Winning the new financial era

Chapter 148 Daniel Net, Net Daniel

"Brother, I've told you many times. I told you to watch Dad and don't let him trade in stocks. You didn't listen. Now that something like this happened, what's the use of looking for me?

How much did you lose this time? "

Song Caiwei said indignantly, listening to her tone, this kind of thing happened not once or twice.

"Little sister, don't you know who Dad is? His temper became stubborn, and he couldn't pull ten cows back.

This time, without telling his family, he mortgaged 10 houses to speculate in stocks.It’s okay to speculate in stocks, anyway, there are still some scum left.

Hey, he also went to a private company to make funds.That company is not formal, it is a virtual disk.

More than 2000 million!All of them were run away by the gang of hair rolls. "

When this matter was brought up, Song Weixiong looked heartbroken and spoke very excitedly.

"What? I lost more than 2000 million yuan? So what should I do now?"

Hearing the amount, Song Caiwei couldn't sit still, her eyes widened and her voice became louder.

In her understanding, her dad lost money nine times out of ten when he speculated in stocks, but each time he only lost tens of thousands, hundreds of thousands, or at most millions.

This time, she lost more than 2000 million yuan and bought 10 houses, which was a bit beyond her imagination.

"He tried to be quick. He got a loan from a small loan company. The mortgage ratio was 7%, and the loan was only for one year. It has been a few months now, and the repayment period will be in a few months.

Small loan companies are all helping bad boys. If they don't pay the money, they will definitely take the house away.

You work in the Ruixiang Group, and I heard that you also work in finance.

I just thought, is it possible...to refinance to Ruixiang Group.

We also pay the interest, because there is a mortgage on the house, the interest should be as low as possible.

Housing prices in Yangcheng are rising sharply now.I'd be a little bit reluctant to sell it now.

I think, after three to five years, we may be able to sell two less houses to fill this 2000 million hole. "

Song Weixiong looked at his younger sister expectantly. He came all the way from the east of Guangdong. He just heard that his younger sister was working as an assistant to the chairman of a large group company, and she had a lot of power.

"Brother, it's not that I won't help you. Although Ruixiang is a financial group, it doesn't have a mortgage business.

And I'm just a small assistant, and I can't say much in the company. "

Song Caiwei shook her head and began to explain patiently to her brother Song Weixiong.

"Little sister, please help! You are also a member of this family. Dad has made such a big mess. As children, we must help him deal with the aftermath!"

After listening to Song Caiwei's words, although Song Weixiong was a little disappointed, he did not give up his efforts.

"I really can't help! If it doesn't work, just sell 7 houses and go out! After selling the house, there are still 13 houses!

As long as my father no longer speculates in stocks, 13 houses are enough for a family to live on rent. "

Song Caiwei frowned and began to comfort her brother.

But Song Weixiong didn't think so. He thought it was because his sister didn't want to help, so he said angrily:
"Little sister, I know what you mean. You think that you are always going to get married, and you don't own the house, so you don't want to worry about it.

Have I ever said that your house will not be divided in the future?
Just tell your boss that we will refinance it to him and pay him an annual interest of 12%, which is nearly twice as high as a bank mortgage.

Just go ahead and talk about it!If it doesn't work, I'll think of other ways. "

Song Caiwei was quite embarrassed to hear what her brother said.She didn't want to beg Zhang Yida because of this matter, and let him underestimate her.

But on the other hand, her brother begged herself so much, which made her in a dilemma.

Zhang Yida couldn't understand Cantonese, so he only saw Song Caiwei chatting with a 27-year-old man.

The man gestured there with a particularly excited expression, while Song Caiwei was frowning, answering a few words from time to time.

Zhang Yida thought they were arguing about something, but after thinking about it, he still didn't go to join in the fun, and walked aside, ready to drive home.

Song Caiwei saw Zhang Yida, opened her mouth, but still didn't call to stop him.

Her subtle movements were captured by Song Weixiong, and following her gaze, he saw a handsome young man, probably in his twenties!
Before coming to the capital, Song Weixiong also checked the information, and recognized Zhang Yida immediately, and said anxiously:
"Isn't that your boss? Hurry up and stop him and ask!"

Glancing at her brother, Song Caiwei took a deep breath, then shouted to Zhang Yida who was about to drive away:
"Mr. Zhang, wait a minute!"

Zhang Yida was about to open the car door, when he heard the shout, he stopped his movements, turned his head to look at the two brothers and sisters who were walking towards him, and asked:

"Caiwei, what's the matter?"

Walking to Zhang Yida's side, Song Caiwei calmly pulled her brother who was about to speak, and let her speak:
"Mr. Zhang, my family has encountered some difficulties and I want to ask you for a loan..."

After listening to Song Caiwei, Zhang Yida was a little puzzled and asked:
"Why don't you go to the bank to refinance?"

"Ahem, Mr. Zhang, we have only moved back not long ago, and we haven't got the property right certificate yet."

Song Weixiong interrupted and said.

Zhang Yida understood that without a property right certificate, there was no way to go to the bank for a loan.

After thinking about it, Zhang Yida said:
"Let's do this! I'll let Yimin Puhui Guangdong East Region take over your family's mortgage debt."

After hearing this, Song Caiwei and Song Weixiong finally let go of their hanging hearts, but Zhang Yida's next sentence made them hang their hearts again.

"The interest may not be cheap. Yimin Puhui's funds come from individual investors, and the cost of funds is more than a dozen points. I can give you a discount of up to 18% annual interest.

If it is lower, I will lose money, so please think about it carefully! "

Zhang Yida, it’s okay to help, or even not to make money, but you can’t lose money.

