Winning the new financial era
Chapter 117 Sharp to Financial Cloud
Chapter 117 Sharp to Financial Cloud
night.
Bauhinia Garden Community.
Zhao Erya was lying on the bed, with a trace of dizziness after orgasm on her face.She rested her head on Zhang Yida's chest, listening to Zhang Yida's surging heartbeat after the intense exercise, opened her lips slightly, hesitated for a long time, and finally said:
"I'll be your assistant, okay?"
Zhang Yida was a little surprised, glanced at Zhao Erya, said with a smile:
"What's the matter? Didn't you do a good job in the customer service department? Wang Feiyan admired you very much, and said that if you were not still studying, you would have been promoted to be a supervisor."
A trace of sadness flashed in Zhao Erya's eyes, now Song Caiwei and He Qingxuan are inseparable from Zhang Yida every day.Zhang Yida is young and rich, so his attraction to women goes without saying, so she is very worried!
"I am very familiar with the workflow of the customer service department! Now, I want to change my position and exercise myself!"
Zhao Erya looked at Zhang Yida expectantly, waiting for his reply.
Zhang Yida is also thinking, Ruixiang is now a company valued at tens of billions of dollars, with thousands of employees, Zhao Erya is just a customer service, and his role in the company has become negligible.
On the contrary, many people in the company know that she is the chairman's girlfriend...
Zhang Yida personally disapproves of the husband-and-wife store model, and Ruixiang's development is on the right track. It's time to change her position.
"Do you like pets?" Zhang Yida stroked Zhao Erya's smooth hair and asked.
"I really like small animals! What's the matter?" Zhao Erya was a little puzzled.
"Then you go to Patenet to work!" Zhang Yida thought about it, and thought that Patenet would be more suitable for Zhao Erya.
"Go sell dog food? I won't go, I want to stay by your side!" Zhao Erya shook her head again and again in disagreement.
"Now that I have a lot of property, I must have someone to watch over it for me. I have nothing to do by myself. Are you just watching your husband die from exhaustion?"
While talking, Zhang Yida reached into Zhao Erya's pajamas and scratched her armpit.
Zhao Erya couldn't stand being scratched anymore, she kept twisting her body, chuckled lightly, and said:
"Okay, okay, I'll go, can't I go?"
Only then did Zhang Yida let her go, looking at the charming and charming Zhao Erya, he couldn't help but become popular again overnight.
……
Early in the morning.
Zhang Yida drove Zhao Erya to the company together. As soon as he entered the company, Zhang Yida found that the spirit of the whole company had changed.
Sharp has raised US$20 billion this time, which has greatly boosted the morale of employees.
With a valuation of US$100 billion, it is currently second only to Ahri, Penguin, Qiandu, Goudong, Weipinhui, Zhuchang, Rice, and Leech Financial Services, ranking ninth among Internet companies.
Behind Ruixiang is 92 with a market value of US$360 billion and Ctrip with a market value of US$84 billion.
Ruixiang has really become a star company now, coupled with numerous media reports, many netizens know that such a new giant has emerged on the Internet.
In addition, Zhang Yida, the founder of Ruixiang, is only 20 years old, which is also a great gimmick, which brings more attention and traffic to Ruixiang.
Numerous employees working in Ruixiang are also honored to face the praise and curiosity from the media and the Internet.
The most important thing is the real benefits!
Sharp to the 5.34% option pool, options worth 5.34 million US dollars have been issued a lot of shares to employees.
Except for a small number of new employees who have just joined Ruixiang, other outstanding old employees and backbones have a lot of options, ranging from tens of thousands of dollars to several million dollars.
The higher the valuation of Ruixiang, the richer their future returns will be.
How can they not be excited by the good news that Ruixiang is valued at US$100 billion.
All of them are like chicken blood, and their work efficiency has improved a lot for a while.
Group high-level meeting room.
Zhang Yida sat upright at the top, glanced at the company executives sitting around, and said:
"The group raised 20 billion US dollars this time, and I see that all the employees below are very excited!
It's not that I poured cold water on it, Ruixiang is still far from successful.
Everyone should calm down and focus on research and development, expand the market, and increase revenue.
Don't lie on the laurels of the past and wait to die, and don't be dazzled by the victory in front of you.
An increase in company valuation is a good thing, but it also means greater pressure.
