Earn 3 million after 100 years of graduation
Chapter 3 Struggle for several years, why is it still poor
Chapter 3 Struggle for several years, why is it still poor
1 Fate is bitter, life is bitter, complaining about heaven and earth cannot blame fate
Almost every time I take the bus, I can hear such words: "Wake up earlier than chickens, sleep later than dogs, work more than donkeys, and eat worse than pigs." "In this world, rich people There are many people without money, and I am the most unlucky one.” These are the words that many young people who have just graduated like to use to tease their living conditions.I have heard a lot and analyzed a lot, and now I can basically conclude that the reason why these people still can’t afford a small QQ and rent a house in the suburbs is that they complain too much.
A philosopher said: "There are two most 'things' in this world: poor people and complaints, and there is a chicken-and-egg relationship between the two-poverty (complaints) breeds complaints (poverty), and complaints (Poverty) breeds poverty (complaint). The poorer people complain, the poorer they complain.”
Although this statement is somewhat biased, the relationship between poverty and complaints is indeed very close. Complaints are the biggest root of poverty. This is true in any country-the rich are always working on solving problems, while the poor are busy. complain.
Susan, who just turned 30 this year, is the founder of a cosmetics company in the United States.As a child, she lived in the country with her grandmother.Grandma opened a small grocery store, and she was kind and friendly, and the neighbors liked to chat with her.Whenever those complaining, whining neighbors went to the store to buy something, Grandma always pulled Susan to her side and asked her to listen carefully to the conversation between herself and the neighbors.
Once, the neighbor Epson came to buy cigarettes.Grandma asked him, "How was your day, Dude Epson?"
Epstein sighed and said, "Oh, today is not a good day, Miss Hudson. Look, the weather is so hot, it's so irritating. This kind of ghost weather is really terrible!"
While bringing him a cigarette, grandma echoed, "Yes, yes! Uh, uh..." After complaining for more than ten minutes, Epson left the shop.
Another time, the neighbor Tom complained to his grandma as soon as he entered the store: "Miss Hudson, I'm so mad! I don't want to do plowing anymore! The dust is flying, and the donkey is not listening." I've done enough! Look at my legs, feet, hands, eyes, nose, dust everywhere, I've done enough!"
Grandma was still the same, and while bringing him things, echoed: "Yes, yes! Um, um..."
When Tom finished complaining and left the store, grandma pulled Susan to her and asked her, "Son, have you heard what these complainers say?" Susan nodded.Grandma went on to say, "Son, every night some people—white or black, rich or poor—sleep soundly and never wake up. The warm quilt has become a cold coffin, the wool blanket on their body has become a shroud, and they can no longer babble for a minute about the heat or the donkey's disobedience. Children, you have to remember: don't complain, because Complaining doesn't solve anything. If you're not happy with the status quo, then you try to change it. If not, then change your mindset to face the problem, but you must not complain about anything."
When she grew up, Susan kept her grandmother's words in mind. No matter how many setbacks she encountered, she never complained about anything. In the end, she worked hard with her diligence and wisdom and became a well-known strong woman in the industry.
In fact, we are so similar to Epson and Tom in the article, I believe most people can find their shadow in them.Especially in today's society that advocates freedom of speech, almost all institutions, large and small organizations, are filled with complaints everywhere - complaining that they were not born in a wealthy family; complaining that they were not raised in developed countries in Europe and the United States; Complaining about poor work; complaining about being too harsh on the boss; complaining about the disobedience of subordinates; Even the bad weather on the day of the interview can make him fall into long-term troubles, immersed in annoyance and sadness.It can be said that all aspects of this world are in the voice of people complaining.But the truth is, complaining doesn't solve anything at all.Complaining will only deepen failure and poverty. Let me ask you, although the world is big, who can become a successful person by complaining?Most successful people, their starting line may be behind you, but they have changed their destiny through their own hard work.
On the contrary, complaining will bring the problem to a more complicated and tragic side, and bring us many negative effects.
First, complaining destroys our otherwise positive subconscious mind.Friends who have ever complained know that as soon as we have the consciousness of complaining in our minds, we will immediately stop or slow down the work in hand, complaining about injustice and misfortune for ourselves, and even seeking justice desperately.If they can't get the results they want, they will either curse the injustice in the world, or lament that God has no eyes.Once you fall into this kind of negative thinking, you will no longer have the desire to make progress. Over time, you will lose your fighting spirit. Except for complaining, it is lamenting.
Second, complaining makes you give up your responsibilities.Everyone should take responsibility and be the first person in charge of their own life.Because life is what you experience.And those who complain about poor jobs and not being able to make a lot of money, their attitude is as if the society owes them a job and the country owes them thousands of dollars.They always think that the government or corporations are responsible for their plight, and never think about fighting for themselves.
Again, complaining can destroy relationships.No one likes a negative, negative person, and no one wants to put up with your whining and bad temper.Dissatisfaction will inevitably destroy inner peace, and then affect personal work and even the entire team, which may lead to more complaints and mutual complaints, and even become the source of disaster.As the saying goes: "Sickness comes from the mouth, and misfortune comes from the mouth." Throughout the ages, because they couldn't control their mouths, they were poor and ruined, and even lost their lives because of this.Although it is impossible for us to lose our heads because of complaining a few times in today's society, there are many examples of losing jobs, losing contacts, and causing poverty because of complaining.
The weather will never turn cold because of your complaints, the donkey will not become more obedient because of your complaints, and money will not automatically flow to you because of your complaints.So why should you complain?This is the worst way to vent.The only way to face poverty and misfortune is to learn to change.What you have to remember is:
(1) Poverty is always one's own fault.
(2) Self-reliance is far better than idleness.
(3) Start from the bottom, and maybe climb to the top.
2 Buying a house and buying a house, a house ruins a lifetime dream
Time flies, it has been more than three years since I graduated, and people in their twenties who will be in their thirties at a glance, should start a family and start a business. I have lived with my boyfriend (girlfriend) for two years, and I know each other pretty well. Both parents Urge very hard.At this moment, the issue of the house was inevitably brought up on the agenda.Naked marriage?Even if the fiancée is easy to discuss, the parents-in-law will not be able to survive.
From the perspective of financial resources, the young couple has saved up for three to five years, and together with the sponsorship of both parents, they have 70 million in hand. According to the down payment of 30.00%, they can still afford it.
Therefore, considering all aspects, the timing of buying a house for a 27-year-old youth seems to be relatively mature.
House, to buy, or not to buy?is a problem.
If you can rest assured that your wife and children are hot on the kang, and you don't want to be rich, then I suggest you buy it if you can.If you are an ambitious person with a dream of creating wealth, then you must not do things that you will regret in the future.do you know?Buying a house contract may be a dream death certificate!Please see the resumes of two ordinary youths buying houses below.
Xiaofang and Dawei graduated from different universities in the same year and worked in the same company.Two years later, their monthly income is 6000 yuan. Both of them have reached the age of marriage, and their families can support about 35 yuan. If calculated according to the longest 30-year loan, the monthly payment is about 3000 yuan. About [-] yuan.Now they think about buying a house.
After all the calculations, Xiaofang decided to buy a house, and Dawei decided to invest the money in himself.
Half a year later, the income distribution of Xiaofang and Dawei has the following difference:
Xiaofang began to take the shuttle bus to work every day, and Dawei rented a house near his work for 1200 yuan.
Xiao Fang only has a surplus of 500 yuan per month, and he carefully avoids all large consumption and all outings.He thought so in his heart, anyway, he has a house, so he can get over it after a while!
In addition to rent and living expenses, Dawei has a monthly savings of about [-], and he began to spend a lot of money investing in himself.He took a fancy to several certification and ability training courses, and asked the manager for a book list to buy the books he needed.At the same time, he also used part of the money to fund activities, because he knew that the rewards of getting to know people in the course are often as important as the course.But a network needs constant activity to operate.
Wondering how this difference in investment direction would make a difference in their careers?Please read below:
Dawei's investment soon paid off.Every year, a certification is steadily added to his resume, his abilities are becoming more and more prominent, and more and more opportunities are coming to him.His circle of contacts has also been greatly expanded, which allows him to always have some friends from all walks of life who can help him at critical times, and he has thus become a core employee of the company, and sometimes even asks him what channels he needs He said a word.He is still preparing for an MBA to prepare himself for the next level.Of course, Xiaofang is not without progress. For his own mortgage, he is also working very hard.He also wanted to sign up for classes to recharge himself, but he was short of money and he had no extra funds to invest.And I don't have enough energy, because the house is too far away from the company, and it is already past nine o'clock when I get home every day.Sleep after a short rest.
Two years later, Dawei was promoted to department director because of his more knowledge reserve and wider network, while Xiaofang was still a member of that R&D team.
Later, Xiao Fang finally became a department manager in his company, with an annual salary of about 20.And Dawei jumped to another company after working as a department director for one year in his original unit, and worked as a vice president for two years, and then started a business together with two friends. As a partner, his annual income is about 70, which is small. Fang more than three times.Dawei's future platform and prospects are far from what Xiaofang can match.In addition, because Dawei's professional ability and communication skills have been on the rise, he has gradually entered the competition at the resource level, while Xiaofang has slowly experienced the bottleneck of declining physical strength.
Another major gap between Dawei and Xiaofang is that during this period, Dawei made two important job-hopping choices. He knows very well that in today's changing society, it is expected that a company or industry will continue to grow for 10 consecutive years. There is rapid development, which is not realistic. The rapid development of self needs to be realized by adjusting career direction and making career planning.But Xiaofang didn't dare to take such a risk. The pressure of the mortgage made him dare not make any career changes.
To put it simply, if you have a job with a monthly salary of 5000 yuan and buy an ordinary house with a 20-year loan.This means that in the next 10 years, when you have the most vigorous learning stage and hard work, when you most need to choose your own suitable career goals, and when you have the most opportunity to start trying to start a business, everything has nothing to do with starting a business. Opportunities related to business, industry change and rapid appreciation may be completely insulated from you.
I know that most aspiring young people are unwilling to sacrifice their dreams in exchange for temporary stability. The reason why they buy a house is actually due to secular prejudice, because most people in China believe that a house is a home, and, from a secular perspective In Li, a house is a symbol of a person's strength. If you have a house, you can do well. If you don't have a house, you have no future and no ability.Many young people choose the former between buying a house or investing in themselves out of self-esteem.In the end, you still can't pass the secular hurdle. In fact, you only need to look at the choices of the following talented people at the beginning, and you will be relieved a lot.
1998年马化腾等五人凑了50万，创办腾讯没买房；1998年史玉柱向朋友借了50万搞脑白金没买房；1999年漂在广州的丁磊用50万创办163没买房；1999年陈天桥炒股赚了50万，创办盛大没买房；1999年马云团队18人凑了50万，注册阿里巴巴没买房。
Why 50?Because the "Company Law" at that time stipulated that to register, it must be 50.Ma Huateng's shares are 47.5%, which is 23.8 yuan. In 1998, the average housing price in Shenzhen was about 3000 yuan, which should be able to afford a house of about 80 square meters.Back then, Ma Huateng made a long-term choice.Don't buy a house, buy a dream.
Coincidentally, Rogers, one of the founders of the Quantum Fund and an investment tycoon, invested US$10 to buy a century-old house after the Quantum Fund’s successful operation for the seventh year.
Looking at the successful files of most entrepreneurs at home and abroad, it is found that they choose to start a business instead of buying a house in the most suitable age for starting a business.So, one's success is never determined by one house.
