Mixing ancient times with Taobao

Chapter 650

Zuofu's charter was handed over quickly, and it was basically similar to the Australian proposal, with some differences in some details.

Nowadays, the technology of flying shear boats is very mature. Compared with those at the beginning, the current ones are more advanced. It takes [-] to [-] days to reach America from Daming.But now the Xiyi countries have a tradition of robbing rich countries, so it is obviously impossible to arm them.

Although Qiongzhou's shipbuilding industry is well-developed, due to the large number of orders, it is obviously realistic to rebuild so many warships at once.After much deliberation, Zuo Fu proposed to the emperor to use Longjiang Bao Shipyard.

The ship that Zheng He went to sea was born here. It used to have the most advanced shipbuilding equipment and the best craftsmen, but with the end of the voyages, the former glory gradually faded, and finally closed.

Now, Ming's sea-going ships are all built in Zhejiang, Fuzhou and other places. Nanjing, once the leader of Ming's shipbuilding industry, has long lost its brilliance and become bleak.

Since this time we are going to recruit from across the country, and the imperial court also pays for it, we might as well re-open the Treasure Shipyard. By the way, we can recruit capable shipbuilders from all over the country, and we can learn from the master hired by Qiongzhou. Maybe we can develop new ideas. .

After all, the firepower that the clipper ship can be equipped with is too little. It would be great if a new kind of ship can be invented, which can reduce the speed a little and increase the firepower a little.

After finishing this, Zuo Fu made a plan for the sales of foreign vaccines and medicines.Referring to the economy of later generations, Zuo Fu felt that in addition to industrialization, Ming Dynasty also wanted to strive to become the center of the world's manufacturing industry.

Making other countries dependent on their own products will undoubtedly become a bargaining chip in the future.Whether or not this bargaining chip is needed is another matter, but it is definitely right to prepare one in advance.

After carefully reviewing the plan and revising it carefully, Zuo Fu submitted it.

There is a continent thousands of miles away from Daming called America, or America for short.The land there is fertile, and there are countless gold and copper mines.Although the people there are uncivilized, they are simple and kind, and they put out all they have to entertain guests from afar.

However, these guests drew their swords at them and gave the local aborigines clothes with smallpox, which led to the extinction of a large number of local aborigines.And these aborigines migrated from the land of China, they are descendants of the Shang Dynasty...

Jinling Evening News soon published news about America.

It is four to five times the size of Ming Dynasty, the aborigines are being abused, there are countless mineral deposits, and the land is so fertile...

All kinds of news shocked the people of Ming Dynasty, and some people were filled with righteous indignation, and some even ran to the French Guild Hall to scold.It made the French come out to explain again and again, the Xiyi in the newspaper said those damn Spaniards, Portuguese, British...

Those are damned savages, the French are civilized!Not the same as them!

Then the envoys went to Jinling Evening News to protest.It cannot be said that they are the guests of the Western countries. Their Europa is a geographical concept, not one country, but many countries. The Jinling Evening News will accidentally injure the friendly army.

While protesting, he secretly asked, is Daming really planning to organize a fleet to liberate the natives in the Americas?

Regarding this, Yin Zhihui naturally evaded it, how could she know such things as a journalist?
Then he apologized again, and immediately wrote an article introducing the countries in the West, saying that France and Britain are civilized countries.

Spain and other countries didn't come to establish diplomatic relations, so it's okay to let them take the blame!

And these protesting righteous people quieted down when they saw this, but they soon became restless again.Because the aborigines in America are too miserable, and the Xiyi people are too bad, Ming should help them.

The world suddenly became lively.

Some people talked about the barbarism of the Western Barbarians, and some people talked about the wealth of the Americas. In the early days, the public opinion campaign was almost done, and the emperor also issued an imperial decree to raise funds for the development of America.

It exploded now!
100 taels of gold is a huge sum of money for many people, but it is drizzle for the rich and powerful.It's just that how to operate this matter is also particular.

In order to show their incorruptibility, many officials and lords subscribed for at most two or three shares, and then others found reliable agents to invest in the shares, and then they would just give some benefits.

But it is not a small amount to buy one hundred shares.Those who were not particularly rich, but had some power in their hands, turned their brains to those wealthy businessmen.Wouldn't it be beautiful to let others pay and get [-]% of it yourself?

For a while, all the officials were running around, and wealthy businessmen were running around, and the whole Ming Dynasty became lively and bustling.

