The poor are poor, the rich are rich

Chapter 57 1 Moment of Youth, Close the "Moonlight" Treasure Box

Chapter 12 Smart Money for Singles——One Person's Wealth Waltz
Chapter 121 Moments of Youth, Close the "Moonlight" Treasure Box

Ms. Cheng is now working in an insurance company, with a monthly salary of 4000 yuan, which is considered to be a relatively high-income group among freshly graduated undergraduates. Many people envy her.But at the end of each month, Ms. Cheng found that she didn't have much money, and she could only look forward to getting paid soon.Many people who are familiar with her don't understand why she lives very poorly at the end of each month.

In fact, after deducting the monthly rent and living expenses, she can have nearly 2000 yuan left. However, she has a problem—she loves shopping.Whether she needs to buy something or not, she will go to the big shopping mall to relax, but this relaxation results in adding several clothes to the closet.Sometimes friends can't stand it and say a few words about her, and she always says to herself: "Girl, who doesn't like beautiful clothes, beautiful bags, and high-quality shoes?" Therefore, her money is often not enough to spend, don't When it comes to saving money, she thinks it's pretty good if she doesn't borrow money from others!
There is no lack of such people among young people nowadays. They have a lot of income, but they have no restraint in consumption. They only know how to enjoy themselves, and they only want the happiness in front of them. They are called the "Moonlight Clan", and they admit it frankly, and often boast that they have the motivation to make money and the potential to become rich, in order to justify themselves.

But when you see that behind the hedonistic behaviors such as wearing famous brands, going to restaurants, and shopping, your hard-earned money is passing away like running water, and when you see that your bank account is always in a deficit state, you really don’t know. Are you worried about your future?Have you thought about how to position yourself for the future?

Spending money is sometimes very fulfilling, and I feel that I have realized my own value.But if you only "release" and don't "throttling", no matter how much money you have, it will be used up. Therefore, the hard-earned banknotes every month are always spent at the end of the month.Bright at ordinary times, tense at the end of the month-this is the true portrayal of the "moonlight clan".

The life of the "Moonlight Clan" looks rich and colorful on the surface, but in fact it has huge financial hidden dangers. Just a small emergency may catch them off guard.Therefore, they live very passively, and they don't even have any countermeasures when risks come.

Regardless of income level, as long as you can spend all your income every month, your financial situation is worth worrying about.No matter how much you need money, you should save some of it every month, otherwise, your life can only be exposed to risks, and you can only rely on luck to maintain peace.

(End of this chapter)