Chongzhen chat group

Chapter 594
When Emperor Chongzhen heard this, he sighed in his heart. When these ancient people were short of money, they would eventually turn their ideas to the banking system.Today's banking system is still very fragile. If you use your power to embezzle funds, the bank's credit system will soon be gone, just like the fate of the banknotes back then!

He thought this, but the other courtiers were nodding their heads. They naturally paid attention to it. Daming Construction Bank has been established for almost half a year, and many people have already started saving money in it, especially some businessmen who travel all over the country. The funds are deposited in, and it is convenient to withdraw them from another place.Mao estimated that there should be a lot of money in the Daming Construction Bank right now.Just give the new army the money to make winter clothes, it should be a drop in the bucket!

"Your Majesty, in this way, the new army's winter clothes will be solved!" Shen Yongmao said with a little joy, "This battle must be correct!"

If he solved the Liaodong issue during his tenure as Minister of the Ministry of War, then he would be famous in history, so he naturally cared about it very much.At least after Emperor Chongzhen's analysis, he felt that the odds of winning were high.

Others are also relatively relaxed, and many people are still nodding.But who knows, Emperor Chongzhen had a serious face, and resolutely vetoed it: "No, no one can use power to embezzle the money of Daming Construction Bank, except for the transfer of silver in and out of the established rules!"

After saying this, he felt that Daming officials still had a very shallow understanding of finance, and he was a little worried that the branch of Daming Construction Bank would be destroyed by local officials with power, so he immediately ordered Wen Tiren solemnly: "Wen Qing, Draft an edict to spread my meaning to the world, strictly prohibit officials from all over the world from reaching out to the bank, and I will never allow anyone to destroy the nascent financial system!"

Having said that, he turned his head to Wang Chengen and Liu Xingzuo who were standing in front of the imperial court and said: "Factory guards must also strengthen the supervision of the bank in various places. If anyone dares to break the bank's rules, they must be arrested first!"

"Slave obeys the order!" Wang Chengen didn't care about others, and immediately responded.

Liu Xingzuo was a step slower than him, but he didn't hesitate much, just a little confused: "The last general obeys the order!"

Seeing that the emperor was so cautious, for a moment, the senior officials of Ming Dynasty couldn't help but look at each other in blank dismay.In their consciousness, they don't feel that there will be any problem if they are misappropriated once!In this matter, is the emperor a little fussy?

Emperor Chongzhen could see the puzzlement in their eyes, so he explained to them: "If the bank's taels were embezzled by decree this time, would they be worried about those people who deposit their silver taels in the bank?"

"Your Majesty, when the court has money, can't it be fine to return it?" Bi Ziyan, as the chief property manager of the Ming Dynasty, always asked clearly about matters related to his duties, "Besides, the new army's winter clothes involve dealing with captives. The war, let's talk about it a little bit bigger, but what His Majesty said is a national war!"

Many courtiers nodded slightly when they heard this.Even if no one nodded, the expression on his face was one of approval.It should be said that most people think so.

Emperor Chongzhen immediately shook his head, stared at Bi Ziyan and asked: "Then I ask you, when will the court have money, and when can it be returned? Will it happen that when the court has money in the future, there will be other places to use the money? Thinking that the bank is a treasury anyway, if the money is not short, why don't you pay it back?"

"..." When Bi Ziyan heard this, he was speechless. He felt unable to answer these questions from the emperor, because the answer was obvious!
However, Emperor Chongzhen continued to ask: "Also, this time it is the new army's winter clothing, which involves the national war. Then next time, will there be other reasons, which are also very legitimate and important, so that they can embezzle the bank again?" Silver taels?"

"..." Bi Ziyan continued to have nothing to say, because he didn't need to answer this question. If he could do it this time, he would definitely think of using this method when he was short of money next time.

Hearing these questions continuously asked by the emperor, Wen Tiren and others finally realized something was wrong.The emperor doesn't need to go any further, they can naturally deduce that if they do this often and still don't pay back the money, then no one will rest assured to keep the silver in the bank!That way, after a while, the bank won't have any more money...

Emperor Chongzhen glanced at the faces of his courtiers, and after seeing that they had realized something, he said earnestly: "The financial system of the bank will be the driving force for my Ming's economic growth. It has just begun to germinate, and it must be allowed to thrive. One day, when the bank is strong enough, I, Daming, will be able to use the bank to revitalize the entire economy, so that the people of Daming will become rich, everyone will have food to eat, and everyone will have clothes to wear! Therefore, I will never allow anyone to break the rules of the bank system!"

Hearing this, the Wenhua Hall was quiet for a long time, and it was Cao Huachun, the eunuch who was in charge of the seal, who was the supervisor of ceremonies, and said first: "Your Majesty is holy! This servant just had a sudden enlightenment today, and I have a deeper understanding of our Daming banking system! "

Obviously, this time, because Emperor Chongzhen's speech was really novel to them, it made him think for a while, so he didn't agree with him at the first moment after Emperor Chongzhen finished speaking.

When he opened his mouth, although some of the other courtiers still didn't realize the important position of the banking system in the Ming Dynasty's economy, they still felt that what the emperor said was reasonable, and they all said in a heartfelt and convincing manner: "I will obey the holy will!"

As a result, Bi Ziyan, Minister of the Ministry of household affairs, was worried again.Since the money cannot be embezzled from the bank, where does the money for the new army's winter clothes come from?This is related to the war in Liaodong, and it cannot be temporarily delayed like other armies.

Others also realized the theme of the meeting and returned to this matter. For a while, the Wenhua Hall fell silent again.

Emperor Chongzhen was also worried, but he had no intention of using bank money at all, nor did he think about asking the central bank to print more money.At this time, the banking system has only been established for about half a year, and it is still accumulating reputation. It must be strictly implemented in accordance with the silver standard, otherwise it is very likely to repeat the old path of Daming Banknotes.

He thought about it for a while but couldn't figure it out, so he thought about it from the experience of later generations.After thinking about it, suddenly, his eyes lit up, and he thought of a way.

Immediately, he entered the chat group to ask about the situation.After a long while, he quit the chat group. With a smile on his face, he said to the courtiers below: "Okay, I've settled the issue of the new army's winter clothes!"

"..." When the courtiers heard this, they were all surprised. They looked up at Emperor Chongzhen, and were a little puzzled for a moment. How could it be solved? Where did the money come from?

Emperor Chongzhen saw their confusion and immediately smiled before explaining to them.

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(End of this chapter)