt.

In addition, Ye Jingcheng does not only have one film company, such as: "New News", Huaxing Records, Saatchi Media, Qianlong Investment, Qianlong Real Estate, Fortune Harbor/Financial Harbor, New World Department Store, etc.

Therefore, during the few days when the Overseas Trust Bank changed its name to Qianlong Bank and reopened after rectification, there were so many people coming in and out regardless of morning and evening.

Some old depositors "unintentionally" found out that the bank can handle loan business, resulting in a crowded business hall with a crowd of people at each window.

Of course, it is not so easy for these people to borrow money. Regardless of the procedures, review time and loan amount, it is far less convenient and quick than the staff of the company under Ye Jingcheng's name.

Even so, the long queue at the bank has been queuing for several months, and finally no matter whether they meet the loan requirements or not, it finally subsides.Qianlong Bank also used this business to completely cover the original bad reputation of overseas trust banks.

(End of this chapter)