Song Weixiong made a calculation in his mind, hold the grass, no way!After 5 years of borrowing, the interest alone has reached 90% of the principal.Basically, the house price has to double to be flat!

Song Caiwei glanced at her brother and said, "How about selling the house! The 2000 million hole is not so easy to fill."

Song Weixiong shook his head and said, "I can't sell it!"

After finishing speaking, he looked at Zhang Yida again, gritted his teeth, and said:
"Mr. Zhang, I promise you. Let's borrow for one year first, and then decide whether to renew the loan according to market conditions."

Song Weixiong thought very clearly. Although the interest rate of 18% is high, it is already very conscientious compared to the small loan with 36% interest rate borrowed by his father.

The most urgent thing is to repay the small loan first, and save half of the interest.

According to market conditions, look at the housing price trend in one year.If the house price still can't go up, you can only reluctantly sell it.

In his heart, he really didn't want to sell the house. The locals knew that all the house sellers were idiots and idiots.

How nice it is to keep the house and collect a lifetime rent!
Don't all the tycoons on Hong Kong Island play like this?After the grandfather died, the son continued to collect rent, and now it has been passed on to the grandson's generation.

Zhang Yida doesn't care whether it's a one-year loan or five-year loan. He didn't want to make a lot of money on this list, so he nodded in agreement.

Hearing that Song Caiwei's family has 20 suites, she asked curiously, "Is your family from Liede?"

"Uh... how do you know?"

When Song Caiwei thought about it, Mr. Zhang still cared about her very much, and even found out where she was from.

……

Earn the company every day.

Office of the Chairman.

There was a crackling sound of broken objects, and Liang Weimin's eyes were red, like a beast that would eat someone, beside him were broken vases, tea sets, computers and various documents.

The delicate female secretary opened the door, she was stunned to see the messy things in the place, and asked cautiously:

"Mr. Liang, are you okay!"

"Get out of here!"

Liang Weimin was in a fit of anger right now, and directly cast the fire on Jiao Didi's female secretary.

The female secretary was a little aggrieved, but she didn't dare to say anything, so she had to back out and close the door.Only after Liang Weimin got angry did he dare to go in and clean up the office.

"Wu Xiaolong, I say your ancestors have eighteen generations. Don't let me catch you, I will make your life worse than death."

Liang Weimin scolded in the office.

After venting his anger, Liang Weimin began to think about how to clean up the mess.

Daniu.com ran away two days ago!
When I received this news last night, Liang Weimin was still drinking with a group of young models in a nightclub. He was so drunk that he didn't even know his phone was turned off.

Liang Weimin didn't know the bad news until he arrived at the company this morning.

Liang Weimin called Wu Xiaolong's phone and it showed that the phone was turned off, and WeChat was also blocked.

Liang Weimin entrusted Pengcheng's friends to go to Daniu.com to take a look, and found that the building was already empty.

This is a real hammer, Daniu.com really ran away.

Liang Weimin put his head in his hands and pulled his hair vigorously, trying to calm himself down.

He couldn't calm down when he thought of the 5 million funds he had cooperated with Daniu.com.

Some time ago, after Tiantianzhuan confirmed the cooperation with Daniu.com, it cut off all the external assets and sent all user funds to Daniu.com.

Without him, the interests dictate it!

For other assets, the maximum interest is 20% more, and Daniu.com gives 36%.

The remorse in Liang Weimin's heart!I can't wait to arrest Wu Xiaolong and cut him to death.

After thinking about it, Liang Weimin decided to ask his father for help, dialed his father Liang Yuanping's phone number, and said cautiously:

"Dad... I was cheated!"

Liang Yuanping was also surprised that his son called him. How long has it been since his son called him?
As a result, when he opened his mouth, he heard him say that he was cheated, and subconsciously asked:

"Why did you get cheated? In a panic, what does it look like?"

"I...others lied to us and made the company every day... 5 million and ran away."

Liang Weimin said bravely.

"5 million...you tell me the whole thing from beginning to end!"

Liang Yuanping was very angry, 5 million yuan, which was more than Huasi Chuanghong's annual net profit.

Just like that, he was dropped by his son.In the end, I still have to come out to tell the truth.

Although he was very angry and wished he could start scolding on the phone, but rationally, he also knew that he had to find out what happened first.

Liang Weimin was a little surprised that his father didn't scold him for making such a big mess.Normally, if I crashed a sports car, I would scold myself bloody.

This is, what about sex change?

Liang Weimin told his father how to cooperate with Daniu.com, all the process and ending of the cooperation.

After Liang Yuanping heard this, his eyes turned cold, and the bad money happened to be on his head.

I comforted my son a few words and told him not to panic, and he immediately followed suit.

After hanging up his son's phone, Liang Yuanping first called the leader of the police station who was acquainted in the capital, and described the situation.

The other party was very face-saving, and immediately patted his chest and said that the case would be filed immediately, and began to arrest with all his strength, trying to recover the loss for the victim as much as possible.

Then Liang Yuanping called the leader of a certain securities company, chatted for a while, and expressed that he would pledge a certain share of Huasi shares.

Although Huasi Chuangxing's volume is not particularly large, its profitability is very stable, and it can be regarded as a blue-chip stock.

Liang Yuanping's stock pledge rate was not high, and the brokerage leader immediately agreed to pledge several hundred million.

Liang Yuanping breathed a sigh of relief after both matters were successfully handled.Glancing at the photo frame placed on the desk, in the photo, he and his wife are hugging their son on the left and right.

This photo was taken 20 years ago when my son was only 3 years old.

Liang Yuanping stroked the photo lightly with his hands, and sighed: "Wei Min, be sensible early! If you continue to be so muddled, your father and I will not be able to deal with it anymore."

(End of this chapter)