Go back to the Ming Dynasty to be a thousand households

Chapter 285 Enthusiastic
The court meeting ended in failure, and the cabinet did not agree with the proposal of issuing national debt, so Huang Laifu had to adopt the last method.

In fact, Huang Laifu can understand why the cabinet ministers and officials all proposed to increase the agricultural tax on the people, because the money will not be paid to them anyway, and even if it is sent, it can be passed on to the common people.

However, Emperor Wanli's mining tax was mainly to collect commercial taxes from officials, wealthy households, and big merchants. Naturally, it was strongly opposed by all officials and censors in the world. This is why the censors suddenly rushed out of the court , due to the intense reaction.

The Civil Service Group of the Ming Dynasty has been developed to the present, and their thinking has always been in extreme contradictions. On the one hand, they have read the books of sages since childhood, and they are determined to cultivate themselves and govern the country and the world.On the other hand, there were always disputes between public interests and private interests, especially after entering the mid-Ming Dynasty, the so-called officials had long been synonymous with merchants, landlords and gentry.

In the DPRK, the officials can talk about the suffering of the people, but if the taxes in the world are tilted towards them by the people, they will keep silent or fight fiercely.Especially at the end of the Ming Dynasty, out of interest considerations, almost the entire civil official group stood on the opposite side of the royal family, which is why the emperor of the Ming Dynasty had to continue to reuse eunuchs.

Huang Laifu somewhat understood the reason for this.As for the Ministry of Households not wanting to bear the burden of issuing national debt, any system of the country is nonsense, they just don't want to take responsibility.

It seems that only I have come forward!
After the court meeting, Huang Laifu said to Emperor Wanli: "Your Majesty, the cabinet ministers and all the officials do not agree with the issuance of national bonds. Prepare more than 300 million taels of silver!"

Emperor Wanli sighed and said, "That's all!"

He looked at Huang Laifu movedly and said, "Huang Aiqing, thank you for your trouble!"

Huang Laifu talked about the previous sentence again: "To share the emperor's worries, it is the duty of the humble minister."

……

The news about the court meeting has already spread in the capital, and in the past few days, there have been rumors that Huang Laifu will bypass the Ministry of Accounts and undertake the issue of national debt on his own.

Immediately this news revived public opinion in the capital, and all the officials looked at Huang Laifu busy here and there with great interest, thinking that when they thought about it, they wanted to see what kind of scandal this warrior would make. The smell of woe.

Only many businessmen in the capital had a lot of thoughts. These days, Wang Chongyi, the head of the Shanxi Merchants Guild who had a good relationship with Huang Laifu, ushered in a wave of visits.

For several days in a row, Huang Laifu recruited Qu Yuanrui and Wang Chongyi to talk about it in a mysterious way, which aroused widespread speculation from the outside world.Moreover, this matter has become a hot topic of discussion among many Beijing citizens after dinner. Many teahouses and restaurants are spreading various inside information.

On May 25th, [-]th year of Wanli, Shanxi Merchants Guild Hall, Qipan Street, Beijing Normal University.

On this day, in the hall of the guild hall, it can be said that merchants gathered, not only the top Shanxi merchants in Beijing, but also many Beijing merchants, Anhui merchants, Guangdong merchants, Lake merchants, Fujian merchants and other prominent merchants in Beijing.

At this time, in the first song, Wang Chongyi, the head of the Jinshang Guild Hall, was talking and laughing with Qu Yuanrui, and the two whispered something from time to time.On both sides of the lower head, a group of businessmen in brocade clothes also had different expressions, and some people were whispering to each other from time to time.

Wang Chongyi stood up and said: "Everyone, everyone, today we are honored to invite the shopkeeper Qu to explain the bond issued by Mr. Huang. If you have any questions, you can ask the shopkeeper face to face. I believe he will answer you. All questions!"
Qu Yuanrui also stood up, bowed to everyone, and said, "Seniors, Yuanrui was entrusted by the military sect to issue Eastern Expedition bonds to the outside world. If you have any questions, you can ask me, and I will definitely answer you." Know everything, say everything!"

Due to the strong opposition from the cabinet ministers and officials, Huang Laifu naturally could not use the clearly marked name of national debt, but changed to the more personal name of Dongzheng Bond.

The businessmen present here are all from the business world, and they have seen a lot of so-called private lending. Many of them run banks. They naturally know what bonds mean, although it is a bit new.The next businessman stood up and said, "May I ask the shopkeeper, how will the Dongzheng bonds be issued, and how will the interest be calculated?"

Qu Yuanrui said: "Our Dongzheng bonds have different denominations. They are divided into two types. One is bearer bonds. Everyone can transfer and buy them freely, and the annual interest is very high. The interest is paid once a year. The money is about two cents, and after five years, the principal can still be repaid.”