They are happy, and so are the people.Because the Treasure Shipyard is about to reopen, how many jobs will it have to provide?Although many people are not good at shipbuilding, but the opening of an industry needs to drive many industrial chains?So in the end, ordinary people like them can also benefit from it.

People have an instinctive pursuit of a better life. From top to bottom, from the court to the people, as long as the key to the rational pursuit of wealth is unlocked, it will be difficult to stop it.

After all, it is easy to go from thrift to extravagance, but difficult to go from extravagance to frugality. Once the people who are living a good life are living a poor life, they will inevitably feel dissatisfied.The lower levels force the upper levels to carry out final reforms, which is what Zuo Fu wants to see.

For this reason, every step she takes needs to be carefully calculated, and she will try her best to make subtle and silent changes without shaking the stability of society.

The subscription of shares was vigorous, which also opened Zhu Cihong's eyes.These bureaucrats are not generally capable, nor are they generally rich.

In less than ten days, [-] shares were subscribed!
This is 100 million taels of gold!How much is Daming's current fiscal revenue? !

Think of his poor father, who gave up his face to ask the minister to collect donations for a million taels of silver, but in the end he only got ruthless teasing.But now, under Zuo Fu's constant temptation, they actually took out 100 taels of gold, and they still thought that [-] shares were too little. .

The implication is that I hope that the emperor will take out the share of the imperial court and continue to sell the shares. It is best to divide another [-] shares, so that everyone will be happy!
Faced with this situation, Zhu Cihong had to summon Zuo Fu urgently.He doesn't know much about these things, even the shareholding system that is implemented now, he also has a little understanding, and now because of the large-scale infrastructure construction, the money has to be counted.Therefore, he was also a little moved.

Zuo Fu entered the palace and saw several court elders present, after saluting and listening to Zhu Cihong's questioning, she pursed her lips and smiled.

"Your Majesty, is it good or bad to borrow someone else's chicken to lay eggs?"

"This……"

Zhu Cihong froze there.Looking at the light in Zuo Fu's eyes, he suddenly realized that perhaps Zuo Fu had expected this scene a long time ago, and she was already here waiting for those who bought shares.

Qian Qianyi stroked his beard and said, "This is of course a good thing, although it's a bit unkind."

"What exactly is Master Xiaozuo thinking?" Lu Daqi was impatient, even in his old age, he still had that irritable temper.

Zhu Cihong also looked at Zuo Fu.

Zuo Fu pursed his lips and smiled, and said: "Your Majesty, I think you should follow the people's will."

He paused and said, "Actually, my original idea is that it is enough for Guochao to occupy one part."

"[-]%?!"

Everyone exclaimed, Zhu Cihong couldn't believe it, "Guochao only takes [-]% of the money and effort?"

"Your Majesty, the less you get, the less you get."

Zuofu said: "Even without paying a cent, we can raise a lot of money at once. With this money, we can do many things. We can even open a foreign trade bank and deposit the money Enter the bank, and then borrow the part that is not used temporarily, and charge a certain interest, and then the money will be more and more.”

"This this……"

Lu Daqi stared wide-eyed, "This, isn't this just lending usury?"

"Lord Lu's words are wrong. Our imperial court is called a bank, not a bank."

Zuo Fu waved his hand and said, "Actually, banks are very important to the economy. People can also deposit money in the bank, and we give them a certain interest rate, so that people get good money, and we can use the money to do other things."

Zuo Fu briefly explained the role of the bank, and then said: "Of course, the interest rate cannot be too high, and the lender must have fixed assets as collateral, and at the same time, it is also necessary to prevent people from opening loans randomly, so there must be five people as guarantees. After the assets are reported, at least three officials have to be sent to verify with the local gentry and ordinary people.

At the same time, it is also necessary to prevent the bank managers from squeezing the borrowers. Therefore, every loan must be reported publicly in the government office, and every repayment must also be made on special paper and stamped with the seals of the three parties.One bank, one government office, one guarantor, and the borrower's autograph, fingerprint, etc.The loan terms and repayment records are in triplicate, one is kept by the bank, one is submitted to the court for verification, and one is kept by oneself, so that corruption and oppression can be avoided to the greatest extent. "

Everyone in the hall was stunned!
I've heard of money making money, but I've never heard of money making like this!Moreover, the regulations are so detailed, and all the patches that can be applied have been applied. How long has she been thinking about it?