Next, urge colleagues in their respective departments not to feel slack.
Well, that's it!Now for today's session. "
After speaking, Zhang Yida turned his attention to CFO Lan Lan.
Lan Lan was dressed in a white professional attire, and she was solemn and solemn. She continued:
"Penguin's first tranche of US$5 million has already arrived, and the second and third tranche of US$5 million will arrive in batches after 2 months and 4 months!
The $15 billion in funding is planned as follows:
US$4 million was invested in the research and development of four cutting-edge technologies, US$2 million was used to increase the capital of small loan companies, US$1 million was added to the group’s reserve fund account, and US$8 million was invested in mobile payment business subsidies. "
As soon as this remark came out, several families were happy and others were sad.
Ren Yunfan, General Manager of the Emerging Technology Business Group, and Xie Huaiyu, General Manager of the Open Technology Business Group, looked happy. The four cutting-edge technologies and Mobao Payment are under their jurisdiction.
The bulk of the financing has been allocated to the two of them. Obviously, the group pays more attention to their business group.
Hong Haibo, the general manager of the consumer finance and wealth management business group, was a little surprised. He didn't expect that there would be another 1 million US dollars allocated to their business group. What a pleasant surprise!
Wang Lina, the general manager of the mobile service business group, and Gu Panpan, the general manager of the content advertising business group, were very disappointed. The business group they were in charge of didn't get any money.
Seeing that the two of them were depressed, Zhang Yida looked at them again and said:
"Here, I would like to praise Lina and Panpan, the majority of this year's revenue is generated by the mobile service business group and the content advertising business group.
Our financing has gone so smoothly this time, and we have also obtained a relatively satisfactory valuation. The two of you have contributed a lot.
In view of your outstanding performance, the group rewards each of you with an option of 100 million US dollars!
I hope that you will continue to work hard and create more excellent results in the next work. "
After Zhang Yida finished speaking, he took the lead in applauding the two of them, and other senior executives also applauded in celebration.
Gu Panpan and Wang Lina were worried before they were happy, their faces blushed, they got up quickly to thank them, and said a lot of loyal words.
This allocation of funds was a plan made by Zhang Yida after repeated thinking.
Mobile payment is related to the recent development of Ruixiang, and it must invest a lot of money to defend and increase its market share.
The four cutting-edge technologies represent the future and are related to the long-term development strategy of Ruixiang.Technology is the primary productive force, and we must persevere in our development even if we tighten our belts.
Next, Group CTO Zhou Fenghui reported:
"The traffic portal of Penguin's QQ client and WeChat customer service has been connected..."
"Is the connection ready? Let me try."
Zhang Yida hurriedly took out his mobile phone, opened the WeChat APP, I-Payment, swipe down the screen, third-party services, Jiugongge added a "touronghui", next to Dianping, Didi, and Goudong.
Click on Touronghui, log in with WeChat authorization, and enter the page Zhang Yida is familiar with. The whole process is very smooth.
After some experience, Zhang Yida put forward a few suggestions:
First, for the customers who have been diverted by Penguin, follow-up should be done well, and new rewards can be given to some activities.
Binding a real-name card rewards a phone charge recharge coupon, depositing 100 yuan in Changebao will reward a red envelope for payment with Mobao, and reward a red envelope for wealth management supermarket after paying with Mobao...
Try to guide users to experience all the financial services of the APP!
Second, guide users to share Moments, give invitation rewards, and increase efforts to attract new users.
Third, orderly guide users to transfer from the WeChat terminal to the Touronghui APP terminal.
Zhou Feng was dumbfounded, this is to drain the penguin's use value!It is also full of routines for users...
Zhang Yida laughed and said:
"Although Penguin is our shareholder, it is more beneficial for us if users are used to using the app.
Even mobile payment!People scan the QR code to pay, and they have to enter our software through WeChat, which is too troublesome, so it is better to take out WeChat and scan directly.
In addition, the main function of WeChat is social networking, not various financial services.
We want to let users understand a truth, the most convenient and comprehensive financial services are all in Ruixiang! "
Ruixiang only uses the traffic of Penguin, not completely merged into Penguin.If users are accustomed to using WeChat to enter the Touronghui APP, then Ruixiang will basically be cool.
