Song Dynasty Cannon Fodder Counterattack Record

Chapter 132 Planning Bank
"Thank you for teaching us how to grow cotton. Next year we plan to grow more cotton." Cui Wangxi asked Li Buqi tentatively after offering another bowl of wine, "It's just that I heard that there is no cotton in Chunzejian. Sell ​​it, but why?"

Li Buqi smiled and said: "Your news is well-informed. I won't hide it from you. I plan to use these cotton threads to weave cloth. Cotton cloth is better than linen and silk for keeping warm. When the technology of weaving cotton cloth is perfected, cotton cloth will be more popular in the future." Gradually replacing silk and linen as the clothing of the people. This is a big deal."

Cui Wangxi rolled his eyes a few times and said, "Could it be that the promotion is to control cotton planting? In this way, people must buy our cotton if they want to weave cloth?"

Li Buqi waved his hand: "Where are you thinking? Growing cotton is like raising silkworms or growing hemp. How can we control it? What I want to do is to open a few workshops that use cotton to weave cloth. In the future, these factories The speed of cloth weaving in the workshop will be more than ten times that of ordinary people's own cloth, so the cloth produced will be very cheap. Because it is cheap, even the poor can wear cotton cloth. Can you imagine how much cotton cloth will be sold in the future?"

Cui Wangxi is a shrewd cloth merchant, he naturally understands what kind of prospect it will be if the weaving speed of the workshop is more than ten times that of the current weaving.

How can businessmen compete for the market most effectively?Just to provide cheaper products.If the price of cotton cloth is really that low, Li Buqi's workshop will monopolize the cloth market in the entire Song Dynasty, and even the linen and silk markets will be severely impacted.If you can't participate in Li Buqi's workshop now, once this kind of workshop really works as Li Buqi expected, all cloth merchants in the Song Dynasty will be wiped out.

As for Li Buqi's statement that the poor can also wear cotton cloth, in Cui Wangxi's view, it is Li Buqi who built a memorial archway for himself.No matter how cheap the commodity is, the poor who should not be able to afford it still cannot afford it.

When Luo Yingniang was still moved by the phrase "Even the poor can wear cotton", Cui Wangxi had already made up her mind.He knew that Li Buqi didn't like to go round and round, so he quickly asked directly: "Li Tiju, this deal is too big. I wonder if Tiju can give me another chance to participate?"

Li Buqi said: "This matter cannot be done by one or two people. It is a matter for everyone to make a fortune. It's just that the royal family and several honorable families have participated in it. You can't see it when you invest such capital. In the eyes."

Cui Wangxi knew that Li Buqi was telling the truth. A random hair from the royal family and several top dignitaries would be thicker than the thighs of an ordinary businessman like him. What, how could people allow you to take a share of the action?He had heard that Li Buqi taught them to grow cotton under the banner of the emperor's "benevolent government".

But Cui Wangxi felt that since Li Buqi told him about the cotton cloth, there should be something interesting, and it is very likely that Li Buqi should have a way.So he personally poured a bowl of wine for Li Buqi: "Then is there a way to raise it?"

Li Buqi thought for a while and said: "Actually, there is a way. It is a joint stock. If you can combine the capital of dozens or hundreds of people, then you should not take it lightly."

Cui Wangxi was a little embarrassed when he heard this idea: "It is common for one or two companies to do business, but it is difficult for dozens of companies to join forces. No one has ever done this before."

Li Buqi chuckled: "Recently, I have thought of a way, which is to run a bank." As he spoke, Li Buqi glanced at Cui Wangxi's two companions.

Cui Wangxi quickly let the two go out and asked, "Qianzhuang? What is this?"

Li Buqi said: "A bank is a store that specializes in money business. What if someone has spare money at home and can't find a way to make money? They can save it in the bank, and the bank can use it for investment. Oh, it is similar to lending. From investment The income is distributed to those who save money."

"For example, what if someone wants to bring [-] guan copper coins to Daming Mansion for use but cannot transport them? If a bank has shops in Bianliang and Daming Mansion, this person can deposit [-] guan copper coins into the bank in Bianliang and get it. A voucher, and then take the voucher to Daming Mansion. The shop at Daming Mansion can raise [-] guan locally to pay him, or transport [-] guan from Bianliang to pay him. It’s just that there is a fee.”

"Of course, this won't make much money. But it will take a few days for this person to travel from Bianliang to Daming Mansion. In these few days, the bank has an extra [-] yuan. If it is used for investment, it will be another income. "

Cui Wangxi clicked his tongue at first, but then shook his head and said, "Lending money is too risky. What if the depositor over there has withdrawn the money, but the loan here has not been recovered? Wouldn't it be difficult to turn around? What should I do?"

Li Buqi said: "Lending money at will is indeed risky. But if you have a business like a workshop to invest in, the probability of being bankrupt is very small. If there are many people's money in the bank at the same time, there will always be a sum of money. If you can use it, you won’t be stuck.”

Seeing Cui Wangxi bowed his head to think, Li Buqi said: "I will only tell you one thing about this matter. If you think it is feasible, you can come to me. If you think it is not feasible, just pretend that I didn't say it. Just don't tell others. "

Cui Wangxi saw that Li Buqi was not in a hurry to ask him to reply immediately and quickly agreed.Now that the business is over, he called the mother who asked for the top card of "Sijichun" to come out to serve.

Luo Yingniang almost ran away when she thought of the filth in the brothel that others said, but she was a little curious when she entered the brothel for the first time, so she didn't move, but soon he found that he was thinking too much.Although a few voluptuous women did sit beside Li Buqi and that meat mountain, they were just serving wine, cloth, vegetables, playing the piano and singing.Although Li Buqi's eyes are not very honest, he just drinks and listens to music, and he really doesn't make any moves.

"It turns out that the brothel is like this. Dad and the others used to talk about the brothel so badly because they lied to children?" Luo Yingniang then made up her own mind.

Coming out of "Four Seasons Spring", Luo Yingniang asked, "Will the really poor be able to afford cotton cloth in the future?"

Li Buqi nodded: "Of course, of course."

Li Buqi can guarantee this, but it's hard to say when it will be realized.But obviously Luo Yingniang didn't think of this, her eyes were full of little stars, and the eyes she looked at Li Buqi were much gentler, but Li Buqi didn't look back and didn't notice.

The nobles are too powerful and their capital is not easy to control, so Li Buqi has always wanted to control a share of capital all from pure businessmen.In the Song Dynasty, pure businessmen without political status were easier to control. Li Buqi could invest his money in the direction he wanted.

In the past, Li Buqi was worried that he might be made things difficult by various officials if he didn't rely on the influence of the nobles, but today he suddenly found that he was also a feared master, and no one would dare to make trouble casually.The biggest obstacle to implementing your own plan has been cleared away, and you can start building your own financial empire.

Now that Cui Wangxi has let the wind of opening a bank, Li Buqi will start contacting businessmen who may buy shares.

In the Song Dynasty, pure businessmen were very weak because they had no political status, and many commercial fields could not enter.So they have money, but they lack investment channels. Now Li Buqi has given them a channel, and with Li Buqi's good reputation as a guarantee, it will not be a problem to raise 10,000+.Of course, before the completion of the offering, some preliminary work has to start.

(End of this chapter)