Some people are anxious to buy a house because they don’t like the feeling of renting a house. In fact, renting a house is okay. Many celebrities like to rent a house.Someone asked the musician Gao Xiaosong why he rented a house after getting married instead of buying his own house?Gao Xiaosong replied: I don’t buy a house, the whole world is mine, and I can live wherever I want. After buying a house, only one corner is mine. My sister didn’t buy a house, but we both traveled all over the world.Wang Shi, a tycoon in the domestic real estate industry, also holds a similar view with them. At the beginning of 2008, when the domestic real estate market began to adjust, Wang Shi threw out a surprising statement: "For those young people who have not finalized their careers, but still have ambitions and ideals, it is better to rent a house before the age of 40."
In my opinion, with today’s housing prices, excluding the wealthy second generation, there are only two situations in which ordinary people give up their ideals when buying a house.If you are not economically independent, it may mean that your dream is not independent. You live in someone else's house, what else can you say?The second type of people sacrificed too many development opportunities and pawned their dreams to realize a house.
Americans buy their first house at the age of 31 on average, Germans at 42, Belgians at 37, Hong Kong SAR residents at 32, Europeans with independent housing account for 50%, and the rest are renters.Why should we get married as soon as we graduate?Buy a house as soon as you get married?And we have to give up our development and dreams for it?
It is advisable to look at the scenery, don't stare at your classmates who have a house, you can't compare with the present, we can compare with the future.As long as you invest the money saved from not buying a house, build a good platform for yourself, and work hard, I believe that in the future, you will be glad that you don’t buy a house now!
3 game games, the desire to have fun makes you involuntarily
A few days ago, I saw a deafening Weibo:
Recently, I have been flying around and found a phenomenon: Observing passengers who are also in their 30s to 40s, passengers in the first class are usually reading books, passengers in the business class are mostly reading magazines and working with laptops, and passengers in the economy class are reading newspapers and playing games And chat more.At the airport, most people in the VIP lounge are reading, while the general waiting area is all playing with their mobile phones.So, does the position of the person affect the behavior, or does the behavior affect the position?
Did you blush after reading this Weibo?This Weibo can be summed up simply as: people in the first class are studying, people in the business class are working hard, and people in the economy class are playing.
A large number of studies have shown that a person's self-control ability plays an extremely important role in the process of personal prosperity.It is this kind of strict discipline and almost cruel focus in the pursuit of wealth that makes a few people stand out from the poor masses and become the best in the money hunting process.Those who are rich and successful are people with a strong sense of time, strong self-control, and good living and working habits.
The reason why self-control is so important is because self-control is closely related to diligence and learning ability. A person with strong self-control will overcome inertia, cherish time, keep learning, improve himself, and strive towards his goals.It is difficult for such a person to succeed.On the contrary, people with poor self-control will let themselves go, do whatever they want, and want to have fun, so naturally they will not make a difference.
Harry Truman is a famous president in American history.He did not go to college, ran a farm, then a drapery shop, failed many times, and was past fifty when he finally took up government service.But he has a good habit of reading constantly.Years of reading have made Truman very knowledgeable.He read the Encyclopaedia Britannica and all the novels of Charles Dickens and Victor Hugo, volume by volume.In addition, he read all the plays and sonnets of William Shakespeare, etc.
Truman's extensive reading and resulting wealth of knowledge enabled him to steer America well through the end of World War II and quickly bring the country into "postwar" prosperity.He understands that reading is the foundation of being a first-rate leader.Reading also enables him to quickly make correct judgments when faced with various controversial and difficult issues.For example, in the 20s he resisted pressure to fire a beloved war hero, General Douglas MacArthur.
His credo is: "Not all scholars are a leader, but every leader must be a scholar."
Former U.S. President Clinton said: "In the 19th century, a small piece of land was the capital of starting a business; in the 21st century, the gift that people most expect to get is no longer land, but scholarships from the federal government. Because they know that they have knowledge. It is holding a key that opens the door to the future."
Every successful person is a person with strong self-control and good study habits.The CEOs of most of the world's top 500 companies have to read at least about 30 magazines or book information every week, more than 100 magazines a month, and more than 1000 magazines a year.If you read 15 minutes a day, you can potentially finish a book in a month.You've read at least 12 books in one year, and after 10 years, you'll have read a total of 120 books!Just think about it, you can easily read 15 books in just 120 minutes a day, which can help you become handy in all aspects of your life.If you spend double the time every day, that is, half an hour, you can read 25 books in a year, and 10 books in 250 years!
Among the people who complain about poverty, almost everyone has no self-control. Because of poor self-control, they don’t work when they should work, don’t study hard when they should study, and always want to be lazy. Once they have free time, they often spend the time They spend their time drinking, playing games, playing mahjong, and watching soap operas. In fact, these bad habits lead to their poverty.
In this all-media era, entertainment tools have ushered in their "In the Mood for Love", various online games, various software, various Happy Valley, various players, entertainment is unprecedentedly rich, and it is a great test for people's self-control , many aspiring young people were ruined in online games.I have a child from a relative who sent me a distress signal on the Internet the day before yesterday, begging for control.He confessed to me:
I used to plan to take the postgraduate entrance examination, but I didn't review it and missed it.
The year before last, I planned to test my certificate, but I failed the exam because I was not prepared.
Last year, I planned to take the title test, but I thought the procedure was troublesome, so I gave up.
This year, my health is not good. I planned to run every day, but I didn't stick to it.
Now I plan to study for an hour a day, but I quickly lose my mind. As a result, I often go online alone until the next morning... I don’t want to be inactive for the rest of my life, but poor self-control has become my enemy. If it is not for poor self-control If so, I would have already developed.Now that I am not young, I still have no car, no house and no girlfriend. I am very disappointed in myself!
Because of this, he begged me to control him, and even asked me to confiscate his mobile phone, assign him study tasks, and so on.
In fact, my little brother has a very high IQ, otherwise how could he be admitted to Tsinghua University?He was ruined by games. At the beginning, he played games to pass the boring time on the way to and from get off work. Later, he couldn’t extricate himself from playing games. All his thoughts were on games. Don't eat, with two mobile phones and one ipad in his arms, inseparable.The reason why he knelt down and begged for control was also stimulated by wealth. He attended a classmate's wedding a few days ago.At the banquet, everyone posted their salaries. He, who was a leader in his student days, was now the one with the lowest income, and his year-end bonus was more than his annual salary!In fact, in terms of IQ and knowledge, he has an advantage. Others are better than him. It's nothing more than spending his time playing games on finding a job and studying to recharge his batteries.
Like the brother above, many people realize that their restraining ability is poor, but they suffer from being unable to control themselves. In fact, self-restraining is not a difficult thing, you just need to control a little every day.
Changing yourself can only start with changing some small habits.Limit the time you spend playing games, limit the time you spend browsing the web, limit the time you spend chatting with people on QQ, and limit the time you spend browsing Weibo.
There are many things that you think you can’t do without, such as QQ, which has become a must-have software for most people’s computers, and everyone claims that if you don’t use QQ, you can’t contact your friends.Actually?Even if you don’t have any chat software installed on your computer, and you don’t even have a video player software, you will still live a good life, and your friends will never forget you.Don't just talk about what you control yourself at every turn. You control yourself first and then talk about other things.
4 The "monthly salary of five thousand" has harmed countless aspiring young people
My little cousin, who has just graduated for more than a year, recently got a salary increase. He approached me happily and wanted to treat me to a food stall.
It is indeed good news. I readily agreed to such a dinner. The dishes are served and the wine glass is full. I just wanted to say something to celebrate. Falling down, my heart skipped a beat.I said to him: "If your salary rises to 3500, then I will encourage you. If it is 5000, then I will celebrate you. But it is 4000, which makes me dumbfounded. It is a test of my emotional intelligence."
The little cousin was dumbfounded by what I said, he hurriedly asked what was going on?
I told him a bird story: I heard from a bird-raising expert that if the bird you catch is too wild, don't lock it up all at once.You need to be locked in a soft net, so that the bird cannot rest and cannot be killed.When it is hoarse and is about to die, give it some food slowly, if it still doesn't work, give up domestication.But most birds are attracted to food.Start eating slowly.After more than a month, even if the little birds fly out, they will fly back, otherwise they will die somewhere, because they have been implanted with a belief: I cannot survive on my own.
The cousin was puzzled: "This bird seems to have nothing to do with me?"
I said that many migrant workers with average incomes are actually such "caged birds", although they are not "canaries".This "cage" is a job with a monthly salary of about [-].
Next, I told him the story of my friend Lao Zhou.
Lao Zhou is 30 years old this year and has been married for two years. In fact, Lao Zhou is not old, but he is mentally old, so he calls himself Lao Zhou.Five years ago, when he just graduated, Lao Zhou set up an advertising company by himself. He made money and lost money. In the last loss-making transaction, because of his girlfriend’s objection, he gave up his dream of starting a business and went to a Newspaper job hunting.At that time, two departments of the newspaper extended an olive branch to him, one was the advertising department and the other was the editorial department. The salary offered by the advertising department was a basic salary of 1500 plus a commission.The salary of the editorial department is [-] yuan plus food allowance.Old Zhou Silai thought about it, and felt that he came to work just to be safe, and the advertising department was not stable, so he should be an editor, so as to save worry and be at ease.And that's what it means to be a girlfriend.
Two years later, Lao Zhou, like my cousin now, was promoted and his salary was raised, and his position was promoted to the director of the editorial department, and his salary rose to 2000.Lao Zhou is very satisfied with this salary. Excluding the mortgage of 500 yuan, and leaving 4000 yuan of pocket money for himself, Lao Zhou will give his wife 90 yuan in cash every month.Among the Jingpiao tribe, Lao Zhou can be regarded as a leader. He has a house of more than [-] square meters in the Fifth Ring Road. What, it won't be hard to buy some luxury items once in a while.
Lao Zhou is very satisfied with this kind of life. He is grateful to his boss for his appreciation and works hard.This satisfaction lasted for two years. There were iron-clad camps and flowing soldiers. Colleagues came and went several times. Only Lao Zhou remained motionless and became the oldest employee.Until one day, an old colleague who used to work together invited him to dinner. At that time, when Lao Zhou raised his salary, this colleague resigned because he did not receive a salary increase. He changed companies and now has an annual salary of 50.That colleague also inadvertently recalled it for Lao Zhou. Those old colleagues with lower wages than him can’t stay here. They usually work for a few months and learn something before jumping out of the nest, but they are developing well now. Some started their own businesses and became bosses, and some went to foreign companies or listed companies. They are much better than Lao Zhou now.
After hearing this story, my cousin was no longer as excited as before, and he began to think about it.
On the issue of salary increase, really don't define blessings and disasters prematurely. A monthly salary of [-] is really not a good thing. Among all salary levels, this number is the most likely to paralyze employees.
Let's talk about the "salary path" of most migrant workers: when they first graduated, they found a job with a monthly salary of more than 3000 yuan, which allowed them to support themselves. Eat a Pizza Hut, buy some cosmetics and store some colorful clothes.As for the boys, they can occasionally have a good time with their friends, and have some spare money to treat the girl they like to eat at McDonald's and KFC, or even go on a trip.