Zhang Yida saw this very clearly.Rely on WeChat, but not completely rely on WeChat.
Ruixiang must have its own independent application scenarios, and must instill this idea in users. Penguin is used for chatting, and Ruixiang is used for investment, loan and transfer.
Zhou Feng also reacted, and then nodded solemnly.
"Dr. Ren, how is Ruixiang Financial Cloud?" Zhang Yida looked at Ren Fan and asked.
"The experimental stage has been completed, and the commercial version can be officially released this month." When Ren Fan mentioned Ruixiang Financial Cloud, he immediately regained his energy and talked endlessly:
"Mr. Zhang, this is definitely an epoch-making product, at least for the financial sector...
"Jiufu Cloud" fully combines Ruixiang Jinke's technical experience on the scene side and business side, coupled with the advantages of cloud infrastructure and data processing, to form a set of solutions including user authentication, account system, payment system, risk decision-making, and capital. Technical support including routing, AI engine and other modules.
Under the empowerment of "Sharp Financial Cloud", on the one hand, corporate cooperative customers can provide users with a more comprehensive credit rating dimension and establish a personal three-dimensional and complete credit database;
Its outstanding big data processing capabilities will effectively shorten the review process and lending speed of user consumption, and bring faster credit and installment consumption services to users...
Secondly, Ruixiang Financial Cloud can also provide users with 7×24 hours of cloud computing and security operation services, so as to better ensure the security of users' private data.
On the one hand, the integrity of the data is ensured through security technology to ensure that the data is not tampered with by unauthorized users during the process of transmission and storage.
On the other hand, through identity verification methods such as key technology, new algorithms, and encryption algorithms, data is encrypted at each stage of data transmission, storage, and processing, and cloud technology is used to process information to realize information concealment and protect user data. Safety……"
Zhang Yida nodded: "Very well, the colleagues in the emerging technology business group have worked hard for half a year. After achieving good results in the commercial stage, the group will give stock options."
Then Zhang Yida asked, "How is the progress of face recognition technology?"
As soon as Zhang Yida mentioned this, Ren Fan's face collapsed, and he said bitterly:
"The difficulty is not small, and there is no big breakthrough yet!"
Failed to sign the contract for the fourth time, so frustrating...
(End of this chapter)
night.
Bauhinia Garden Community.
Zhao Erya was lying on the bed, with a trace of dizziness after orgasm on her face.She rested her head on Zhang Yida's chest, listening to Zhang Yida's surging heartbeat after the intense exercise, opened her lips slightly, hesitated for a long time, and finally said:
"I'll be your assistant, okay?"
Zhang Yida was a little surprised, glanced at Zhao Erya, said with a smile:
"What's the matter? Didn't you do a good job in the customer service department? Wang Feiyan admired you very much, and said that if you were not still studying, you would have been promoted to be a supervisor."
A trace of sadness flashed in Zhao Erya's eyes, now Song Caiwei and He Qingxuan are inseparable from Zhang Yida every day.Zhang Yida is young and rich, so his attraction to women goes without saying, so she is very worried!
"I am very familiar with the workflow of the customer service department! Now, I want to change my position and exercise myself!"
Zhao Erya looked at Zhang Yida expectantly, waiting for his reply.
Zhang Yida is also thinking, Ruixiang is now a company valued at tens of billions of dollars, with thousands of employees, Zhao Erya is just a customer service, and his role in the company has become negligible.
On the contrary, many people in the company know that she is the chairman's girlfriend...
Zhang Yida personally disapproves of the husband-and-wife store model, and Ruixiang's development is on the right track. It's time to change her position.
"Do you like pets?" Zhang Yida stroked Zhao Erya's smooth hair and asked.
"I really like small animals! What's the matter?" Zhao Erya was a little puzzled.
"Then you go to Patenet to work!" Zhang Yida thought about it, and thought that Patenet would be more suitable for Zhao Erya.
"Go sell dog food? I won't go, I want to stay by your side!" Zhao Erya shook her head again and again in disagreement.
"Now that I have a lot of property, I must have someone to watch over it for me. I have nothing to do by myself. Are you just watching your husband die from exhaustion?"
While talking, Zhang Yida reached into Zhao Erya's pajamas and scratched her armpit.
Zhao Erya couldn't stand being scratched anymore, she kept twisting her body, chuckled lightly, and said:
"Okay, okay, I'll go, can't I go?"
