Island Tycoon

Chapter 476 Ye Chaoren

Peninsula Daily: "Before the implementation of 'Ye Chaoren''s Yuen Long resort plan, it took the lead in handling all financial inflows and outflows in the form of bank operations. This step is very stable and makes capital turnover more convenient and flexible. "

Caijing Daily: "Asset tycoon Ye Sheng entered the banking industry in a mighty way, and senior people in the industry will explain all the methods for you, and what benefits Ye Sheng will gain from it. "

New Paper: "According to a senior official of the Hong Kong government, the two projects put aside by the Hong Kong government and 'Ye Chaoren' may start negotiations again in a short period of time. Regardless of the outcome of the negotiations, this will further improve 'Ye Chaoren' The partnership between individuals and the Hong Kong government. "

……

Needless to say, the adjective 'Ye Chaoren' is a nickname given to Ye Jingcheng by the media and the outside world. Some media even added words such as 'the richest man' to Ye Jingcheng in order to create a bigger gimmick.

For the next week, let's not mention Ye Jingcheng's personal reputation.Qianlong Bank has been hyped up by the media, and the bank's business and depositors have blown up.

The number of newly added accounts alone exceeds one hundred thousand, and it seems that the number is not worth shocking.

But just imagine, how long does it take to go to the bank to handle a transaction?It will take at least three to five minutes from queuing up to get the number to complete all the procedures, right?Besides, how long will it take for 5 transactions?

Qianlong Bank has five branches and one head office, and the [-] account opening businesses are divided equally, and each branch or head office handles nearly [-] orders.

Based on the seven days of opening, the average daily business received is nearly [-] orders.The bank's eight-hour working day is equivalent to completing [-] transactions in one hour.

Calculated in minutes, it means that the bank has completed at least five transactions within one minute.The test is no longer the efficiency of the bank staff. If the efficiency of the staff is not enough, we can add more windows to let more staff share their pressure.

However, the efficiency of the 1-minute Wubi business is too high. Citizens not only have to queue up for a number, but also go to the window to open an account.According to the fact that the people in the queue arrive three or ten minutes earlier, thirty times five equals one hundred and five, and the long queue of hundreds of people can be lined up in the hall.

In addition, these people seem to be "putting down dumplings". On the one hand, they are constantly being pushed into the cauldron, and on the other hand, the half-baked dumplings are constantly being picked up.

The crowd in the bank lobby queuing up to get a number is even more exaggerated, because there are only four windows, or in fact, it is useless to have more windows, and they can only enter after the people inside have completed the account opening.

These people came at least an hour in advance, and some even came three or four hours in advance. Those who have not yet completed the account opening procedures can imagine how crowded and overcrowded the lobby is.

Let alone find an empty seat to sit down on the spot, just want to find a bigger space station, there is no such thing.Fortunately, Qianlong Bank has a very comprehensive security system, otherwise, how many rioters would have had an opportunity to take advantage of it.

In addition to the newly accepted business, all the business of the overseas trust bank, the predecessor of Qianlong Bank, was also packaged by Ye Jingcheng, including 12 depositors who had already opened an account and had a certain deposit in the account or had a handover within half a year.

The strong rise of Qianlong Bank has made most of the old depositors left by overseas trusts find time to go to nearby branches to apply for old cards and replace them with new ones, and even some depositors who have given up this bank have become Qianlong Bank again. one of customers.

Therefore, one month after the opening of Qianlong Bank, the number of new and old depositors of the bank has increased to 30.Such a large number of businesses will naturally bring higher benefits to the bank.

As an analogy, if all depositors deposit one hundred yuan each, they can already bring 3000 million yuan of liquidity to the bank. Is it possible for them to deposit only one hundred yuan?

Even in this era of low consumption, one hundred yuan is not enough to eat a meal outside.Therefore, the amount deposited in the bank by each depositor is at least one or two thousand yuan, and three thousand to ten thousand can be said to be a common amount.

If all customers are added up and calculated on average, tens of thousands of yuan is not impossible.Because the above mentioned are ordinary depositors, but a bank, especially in the early stage, still relies on those VIP customers.

The conditions for Qianlong Bank to apply for a VIP card are not too high. A deposit of more than 20 yuan can be exchanged for a gold card.

Customers holding gold cards do not need to charge service fees for other businesses except for specific businesses, and they also enjoy better financial management and investment projects.

However, the gold card is not the only VIP user of Qianlong Bank. There are also platinum cards, diamond cards and private bank cards. The deposit requirements are 100 million, 500 million and 1000 million respectively.

This type of customer has only done less than a hundred transactions in the past few days.However, they are expensive and not expensive, so naturally they cannot be calculated by the number of transactions.If all these people apply for the minimum gold card, it has brought at least 2000 million liquidity to the bank.

In the same way, it is impossible for these people to all apply for gold cards. A platinum card is worth five gold cards, a diamond card is worth 25 gold cards, and a private bank card is worth fifty gold card.

So even if only ten of them are gold card or above business, the liquidity brought to the bank will also increase multiple times. The 30 depositors have an average deposit of 1 yuan per person, which brings a full 30 billion yuan of liquidity.

Just like an article in a certain newspaper, Ye Jingcheng had the capital to negotiate with the Hong Kong government again.He previously shelved the development plan of the Tseung Kwan O Film City, and the reconstruction plan of the Bank of China Building in the car park of Murray Road in the Central District.

This time, Ye Jingcheng may directly win the two projects without further negotiating with the Hong Kong government.

"Ye Sheng, you made an appointment with Mr. Li Jiacheng to meet at his company at twelve o'clock in the afternoon, and Mr. Li Zhaoji invited you to drink tea at the Peninsula Hotel at three o'clock in the afternoon. In addition, Mr. Zheng Yutong's secretary called. The other party wanted to make an appointment in the next few days. Time to meet you."

At this time, Ye Jingcheng had a male assistant beside him, and the two walked into Qianlong Bank quickly, one after the other, while the assistant informed him of today's itinerary along the way.

"Ask him to have dinner at the Regal Hotel tonight." Ye Jingcheng glanced back and asked, "Also, did the Hong Kong government find someone to contact you?"

"I made a phone call yesterday. According to your instructions, Ye Sheng, people from the Hong Kong government will hand over to Manager Huo today."

The male assistant didn't look very old, but he gave off a very capable feeling.A cropped hair that couldn't be shorter, a conservative gray-white professional attire, and a pair of glasses with very thick lenses, all show his ability and attitude at work.

(End of this chapter)