Winning the new financial era

Chapter 126 Purchase of Shares with Net Assets
"Mr. Wu, I know that your Daniu.com is powerful, no, I invite you to the capital to discuss how we can cooperate!

Please give me a detailed introduction to the stock allocation business! "

Liang Weimin smiled brightly, this is the God of Wealth delivered to your door!

As an online stock allocation platform, Daniu.com has a good reputation in the industry, and its operations are fierce. It is known as the price butcher, feared by peers and sought after by retail investors.

The CEO of Daniu.com, Wu Xiaolong, is a legendary figure even the black and thin man in front of him.

When he was a teenager, he dropped out of school and came out of his hometown to work. He worked as an assembly line worker and moved bricks on construction sites.Later, he entered the stock allocation industry. Because of his hard work, he was promoted from a salesman to a business director all the way.

In the first half of last year, Wu Xiaolong pulled dozens of people from his old club to set up his own portal and created Daniu.com.

In just over a year, starting from scratch, Daniu.com's stock allocation business has grown to a scale of hundreds of millions in a single month.

It is amazing that a young man with a junior high school education and no background has made it this far by relying on his ability and skill.

Of course, Liang Weimin was not among those who were amazed. As a son of a rich family, he looked down on these muddy legs from the bottom of his heart.

However, Wu Xiaolong can bring him benefits now, so he can barely make a fool of himself.

"Isn't there a 10% price limit for A-share trading? If you invest 1 yuan in stocks, you can lose up to [-] yuan a day.

After adding 9 times leverage to the customer, the principal of 1 can be turned into 10, and the upper limit deficit will reach 1 in one day.

We only need to set the closing line in advance according to the margin paid by the customer, and the position will be forced to close when the warning line is touched.

It’s actually similar to that of securities companies, except that our threshold is much lower, and Xiaosan can also come to allocate funds.

Therefore, you can rest assured about the safety of your funds.

Let’s talk about profits. Our current charges are 15-20 per ten thousand per day, and 1.5%-3% per month. According to the amount of funds required by customers, the interest rate fluctuates slightly.

We currently have hundreds of millions of loans a month, with a gross profit of 600 million.

The current situation is that our Daniu.com needs to expand its business scale and needs wholesale funds.

Tiantianzhuan chooses to cooperate with our Daniu.com, and also has an additional high-quality asset channel. "

Speaking of this, Wu Xiaolong paused for a few seconds, looked at Liang Weimin with a smile, and said:
"Earn every day to provide us with funds, and I am willing to give a monthly 2% interest rate return.

How about it?Mr. Liang.What do you think? "

Liang Weimin lay reclined on the leather seat, the corners of his mouth slightly curled up, and without speaking, he just looked at Wu Xiaolong with playful eyes, and then slowly said after a long time:
"Mr. Wu, this price is not very sincere!"

"Oh, Mr. Liang, would you like to make a price?" Wu Xiaolong said calmly.

"One-off price, 36%, I will provide you with 1-2 million funds every month in the future."

Liang Weimin looked at Wu Xiaolong confidently, waiting for his reply.

He has funds in his hand, and he has the confidence.What's the use of your Wu Xiaolong stock allocation business no matter how good it is?You can't make money without funds.

Wu Xiaolong didn't get angry either. After thinking calmly for a long time, he replied:

"Okay, then follow Mr. Liang's wishes. But 1 million yuan per month is too much, no less! Otherwise, we will have to renegotiate the interest rate."

"Hey, don't worry. I said one or two hundred million is just a lot more."

Liang Weimin is very confident, Tianzhuan is blessed by the halo of a listed company, the current monthly transaction volume has already reached more than 2 million, and it is expected to exceed [-] million next month.

Liang Weimin was quite happy when the deal was concluded.

Now only 1000 million of the 200 million yuan of start-up capital supported by his father was left, and he was worried about how to raise funds next, when the God of Wealth came to his door.

I don't know how happy I would be if I let my father know that he is now promising and has negotiated a business with a monthly profit of several million.

Maybe I will spend tens of millions more on myself, and with this money, the business development that I earn every day can go up to a higher level.

Maybe in two years, I can go to Nasdaq to ring the bell and become a youth entrepreneurial idol.

Liang Weimin began to think beautifully.

Regarding Wu Xiaolong, Liang Weimin felt that he needed to win over him, so he said:

"Mr. Wu, we've arrived in the capital, and we'll be open to play in the past few days. All expenses are mine.

I will take you to a few interesting places tonight, and they will definitely not be worse than yours. "

"Hehe, is that right? Then we need to experience it."

Wu Xiaolong rubbed his hands impatiently, and Liang Weimin felt contempt again when he saw it:
"Country bumpkin, look at your anxious look."

……

Bimo Bicycle had just completed its 3000 million round A round of financing before the money went to the foundry.Fu Weiwei heard the news that Huimin Bike completed the A+ round of financing of US$1.25 million.

Fu Weiwei felt a sense of powerlessness in her heart, her opponent was too strong, just after catching up with her tail, she was thrown away again.

Hastily called Li Bing and said:

"Bingge, have you seen the news that Huimin Bicycle has completed another 1.25 million US dollars in financing?"