Only then did Zhang Yida let her go, looking at the charming and charming Zhao Erya, he couldn't help but become popular again overnight.
……
Early in the morning.
Zhang Yida drove Zhao Erya to the company together. As soon as he entered the company, Zhang Yida found that the spirit of the whole company had changed.
Sharp has raised US$20 billion this time, which has greatly boosted the morale of employees.
With a valuation of US$100 billion, it is currently second only to Ahri, Penguin, Qiandu, Goudong, Weipinhui, Zhuchang, Rice, and Leech Financial Services, ranking ninth among Internet companies.
Behind Ruixiang is 92 with a market value of US$360 billion and Ctrip with a market value of US$84 billion.
Ruixiang has really become a star company now, coupled with numerous media reports, many netizens know that such a new giant has emerged on the Internet.
In addition, Zhang Yida, the founder of Ruixiang, is only 20 years old, which is also a great gimmick, which brings more attention and traffic to Ruixiang.
Numerous employees working in Ruixiang are also honored to face the praise and curiosity from the media and the Internet.
The most important thing is the real benefits!
Sharp to the 5.34% option pool, options worth 5.34 million US dollars have been issued a lot of shares to employees.
Except for a small number of new employees who have just joined Ruixiang, other outstanding old employees and backbones have a lot of options, ranging from tens of thousands of dollars to several million dollars.
The higher the valuation of Ruixiang, the richer their future returns will be.
How can they not be excited by the good news that Ruixiang is valued at US$100 billion.
All of them are like chicken blood, and their work efficiency has improved a lot for a while.
Group high-level meeting room.
Zhang Yida sat upright at the top, glanced at the company executives sitting around, and said:
"The group raised 20 billion US dollars this time, and I see that all the employees below are very excited!
It's not that I poured cold water on it, Ruixiang is still far from successful.
Everyone should calm down and focus on research and development, expand the market, and increase revenue.
Don't lie on the laurels of the past and wait to die, and don't be dazzled by the victory in front of you.
An increase in company valuation is a good thing, but it also means greater pressure.
Next, urge colleagues in their respective departments not to feel slack.
Well, that's it!Now for today's session. "
After speaking, Zhang Yida turned his attention to CFO Lan Lan.
Lan Lan was dressed in a white professional attire, and she was solemn and solemn. She continued:
"Penguin's first tranche of US$5 million has already arrived, and the second and third tranche of US$5 million will arrive in batches after 2 months and 4 months!
The $15 billion in funding is planned as follows:
US$4 million was invested in the research and development of four cutting-edge technologies, US$2 million was used to increase the capital of small loan companies, US$1 million was added to the group’s reserve fund account, and US$8 million was invested in mobile payment business subsidies. "
As soon as this remark came out, several families were happy and others were sad.
Ren Yunfan, General Manager of the Emerging Technology Business Group, and Xie Huaiyu, General Manager of the Open Technology Business Group, looked happy. The four cutting-edge technologies and Mobao Payment are under their jurisdiction.
The bulk of the financing has been allocated to the two of them. Obviously, the group pays more attention to their business group.
Hong Haibo, the general manager of the consumer finance and wealth management business group, was a little surprised. He didn't expect that there would be another 1 million US dollars allocated to their business group. What a pleasant surprise!
Wang Lina, the general manager of the mobile service business group, and Gu Panpan, the general manager of the content advertising business group, were very disappointed. The business group they were in charge of didn't get any money.
Seeing that the two of them were depressed, Zhang Yida looked at them again and said:
"Here, I would like to praise Lina and Panpan, the majority of this year's revenue is generated by the mobile service business group and the content advertising business group.
Our financing has gone so smoothly this time, and we have also obtained a relatively satisfactory valuation. The two of you have contributed a lot.
In view of your outstanding performance, the group rewards each of you with an option of 100 million US dollars!
I hope that you will continue to work hard and create more excellent results in the next work. "
After Zhang Yida finished speaking, he took the lead in applauding the two of them, and other senior executives also applauded in celebration.
Gu Panpan and Wang Lina were worried before they were happy, their faces blushed, they got up quickly to thank them, and said a lot of loyal words.
This allocation of funds was a plan made by Zhang Yida after repeated thinking.