Time passed slowly, and one year later, after accumulating a certain amount of work experience, I became an old employee.No matter what kind of company, if this old employee has been promoted in his position, he will gradually become a supervisor from an ordinary employee, and the employer will automatically raise his salary. It can reach a monthly salary of five or six thousand.At that time, with the urging and sponsorship of my parents, I could buy a house, and I could afford the monthly payment of two thousand or two thousand.The day settles down.At this time, if you change jobs again, you no longer have the murderous look and courage.But that's all. A monthly salary of 5000 is the ceiling. In fact, most of them will stay at the stage of department managers and supervisors, and their salary will stay at around 6000 to [-] yuan. After that, it will be difficult to make progress.When most people stop on the way forward, they will cycle endlessly at the O-shaped intersection of their careers, with no end in sight. When the end appears, it is likely that they will be abandoned.
Just like Lao Zhou, the monthly salary of 5000 is an obstacle to the actions of many aspiring young people. It is like a tasteless life, destroying the self-confidence in the bones, and turning the originally full of pride into a mediocre old man.Therefore, every migrant worker must be wary of a monthly salary of five thousand!When your monthly salary rises to [-], it is time for you to reflect on yourself.You have to remember that the boss treats you well and raises your wages to keep you working hard for others, not for your better development.For the vast majority of people, salary can only meet the basic requirements of life forever.If you want to make a fortune, you have to plan yourself.When your salary is raised to [-], the things you should consider are:
(1) Calculate how much room you have for development in this unit;
(2) It is in your own interest to calculate how long you can stay here before leaving;
(3) Warn yourself not to be softened by five thousand, stick to your dreams, and work step by step until you succeed.
5 Afraid of this and that, coveting a sense of professional security is doomed to fail
With so many passionate men, they can let go of their love and life, so why can't they let go of the 5000 yuan in cash?Could it be that 5000 yuan is immortal?On the surface it is a question of money, but at a deeper level it is a psychological problem.This involves a technical term - occupational security.
I want to start this topic with the story of "Brother Lottery".
"Lottery Brother" is my college classmate, so called because he has insisted on buying lottery tickets all these years, rain or shine.
He was a notary in a notary office in a certain district of a second-tier city, and found this job smoothly after graduating from university.Public institutions, low wages, middle class, well-off life, marriage, childbirth, and daily life.He is also surrounded by such people, who have low-paying but very stable jobs like him, and then wait for retirement with a meager salary.
He is not satisfied with his current job. He likes creative and challenging jobs. The work of a notary is boring. He constantly reviews the standard contract every day. , each day is a repeat of the previous day.
He wants to live according to his own wishes, his major is economic law, he has already passed the bar exam, and has always wanted to be a lawyer, but how difficult is it to change jobs in middle age?No matter what happens to this job right now, it is also a guarantee. If you change to a job with no income guarantee, you will lose your footing, and you will not be able to provide a comfortable life for your wife and children, and make the elderly worry. How embarrassing?
So these years, he kept buying lottery tickets. His dream is to wait until he earns enough money one day, explain to his parents, settle down his wife and children, and then return to his true self.
He wished that his current unit would close down immediately, so that he could find a job again in a legitimate way.
Like my "lottery brother", many people are reluctant to cling to an ordinary position with some security. They really need a more challenging job so that they can continue to develop and grow. However, just Because of countless resistances and scruples, they dare not give up their immediate vested interests, dare not let go, and even believe that they are not suitable for big things, so they feel at ease as monks in a company hitting the clock for a day, or standing in an insignificant position. In marginalized positions, they will always be "poor and busy".
They often say that they are extremely hostile to their current job, hate their boss, and pretend to be unemployed. In fact, they are very weak in their hearts, and they are very afraid of losing this job. A look or a word from the boss can make his My heart was ups and downs for a long time.
There are people of all ages who seek professional security.Lao Lu was born in the 20s, grew up in the 60s, and worked in the 70s. He was the last group of people who caught up with the work and could take over. So he took over from his father and found a small job in the local forestry department Do.At that time, the Ministry of Agriculture, Forestry and Water was a very prosperous and prosperous unit, but after the 80s, it gradually began to decline.With the change of national policy and the development of market economy, the forestry department in the area where Lao Lu is located can't even pay wages. Fortunately, there is still a little allocation from the national government to barely maintain it.As for Lao Lu, who is about to retire now, he still does his little job consistently, earning that little salary.
For Lao Lu, it is best to be content with the status quo. Although he makes less money, it is still stable.As everyone knows, many of his contemporaries abandoned their original workplaces and went into business, and now they have become the bosses of large companies and live a prosperous life.
You must have had this feeling too, that you fell into the fear that you seemed to be dissatisfied with everything, but dared not do anything.It’s not that you don’t have ideas about the future, but because of your worries about professional security, you play the YES-BUT game with yourself over and over again: “Yes, I want that too, but…” This kind of person is rejected by his own Imprisoned by the sense of security, he became a slave to the sense of security, locked in an invisible hell, and could no longer see the light of hope.This room has fear as its walls and negative thoughts as its cement.At this time, how much you wish to have an authoritative voice say, go!You can definitely succeed!But no one would say that.except yourself.
Here's what you need to do to break free from the shackles of professional security and take the roof off:
(1) Even if you pull the cart desperately, you must also look up at the road
During the career journey, many young people are just a cow who only cares about pulling the cart and never looks up at the road.Some people are busy because they are blind, and some people are afraid to look up because of their inner fear.So it became a busy and poor family.
It is necessary to be dedicated to your job and pay attention to your work, but if your unit is declining day by day, loses any competitiveness in the market, and has no development prospects at all, do you still have to stick to it and work hard for it?Or, even if you enter a company that is thriving, you occupy a negligible position, and you don't even get promoted for several years.Although you have great ability, but there is still no room for heroes, so do you want to keep going?
Don't be unwilling to become a bull who only cares about pulling the cart desperately and dare not look up at the road because of that poor sense of security.
(2) Take a risk on a small scale
Mother Teresa said: God doesn't want you to succeed, He just wants you to try.
Take an adventure on a small scale in a safe environment!This is a good test for those walls of your mind to see if they look strong but are actually weak?
For example, when you are not in a hurry, try to turn off the GPS and walk for a while;
Give it a try, arrange a trip for yourself with only one square meter of your house.
Try it out, say hello to your least favorite colleague, and initiate a conversation with the leader you fear.
Give it a try, call up positions that you may or may not have, try to sell yourself.
Try it out, take out a piece of clothing you don't like, and wear it on your body to show off.
In short, in a safe place, let yourself take a small risk!This will allow you to discover your unknown self.
6 Think three times and four times, unnecessary internal friction will make you poor
Some Chinese people are struggling with money all day long. Many people study hard to get rid of poverty and get rich. However, after entering university, many people can't find a job, so they continue to take the postgraduate entrance examination and study for a Ph.D.But even so, it seems that they still haven't been able to live a prosperous life. Instead, more and more young people are clamoring for lack of money, houses and cars.
So, why do we still encounter poverty today when knowledge continues to expand and technology continues to advance?
Here, we might as well take a look at what the famous scholar Mao Yushi said. In "The Moral Prospect of the Chinese", he analyzed the reasons why China could not get rid of poverty at all - Chinese people spend too much energy on internal friction instead of creating wealth.
When you go to buy a train ticket, the guy in front of you hesitates for a long time and can’t decide which train to buy, which delays your time; when you chase the bus, the door is already closed; rushing at the red light, chaos at the intersection; meeting Because someone didn't arrive, everyone waited for a few minutes; you and your colleagues jointly developed a customer, but the colleague didn't win it, and they played tricks behind their backs to prevent you from getting it...
These phenomena are common to us, and no one can think of any necessary relationship between them and wealth.But from an economist's point of view, these phenomena are precisely the important reasons that make Chinese people poor.Poverty is because many potentials cannot be brought into play, and people's energy is not used in production and creation, but in behaviors that offset the fruits of other people's labor; moreover, because all kinds of waste are common, consuming huge wealth in society.
The internal friction of the majority has caused collective chaos and stagnation, while the internal friction of the majority has caused a person's poverty.Maybe you don’t believe it and feel that you haven’t done any internal friction, so here we might as well give a few examples:
When you were a student, many times you planned to get up at 5:30 in the morning to memorize words, and the alarm rang.You think, I'm so sleepy, let's sleep for a while, just 5 minutes.But you don't want to waste this time, and feel sorry for the hard-earned money your parents paid for your education.So, I didn't sleep, I didn't recite the words, and I struggled until 8 o'clock.You think: this day is not bad, forget it, let’s start tomorrow.
After work, you like a female colleague and think about it day and night. You can't continue working, so you plan to confess to her.But after thinking about it, what should I do if my colleague and leader find out, what if she doesn't like me, what if my office romance affects my promotion, let's forget it.Another month has passed, no, I miss her every day, I still have to speak out boldly...Should I say it or not?You haven't done anything for two whole months, and the pretty girl has a crush.
A few days ago, you used your annual leave to go back to your hometown to see that a classmate in elementary school opened a gas station and already made hundreds of thousands of dollars. Driving a car, you still have nothing, just a poor wage earner.When you get back to your job, you think: What’s the use of going to school? Bai drank more ink than others for so many years. If I had known that I would have dropped out of school with that guy.But others say that knowledge is important. Without a college degree, you can't even find a good job... As a result, you miss the opportunity to start a business, and you don't do a good job. Naturally, you also miss out on a good future.
There are countless things like this, and many of them appear in our lives almost every day.There are many people with this kind of problem. These people are always in constant internal friction, exhausting their energy and wisdom. How can they have the desire to create wealth?
Girls think all the time, I want to be self-reliant and not dependent on men, and some girls even think, if only I could become a man.This is a typical internal friction theory.The boy thinks all day long, if only my dad had tens of millions, it would be right if I walked that way back then.You know, you will never be able to realize this wish, and even if you realize it, you may not be happy, and all you do is make yourself depressed every day.
The biggest stupid thing people do is to fight against themselves.You think every day: why does he study better than me, look more handsome than me, and live a richer life than me...
This kind of internal friction cannot change the reality and has no meaning. On the contrary, it will only bring more poverty.
If you can think less, hesitate less, withdraw some energy from internal friction and put it where it should be used, study hard when it is time to study, fall in love seriously when it is time to fall in love, and relax when travelling. Be happy and work meticulously, then you will find that your life will flourish.Eliminate all the struggles and conflicts that exist in your mind. This is the key to your wealth and happiness, and it is also a good way for all poor people to escape poverty.
Don't think that it is a trivial matter that you don't fight with yourself, it is actually a stumbling block to your self-reliance and success.
I've heard of such a thing: There is a street in the United States that looks a little old, and it is planned to repair grass and trees to change the local environment, but the government can't spend so much money for a while, so it has to suspend the plan.One resident first planted green trees in front of their house, trimmed the surrounding lawn, and the surroundings of his house became better.As a result, the neighbors followed suit one after another, and soon the whole street took on a new look, which not only saved the country's funds, but also beautified the living environment here.Think about it from another angle, if the first person thinks when he takes the initiative to plant a tree: Should I plant it?After planting, will others take advantage of the cool?Then he is wasting himself again, which will not only waste time, but also make him live in a dilapidated environment every day, with a bad mood, a bad job, and poorer life.
Therefore, each of us must develop a good habit, and we must put it into action when we think we should do it, and eliminate all the conflicts in our minds.This is your guarantee of wealth and happiness.
7 In the old rocking chair, "strangled" by his mother in the name of love
If you want to kill a frog, boil it slowly in warm water.This is the famous warm water effect.