Li Bing was busy with the research and development of Weilan Automobile during this time, so he didn't hear anything outside the window, so how could he know the news.

When Fu Weiwei talked about this, she was also a little shocked. She didn't speak for a long time, and after calming down, she said:
"Well, another $1.25 million in financing, right?

For this kind of news, you have to learn to get used to it.Now our competitors are far stronger than us, and when we hear news about Huimin’s bicycle financing in the future, there will only be more and no less.

But will we hold back because our competitors are strong?

Let's talk about Azure Automobile!Tesla was established nearly 10 years earlier than us, and its various infrastructure and technology accumulation are eight blocks away from us.

Is Li Bing afraid?
Strong competitors only motivate us to work harder.By fighting hard, to shorten the gap with them.

If faced with the strength of the opponent, he would be timid and shrink back.That is basically a losing situation, and no one can help you turn over.

You are also a CEO now, so be calm and don't panic when things happen.

If the subordinates see you like this, the morale of the army will be broken, and the team will be difficult to lead. "

After being comforted by Li Bing for a while, Fu Weiwei quickly calmed down and said:
"Bingge, I'm sorry. I lost my temper and let you down."

"It's okay, isn't our second batch of bicycles, a total of 6, going to leave the factory soon?
Focus more on your own products and operations..."

Li Bing began to impart experience to Fu Weiwei. Yiju.com was suppressed and beaten by Autohome for ten years, didn't it survive?And it's on the market.

Faced with various difficulties, Li Bing persisted through perseverance.So now he told Fu Weiwei all the difficulties and solutions he encountered when he started his business.

"Well, thank you, Brother Bing. I see, let's achieve the No.2 position in the market first! Don't aim too high."

Fu Weiwei also thought it through, at this stage, don't try to surpass Huimin Bicycle all at once, you can only do it gradually.

"Well, let's win the Beijing-Shanghai Pengyang first, and consolidate the No.2 position. The data will be made up, and I will help to contact the next round of financing."

Li Bing finally warned again.

……

"Leaders, the Huinongdai platform is rooted in the countryside and is determined to do a good job in rural finance...

At present, Huinongdai’s first pilot county, Ganzhou County, has issued 5000 million yuan of agricultural loans through Huinongdai’s Ganzhou Huinong Microfinance Company.

In Valley County, more than 1500 households in urgent need of start-up funds have received this agricultural aid loan, with an average of more than 3 yuan per household.

With sufficient start-up funds, farmers have purchased chili seeds one after another to expand the scale of planting...

Some farmers purchased production machines for the production and processing of hemp shoes, which improved production efficiency.From the age of handicrafts to the age of mechanization..."

Zhang Yida was giving a PPT speech in the meeting room of Huinongdai Company, and a group of leaders of China Foundation for Poverty Alleviation sat under the stage, listening to Zhang Yida's work report.

After Zhang Yida finished his speech, a middle-aged male leader in the audience asked:
"Mr. Zhang, I have a question. Huinongdai is such a good model, which benefits the country and the people. Why have you been in operation for half a year and are still in a valley county.

Why not promote it to other provinces and municipalities earlier?This is not like the style of Yimin Financial Services Group. "

Zhang Yida explained with a smile:
"Director Liu is a good question! There are two reasons why Huinongdai has not yet expanded its business scale.

First, the current Huinong Loan project is still in the trial operation stage. After repeated explorations in the early stage, it finally found a way in Shanshan County.

At present, farmers have begun to repay the loans for agricultural assistance loans in Valley County.The repayment rate is over 99%, and the overdue rate is less than 1%.

The 1% of people basically encountered some accidents, which resulted in the repayment of the arrears.It's not malicious fraud.Huinongdai has considered it as appropriate and has given them a certain period of deferred repayment.

The operation model of Valley County has been a great success, which undoubtedly gave our group a shot in the arm.

In the coming days, Huinongdai will expand outwards, provide the highest quality loan services to the villages that need it most, and lead the people to become rich together.

Before, the model was immature, and we dared not expand rashly.

The second is borrowing funds.

At present, Huinongdai's borrowing funds are composed of two parts, shareholders' funds and funds provided by Ruimin Wealth Management.

Shareholder funds do not require a high rate of return, 5% a year is enough.

However, the capital cost of Ruimin Financial Management is very high, at more than ten points.

The high cost of capital is transferred to the borrower, which is something we don't want to see.

Under the market economy, it is impossible for Huinongdai to accept this part of the loss.This is also not conducive to the normal development and scale expansion of Huinongdai.

Therefore, we invited the leaders of the Poverty Alleviation Foundation today to discuss the matter of Huinongdai’s capital increase and share expansion.

With sufficient funds, Huinongdai will speed up its development next. "

Director Liu nodded and said:
"The Huinongdai project has undergone many studies and discussions within the foundation, and we fully recognize your development direction, model and corporate vision.

That's the valuation!

Oh, you Internet companies like to call it valuation.

Those of us old-fashioned old men still like to study the net worth of companies.

Net assets are used to measure the value of a business.

We hope to invest in net assets! "

(End of this chapter)