Mobile payment is related to the recent development of Ruixiang, and it must invest a lot of money to defend and increase its market share.
The four cutting-edge technologies represent the future and are related to the long-term development strategy of Ruixiang.Technology is the primary productive force, and we must persevere in our development even if we tighten our belts.
Next, Group CTO Zhou Fenghui reported:
"The traffic portal of Penguin's QQ client and WeChat customer service has been connected..."
"Is the connection ready? Let me try."
Zhang Yida hurriedly took out his mobile phone, opened the WeChat APP, I-Payment, swipe down the screen, third-party services, Jiugongge added a "touronghui", next to Dianping, Didi, and Goudong.
Click on Touronghui, log in with WeChat authorization, and enter the page Zhang Yida is familiar with. The whole process is very smooth.
After some experience, Zhang Yida put forward a few suggestions:
First, for the customers who have been diverted by Penguin, follow-up should be done well, and new rewards can be given to some activities.
Binding a real-name card rewards a phone charge recharge coupon, depositing 100 yuan in Changebao will reward a red envelope for payment with Mobao, and reward a red envelope for wealth management supermarket after paying with Mobao...
Try to guide users to experience all the financial services of the APP!
Second, guide users to share Moments, give invitation rewards, and increase efforts to attract new users.
Third, orderly guide users to transfer from the WeChat terminal to the Touronghui APP terminal.
Zhou Feng was dumbfounded, this is to drain the penguin's use value!It is also full of routines for users...
Zhang Yida laughed and said:
"Although Penguin is our shareholder, it is more beneficial for us if users are used to using the app.
Even mobile payment!People scan the QR code to pay, and they have to enter our software through WeChat, which is too troublesome, so it is better to take out WeChat and scan directly.
In addition, the main function of WeChat is social networking, not various financial services.
We want to let users understand a truth, the most convenient and comprehensive financial services are all in Ruixiang! "
Ruixiang only uses the traffic of Penguin, not completely merged into Penguin.If users are accustomed to using WeChat to enter the Touronghui APP, then Ruixiang will basically be cool.
Zhang Yida saw this very clearly.Rely on WeChat, but not completely rely on WeChat.
Ruixiang must have its own independent application scenarios, and must instill this idea in users. Penguin is used for chatting, and Ruixiang is used for investment, loan and transfer.
Zhou Feng also reacted, and then nodded solemnly.
"Dr. Ren, how is Ruixiang Financial Cloud?" Zhang Yida looked at Ren Fan and asked.
"The experimental stage has been completed, and the commercial version can be officially released this month." When Ren Fan mentioned Ruixiang Financial Cloud, he immediately regained his energy and talked endlessly:
"Mr. Zhang, this is definitely an epoch-making product, at least for the financial sector...
"Jiufu Cloud" fully combines Ruixiang Jinke's technical experience on the scene side and business side, coupled with the advantages of cloud infrastructure and data processing, to form a set of solutions including user authentication, account system, payment system, risk decision-making, and capital. Technical support including routing, AI engine and other modules.
Under the empowerment of "Sharp Financial Cloud", on the one hand, corporate cooperative customers can provide users with a more comprehensive credit rating dimension and establish a personal three-dimensional and complete credit database;
Its outstanding big data processing capabilities will effectively shorten the review process and lending speed of user consumption, and bring faster credit and installment consumption services to users...
Secondly, Ruixiang Financial Cloud can also provide users with 7×24 hours of cloud computing and security operation services, so as to better ensure the security of users' private data.
On the one hand, the integrity of the data is ensured through security technology to ensure that the data is not tampered with by unauthorized users during the process of transmission and storage.
On the other hand, through identity verification methods such as key technology, new algorithms, and encryption algorithms, data is encrypted at each stage of data transmission, storage, and processing, and cloud technology is used to process information to realize information concealment and protect user data. Safety……"
Zhang Yida nodded: "Very well, the colleagues in the emerging technology business group have worked hard for half a year. After achieving good results in the commercial stage, the group will give stock options."
Then Zhang Yida asked, "How is the progress of face recognition technology?"
As soon as Zhang Yida mentioned this, Ren Fan's face collapsed, and he said bitterly:
"The difficulty is not small, and there is no big breakthrough yet!"
Failed to sign the contract for the fourth time, so frustrating...
(End of this chapter)
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