If you want to ruin a person, provide him with a place where he can chat and eat online without financial pressure.
As far as I know, many parents are killing their children in this way, and many children are willingly "cooked" by their parents in this way.
I once overheard a conversation between a girl and a classmate while having afternoon tea at Pizza Hut.It was a young and beautiful girl. She walked at the same pace as me. She also came out of watching a movie on the third floor and rushed to the second floor for a rest.
She held up the newly launched iPhone4s to announce the good news to her friends:
Dear, I bought an iPhone4s from a scalper yesterday, and I'm going to have fun by myself today.
The other party probably said: Take it easy, don't be a moonlight clan.
Girl: Don’t worry, I can’t afford it. My dad gave me a credit card.
The other party probably asked: When did you start looking for a job?
Girl: I've been in class for half a year, and I'm tired early. Let's take a rest for a while.
The other party probably said: Isn't it a good idea for you to fish for three days and post on the net for two days?
Girl: I have parents. The combined retirement salary of my parents is more than 7000. It is no problem to support me.
The other party probably said: Your parents are also getting old, you have to think about them.
Girl: It's okay, my mother said, they don't need me to take care of the elderly, they have social insurance, so when I look for a husband, I must also find parents who have social insurance!
The other party must be speechless.The girl went on to play: Dear, when will you come to Beijing, I invite you to Happy Valley, let's have a good time.
The other party probably said: I heard that tickets to Happy Valley are very expensive.
Girl: Don't talk about money, vulgar, I beg you, give my sister a chance to spend money.
……
Back then, when I was this old, I was still in the basement for my postgraduate entrance examination. It would be nice if I could eat ribs once a week, go to McDonald’s once a month and eat French fries. Places like Pizza Hut belonged to a certain roommate. Only the sisters in the entire dormitory can return to the tooth festival if the rich boyfriend treats guests.If you can't finish eating, you pack it back, and share a small piece for each person the next night.It's really shabby to say, but the girl is really happy now.
While envious, I was thinking, what kind of tomorrow will this girl have?When she reaches my age, will she be happier than me?Am I being a little unreasonable?
There are many, many such "chewing old people". I remember when I was working a few years ago, I was in charge of the recruitment editor.A girl from Taiyuan came to the unit. She was in good condition in all aspects, and she stopped coming after only three days of work.Because the unit is very short of her professional talents, the boss asked me to call her to ask about the situation and try my best to get her.If the salary is too low, you can add some more.
After I showed my sincerity, the girl politely rejected me: "Sister, it's not about money. The pocket money my dad gave me for a day was more than what you guys give me for a month. Why am I still in this class?"
I was really knocked down by thunder at that time, and the phone was on hold for a long time before I put it down.
I was thinking, if I had this condition, would I still work so hard?
I'll work too, but at least not as hard as I do now.
Numerous facts have proved that if you can enjoy a comfortable life without hard work, few people will be busy and struggle.
There are people who consciously work hard for their dreams, but they are too few.
Now, there are too few parents who believe that the children of the poor should be the masters of the family, and most parents believe that the children of the rich should be the masters of the family, especially girls. They say that girls should be rich, lest she be fooled by the poor boy and marry a poor ghost .In order to avoid their imaginary misfortune, parents are desperate to provide their children with superior living conditions, no matter how poor they are, their children cannot be poor.
But Mencius said, born in sorrow, die in peace.People are lazy by nature. If life is too comfortable and you can gain a sense of security without hard work, you will lose your fighting spirit and forget your ideals.
I used to rent a three-bedroom house in Beijing. I am warm and hospitable. Anyone from relatives or friends who come to Beijing will settle here. I also brought many fellow villagers out to work.At the beginning, they all lived in my house - they are all acquaintances, and they don't need to pay, just eat together.You can surf the Internet all day long, watch TV at will, and stay with me at almost zero cost.Later, I concluded that my enthusiasm and boldness almost hurt them, because when those children lived with me, they didn't even bother to find a job, and they started to improve after they moved out of my residence.I have tasted the truth here: these people are not lacking the ability to work, but too safe.Living with me, I don’t have to worry about food and lodging, full of energy, happy mood, and not enterprising—if the sense of security can be easily obtained in this way, then why do they still have to work hard to fight for it? Even if they try again, they will not be as comfortable as they are now!
A young man with a sound mind should have the spirit of taking the initiative to endure hardships, and try to stay away from things that make you easily feel safe!Including parents who care too much about you, a card that can be swiped arbitrarily, a task that will not make mistakes and a job like an old age.That will destroy your fighting spirit!
To find a job, you must support yourself.On the one hand, it's because spending your own money and your parents' money feels completely different.On the other hand, it is because it is better to ask for others than to ask for oneself, or oneself is the most reliable.If you don't work hard, even if your parents leave you a wealth of wealth, there will always be a day when you squander it all.
To value your own life.If you think that you can live a good life with your parents, and you have many friends who are close to you, and they all really admire you, then you are wrong.They envy you on the surface, but they will laugh at you when they turn their heads: Tsk, look at him now, there will always be times when he cries.
8 Self-examination, what kind of "poor life" do you belong to
It is not terrible for a person to be poor for a while, but what is terrible is that he gets used to poverty and even takes "no bourgeoisie" as glory.Once you get used to being poor, that poverty really becomes your life.
There was a young beggar who was not reconciled to his fate, and always wanted to be prosperous one day.But several years later, he is still poor.In the end, he was disheartened, and his only hope was pinned on a wise man who did not know the future.So, he found the wise man with a sum of money he had saved from living frugally.
"Dear sir, please give me some pointers! Will I still be as poor as I am now after more than ten years?"
The wise man looked up at the beggar and said, "Young man, don't be unhappy when I say it. Ten years from now, you will still be as poor as you are now."
The beggar was very sad when he heard that, so he took out some money and handed it to the wise man, begging him: "Mr., can you see if I have hope in 20 years?"
The wise man was a little moved, looked at him seriously and said, "You will still be so poor 20 years later."
The beggar was even more sad.Finally, he took out all the money, knelt down in front of the wise man and said very piously: "Mr., I rely on you. Please give me some advice. What will happen to me in 30 years?"
The wise man had no choice but to look at the beggar again, and said sympathetically, "You will not be poor in 30 years."
The young man was so excited that he jumped up from the ground happily: "Ah! I have finally found hope. Then, esteemed master, may I ask again, how much money will I have by then?"
"Young man, you will not be poor after 30 years because you are numb and used to it." The wise man patted the young beggar on the shoulder and floated away.
What a profound word!In fact, life is a habit, diligence is a habit, laziness is a habit; success is a habit, failure is a habit; wealth is a habit, poverty is also a habit... The key is, when you When you are used to a role, will there be higher pursuits?
If you are not used to the current poverty, it means that you still have hope. Countless examples show that poverty can be changed and happiness can be created. perseverance.
Finding out the root of poverty is the first step in getting rid of poverty.There are various reasons why a person becomes poor.Next, from the perspective of the causes of poverty, I will discuss the types of poverty and reveal the causes of poverty, in order to help people take targeted improvement measures, and then help people get rid of poverty and become rich.
I roughly divide poverty into the following types according to the causes of poverty.
honest poverty
This kind of people are honest and honest, timid and fearful, traditional and conservative in thinking, unable to see opportunities to make money, unable to find ways to make money, relatively low earning ability, and difficult to earn more money, so they are generally poorer.
The way to improve: balance the conflicts between righteousness and benefit.Take into account your own income while being loyal.Be kind and business-minded at the same time.
Noble Poverty
Such people have greater ideals and higher pursuits, and focus all their energies on their own careers, so they have no time to focus on making money (or the ability to make money is not strong enough to make money).Like the philosopher Spinoza, the painter Van Gogh, etc., their behavior is just like what Confucius said, "a gentleman solidifies poverty", and they live in peace and happiness.
Ways to improve: combine ideals with reality, find a balance point, and take care of the secular world while giving full play to your expertise.
lazy poverty
This type of person is lazy by nature and unwilling to do anything, "I don't want to help the oil bottle when it's down", especially don't want to do things that use brains and energy. They lack a sense of responsibility and initiative, and don't want to find ways to actively create wealth.Even if such people do things, they often have the habit of hesitating and procrastinating, so they often miss things and lose various opportunities to make money.
Ways to improve: You have no choice but to be diligent.Laziness is a habit, and diligence is also a habit. Force yourself to study more, think more, and work more.
prodigal poverty
Such people have one or several bad habits in eating, drinking, gambling, drug taking, etc., and often squander all their money or owe huge debts in order to satisfy their own desires.Such people have never learned how to be frugal, so it is difficult for them to accumulate wealth effectively.
Ways to improve: develop good living and consumption habits, get rid of unhealthy lifestyles, and cultivate yourself in the way of a gentleman.
sick poverty
Such people have disabilities (including mental disabilities), or suffer from malignant diseases, or encounter serious accidents, which have caused great losses to their lives and property. For this reason, they owe huge debts, cannot get out of bed for life, and are extremely poor.Normally, working families with average incomes do not feel this, but once they suffer from a serious illness that costs a lot or encounter an accident that seriously damages life and property, they will immediately understand that their income level cannot afford the disaster at all.
The way to improve: Of course, it is better to plan ahead. Cherish life and health on weekdays, pay attention to daily health care, and prevent problems before they happen.
industrial poverty
Such people are engaged in low-income life industries, such as farmers in many places in China. Due to the small land and large population and low labor productivity, farmers generally have low income and are generally poor; workers who work hard on the production line are generally relatively poor. Poverty is due to the low technical content of labor and low wages; people who clean up in various places and do service work are also poorer groups because they are engaged in occupations with lower returns.And if you work in the entertainment industry, do business, etc., you will be very rich, because these are high-paying occupations.
The way to improve: Arm yourself with knowledge, pay attention to learning and improvement, pay attention to the accumulation of experience, wait for opportunities to transform, and shift from labor-intensive to technology-intensive.From making money with physical labor to making money with your brain.
intellectual poverty
In modern society, people with little education, little knowledge, and low intelligence find it difficult to earn a lot of money and tend to be poor.To make money and get rich, people need all kinds of knowledge and wisdom, not only business knowledge and wisdom, but also interpersonal knowledge and wisdom. The more knowledge and wisdom, the better for making money and getting rich.Although some people are not highly educated, they have a strong learning ability, can persevere, and are good at comprehending and comprehending the wisdom of life from life and work. Their knowledge and wisdom will soon surpass other people (non-learners), or even surpass their academic qualifications. They are tall people, so many of them have become entrepreneurs, experts in various industries and other relatively high-income groups.On the contrary, people who are not good at learning, have little knowledge, and low wisdom are prone to poverty.Modern society is an information and knowledge-based economy society. Knowledge and wisdom are becoming more and more important. Therefore, increasing the level of education as much as possible, having a higher degree, and being able to maintain a strong thirst for knowledge, continuous learning, and lifelong learning are crucial to getting rid of poverty, Achieving prosperity plays a big role.
The way to improve: develop the habit of learning, use spare time rationally, constantly recharge yourself, increase the added value of technology, and broaden the communication surface.
Comprehensive poverty
Such people are poor caused by two or more of the above reasons.Most of the poverty in the real society is a comprehensive poverty caused by multiple reasons.
The way to improve: multi-pronged approach, comprehensive management, and make up for any deficiencies.
Any poor person who wants to improve his situation and change his social status should carefully analyze the reasons for his own poverty and take targeted measures against these reasons.As long as you work hard to improve, it will be fruitful.
