The poor are poor, the rich are rich

Chapter 47 5 Let "rentalism" prevail in your home
Chapter 95 Let "rentalism" pop into your home
Surveys show that renting out is becoming more and more popular in cities.More and more young people choose to rent houses and cars, and there are many white-collar workers with a monthly income of more than 5000 yuan.In their words, it’s not that we can’t afford it, but that we don’t want to be “trapped”—look at the so-called mortgage owners who own cars and houses, tighten their belts every day to repay their loans, cut down on food and clothing, and look like dishes. Why bother?Therefore, more and more people believe in "buying is worse than renting" and "long-term is worse than temporary", and "renting" has become a fashion in cities.

Some young people have begun to not plan to buy a house, even if they have money, they will use it for investment.Featherfall is one of them.

Yu Luo and his wife Xiao Nuan have been married for more than a year and have been renting a house.During the period, the parents of both parties advised them more than once to buy a house with a mortgage and settle down first.They also sponsored 20 yuan in advance for the purchase of a house. Yuluo and his wife also have savings of more than 20 yuan. Adding the 20 yuan from their parents, it should be more than enough to pay the down payment for an ordinary house.But Yu Luo didn't think so. He felt that he and his wife were highly educated and high-income people, and it was uncertain where they would go to develop in the future. If they bought a house, the house would become a burden.Moreover, the housing prices in recent years have been really unstable, and it is difficult to predict whether it will rise or fall.Yu Luo was also worried that after buying a house, they would be locked up at a high price like a stock, so they decided not to rush to buy a house, but to use it for investment.

Yuluo lent 20 of it to a friend who started a company. The friend paid interest to Yuluo at an annual interest rate of 15%. Pledge, if the friend cannot repay the loan when it is due, the stock can be transferred to Yu Luo's name immediately.In this way, under the premise of maintaining better living conditions and not affecting the quality of life, Yuluo and his wife invested their savings of 20 yuan, and could earn 3 yuan a year.And their rent is less than 1 yuan a year.This is equivalent to Yu Luo and his wife living in a "free" house and earning money every year.

In addition to houses that can be rented, small things such as flowers, birds, fish and insects can also be rented.However, you should choose a regular merchant when leasing, because the merchant will ask customers to pay a certain deposit when leasing, and the deposit is generally higher than the actual value of the rental item. It's over.Whether it is flowers or pets, they are special leased items with life. If these leased items have abnormal conditions such as diseases and insect pests, you should contact the lessor in time, because the leasing company stipulates that if the customer does not notify in time, the resulting loss will be borne by the customer.Long-term renters can apply for a membership card and enjoy certain discounts.For example, some flower rental companies have launched the "Family Greening Annual Card". With this preferential card, you can enjoy services such as monthly renewal of flowers and regular on-site maintenance, making flower rental consumption more value for money.

(End of this chapter)