The poor are poor, the rich are rich

Chapter 70 2 What can prevent aging

Chapter 152 What can prevent aging

The traditional concept in China is to raise children for old age. However, with the changes in modern society, the tradition is gradually being broken.With the surge of "421 families", it is becoming more and more unrealistic to expect children to provide for the elderly.What is a "421 family"?That is, after a pair of only children get married and have children, their family structure is right and wrong, 4 parents and elders, 2 of them and 1 child.This inverted pyramid structure really makes the people in the center of the tower overwhelmed.Moreover, the competition faced by modern people is different from the past. The "three new mountains" of education, medical care, and housing have made them breathless and struggling. Do you raise it?

When the idea of ​​raising children for old age has gradually faded away, what else can we do to prevent old age?This is something we should have planned for when we were young.

The protection needs faced by people in old age mainly fall into the following three categories: health and medical protection; adequate pension protection; protection against accidental injury.

First of all, the elderly belong to the socially disadvantaged groups, and the probability of their own diseases is much higher than that of other groups.Because of this, insurance companies are relatively strict when reviewing health and medical insurance for middle-aged and elderly people.Under the condition that the country's social medical security system is not perfect, it is necessary to seek more comprehensive health protection through commercial medical insurance. Therefore, the first thing to consider in the planning of future old-age insurance protection should be health and medical insurance, such as critical illness insurance, Lifetime medical insurance, etc.For the choice of medical insurance, products with a long guarantee period should be the first choice, such as Ping An Guardian Lifelong Lifetime Medical Insurance.

Second, how to prepare adequate pensions for old age?Social insurance provides us with the most basic pension, but our country implements the policy of "insurance but not coverage".If you want to enjoy your life to the fullest after retirement, you must focus on planning your future pension when you are young.At present, there are various financial products in the market for pension, but pension planning must be an absolutely safe and stable channel, so pension insurance is a good way.

According to the above analysis of life needs in old age, it is very necessary to make a plan for yourself to have a peaceful old age.Therefore, when raising children to prevent old age is getting farther and farther away, don't forget to have a pension insurance for old age.

(End of this chapter)