Chapter 64 Zhuge Rong

As soon as Liu Chan followed Mrs. Zheng into the mansion, he saw that the servants inside were already busy, obviously making preparations to welcome the second young master back.

Seeing that Mrs. Zheng and Zhuge Qiao reunited after a long absence, Liu Chan didn't want to disturb their relationship, so she said to Mrs. Zheng, "Mrs. Zhuge, my nephew knows that your mother and son have a lot to say, so can you arrange a place for us first?"

Seeing that Liu Chan is so sensible, Mrs. Zheng still thinks about their mother and child, and said with a smile: "It's rare that your child is so sensible. If you need anything in the future, just tell the servants."

She called a few servants and told them to bring Liu Chan and Zhao Feng's guards to live in the backyard.

After entering, Liu Chan felt that Zhuge Jin's mansion was actually not that big, it was considered a very simple family.So Liu Chan and the others followed the servants around for a while, and they came to the backyard. The two rows of houses on both sides should be wing rooms.

Seeing that there are not many rooms here, Zhao Feng stepped forward and asked a middle-aged servant who took the lead: "Excuse me, brother, are there only these rooms here?"

Because Zhuge Qiao had said at the door just now that Zhao Feng was the leader of the servants, but he didn't specify whose family servant it was, so the middle-aged servant thought Zhao Feng was Zhuge Qiao's servant.

He laughed and said: "Our house is not very big, so it can't be considered a big mansion. You all should squeeze together first, the room is quite spacious." After speaking, he wanted to send someone to arrange rooms for everyone.

Zhao Feng stopped him and said, "Brother, let's do the next thing by ourselves, so we don't need to bother you."

The servant didn't force it, anyway, it would save trouble for him, and then he asked Liu Chan to go with him. He had already arranged the room in the back.When Zhao Feng heard that the servant wanted to arrange Liu Chan to live in another place, he couldn't help but feel a little nervous. The young master's trip to the enemy country alone is really dangerous, and there must be no mistakes, otherwise it may be lost forever.Zhao Feng stopped him and said, "Brother, the young master just lives here with us. He is still used to being taken care of by us."

The middle-aged servant felt that Zhao Feng was too strange.Although their mansion is not spacious, but the master is also a doctor of Soochow, how can it be so impolite to let a guest live with a slave?What's more, this son is so young, he should be taken care of by a careful maid. How can a group of big men be taken care of well?

Just when the middle-aged male servant wanted to refute Zhao Feng, Liu Chan could already see the displeasure on his face, and knew that Zhao Feng was too nervous about his own safety, which hurt the other party's face.He said to Zhao Feng: "Zhao Feng, you don't have to worry about me. There will definitely not be any danger here."

The male servant also said: "That's right, our house is of course very safe!" Looking at Zhao Feng, he couldn't help but feel a little dissatisfied.Liu Chan smiled slightly, and let the male servant lead the way.And Zhao Feng immediately ordered the accept to arrange housing first, and he took four guards and followed quickly.

Soon, Liu Chan came to a back garden.Next to the garden is a small two-story red-tiled attic, and not far away is a small pond with a few dried lotus leaves standing upright here and there.

The male servant pointed to the attic and said: "Young master, you are our distinguished guest, and you will live here with our second son from now on. This is where our second son lived before he went to Jingzhou. I will send someone to help you prepare the room. "

Liu Chan didn't expect that Zhuge Qiao's former house was so unique, it was really a nice place.But those servants didn't move yet, Zhao Feng waved his right hand, and the four guards behind him had dispersed, searching the surroundings.

Zhao Feng himself walked quickly to the bottom of the attic, and suddenly rose into the air, first fell to the second floor of the attic, jumped up again and landed on the roof of the second floor of the attic, probably to check the condition of the roof.Liu Chan had already seen Zhao Feng's miraculous lightness kung fu, so he was not surprised, but scared the servants so much that they almost fell to the ground.

Liu Chan saw that these people were actually rare and strange, so he asked them to get up quickly, and then walked into the attic by himself.

Liu Chan found that the attic is actually quite spacious. The entrance is a bright hall with a room on each side.Walking over and opening it, one of them is a study room, and there are many classics in it;

The other room is a house, which has been cleaned and all daily necessities are neatly placed.It must be that after Zhuge Qiao left, there are still people cleaning here from time to time.

Liu Chan couldn't control that much, let alone go to the second floor, went directly into the room, lifted the mosquito net, and fell asleep.He has been pampered and pampered since he was born, but he didn't have a good rest on the pommel horse during the journey, and he was already exhausted.

So when Zhao Feng finished checking the surrounding environment and came in to look for Liu Chan, he found that the young master was lying on the couch, kicked the quilt aside, his limbs were made into big characters, and fell into a deep sleep.

He smiled slightly, stepped forward to cover the quilt before exiting, and arranged for four guards to guard the attic before returning to the side room.

Liu Chan slept until late at night and didn't wake up.He got up and lit the candles on the table, and saw two plates of pastries beside him, which must have been delivered when he fell asleep.

Liu Chan is really hungry now, so he eats the pastry as soon as he picks it up. He doesn't know what kind it is, but it tastes really good.After eating and drinking another cup of tea, I finally feel satisfied.

