Chapter 266
Time flies, today is the 29th of the new year, and every family is preparing for the [-]th of the new year and reuniting with their families.

At this time, in the Qin family, dozens of servants are also busy arranging the arrangement. The Qin family mansion is filled with new year greetings and couplets posted everywhere, and the large yard outside is also filled with citrus, chrysanthemum and other annual flowers. , In the lobby on the first floor of the Qin family mansion, there is a large peach tree more than three meters high. There are red envelopes tied to the branches of the peach tree, which looks very festive against the budding peach blossoms.

In the study on the second floor, Qin Zhongyuan, Qin Jiangshan, Qin Haoyuan, and Qin Haohan gathered together to discuss matters concerning the Qin family's property.Now in the Qin family, Qin Zhongyuan is the chairman of Longsheng Bank, Qin Haoyuan is the manager of the credit department of Longsheng Bank, Qin Haohan is the deputy manager of the investment department, and Qin Jiangshan is the general manager of Zhongyuan Garment Factory.

In addition to the two major industries of Longsheng Bank and Zhongyuan Garment Factory, the Qin family also has many other small companies, such as "Desheng", but their status is far inferior to that of Longsheng Bank and Zhongyuan Garment Factory. .And Longsheng Bank is the most critical business of the Qin family, and it is the leader of the gang.

Although Zhongyuan Garment Factory is an independent company, most of its funds need the backing of Longsheng Bank. Even nearly half of the shares of Zhongyuan Garment Factory are in the name of Longsheng Bank, so Zhongyuan Garment Factory is actually It is just a very large subsidiary of Longsheng Bank.

In this quaint study with a strong traditional Chinese style, Qin Zhongyuan was sitting on the grand master's chair in the center, Qin Jiangshan was sitting on his left, and Qin Haoyuan and Qin Haohan were sitting on his right.The four of them sat around a root carving coffee table, while Qin Haohan carefully washed and made the tea, and finally poured out four cups of steaming tea.

"Father, Second Uncle, Big Brother, please." Qin Haohan smiled.

Qin Zhongyuan nodded, took a sip of the cup of tea in front of him, and said to the expectant Qin Haohan, "Although the heat is still a bit off, it's still pretty good."

Qin Haohan heaved a sigh of relief, and then said with a smile, "Thank you Dad, I will work harder."

Qin Haoyuan next to him gave Qin Haohan a jealous look. Tea ceremony is Qin Zhongyuan's great hobby, and Qin Jiangshan himself is also a master of tea ceremony.In order to match their preferences, both Qin Haoyuan and Qin Haohan learned the tea ceremony successively.

However, Qin Haoyuan has been learning the tea ceremony for three or four years, while Qin Haohan only started learning it after returning from studying in the United States half a year ago.Qin Haoyuan has studied for so long, but Qin Zhongyuan has never said a comment like "very good".

Now that he drank the tea made by Qin Haohan, Qin Zhongyuan gave him such a high evaluation, which made Qin Haoyuan very jealous.

"Haoyuan, you should ask Haohan for your tea ceremony. After three or four years of learning, the progress is still not great. Haohan has only learned the art for half a year, which is better than you." Qin Zhongyuan said lightly. , The mist from the hot tea rose up in front of him, blurring his eyes, making it difficult for people to see clearly the thoughts in his heart.

When Qin Haoyuan heard this, he became even more jealous and hated towards Qin Haohan in his heart, but he didn't dare to show it on his face, he just lowered his head and said, "I know Dad, I will definitely ask Haohan for advice when I have the opportunity."

"Father, in fact, elder brother's tea ceremony is much better than mine." Qin Haohan said with a smile at this time: "I have seen elder brother make tea, and his basic skills are very good, so I have to ask elder brother for advice."

Qin Zhongyuan smiled slightly: "Well, you two brothers can discuss it carefully. A course of tea can best train people's patience."

Qin Haohan and Qin Haoyuan nodded quickly, but Qin Haoyuan secretly glanced at Qin Haohan. Seeing that he still had a humble smile on his face, he couldn't help cursing inwardly.He knew that Qin Haohann definitely didn't really say good things for himself just now, it was just that Qin Haohann deliberately pretended to be polite and generous in front of Qin Zhongyuan and Qin Jiangshan.

At this time, I heard Qin Zhongyuan say again: "This year, the performance of our Longsheng Bank is better than last year, which is worthy of recognition. Haohan, you have only been in the investment department for half a year, and the results are good. Old Li said, You quickly integrated into the company's business, and you have a good relationship with people in other departments of the company, as well as your own subordinates, which you did very well."

Qin Jiangshan beside Qin Zhongyuan also smiled at this time: "Haohan is really good. Lao Li also told me that Haohan proposed to let the bank invest in gold, and then the international gold price really rose, and the bank also He has made a lot of money. Lao Li said that although he is the manager of the investment department, he is still not as good as a novice like Hao Han, and he directly lamented to me that the waves behind the Yangtze River push the waves ahead.”

Qin Haohan quickly said: "Manager Li is too generous. In fact, I was just trying my luck. If the international gold price drops and the bank loses money, I don't know how to face my father and the company's colleagues. gone."