"Your Majesty, 4% doesn't sound like much, but it's actually quite impressive if it really develops. For example, if you come back from Australia this time, if you don't mention anything else, 10% of gold is worth [-] taels! Including other things, one year Not to mention much, the treasury revenue of several [-] taels is still a bit.

Moreover, we will have more and more ships, more and more mature technology, more and more profit sharing in the future, and more and more things that can collect money.The imperial court doesn't need to spend any money, but can earn hundreds of thousands or even millions of taels of silver every year. Is there anything better in this world than this? "

After hearing Zuo Fu's words, everyone thought about it.If the imperial court only wanted [-]%, they would only need to take out some symbolic money.But in this way, the money raised will be quite a lot!

What's more, even if the share given away is also divided into [-] shares, the amount of money raised will increase.If you follow the call, it is also possible to divide into [-] shares. At that time, with several million taels of gold in hand, what can't be done?
Even someone as honest as Lu Daqi here has invested a little money this time.He didn't have much money and only invested in 5 shares.The ability to have this money is due to the fact that the imperial court has increased the monthly salary over the years and the family has set up a three-dimensional breeding and orchard early on. Otherwise, he would not be able to spend this much money if he was fried in a frying pan several times.

The 500 taels of gold invested by these five stocks is indeed very difficult for him, but Lu Daqi himself can count it!According to the situation of Australia's development, in the worst case, it will only pay back two or three times, and after that, he can get several thousand taels of silver every year, which is a very high income for his family.

Although he had a vague feeling in his heart that this money would not last long, but it would be no problem to hold it for ten or so years, right?well!People are poor and short-sighted, at their own age, and their children and grandchildren are not very promising, so they have to think about leaving some for them. It is good to leave some money for them if they are not an official.

Zhu Cilang was silent for a moment, and said: "The imperial court can give up [-]% of the share, but it must be divided into [-] shares."

Zuo Fu thought, you learn really fast, you comprehend it so quickly, your brain is really good.

A group of court elders stroked their beards and praised the emperor for his wisdom. By the way, he proposed that the court only pay 10 taels of silver, and said what the emperor was embarrassed to say.

After some commercial nonsense, everyone took out Zuofer's regulations, compared them and drew up another regulations, and after some minor revisions and polishes, it was considered a success.Then they were also very interested in Zuofuti's bank. Wouldn't it be better to open a bank directly at this opportunity?

Depositing such a large amount of money in this new bank can have a very good effect. It can not only show the sincerity of the earmarked funds, but also attract ordinary people and wealthy businessmen to deposit money, which can then be used for loans and even re-issue banknotes.Of course, as Zuo Fu said, the reason why the banknotes went bankrupt is that they lost their credit, so using gold to endorse can solve this problem.

Zuo Fu was stunned by the fantastic ideas of this group of people!They actually thought of resurrecting the Daming Treasure Banknote?Still want to go on the gold standard? !But it's a good thing!It's just that these people's concept of finance is too vague. If they really want to engage in banking, they should try to get their own students into it. After all, there are still talents in this field among their students.

He stayed in the palace for a whole day, and Zhu Cihong even rewarded him with a lunch. By the time things were settled, it was already dusk.

Zuo Fu left the palace with a tired face.It is very troublesome for such a monarch and his ministers to answer correctly, Zhu Cihong is no longer that down-and-out young man, he is a real king, you must be careful when talking to him, so as not to fall into the trap.

It is easy to feel tired when the whole person is in a tense state, and this tense feeling lasted for a whole day. When she walked out of the palace gate and relaxed, she only felt very tired.

Shunyan saw Zuo Fu coming out, and immediately greeted him with Zuo Gui.

"Ma'am, are you out? Are you tired? Master has been waiting for you, but fell asleep right now, and the little one didn't dare to wake him up."

Zuo Fu was a little surprised, "Did you wait here for a day? Husband also waited for a day?"

"I said I don't worry about you, and I have nothing to do, so I waited for you here. It's just that I don't know that the saint has been summoned for so long. I just leaned on the cushion and squinted..."

A warmth flowed through my heart.

It has been more than a month since I got married, but this person is still as considerate as before marriage, and even treats her better than before marriage.

Now that it's winter, it's not easy to wait in this car for a day!Thinking of this, she quickly walked towards the chariots and horses, thinking in her heart that although she was tired today, she still wanted to make dinner with her own hands...

　On my first day at work, I actually felt a little happy... Am I a masochist?
　　
　
(End of this chapter)