Only then did Liu Chan step out of the attic, wanting to take a walk in the garden outside, which would also help digestion.Outside the door, Liu Chan looked at the time, and it should be Haishi.He knew that there must be his own guards guarding the surroundings, so he said to the surroundings: "The silver-armored guards come out."

Sure enough, a figure flashed out from the shadow of a tree, stepped forward and knelt down and said, "What are your orders, my lord?"

Liu Chan asked, "Has Zhuge Qiao returned?"

"Master Hui, Mr. Zhuge has not returned yet."

Liu Chan nodded, Zhuge Qiao must still be with his mother.

He also saw that today was the full moon, the moonlight was excellent, the silvery white moonlight was extremely bright, and the weather was a bit cold, so it was very refreshing.Liu Chan asked the guard to accompany him for a walk in the garden.

Liu Chan and the fifty guards in the guard camp have been together for several years, and they are very familiar with each other. The two of them walked one after the other, chatting from time to time, which felt pretty good.

Just when the two walked around the river pond to the other side of the attic, they heard someone sighing.Liu Chan walked over to see what happened, and found that in the gazebo by the river pond, there was a young man in brocade clothes hanging his head thinking about something, and when he went in, it turned out to be Zhuge Rong.

Liu Chan couldn't help being a little surprised, this guy who is not doing his job and doing nothing, would sigh and sigh?He deliberately coughed softly.Zhuge Rong turned his head and saw that it was Liu Chan who came, so he said listlessly: "Oh, it's you."

Liu Chan walked over and sat down beside Zhuge Rong, and asked him what was wrong.Zhuge Rong glanced sideways at Liu Chan, and waved his hand to tell him not to meddle in other people's business, what does a kid know.Now Liu Chan was really unconvinced, and said coquettishly, "Why, you are so stupid, do you think everyone else is as stupid as you?"

Enraged by Liu Chan, Zhuge Rong stood up and said angrily, "Who says I'm stupid! I don't know how many Jiangdong celebrities I have consulted on this question, and none of them can answer it! Can you do it?!" The ins and outs of the matter told Liu Chan.

It turned out that Zhuge Rong had won a lot of money recently, so he came up with a bad idea of ​​making money with money - lending usury to the children of those aristocratic families.And he thought that it would not be profitable to only charge fixed interest every month, so he wanted to make a rolling interest.But the problem is that no one knows how to calculate the principal and interest of the rolling interest.Seeing that such a big business was going to fail, he was really worried to death.

Liu Chan couldn't help but want to laugh.Although this Zhuge Rong is greedy for money, he has a really good brain. He can think of such an advanced method of exploitation as profit rolling, which may be hundreds of years ahead of the times, right?What an odd man.

In fact, the ancients did not know how to calculate interest rates, so those who engaged in pawning at that time often adopted the method of nine out of ten and thirteen out.That is, when borrowing ten yuan, only nine yuan is given, but when the loan is repaid, it is charged 13 yuan.This is a very vicious usury.

Liu Chan asked Zhuge Rong how much interest he planned to charge for one month?Zhuge Rong rolled his eyes and said, "18 per month."

Seeing that although Zhuge Rong's interest rate was high, it was not appalling, at least it was more reasonable than nine out of thirteen returns, so he smiled mysteriously: "It is really easy for me to calculate such a small amount of interest. It’s okay to tell you, but I have one condition.”

Zhuge Rong became excited all of a sudden, and hurriedly asked: "As long as you can calculate, I will promise you any conditions!"

Liu Chan knew that Zhuge Rong, who was so good at messing around, must have made friends with many descendants of aristocratic families, so he asked, "Do you know Gu Shao, the son of Gu Yong?"

A row of relaxed expressions suddenly appeared on Zhuge Rong's face, and he said proudly: "So it's Gu Shao, that meaningless guy! I often play with his brothers, how can I not know him well? "

Liu Chan was overjoyed and asked Zhuge Rong to tell what he knew.Zhuge Rong opened his tongue and introduced: "Xiao Yang, let me tell you. Gu Shao is really boring. My buddies want to invite him to drink and eat, but he never goes. Gambling, just Not to mention. That day we ran to the house to pull him, but we were kicked out by his servants. And that time... So, this person is born to inherit the temperament of his father Gu Yong You can think about Gu Yong's stern face all day long."

"Then he is not lustful?"

"What are you lecherous about! They are about to marry the princess again, hehehe... But in the future, that kid will really have to bear it. As for the personality of the princess, he won't be tortured to death by then!"

Liu Chan saw that he had already got the information, so he stopped talking to Zhuge Rong, stood up from his seat, and said, "The interest is 18% per month, so you can charge it like this: after 4 months, you can charge twice the amount to the borrower." The money will do.”

Zhuge Rong cried out in surprise, and asked incredulously, "How did you figure it out?"

Liu Chan chuckled and said, "Secret." Then he turned and left, leaving only this person in a daze.

In fact, Liu Chan just used the most basic 72 rule in the banking industry, that is, 72/18 = 4 months.

The reason why Liu Chan didn't tell Zhuge Rong too much about compound interest is because he knew how much usury harmed others and society, and he didn't want Zhuge Rong to use usury to do too much evil.After all, this era is already dirty and messy enough, and usury should not be involved in murdering innocent civilians.

(End of this chapter)

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