As Qu Yuanrui clapped his hands, a few guys came out and showed everyone a few samples of the bonds issued this time. They saw that these bonds were all exquisite in style, with the words "Eastern Expedition Bonds" written on it, and the coupons. The amount, the repayment period, the bond interest rate, the name of the issuer, Huang Laifu, the general soldier of Shanxi Town, etc., and the seal of Huang Laifu's general soldier was stamped on it.

The minimum denomination of each bond is 100 taels, and the maximum denomination is 1 taels.

All the businessmen spread the news one after another, and they were all excited. According to the current folk interest calculation, if the annual interest exceeds one cent and five cents a year, it belongs to usury.However, the annual interest rate is one cent and two cents, which can be regarded as a very generous return, so everyone can't help being tempted.

This kind of interest will be very considerable in future generations. This is also the first time Huang Laifu has issued bonds, so try to return as high as possible. After the channel is launched in the future, the interest will not be so high.

But at the same time as everyone passed it on, another doubt arose.

A Beijing businessman said again: "The Huang Junmen is famous all over the world. It's not that I can't trust Mr. Huang... But, this, I would like to ask the shopkeeper, is there any guarantee for the Huangjunmen to issue this bond?"

At present, there is no such thing as credit bonds in Daming. To issue bonds, there must be some obvious property guarantee mortgage. Although Huang Laifu's business legend in Daming these years has made many businessmen want to cooperate with him.

Moreover, every bond is also stamped with Huang Laifu's general seal, so that the person in charge will not be found by then.But one yard counts for one yard. To buy this large amount of bonds, it is natural to have corresponding guarantees to be safe.

Qu Yuanrui said: "Of course, you don't have to worry about this. My Master Ming Dynasty is invincible. After defeating the Japanese in the future, I will definitely let the Japanese lose money and land. With the emperor's trust in Huang Junmen, everyone will pay for it in the future." There is absolutely nothing to worry about."

However, Qu Yuanrui's statement made all the merchants disagree. It is certain that Ming will win the war, but it is not necessarily the case when it comes to Japanese compensation for military expenses after the war.Moreover, the bond is currently issued in Huang Laifu's personal name. Even if the Japanese compensate the military expenses to the imperial court, it is uncertain whether the money can be used by Huang Laifu.

Fortunately, Qu Yuanrui continued: "Of course, in addition to this, Huang Junmen will also use the farms and factories in Wuzhaibao, as well as properties outside the Great Wall and other places in the capital as collateral, so you don't have to worry at all."

With Qu Yuanrui's words, the businessmen felt relieved. In fact, it's not that they can't trust Huang Laifu. In the past few years, everything Huang Laifu did was profitable. The businessmen believed that Huang Laifu's bond issuance was the same. .Everyone was worried because of a more secure idea. Hearing that Huang Laifu made this gesture, everyone was relieved.

The people below whispered to each other, and many of them were overjoyed.

At this time, another Huizhou merchant stood up and said: "Master Qu, you just said that there are two types of bonds. We already know the bearer bond. What is the other?"

The people below agreed one after another, saying: "Yes, what is it? Let the shopkeeper tell you!"

Qu Yuanrui looked at everyone with piercing eyes, and said, "Another kind of bond is quite special. It needs to be registered. The minimum price for a single transaction is 10 taels, and there is no annual interest, and the principal will not be repaid in the future."

Immediately surprised comments spread throughout the hall, this kind of bond is too strange, isn't Huang Laifu worried that it won't be sold?But everyone knew that the inside story was definitely not that simple. After discussing for a while, everyone lowered their voices to listen to what Qu Yuanrui had to say.

Qu Yuanrui said: "You may wonder why registered bonds are like this. What I want to tell you is that after purchasing registered bonds, you can participate in the trade between Japan and North Korea in the future!"

In Qu Yuanrui's explanation, after the victory of the Great Ming Conquest in the future, Japan will be forced to sign a treaty and open up multiple trading ports, not to mention paying compensation. enjoy various privileges.At that time, everyone can divide the responsibility, which area of ​​Japan, who will lead the trade, the more bonds bought, the larger the area allocated.

As for whether the Ming Dynasty will fully open its merchants to sea trade, whether Japan will sign a treaty and open the treaty ports, etc., don’t worry about this. Emperor Wanli has already agreed to Huang Junmen’s request. Mr. Huang is confident.

Not only that, at that time, Ming Dynasty will also open up trade with North Korea, and those who buy bonds at that time can get priority.

Listening to Qu Yuanrui's explanation, everyone in the room was shocked.