(End of this chapter)
1 Fate is bitter, life is bitter, complaining about heaven and earth cannot blame fate
Almost every time I take the bus, I can hear such words: "Wake up earlier than chickens, sleep later than dogs, work more than donkeys, and eat worse than pigs." "In this world, rich people There are many people without money, and I am the most unlucky one.” These are the words that many young people who have just graduated like to use to tease their living conditions.I have heard a lot and analyzed a lot, and now I can basically conclude that the reason why these people still can’t afford a small QQ and rent a house in the suburbs is that they complain too much.
A philosopher said: "There are two most 'things' in this world: poor people and complaints, and there is a chicken-and-egg relationship between the two-poverty (complaints) breeds complaints (poverty), and complaints (Poverty) breeds poverty (complaint). The poorer people complain, the poorer they complain.”
Although this statement is somewhat biased, the relationship between poverty and complaints is indeed very close. Complaints are the biggest root of poverty. This is true in any country-the rich are always working on solving problems, while the poor are busy. complain.
Susan, who just turned 30 this year, is the founder of a cosmetics company in the United States.As a child, she lived in the country with her grandmother.Grandma opened a small grocery store, and she was kind and friendly, and the neighbors liked to chat with her.Whenever those complaining, whining neighbors went to the store to buy something, Grandma always pulled Susan to her side and asked her to listen carefully to the conversation between herself and the neighbors.
Once, the neighbor Epson came to buy cigarettes.Grandma asked him, "How was your day, Dude Epson?"
Epstein sighed and said, "Oh, today is not a good day, Miss Hudson. Look, the weather is so hot, it's so irritating. This kind of ghost weather is really terrible!"
While bringing him a cigarette, grandma echoed, "Yes, yes! Uh, uh..." After complaining for more than ten minutes, Epson left the shop.
Another time, the neighbor Tom complained to his grandma as soon as he entered the store: "Miss Hudson, I'm so mad! I don't want to do plowing anymore! The dust is flying, and the donkey is not listening." I've done enough! Look at my legs, feet, hands, eyes, nose, dust everywhere, I've done enough!"
Grandma was still the same, and while bringing him things, echoed: "Yes, yes! Um, um..."
When Tom finished complaining and left the store, grandma pulled Susan to her and asked her, "Son, have you heard what these complainers say?" Susan nodded.Grandma went on to say, "Son, every night some people—white or black, rich or poor—sleep soundly and never wake up. The warm quilt has become a cold coffin, the wool blanket on their body has become a shroud, and they can no longer babble for a minute about the heat or the donkey's disobedience. Children, you have to remember: don't complain, because Complaining doesn't solve anything. If you're not happy with the status quo, then you try to change it. If not, then change your mindset to face the problem, but you must not complain about anything."
When she grew up, Susan kept her grandmother's words in mind. No matter how many setbacks she encountered, she never complained about anything. In the end, she worked hard with her diligence and wisdom and became a well-known strong woman in the industry.
In fact, we are so similar to Epson and Tom in the article, I believe most people can find their shadow in them.Especially in today's society that advocates freedom of speech, almost all institutions, large and small organizations, are filled with complaints everywhere - complaining that they were not born in a wealthy family; complaining that they were not raised in developed countries in Europe and the United States; Complaining about poor work; complaining about being too harsh on the boss; complaining about the disobedience of subordinates; Even the bad weather on the day of the interview can make him fall into long-term troubles, immersed in annoyance and sadness.It can be said that all aspects of this world are in the voice of people complaining.But the truth is, complaining doesn't solve anything at all.Complaining will only deepen failure and poverty. Let me ask you, although the world is big, who can become a successful person by complaining?Most successful people, their starting line may be behind you, but they have changed their destiny through their own hard work.
On the contrary, complaining will bring the problem to a more complicated and tragic side, and bring us many negative effects.
First, complaining destroys our otherwise positive subconscious mind.Friends who have ever complained know that as soon as we have the consciousness of complaining in our minds, we will immediately stop or slow down the work in hand, complaining about injustice and misfortune for ourselves, and even seeking justice desperately.If they can't get the results they want, they will either curse the injustice in the world, or lament that God has no eyes.Once you fall into this kind of negative thinking, you will no longer have the desire to make progress. Over time, you will lose your fighting spirit. Except for complaining, it is lamenting.
Second, complaining makes you give up your responsibilities.Everyone should take responsibility and be the first person in charge of their own life.Because life is what you experience.And those who complain about poor jobs and not being able to make a lot of money, their attitude is as if the society owes them a job and the country owes them thousands of dollars.They always think that the government or corporations are responsible for their plight, and never think about fighting for themselves.
Again, complaining can destroy relationships.No one likes a negative, negative person, and no one wants to put up with your whining and bad temper.Dissatisfaction will inevitably destroy inner peace, and then affect personal work and even the entire team, which may lead to more complaints and mutual complaints, and even become the source of disaster.As the saying goes: "Sickness comes from the mouth, and misfortune comes from the mouth." Throughout the ages, because they couldn't control their mouths, they were poor and ruined, and even lost their lives because of this.Although it is impossible for us to lose our heads because of complaining a few times in today's society, there are many examples of losing jobs, losing contacts, and causing poverty because of complaining.
The weather will never turn cold because of your complaints, the donkey will not become more obedient because of your complaints, and money will not automatically flow to you because of your complaints.So why should you complain?This is the worst way to vent.The only way to face poverty and misfortune is to learn to change.What you have to remember is:
(1) Poverty is always one's own fault.
(2) Self-reliance is far better than idleness.
(3) Start from the bottom, and maybe climb to the top.
2 Buying a house and buying a house, a house ruins a lifetime dream
Time flies, it has been more than three years since I graduated, and people in their twenties who will be in their thirties at a glance, should start a family and start a business. I have lived with my boyfriend (girlfriend) for two years, and I know each other pretty well. Both parents Urge very hard.At this moment, the issue of the house was inevitably brought up on the agenda.Naked marriage?Even if the fiancée is easy to discuss, the parents-in-law will not be able to survive.
From the perspective of financial resources, the young couple has saved up for three to five years, and together with the sponsorship of both parents, they have 70 million in hand. According to the down payment of 30.00%, they can still afford it.
Therefore, considering all aspects, the timing of buying a house for a 27-year-old youth seems to be relatively mature.
House, to buy, or not to buy?is a problem.
If you can rest assured that your wife and children are hot on the kang, and you don't want to be rich, then I suggest you buy it if you can.If you are an ambitious person with a dream of creating wealth, then you must not do things that you will regret in the future.do you know?Buying a house contract may be a dream death certificate!Please see the resumes of two ordinary youths buying houses below.
Xiaofang and Dawei graduated from different universities in the same year and worked in the same company.Two years later, their monthly income is 6000 yuan. Both of them have reached the age of marriage, and their families can support about 35 yuan. If calculated according to the longest 30-year loan, the monthly payment is about 3000 yuan. About [-] yuan.Now they think about buying a house.
After all the calculations, Xiaofang decided to buy a house, and Dawei decided to invest the money in himself.
Half a year later, the income distribution of Xiaofang and Dawei has the following difference:
Xiaofang began to take the shuttle bus to work every day, and Dawei rented a house near his work for 1200 yuan.
Xiao Fang only has a surplus of 500 yuan per month, and he carefully avoids all large consumption and all outings.He thought so in his heart, anyway, he has a house, so he can get over it after a while!
In addition to rent and living expenses, Dawei has a monthly savings of about [-], and he began to spend a lot of money investing in himself.He took a fancy to several certification and ability training courses, and asked the manager for a book list to buy the books he needed.At the same time, he also used part of the money to fund activities, because he knew that the rewards of getting to know people in the course are often as important as the course.But a network needs constant activity to operate.
Wondering how this difference in investment direction would make a difference in their careers?Please read below:
Dawei's investment soon paid off.Every year, a certification is steadily added to his resume, his abilities are becoming more and more prominent, and more and more opportunities are coming to him.His circle of contacts has also been greatly expanded, which allows him to always have some friends from all walks of life who can help him at critical times, and he has thus become a core employee of the company, and sometimes even asks him what channels he needs He said a word.He is still preparing for an MBA to prepare himself for the next level.Of course, Xiaofang is not without progress. For his own mortgage, he is also working very hard.He also wanted to sign up for classes to recharge himself, but he was short of money and he had no extra funds to invest.And I don't have enough energy, because the house is too far away from the company, and it is already past nine o'clock when I get home every day.Sleep after a short rest.
Two years later, Dawei was promoted to department director because of his more knowledge reserve and wider network, while Xiaofang was still a member of that R&D team.
Later, Xiao Fang finally became a department manager in his company, with an annual salary of about 20.And Dawei jumped to another company after working as a department director for one year in his original unit, and worked as a vice president for two years, and then started a business together with two friends. As a partner, his annual income is about 70, which is small. Fang more than three times.Dawei's future platform and prospects are far from what Xiaofang can match.In addition, because Dawei's professional ability and communication skills have been on the rise, he has gradually entered the competition at the resource level, while Xiaofang has slowly experienced the bottleneck of declining physical strength.
Another major gap between Dawei and Xiaofang is that during this period, Dawei made two important job-hopping choices. He knows very well that in today's changing society, it is expected that a company or industry will continue to grow for 10 consecutive years. There is rapid development, which is not realistic. The rapid development of self needs to be realized by adjusting career direction and making career planning.But Xiaofang didn't dare to take such a risk. The pressure of the mortgage made him dare not make any career changes.
To put it simply, if you have a job with a monthly salary of 5000 yuan and buy an ordinary house with a 20-year loan.This means that in the next 10 years, when you have the most vigorous learning stage and hard work, when you most need to choose your own suitable career goals, and when you have the most opportunity to start trying to start a business, everything has nothing to do with starting a business. Opportunities related to business, industry change and rapid appreciation may be completely insulated from you.
I know that most aspiring young people are unwilling to sacrifice their dreams in exchange for temporary stability. The reason why they buy a house is actually due to secular prejudice, because most people in China believe that a house is a home, and, from a secular perspective In Li, a house is a symbol of a person's strength. If you have a house, you can do well. If you don't have a house, you have no future and no ability.Many young people choose the former between buying a house or investing in themselves out of self-esteem.In the end, you still can't pass the secular hurdle. In fact, you only need to look at the choices of the following talented people at the beginning, and you will be relieved a lot.
1998年马化腾等五人凑了50万，创办腾讯没买房；1998年史玉柱向朋友借了50万搞脑白金没买房；1999年漂在广州的丁磊用50万创办163没买房；1999年陈天桥炒股赚了50万，创办盛大没买房；1999年马云团队18人凑了50万，注册阿里巴巴没买房。
Why 50?Because the "Company Law" at that time stipulated that to register, it must be 50.Ma Huateng's shares are 47.5%, which is 23.8 yuan. In 1998, the average housing price in Shenzhen was about 3000 yuan, which should be able to afford a house of about 80 square meters.Back then, Ma Huateng made a long-term choice.Don't buy a house, buy a dream.
Coincidentally, Rogers, one of the founders of the Quantum Fund and an investment tycoon, invested US$10 to buy a century-old house after the Quantum Fund’s successful operation for the seventh year.
Looking at the successful files of most entrepreneurs at home and abroad, it is found that they choose to start a business instead of buying a house in the most suitable age for starting a business.So, one's success is never determined by one house.
