Winning the new financial era

Chapter 142 Catching Worms
"Mr. Zhang, these are some problems that our Compliance Supervision Department has discovered and sorted out after careful investigation and account checking. Please take a look."

In the bright and spacious chairman's office of Sharpward Group, Yang Jiangang, Director of the Compliance Supervision Department, reported to Zhang Yida the work results during this period, and handed over a document at the same time.

"Oh, there are results so soon? How is the recruitment of the Compliance Supervision Department?"

Zhang Yida put the documents handed over by Yang Jiangang aside, and instead of looking through them directly, he asked about the recruitment situation of the Compliance Supervision Department.

"Basically, we have recruited enough. Now the department and I have a total of 12 people, all of whom are from the public security system.

Everyone has rich experience in investigating and collecting evidence, and the combat effectiveness of the team has formed quickly. "

Yang Jiangang didn't know what Zhang Yida meant, but since the leader asked the question, he answered it truthfully.

"Okay, continue to recruit if there are not enough people. I only have one request, and that is not to let a single pest go!"

Zhang Yida stared at Yang Jiangang and said solemnly.

Zhang Yida began to look through the documents Yang Jiangang handed over.

After a while, he opened his mouth and said:

"Besides the content advertising business group, have other business groups found similar problems?"

"Not yet. I guess it is mainly related to the flow of the content advertising business group. Other businesses have only developed recently, and the scale is not large enough, and the oil and water are not enough."

Yang Jiangang shook his head and said, he thinks Ruixiang's situation is fine, because it has only been in operation for more than a year, and the various internal relationships are not complicated.

For example, Goudong has been operating for more than ten years, and the internal relationship is entangled, which is shocking.

"Since you have stretched out your hand, the hand will be cut off. Please keep quiet and continue to collect evidence."

A cold light flashed in Zhang Yida's eyes. The content advertising business group created most of the revenue and profits of the Ruixiang Group, and the importance was evident.

The embankment of a thousand miles collapsed in the ant nest.

This termite must be caught, otherwise it will be in danger in the long run!
"How did you find out about the problem?"

Zhang Yida was very interested in this, and at the same time wanted to hear where the omissions were.I usually ignore those details.

"The net profit margin is declining, and the cost is increasing. The number of changes is very small, and you can't find it if you don't pay attention..."

Yang Jiangang told Zhang Yida about the process of discovering the problem.

"The decline in net profit margin may be caused by the expansion of normal marketing expenditures?

You have to know that last year, Ruixiang’s scale increased rapidly, and the price paid behind it was a huge amount of advertising expenses. "

Zhang Yida felt that Yang Jiangang's point of view still lacked some convincing force, and this alone could not convince him.

"Yes, in the current Internet market, traffic is getting more and more expensive, and it is normal for Sharp to increase its customer acquisition costs.

However, I have carefully reviewed the advertising cooperation contracts of Sharp to the outside world. There are a small number of cooperative companies, and the cooperation rates between Sharp to and them are still at the level of a year ago.

This is very abnormal!
Among the seven major financial supermarkets, banks/funds/insurance/trust supermarkets are okay, while Internet wealth management, loan supermarkets and credit card supermarkets have serious problems. "

Yang Jiangang continued to talk about his discoveries during this period.

After hearing this, Zhang Yida was not calm anymore, and asked:
"Is it serious?"

"In 14, among the 50 billion revenue contributed by the seven major financial supermarkets, Internet wealth management and loan supermarkets accounted for 70%, and credit card supermarkets accounted for 10%.

With huge profits, it is inevitable that it will not become a hard-hit area for corruption.

After my analysis and comparison, the amount involved may not be less than 1000 million.

Of the 40 billion revenue, probably a small part, 10% of the contracts are tricky, and the funds involved may not be less than 4 million.

The CPA price of the Internet financial management supermarket is calculated as 100 yuan, and the price is increased by 10 yuan, which is reflected in the revenue, and the income and expenditure are 4000 million yuan.

The CPS price of the Internet wealth management supermarket is 3%, and the price increase of 0.1% is more than 1300 million.

The CPS price of the loan supermarket is 3%, 0.1% more or 0.1% less, and the income is more than 1300 million.

信用卡超市开卡是100元～200元/张不等，合作单价多10元或者少10元，也会造成2000多万的营收出入。”

Yang Jiangang gave Zhang Yida a detailed analysis, Zhang Yida frowned more and more, and said:
"Go and investigate, whoever is responsible for the customer did not increase the price. The cost of acquiring customers in the market is rising, and we naturally have to increase the price accordingly.

Except for some large customers who did not increase their rates, other small customers will increase their cooperation rates.

If there is any tricks in it, you can find out by checking it. "

"Mr. Zhang, do you need to adjust the scale?"

Yang Jiangang looked at Zhang Yida and felt that it would be better to ask this question clearly, otherwise he would not know if he was hit by a thunderbolt.

If he was too aggressive and Zhang Yida softened his heart and didn't want to be punished so severely, then he would be a human being inside and out.

"There is no need to keep any sympathy. If the amount involved is more than 1 yuan, all of them will be transferred to the judiciary."

Zhang Yida thought for a while, and decided to leave a line. If the water is clear, there will be no fish. For the time being, those with less than 1 yuan will not be pursued.