Although starting from the year of Longqing, the Ming Dynasty has gradually lifted the sea ban and allowed merchants to go to sea for trade, but to be honest, this scale is not comprehensive, and there are many restrictions, and tribute trade still occupies a dominant position.

To be honest, this kind of tribute trade has many specific and cumbersome regulations, such as the time limit for each country, the ships paying tribute, the ports where the ships call, the entourage, the type of tribute, etc., and there are many years.

For example, it is stipulated that the Ryukyu Kingdom pays a tribute every two years, Annan, Champa, North Korea and other countries pay a tribute every three years, and Japan pays a tribute every ten years, and each tribute period is limited to 200 people and 2 ships, and issued to the editor The inspection and cooperation certificate with number will not be accepted if the inspection and cooperation is not in compliance, and it will be invalidated periodically, and only a new inspection and cooperation can be traded.

However, at that time, the profits of sea trade were very large. The silk, cotton, brocade, needles, iron pots, porcelain, ancient coins, ancient calligraphy and paintings, medicinal materials, lacquerware, etc. of Ming Dynasty were very popular among Japanese people, and the prices were quite expensive!Silk cotton can be sold for 200 taels of silver per hundred catties, red thread can be sold for 70 taels of silver per hundred catties, mercury can be sold for 300 taels of silver per hundred catties, a needle can be sold for 7 cents of silver, and an iron pot can be sold for one tael of silver.

The merchants of the Ming Dynasty could get six or seven times the original profit once they shipped goods to Japan.

At present, merchants from the south of the Yangtze River have started to trade with Japan and other countries, and there are countless sea merchants who have become rich through trade.However, even if merchants from Jiangnan continue to trade with Japan and other countries, the market is far from being opened. If the two countries start trading on a large scale, the prospects are very promising.Especially for businessmen in the North, even if they trade with North Korea in the future, they will be very profitable.

For a moment, there was silence in the hall, and many of them were beating their hearts, thinking quickly in their hearts.

Obviously, the purchase of this registered bond is equivalent to the investment fee paid to Huang Laifu in advance by everyone, and risks and profits coexist.In the future, everyone will follow Huang Laifu to eat their mouths full of oil, but if it fails, the huge amount of money invested by everyone will be wasted.

To do it or not to do it is a test of everyone's courage and courage!After all, each note bond is at least 10 taels, which is not a small amount.

Qu Yuanrui carefully observed the expressions of everyone in the field, he smiled and said: "I know your doubts, but I want to tell you with my own example, the risk that should be taken is still worth taking! Back then, I was also Because of resolutely cooperating with the military sect, Qu has the status and achievements he has today!"

Everyone is contemplating, yes, Qu Yuanrui was a small businessman in Qi County back then, and now he has become a powerful figure in the business world.It was the reason why Huang Laifu was subsidized tens of thousands of taels of silver at the beginning.Right now, his reward makes people envious, but it is also because of his original courage in exchange for it!

Wang Chongyi even smiled and said: "No matter what, the people in my guild decided to stand with the military gate. The old man announced that the Jinshang guild will subscribe for 50 taels of registered and bearer bonds. Right now, the frontline soldiers are doing their best to The country contributes, so why should I be stingy with this mere money and goods?"

His words were like a heavy shell, shocking everyone present!
Qu Yuanrui smiled and said: "Everyone can think about it carefully. Three days later, the Dongzheng bonds will be issued to all people in the world at the Jinshang Guild Hall!"

……

Regardless of the mood of the businessmen after they left, and regardless of how the outside world reacted to some news, in short, three days later, that is, in the early morning of May [-], the Eastern Expedition Bond prepared by Huang Laifu was publicly released to the outside world.

It can almost be described as panic buying, not only businessmen and wealthy households, but also ordinary citizens are rushing to buy Dongzheng bonds first.Generally, if a family is unable to afford it, several companies join forces to buy some.

In recent years, things related to Huang Laifu have made a lot of money, which is the consensus of many people.If some people are worried, but even Wang Chongyi and others from the Jinshang Guild have subscribed for bonds as high as 50 taels, what are you worried about?

First came the big businessmen, then the eunuchs who made friends with Huang Laifu, and then ordinary citizens.In the end, the dumbfounded civil servants couldn't sit still, and they also joined the rush-buying crowd one after another. I heard that even Zhao Zhigao, the chief assistant of the cabinet, and Yang Junmin, the secretary of the household department, bought a lot.

In the end, the Dongzheng bonds quickly flowed out of the capital and went to many places.Several years later, it was rumored that in the bank of Toyotomi Hideyoshi and others in the opposite country of Japan, there were found Dongzheng bonds printed by Huang Laifu...

(End of this chapter)