Some people are anxious to buy a house because they don’t like the feeling of renting a house. In fact, renting a house is okay. Many celebrities like to rent a house.Someone asked the musician Gao Xiaosong why he rented a house after getting married instead of buying his own house?Gao Xiaosong replied: I don’t buy a house, the whole world is mine, and I can live wherever I want. After buying a house, only one corner is mine. My sister didn’t buy a house, but we both traveled all over the world.Wang Shi, a tycoon in the domestic real estate industry, also holds a similar view with them. At the beginning of 2008, when the domestic real estate market began to adjust, Wang Shi threw out a surprising statement: "For those young people who have not finalized their careers, but still have ambitions and ideals, it is better to rent a house before the age of 40."
In my opinion, with today’s housing prices, excluding the wealthy second generation, there are only two situations in which ordinary people give up their ideals when buying a house.If you are not economically independent, it may mean that your dream is not independent. You live in someone else's house, what else can you say?The second type of people sacrificed too many development opportunities and pawned their dreams to realize a house.
Americans buy their first house at the age of 31 on average, Germans at 42, Belgians at 37, Hong Kong SAR residents at 32, Europeans with independent housing account for 50%, and the rest are renters.Why should we get married as soon as we graduate?Buy a house as soon as you get married?And we have to give up our development and dreams for it?
It is advisable to look at the scenery, don't stare at your classmates who have a house, you can't compare with the present, we can compare with the future.As long as you invest the money saved from not buying a house, build a good platform for yourself, and work hard, I believe that in the future, you will be glad that you don’t buy a house now!
3 game games, the desire to have fun makes you involuntarily
A few days ago, I saw a deafening Weibo:
Recently, I have been flying around and found a phenomenon: Observing passengers who are also in their 30s to 40s, passengers in the first class are usually reading books, passengers in the business class are mostly reading magazines and working with laptops, and passengers in the economy class are reading newspapers and playing games And chat more.At the airport, most people in the VIP lounge are reading, while the general waiting area is all playing with their mobile phones.So, does the position of the person affect the behavior, or does the behavior affect the position?
Did you blush after reading this Weibo?This Weibo can be summed up simply as: people in the first class are studying, people in the business class are working hard, and people in the economy class are playing.
A large number of studies have shown that a person's self-control ability plays an extremely important role in the process of personal prosperity.It is this kind of strict discipline and almost cruel focus in the pursuit of wealth that makes a few people stand out from the poor masses and become the best in the money hunting process.Those who are rich and successful are people with a strong sense of time, strong self-control, and good living and working habits.
The reason why self-control is so important is because self-control is closely related to diligence and learning ability. A person with strong self-control will overcome inertia, cherish time, keep learning, improve himself, and strive towards his goals.It is difficult for such a person to succeed.On the contrary, people with poor self-control will let themselves go, do whatever they want, and want to have fun, so naturally they will not make a difference.
Harry Truman is a famous president in American history.He did not go to college, ran a farm, then a drapery shop, failed many times, and was past fifty when he finally took up government service.But he has a good habit of reading constantly.Years of reading have made Truman very knowledgeable.He read the Encyclopaedia Britannica and all the novels of Charles Dickens and Victor Hugo, volume by volume.In addition, he read all the plays and sonnets of William Shakespeare, etc.
Truman's extensive reading and resulting wealth of knowledge enabled him to steer America well through the end of World War II and quickly bring the country into "postwar" prosperity.He understands that reading is the foundation of being a first-rate leader.Reading also enables him to quickly make correct judgments when faced with various controversial and difficult issues.For example, in the 20s he resisted pressure to fire a beloved war hero, General Douglas MacArthur.
His credo is: "Not all scholars are a leader, but every leader must be a scholar."
Former U.S. President Clinton said: "In the 19th century, a small piece of land was the capital of starting a business; in the 21st century, the gift that people most expect to get is no longer land, but scholarships from the federal government. Because they know that they have knowledge. It is holding a key that opens the door to the future."
Every successful person is a person with strong self-control and good study habits.The CEOs of most of the world's top 500 companies have to read at least about 30 magazines or book information every week, more than 100 magazines a month, and more than 1000 magazines a year.If you read 15 minutes a day, you can potentially finish a book in a month.You've read at least 12 books in one year, and after 10 years, you'll have read a total of 120 books!Just think about it, you can easily read 15 books in just 120 minutes a day, which can help you become handy in all aspects of your life.If you spend double the time every day, that is, half an hour, you can read 25 books in a year, and 10 books in 250 years!
Among the people who complain about poverty, almost everyone has no self-control. Because of poor self-control, they don’t work when they should work, don’t study hard when they should study, and always want to be lazy. Once they have free time, they often spend the time They spend their time drinking, playing games, playing mahjong, and watching soap operas. In fact, these bad habits lead to their poverty.
In this all-media era, entertainment tools have ushered in their "In the Mood for Love", various online games, various software, various Happy Valley, various players, entertainment is unprecedentedly rich, and it is a great test for people's self-control , many aspiring young people were ruined in online games.I have a child from a relative who sent me a distress signal on the Internet the day before yesterday, begging for control.He confessed to me:
I used to plan to take the postgraduate entrance examination, but I didn't review it and missed it.
The year before last, I planned to test my certificate, but I failed the exam because I was not prepared.
Last year, I planned to take the title test, but I thought the procedure was troublesome, so I gave up.
This year, my health is not good. I planned to run every day, but I didn't stick to it.
Now I plan to study for an hour a day, but I quickly lose my mind. As a result, I often go online alone until the next morning... I don’t want to be inactive for the rest of my life, but poor self-control has become my enemy. If it is not for poor self-control If so, I would have already developed.Now that I am not young, I still have no car, no house and no girlfriend. I am very disappointed in myself!
Because of this, he begged me to control him, and even asked me to confiscate his mobile phone, assign him study tasks, and so on.
In fact, my little brother has a very high IQ, otherwise how could he be admitted to Tsinghua University?He was ruined by games. At the beginning, he played games to pass the boring time on the way to and from get off work. Later, he couldn’t extricate himself from playing games. All his thoughts were on games. Don't eat, with two mobile phones and one ipad in his arms, inseparable.The reason why he knelt down and begged for control was also stimulated by wealth. He attended a classmate's wedding a few days ago.At the banquet, everyone posted their salaries. He, who was a leader in his student days, was now the one with the lowest income, and his year-end bonus was more than his annual salary!In fact, in terms of IQ and knowledge, he has an advantage. Others are better than him. It's nothing more than spending his time playing games on finding a job and studying to recharge his batteries.
Like the brother above, many people realize that their restraining ability is poor, but they suffer from being unable to control themselves. In fact, self-restraining is not a difficult thing, you just need to control a little every day.
Changing yourself can only start with changing some small habits.Limit the time you spend playing games, limit the time you spend browsing the web, limit the time you spend chatting with people on QQ, and limit the time you spend browsing Weibo.
There are many things that you think you can’t do without, such as QQ, which has become a must-have software for most people’s computers, and everyone claims that if you don’t use QQ, you can’t contact your friends.Actually?Even if you don’t have any chat software installed on your computer, and you don’t even have a video player software, you will still live a good life, and your friends will never forget you.Don't just talk about what you control yourself at every turn. You control yourself first and then talk about other things.
4 The "monthly salary of five thousand" has harmed countless aspiring young people
My little cousin, who has just graduated for more than a year, recently got a salary increase. He approached me happily and wanted to treat me to a food stall.
It is indeed good news. I readily agreed to such a dinner. The dishes are served and the wine glass is full. I just wanted to say something to celebrate. Falling down, my heart skipped a beat.I said to him: "If your salary rises to 3500, then I will encourage you. If it is 5000, then I will celebrate you. But it is 4000, which makes me dumbfounded. It is a test of my emotional intelligence."
The little cousin was dumbfounded by what I said, he hurriedly asked what was going on?
I told him a bird story: I heard from a bird-raising expert that if the bird you catch is too wild, don't lock it up all at once.You need to be locked in a soft net, so that the bird cannot rest and cannot be killed.When it is hoarse and is about to die, give it some food slowly, if it still doesn't work, give up domestication.But most birds are attracted to food.Start eating slowly.After more than a month, even if the little birds fly out, they will fly back, otherwise they will die somewhere, because they have been implanted with a belief: I cannot survive on my own.
The cousin was puzzled: "This bird seems to have nothing to do with me?"
I said that many migrant workers with average incomes are actually such "caged birds", although they are not "canaries".This "cage" is a job with a monthly salary of about [-].
Next, I told him the story of my friend Lao Zhou.
Lao Zhou is 30 years old this year and has been married for two years. In fact, Lao Zhou is not old, but he is mentally old, so he calls himself Lao Zhou.Five years ago, when he just graduated, Lao Zhou set up an advertising company by himself. He made money and lost money. In the last loss-making transaction, because of his girlfriend’s objection, he gave up his dream of starting a business and went to a Newspaper job hunting.At that time, two departments of the newspaper extended an olive branch to him, one was the advertising department and the other was the editorial department. The salary offered by the advertising department was a basic salary of 1500 plus a commission.The salary of the editorial department is [-] yuan plus food allowance.Old Zhou Silai thought about it, and felt that he came to work just to be safe, and the advertising department was not stable, so he should be an editor, so as to save worry and be at ease.And that's what it means to be a girlfriend.
Two years later, Lao Zhou, like my cousin now, was promoted and his salary was raised, and his position was promoted to the director of the editorial department, and his salary rose to 2000.Lao Zhou is very satisfied with this salary. Excluding the mortgage of 500 yuan, and leaving 4000 yuan of pocket money for himself, Lao Zhou will give his wife 90 yuan in cash every month.Among the Jingpiao tribe, Lao Zhou can be regarded as a leader. He has a house of more than [-] square meters in the Fifth Ring Road. What, it won't be hard to buy some luxury items once in a while.
Lao Zhou is very satisfied with this kind of life. He is grateful to his boss for his appreciation and works hard.This satisfaction lasted for two years. There were iron-clad camps and flowing soldiers. Colleagues came and went several times. Only Lao Zhou remained motionless and became the oldest employee.Until one day, an old colleague who used to work together invited him to dinner. At that time, when Lao Zhou raised his salary, this colleague resigned because he did not receive a salary increase. He changed companies and now has an annual salary of 50.That colleague also inadvertently recalled it for Lao Zhou. Those old colleagues with lower wages than him can’t stay here. They usually work for a few months and learn something before jumping out of the nest, but they are developing well now. Some started their own businesses and became bosses, and some went to foreign companies or listed companies. They are much better than Lao Zhou now.
After hearing this story, my cousin was no longer as excited as before, and he began to think about it.
On the issue of salary increase, really don't define blessings and disasters prematurely. A monthly salary of [-] is really not a good thing. Among all salary levels, this number is the most likely to paralyze employees.
Let's talk about the "salary path" of most migrant workers: when they first graduated, they found a job with a monthly salary of more than 3000 yuan, which allowed them to support themselves. Eat a Pizza Hut, buy some cosmetics and store some colorful clothes.As for the boys, they can occasionally have a good time with their friends, and have some spare money to treat the girl they like to eat at McDonald's and KFC, or even go on a trip.
