The poor are poor, the rich are rich

Chapter 44 2 Putting every penny to practical use
Chapter 92 put every penny to good use
Living at home, with the same money, there is a big difference between being able to buy and not being able to buy.Herein lies the question of how to spend money.Do you want to get the most out of your money?Money is well spent only when you buy the right item at the right time.

Cultivate the habit of frugality, but at the same time be careful to avoid the swamps of frugality. "No investment, no return", "Small savings, big waste", and many well-known proverbs all illustrate the truth that wrong saving is not only useless but harmful.

You can't save desperately at the cost of mental development and ability improvement, because these are the capital of your career success and the motivation to achieve your goals, so don't kill your creativity and "productivity" because of this.Find ways to improve your abilities and levels that will help you maximize your potential.Spend your money where you need it most, and other problems can be easily solved.We need to spend money everywhere in our lives, and the money in our pockets is certain. Only by spending the money in the most appropriate place can we achieve "fulfilling responsibility".

Spend your money where you need it most, give it a try, and it will make a big difference.

Ms. Zhang is currently busy preparing for the wedding. She and her boyfriend decided to hold a grand and festive wedding, and buying a wedding dress has become a top priority.She went to many shopping malls, some of the wedding dresses she was not satisfied with, and some of them were too expensive, but a French imported wedding dress she liked was priced at 28000 yuan, how could ordinary people afford it!Besides, a wedding dress may only be worn once in a lifetime, and no one is willing to pay too much for "once" except for the rich.In desperation, Ms. Zhang had to choose from a wedding dress rental shop on the street. She chose a wedding dress similar to that imported from France, and the daily rent was 300 yuan.She is a very clean girl, and she felt uncomfortable when she thought of so many people wearing this wedding dress next to her body, so she dry-cleaned the wedding dress at her own expense, which cost 280 yuan.She only spent a total of 580 yuan to get the effect of 28000 yuan, which is quite appropriate.

In fact, in daily life, there are a lot of money that can be saved, such as books, DVDs and so on.If you only rent and not buy like Miss Zhang, it will be a lot more cost-effective.

Some people like to watch DVDs very much, and they buy new ones when they see them, but they only watch them once or twice. At 10 yuan per disc, if they buy 100 discs, it is 1000 yuan, but if they are rented, it is also worth watching 100 discs. But it only cost 200 yuan.There are also flowers. Some people buy a few pots of precious flowers and trees on a whim and take them home, but they don’t have the patience to maintain them. It won’t take long for the flowers and trees to dry up, which is a waste of money.If you sign a contract with a flower and tree leasing company, you can save money and worry. They will regularly rotate and deliver flowers to your door according to different seasons, and you can get a pleasing effect with just a little water every day. Why not do it?

Famous British writer Ruskin said: "Usually people think that the meaning of the word thrift should be 'a way to save money'. In fact, it is wrong. Thrift should be interpreted as a 'method to use money'. That is to say, what should we do?" To purchase the necessary furniture, how to spend the money in the most appropriate place, how to arrange the expenditure on clothing, food, housing, transportation, education and entertainment, etc. All in all, we should use the money in the most appropriate and effective way, That's real thrift."

(End of this chapter)