Having a meal with a partner, charging two cigarettes, and thousands of dollars, if this is also pursued, it will be overkill.

"Okay, Mr. Zhang, I understand, then I'll go out first."

Yang Jiangang left the office with Zhang Yida's investigation mission, and Zhang Yida was left alone in the office. He closed his eyes, lay down on the seat and meditated.

Zhang Yida guessed in his heart that this matter was probably caused by the business department, which colluded with external partners, helped them lower the cooperation price, and then collected benefits from it...

Lose the public and benefit the private!His heart can be punished!
……

early morning.

As usual, Gao Tian drove a BMW 530 to the underground parking lot of Kelin Building. After parking the car, he walked out of the car with a stylishly dressed beauty with a slim waist and long legs.

The beauty put her arms around Gao Tian's arm and said as she walked:
"Brother Tian, ​​I think the big flat set I saw the day before yesterday is pretty good, why don't we settle it sooner!

It would be a pity if it was sold out too late. "

Gao Tian glanced at the beauty and said with a smile:

"Why are you in a hurry? Are you afraid you can't buy a house if you have money?
If you like it, we will go and fix it on the weekend! "

"Okay! Okay! After buying a house, if you go to see my parents in the future, they will no longer object to our dating."

The woman said happily.

Hearing the woman's words, a trace of displeasure flashed across Gao Tian's face, as if recalling something bad in the past, he said:

"Manman, do you think this house is really that important? Today's young people don't have the right to get married if they don't have a house?"

Yang Man tilted his head to look at Gao Tian, ​​and said slowly:

"If you want to take root in a big city, having an apartment is the most basic requirement.

If you don’t own a house, get married, have children, or read a book, you will be discriminated against.

The reality is so cruel! "

Gao Tian nodded and said, "Well, kind words!"

After finishing speaking, they stopped talking, and the two walked to the elevator door in the basement. After entering the elevator, Gao Tian pulled his hand out of Yang Man's arms and said:
"There are too many people in the elevator. I will run into colleagues later. It's not good to spread the word."

"It's boring, or I'll quit!"

Yang Man was a little angry and complained.

"Ding dong", the elevator reached the first floor, opened the door, a group of white-collar workers poured in, saw Gao Tian, ​​and greeted each other:
"Mr. Gao, morning!"

"Mr. Gao, good morning!"

Gao Tian didn't speak, and nodded to everyone with a smile as a response.

The elevator reached the 35th floor, opened the door, Gao Tian and Yang Man walked out, and the remaining girls chattered:

"Gao Tian is at least M4 now, right? Director level?"

"You don't know the news how many years ago, you were promoted to M5 a few months ago, senior director.

Apart from Gu Panpan, he is the largest in their content advertising business group. "

"You said that Touronghui Finance will be separated from the content advertising business group, will the general manager appoint him? Isn't that going to be promoted to M6 again?

Is this promotion speed a rocket? "

"I can't help it. Who calls him an entrepreneurial veteran? I heard that when Mr. Zhang signed Rui's first cooperation order, Gao Tian ran the business with him."

"Hold the grass, is it so NB? That is indeed a hardcore veteran."

"I heard that he is only 25 years old, M6 has an annual salary of at least one million! There are options!
Wow, does he have a girlfriend? "

"You should have given up on this idea a long time ago! I think that Yang Man follows him to and from get off work every day, and there must be nothing good for the two of them."

"Is it so hot? They have an office romance, aren't they afraid of being fired?"

"He didn't get caught and showed up, and Gao Tian is a potential stock, who is going to offend him?"

"That's right, weak people don't even deserve office romances."

Gao Tian went to the office area of ​​the content advertising business group on the 35th floor and entered his own independent office. Yang Man was just an ordinary business consultant, so he could only work at the desk in the lobby.

Gao Tian hung his suit on the hanger beside him, made himself a cup of coffee, and sat on the office chair to quietly read the financial news.

"Ding dong", Gao Tian received a WeChat message, which read: "The goods have been shipped, please check!"

Gao Tian got up, went to lock the office door quietly, took out his mobile phone, made a call, and said:

"Go and check, have you received a transfer of 200 million on the card?"

After a while, a female voice came from the other end of the phone and said:

"Got it, 200 million cents is not a lot. What are you doing recently? How come after a while, someone will send you money, hundreds of thousands, millions of dollars.

Gao Tian, ​​what are you doing?Don't do anything illegal. "

"No, it's just a friend who entrusted me to settle the account for him. The money will be remitted to him in a few days."

Gao Tian explained with a smile.

"That's good, hey, if only you earned all the money.

We can buy a house in the capital!
But it doesn't matter, we are still young, you are already a senior director, and we have saved enough money to buy a house for a few years. "

The woman on the other side of the phone sighed for a while, and then comforted Gao Tian.

"Well, let's work hard together! Sooner or later, I will also buy a house in the capital.

Well, stop talking, still at work!I'll go to your place tonight! "

Gao Tian smiled and said, then hung up the phone, and replied to the person who "delivered" on WeChat:
"Okay, received!"

Then Gao Tian cleared all the chat records, and started to get busy with work.

(End of this chapter)