Time passed slowly, and one year later, after accumulating a certain amount of work experience, I became an old employee.No matter what kind of company, if this old employee has been promoted in his position, he will gradually become a supervisor from an ordinary employee, and the employer will automatically raise his salary. It can reach a monthly salary of five or six thousand.At that time, with the urging and sponsorship of my parents, I could buy a house, and I could afford the monthly payment of two thousand or two thousand.The day settles down.At this time, if you change jobs again, you no longer have the murderous look and courage.But that's all. A monthly salary of 5000 is the ceiling. In fact, most of them will stay at the stage of department managers and supervisors, and their salary will stay at around 6000 to [-] yuan. After that, it will be difficult to make progress.When most people stop on the way forward, they will cycle endlessly at the O-shaped intersection of their careers, with no end in sight. When the end appears, it is likely that they will be abandoned.
Just like Lao Zhou, the monthly salary of 5000 is an obstacle to the actions of many aspiring young people. It is like a tasteless life, destroying the self-confidence in the bones, and turning the originally full of pride into a mediocre old man.Therefore, every migrant worker must be wary of a monthly salary of five thousand!When your monthly salary rises to [-], it is time for you to reflect on yourself.You have to remember that the boss treats you well and raises your wages to keep you working hard for others, not for your better development.For the vast majority of people, salary can only meet the basic requirements of life forever.If you want to make a fortune, you have to plan yourself.When your salary is raised to [-], the things you should consider are:
(1) Calculate how much room you have for development in this unit;
(2) It is in your own interest to calculate how long you can stay here before leaving;
(3) Warn yourself not to be softened by five thousand, stick to your dreams, and work step by step until you succeed.
5 Afraid of this and that, coveting a sense of professional security is doomed to fail
With so many passionate men, they can let go of their love and life, so why can't they let go of the 5000 yuan in cash?Could it be that 5000 yuan is immortal?On the surface it is a question of money, but at a deeper level it is a psychological problem.This involves a technical term - occupational security.
I want to start this topic with the story of "Brother Lottery".
"Lottery Brother" is my college classmate, so called because he has insisted on buying lottery tickets all these years, rain or shine.
He was a notary in a notary office in a certain district of a second-tier city, and found this job smoothly after graduating from university.Public institutions, low wages, middle class, well-off life, marriage, childbirth, and daily life.He is also surrounded by such people, who have low-paying but very stable jobs like him, and then wait for retirement with a meager salary.
He is not satisfied with his current job. He likes creative and challenging jobs. The work of a notary is boring. He constantly reviews the standard contract every day. , each day is a repeat of the previous day.
He wants to live according to his own wishes, his major is economic law, he has already passed the bar exam, and has always wanted to be a lawyer, but how difficult is it to change jobs in middle age?No matter what happens to this job right now, it is also a guarantee. If you change to a job with no income guarantee, you will lose your footing, and you will not be able to provide a comfortable life for your wife and children, and make the elderly worry. How embarrassing?
So these years, he kept buying lottery tickets. His dream is to wait until he earns enough money one day, explain to his parents, settle down his wife and children, and then return to his true self.
He wished that his current unit would close down immediately, so that he could find a job again in a legitimate way.
Like my "lottery brother", many people are reluctant to cling to an ordinary position with some security. They really need a more challenging job so that they can continue to develop and grow. However, just Because of countless resistances and scruples, they dare not give up their immediate vested interests, dare not let go, and even believe that they are not suitable for big things, so they feel at ease as monks in a company hitting the clock for a day, or standing in an insignificant position. In marginalized positions, they will always be "poor and busy".
They often say that they are extremely hostile to their current job, hate their boss, and pretend to be unemployed. In fact, they are very weak in their hearts, and they are very afraid of losing this job. A look or a word from the boss can make his My heart was ups and downs for a long time.
There are people of all ages who seek professional security.Lao Lu was born in the 20s, grew up in the 60s, and worked in the 70s. He was the last group of people who caught up with the work and could take over. So he took over from his father and found a small job in the local forestry department Do.At that time, the Ministry of Agriculture, Forestry and Water was a very prosperous and prosperous unit, but after the 80s, it gradually began to decline.With the change of national policy and the development of market economy, the forestry department in the area where Lao Lu is located can't even pay wages. Fortunately, there is still a little allocation from the national government to barely maintain it.As for Lao Lu, who is about to retire now, he still does his little job consistently, earning that little salary.
For Lao Lu, it is best to be content with the status quo. Although he makes less money, it is still stable.As everyone knows, many of his contemporaries abandoned their original workplaces and went into business, and now they have become the bosses of large companies and live a prosperous life.
You must have had this feeling too, that you fell into the fear that you seemed to be dissatisfied with everything, but dared not do anything.It’s not that you don’t have ideas about the future, but because of your worries about professional security, you play the YES-BUT game with yourself over and over again: “Yes, I want that too, but…” This kind of person is rejected by his own Imprisoned by the sense of security, he became a slave to the sense of security, locked in an invisible hell, and could no longer see the light of hope.This room has fear as its walls and negative thoughts as its cement.At this time, how much you wish to have an authoritative voice say, go!You can definitely succeed!But no one would say that.except yourself.
Here's what you need to do to break free from the shackles of professional security and take the roof off:
(1) Even if you pull the cart desperately, you must also look up at the road
During the career journey, many young people are just a cow who only cares about pulling the cart and never looks up at the road.Some people are busy because they are blind, and some people are afraid to look up because of their inner fear.So it became a busy and poor family.
It is necessary to be dedicated to your job and pay attention to your work, but if your unit is declining day by day, loses any competitiveness in the market, and has no development prospects at all, do you still have to stick to it and work hard for it?Or, even if you enter a company that is thriving, you occupy a negligible position, and you don't even get promoted for several years.Although you have great ability, but there is still no room for heroes, so do you want to keep going?
Don't be unwilling to become a bull who only cares about pulling the cart desperately and dare not look up at the road because of that poor sense of security.
(2) Take a risk on a small scale
Mother Teresa said: God doesn't want you to succeed, He just wants you to try.
Take an adventure on a small scale in a safe environment!This is a good test for those walls of your mind to see if they look strong but are actually weak?
For example, when you are not in a hurry, try to turn off the GPS and walk for a while;
Give it a try, arrange a trip for yourself with only one square meter of your house.
Try it out, say hello to your least favorite colleague, and initiate a conversation with the leader you fear.
Give it a try, call up positions that you may or may not have, try to sell yourself.
Try it out, take out a piece of clothing you don't like, and wear it on your body to show off.
In short, in a safe place, let yourself take a small risk!This will allow you to discover your unknown self.
6 Think three times and four times, unnecessary internal friction will make you poor
Some Chinese people are struggling with money all day long. Many people study hard to get rid of poverty and get rich. However, after entering university, many people can't find a job, so they continue to take the postgraduate entrance examination and study for a Ph.D.But even so, it seems that they still haven't been able to live a prosperous life. Instead, more and more young people are clamoring for lack of money, houses and cars.
So, why do we still encounter poverty today when knowledge continues to expand and technology continues to advance?
Here, we might as well take a look at what the famous scholar Mao Yushi said. In "The Moral Prospect of the Chinese", he analyzed the reasons why China could not get rid of poverty at all - Chinese people spend too much energy on internal friction instead of creating wealth.
When you go to buy a train ticket, the guy in front of you hesitates for a long time and can’t decide which train to buy, which delays your time; when you chase the bus, the door is already closed; rushing at the red light, chaos at the intersection; meeting Because someone didn't arrive, everyone waited for a few minutes; you and your colleagues jointly developed a customer, but the colleague didn't win it, and they played tricks behind their backs to prevent you from getting it...
These phenomena are common to us, and no one can think of any necessary relationship between them and wealth.But from an economist's point of view, these phenomena are precisely the important reasons that make Chinese people poor.Poverty is because many potentials cannot be brought into play, and people's energy is not used in production and creation, but in behaviors that offset the fruits of other people's labor; moreover, because all kinds of waste are common, consuming huge wealth in society.
The internal friction of the majority has caused collective chaos and stagnation, while the internal friction of the majority has caused a person's poverty.Maybe you don’t believe it and feel that you haven’t done any internal friction, so here we might as well give a few examples:
When you were a student, many times you planned to get up at 5:30 in the morning to memorize words, and the alarm rang.You think, I'm so sleepy, let's sleep for a while, just 5 minutes.But you don't want to waste this time, and feel sorry for the hard-earned money your parents paid for your education.So, I didn't sleep, I didn't recite the words, and I struggled until 8 o'clock.You think: this day is not bad, forget it, let’s start tomorrow.
After work, you like a female colleague and think about it day and night. You can't continue working, so you plan to confess to her.But after thinking about it, what should I do if my colleague and leader find out, what if she doesn't like me, what if my office romance affects my promotion, let's forget it.Another month has passed, no, I miss her every day, I still have to speak out boldly...Should I say it or not?You haven't done anything for two whole months, and the pretty girl has a crush.
A few days ago, you used your annual leave to go back to your hometown to see that a classmate in elementary school opened a gas station and already made hundreds of thousands of dollars. Driving a car, you still have nothing, just a poor wage earner.When you get back to your job, you think: What’s the use of going to school? Bai drank more ink than others for so many years. If I had known that I would have dropped out of school with that guy.But others say that knowledge is important. Without a college degree, you can't even find a good job... As a result, you miss the opportunity to start a business, and you don't do a good job. Naturally, you also miss out on a good future.
There are countless things like this, and many of them appear in our lives almost every day.There are many people with this kind of problem. These people are always in constant internal friction, exhausting their energy and wisdom. How can they have the desire to create wealth?
Girls think all the time, I want to be self-reliant and not dependent on men, and some girls even think, if only I could become a man.This is a typical internal friction theory.The boy thinks all day long, if only my dad had tens of millions, it would be right if I walked that way back then.You know, you will never be able to realize this wish, and even if you realize it, you may not be happy, and all you do is make yourself depressed every day.
The biggest stupid thing people do is to fight against themselves.You think every day: why does he study better than me, look more handsome than me, and live a richer life than me...
This kind of internal friction cannot change the reality and has no meaning. On the contrary, it will only bring more poverty.
If you can think less, hesitate less, withdraw some energy from internal friction and put it where it should be used, study hard when it is time to study, fall in love seriously when it is time to fall in love, and relax when travelling. Be happy and work meticulously, then you will find that your life will flourish.Eliminate all the struggles and conflicts that exist in your mind. This is the key to your wealth and happiness, and it is also a good way for all poor people to escape poverty.
Don't think that it is a trivial matter that you don't fight with yourself, it is actually a stumbling block to your self-reliance and success.
I've heard of such a thing: There is a street in the United States that looks a little old, and it is planned to repair grass and trees to change the local environment, but the government can't spend so much money for a while, so it has to suspend the plan.One resident first planted green trees in front of their house, trimmed the surrounding lawn, and the surroundings of his house became better.As a result, the neighbors followed suit one after another, and soon the whole street took on a new look, which not only saved the country's funds, but also beautified the living environment here.Think about it from another angle, if the first person thinks when he takes the initiative to plant a tree: Should I plant it?After planting, will others take advantage of the cool?Then he is wasting himself again, which will not only waste time, but also make him live in a dilapidated environment every day, with a bad mood, a bad job, and poorer life.
Therefore, each of us must develop a good habit, and we must put it into action when we think we should do it, and eliminate all the conflicts in our minds.This is your guarantee of wealth and happiness.
7 In the old rocking chair, "strangled" by his mother in the name of love
If you want to kill a frog, boil it slowly in warm water.This is the famous warm water effect.
If you want to ruin a person, provide him with a place where he can chat and eat online without financial pressure.