Qin Zhongyuan frowned, and said to Qin Haohan: "Investment is inherently risky. Even if your second uncle and I have invested for so many years, it is impossible to make a profit every time. However, every time It is necessary to do your homework and plan well before investing.”

"Father is right, I will definitely work harder in the future." Qin Haohan looked taught.

Seeing Qin Haohan being admired by Qin Jiangshan and Qin Zhongyuan one after another, Qin Haoyuan was so jealous that he couldn't show it on his face.It's just that Qin Haohan's complacent gaze occasionally drifted over, which made Qin Haoyuan feel very dazzling, wishing to scratch Qin Haohan's pretendingly humble face on the spot.

"Haoyuan." Qin Zhongyuan called Qin Haoyuan lightly.

Qin Haoyuan was shocked, and quickly straightened up and replied, "Yes, Dad."

Qin Zhongyuan looked at Qin Haoyuan with piercing eyes, and said slowly: "This year, your job in the credit department is quite satisfactory, but there are many shortcomings. In the business you handled, there are several loans that you can't get back, right?"

Qin Haoyuan was still heaving a sigh of relief when he heard the first half of Qin Zhongyuan's words, but later when Qin Zhongyuan talked about the unrecoverable credits, Qin Haoyuan couldn't help breaking out in a cold sweat, and murmured: "Then That's...that's because those companies were...bankrupt, and the bosses of two of them fled with the money, so..."

Seeing that Qin Haoran lowered his face, he said in a stern tone: "Then when you apply for a loan from them, you should check carefully to see whether the repayment ability of these companies is sufficient. Although the amount of these loans is not It’s not big, but it will also affect the performance of our bank. Also, as the manager of the credit department, if you often make mistakes yourself, how will you convince your subordinates in the future?”

Qin Zhongyuan's stern words were like a basin of cold water pouring down on his head, Qin Haoyuan quickly lowered his head: "I'm sorry, Dad, I...I..."

Qin Haohan next to him watched his heart carefully, without revealing any clues. In fact, he gloated at Qin Haoyuan's criticism in his heart.He knew that when Qin Haoyuan extended loans to those companies, those companies gave Qin Haoyuan benefits and took him around to spend time and wine, and then Qin Haoyuan gave them all the loans with a stroke of his pen.

"Forget it, you are still young after all, and you still have a lot to learn." Qin Zhongyuan pondered, "It's just that I let you sit in the credit department so early, it seems that I have hurt you. Qian, if one person takes on such a heavy courage, the pressure is indeed a bit greater. Unlike Haohan, Haohan is still in the investment department with Lao Li, so it is not in a hurry to take it slowly."

Upon hearing what Qin Zhongyuan said, Qin Haoyuan immediately shuddered, and quickly said: "Dad, don't worry, I will definitely study hard in the future and learn from this lesson."

Qin Zhongyuan raised his hand, stopped Qin Haoyuan's words, then turned to Qin Jiangshan and said, "Originally, I wanted you to come back to the bank to help watch, so that Haoyuan and Haohan could learn from you. But the Zhongyuan Garment Factory I can't live without you, alas, really, if their brothers are as smart as you, I don't need to worry so much."

Regarding Qin Zhongyuan's words, Qin Haoyuan and Qin Haohan didn't dare to express their opinions casually. After all, they all knew that at the current stage, Qin Jiangshan was truly the number two member of the Qin family, which no one could deny.

"Brother, isn't Haoran still there? I think he has managed 'Desheng' well, or let him come back to help." Qin Jiangshan said.

Both Qin Haoyuan and Qin Haohan couldn't help their hearts skipping a beat when they heard the words, wondering why did Qin Jiangshan suddenly mention this?Could it be that Qin Haoran has already caught his line secretly?

Both of them turned their eyes to Qin Zhongyuan, very nervous about Qin Zhongyuan's attitude.

But Qin Zhongyuan waved his hand, and said in a deep voice: "No, he is far from hot enough, and it's not time to come back, let's talk about it later. Besides, the scale of 'Desheng' is so small after all, even if he can Turning it around in the past six months does not mean that he can handle the affairs of the bank or the garment factory."

Hearing Qin Zhongyuan's words, Qin Haoyuan and Qin Haohan breathed a sigh of relief.Because in their eyes, even if Qin Haoran has no strength, if there is one more competitor, the difficulty for him to inherit the Qin family will eventually increase accordingly.

At this time, I heard Qin Zhongyuan say: "Haoyuan, Haohan, you go out first, I have something to discuss with your second uncle."

"Then let's go out first." Qin Haoyuan and Qin Haohan hurriedly got up and left the study.

After closing the door of the study room, the two looked at each other in unison, and then snorted coldly, and Qin Haoyuan said: "Don't think that father's compliments on you mean that you are really great, don't forget, you are here The investment department is just a deputy manager."

"So what about your experience in the credit department?" Qin Haohan sneered: "You can't even compare to the people below, so it's because you have the nerve to stick to this position."

(End of this chapter)

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