As far as I know, many parents are killing their children in this way, and many children are willingly "cooked" by their parents in this way.
I once overheard a conversation between a girl and a classmate while having afternoon tea at Pizza Hut.It was a young and beautiful girl. She walked at the same pace as me. She also came out of watching a movie on the third floor and rushed to the second floor for a rest.
She held up the newly launched iPhone4s to announce the good news to her friends:
Dear, I bought an iPhone4s from a scalper yesterday, and I'm going to have fun by myself today.
The other party probably said: Take it easy, don't be a moonlight clan.
Girl: Don’t worry, I can’t afford it. My dad gave me a credit card.
The other party probably asked: When did you start looking for a job?
Girl: I've been in class for half a year, and I'm tired early. Let's take a rest for a while.
The other party probably said: Isn't it a good idea for you to fish for three days and post on the net for two days?
Girl: I have parents. The combined retirement salary of my parents is more than 7000. It is no problem to support me.
The other party probably said: Your parents are also getting old, you have to think about them.
Girl: It's okay, my mother said, they don't need me to take care of the elderly, they have social insurance, so when I look for a husband, I must also find parents who have social insurance!
The other party must be speechless.The girl went on to play: Dear, when will you come to Beijing, I invite you to Happy Valley, let's have a good time.
The other party probably said: I heard that tickets to Happy Valley are very expensive.
Girl: Don't talk about money, vulgar, I beg you, give my sister a chance to spend money.
……
Back then, when I was this old, I was still in the basement for my postgraduate entrance examination. It would be nice if I could eat ribs once a week, go to McDonald’s once a month and eat French fries. Places like Pizza Hut belonged to a certain roommate. Only the sisters in the entire dormitory can return to the tooth festival if the rich boyfriend treats guests.If you can't finish eating, you pack it back, and share a small piece for each person the next night.It's really shabby to say, but the girl is really happy now.
While envious, I was thinking, what kind of tomorrow will this girl have?When she reaches my age, will she be happier than me?Am I being a little unreasonable?
There are many, many such "chewing old people". I remember when I was working a few years ago, I was in charge of the recruitment editor.A girl from Taiyuan came to the unit. She was in good condition in all aspects, and she stopped coming after only three days of work.Because the unit is very short of her professional talents, the boss asked me to call her to ask about the situation and try my best to get her.If the salary is too low, you can add some more.
After I showed my sincerity, the girl politely rejected me: "Sister, it's not about money. The pocket money my dad gave me for a day was more than what you guys give me for a month. Why am I still in this class?"
I was really knocked down by thunder at that time, and the phone was on hold for a long time before I put it down.
I was thinking, if I had this condition, would I still work so hard?
I'll work too, but at least not as hard as I do now.
Numerous facts have proved that if you can enjoy a comfortable life without hard work, few people will be busy and struggle.
There are people who consciously work hard for their dreams, but they are too few.
Now, there are too few parents who believe that the children of the poor should be the masters of the family, and most parents believe that the children of the rich should be the masters of the family, especially girls. They say that girls should be rich, lest she be fooled by the poor boy and marry a poor ghost .In order to avoid their imaginary misfortune, parents are desperate to provide their children with superior living conditions, no matter how poor they are, their children cannot be poor.
But Mencius said, born in sorrow, die in peace.People are lazy by nature. If life is too comfortable and you can gain a sense of security without hard work, you will lose your fighting spirit and forget your ideals.
I used to rent a three-bedroom house in Beijing. I am warm and hospitable. Anyone from relatives or friends who come to Beijing will settle here. I also brought many fellow villagers out to work.At the beginning, they all lived in my house - they are all acquaintances, and they don't need to pay, just eat together.You can surf the Internet all day long, watch TV at will, and stay with me at almost zero cost.Later, I concluded that my enthusiasm and boldness almost hurt them, because when those children lived with me, they didn't even bother to find a job, and they started to improve after they moved out of my residence.I have tasted the truth here: these people are not lacking the ability to work, but too safe.Living with me, I don’t have to worry about food and lodging, full of energy, happy mood, and not enterprising—if the sense of security can be easily obtained in this way, then why do they still have to work hard to fight for it? Even if they try again, they will not be as comfortable as they are now!
A young man with a sound mind should have the spirit of taking the initiative to endure hardships, and try to stay away from things that make you easily feel safe!Including parents who care too much about you, a card that can be swiped arbitrarily, a task that will not make mistakes and a job like an old age.That will destroy your fighting spirit!
To find a job, you must support yourself.On the one hand, it's because spending your own money and your parents' money feels completely different.On the other hand, it is because it is better to ask for others than to ask for oneself, or oneself is the most reliable.If you don't work hard, even if your parents leave you a wealth of wealth, there will always be a day when you squander it all.
To value your own life.If you think that you can live a good life with your parents, and you have many friends who are close to you, and they all really admire you, then you are wrong.They envy you on the surface, but they will laugh at you when they turn their heads: Tsk, look at him now, there will always be times when he cries.
8 Self-examination, what kind of "poor life" do you belong to
It is not terrible for a person to be poor for a while, but what is terrible is that he gets used to poverty and even takes "no bourgeoisie" as glory.Once you get used to being poor, that poverty really becomes your life.
There was a young beggar who was not reconciled to his fate, and always wanted to be prosperous one day.But several years later, he is still poor.In the end, he was disheartened, and his only hope was pinned on a wise man who did not know the future.So, he found the wise man with a sum of money he had saved from living frugally.
"Dear sir, please give me some pointers! Will I still be as poor as I am now after more than ten years?"
The wise man looked up at the beggar and said, "Young man, don't be unhappy when I say it. Ten years from now, you will still be as poor as you are now."
The beggar was very sad when he heard that, so he took out some money and handed it to the wise man, begging him: "Mr., can you see if I have hope in 20 years?"
The wise man was a little moved, looked at him seriously and said, "You will still be so poor 20 years later."
The beggar was even more sad.Finally, he took out all the money, knelt down in front of the wise man and said very piously: "Mr., I rely on you. Please give me some advice. What will happen to me in 30 years?"
The wise man had no choice but to look at the beggar again, and said sympathetically, "You will not be poor in 30 years."
The young man was so excited that he jumped up from the ground happily: "Ah! I have finally found hope. Then, esteemed master, may I ask again, how much money will I have by then?"
"Young man, you will not be poor after 30 years because you are numb and used to it." The wise man patted the young beggar on the shoulder and floated away.
What a profound word!In fact, life is a habit, diligence is a habit, laziness is a habit; success is a habit, failure is a habit; wealth is a habit, poverty is also a habit... The key is, when you When you are used to a role, will there be higher pursuits?
If you are not used to the current poverty, it means that you still have hope. Countless examples show that poverty can be changed and happiness can be created. perseverance.
Finding out the root of poverty is the first step in getting rid of poverty.There are various reasons why a person becomes poor.Next, from the perspective of the causes of poverty, I will discuss the types of poverty and reveal the causes of poverty, in order to help people take targeted improvement measures, and then help people get rid of poverty and become rich.
I roughly divide poverty into the following types according to the causes of poverty.
honest poverty
This kind of people are honest and honest, timid and fearful, traditional and conservative in thinking, unable to see opportunities to make money, unable to find ways to make money, relatively low earning ability, and difficult to earn more money, so they are generally poorer.
The way to improve: balance the conflicts between righteousness and benefit.Take into account your own income while being loyal.Be kind and business-minded at the same time.
Noble Poverty
Such people have greater ideals and higher pursuits, and focus all their energies on their own careers, so they have no time to focus on making money (or the ability to make money is not strong enough to make money).Like the philosopher Spinoza, the painter Van Gogh, etc., their behavior is just like what Confucius said, "a gentleman solidifies poverty", and they live in peace and happiness.
Ways to improve: combine ideals with reality, find a balance point, and take care of the secular world while giving full play to your expertise.
lazy poverty
This type of person is lazy by nature and unwilling to do anything, "I don't want to help the oil bottle when it's down", especially don't want to do things that use brains and energy. They lack a sense of responsibility and initiative, and don't want to find ways to actively create wealth.Even if such people do things, they often have the habit of hesitating and procrastinating, so they often miss things and lose various opportunities to make money.
Ways to improve: You have no choice but to be diligent.Laziness is a habit, and diligence is also a habit. Force yourself to study more, think more, and work more.
prodigal poverty
Such people have one or several bad habits in eating, drinking, gambling, drug taking, etc., and often squander all their money or owe huge debts in order to satisfy their own desires.Such people have never learned how to be frugal, so it is difficult for them to accumulate wealth effectively.
Ways to improve: develop good living and consumption habits, get rid of unhealthy lifestyles, and cultivate yourself in the way of a gentleman.
sick poverty
Such people have disabilities (including mental disabilities), or suffer from malignant diseases, or encounter serious accidents, which have caused great losses to their lives and property. For this reason, they owe huge debts, cannot get out of bed for life, and are extremely poor.Normally, working families with average incomes do not feel this, but once they suffer from a serious illness that costs a lot or encounter an accident that seriously damages life and property, they will immediately understand that their income level cannot afford the disaster at all.
The way to improve: Of course, it is better to plan ahead. Cherish life and health on weekdays, pay attention to daily health care, and prevent problems before they happen.
industrial poverty
Such people are engaged in low-income life industries, such as farmers in many places in China. Due to the small land and large population and low labor productivity, farmers generally have low income and are generally poor; workers who work hard on the production line are generally relatively poor. Poverty is due to the low technical content of labor and low wages; people who clean up in various places and do service work are also poorer groups because they are engaged in occupations with lower returns.And if you work in the entertainment industry, do business, etc., you will be very rich, because these are high-paying occupations.
The way to improve: Arm yourself with knowledge, pay attention to learning and improvement, pay attention to the accumulation of experience, wait for opportunities to transform, and shift from labor-intensive to technology-intensive.From making money with physical labor to making money with your brain.
intellectual poverty
In modern society, people with little education, little knowledge, and low intelligence find it difficult to earn a lot of money and tend to be poor.To make money and get rich, people need all kinds of knowledge and wisdom, not only business knowledge and wisdom, but also interpersonal knowledge and wisdom. The more knowledge and wisdom, the better for making money and getting rich.Although some people are not highly educated, they have a strong learning ability, can persevere, and are good at comprehending and comprehending the wisdom of life from life and work. Their knowledge and wisdom will soon surpass other people (non-learners), or even surpass their academic qualifications. They are tall people, so many of them have become entrepreneurs, experts in various industries and other relatively high-income groups.On the contrary, people who are not good at learning, have little knowledge, and low wisdom are prone to poverty.Modern society is an information and knowledge-based economy society. Knowledge and wisdom are becoming more and more important. Therefore, increasing the level of education as much as possible, having a higher degree, and being able to maintain a strong thirst for knowledge, continuous learning, and lifelong learning are crucial to getting rid of poverty, Achieving prosperity plays a big role.
The way to improve: develop the habit of learning, use spare time rationally, constantly recharge yourself, increase the added value of technology, and broaden the communication surface.
Comprehensive poverty
Such people are poor caused by two or more of the above reasons.Most of the poverty in the real society is a comprehensive poverty caused by multiple reasons.
The way to improve: multi-pronged approach, comprehensive management, and make up for any deficiencies.
Any poor person who wants to improve his situation and change his social status should carefully analyze the reasons for his own poverty and take targeted measures against these reasons.As long as you work hard to improve, it will be fruitful.
(End of this chapter)
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