The poor are poor, the rich are rich

Chapter 79 2 Teaching Children Money Management from Stories
No.17 Chapter 2 Teaching children to manage money from stories
"Jinyang.com - New Express" published an article about children's financial management by TEDA Amro Fund: Teaching children to manage financial management from storybooks.We include the original text here, hoping to give parents some inspiration.

Every time my father and mother go on a business trip, Qian Duoduo will remind me: "Don't forget to bring me a gift!"

However, when my mother went on a business trip today, Qian Duoduo stopped clamoring for her to bring gifts.Mom felt very curious.

"Baby, mom is on a business trip today, what gift do you want me to bring you?" Mom asked.

"Mom, I don't want any more presents." Qian Duoduo said seriously.

"Why? Christmas is coming soon!" Mom felt even more strange.

"Because it was said on TV that there is a financial crisis! My father told me that some children's fathers and mothers will lose their jobs because of this. Unemployment is very miserable, and they have no money to buy gifts. So I have to save money, don't waste it, and save money !” Qian Duoduo replied solemnly.

It turned out that my mother and Qian Duoduo recently told a story about "Christmas without gifts".Qian Duoduo remembers it very clearly.In the story, Little Bear's father is unemployed, but Christmas is approaching, and there must be presents.So the whole family set up a Christmas tree, and Little Bear secretly gave everyone a "Christmas gift"... The whole family had a simple but very happy Christmas.Qian Duoduo is already 6 years old, and already has some preliminary understanding of concepts such as "work" and "money".He hopes that he can also be considerate of others like the little bear in the story, instead of just thinking about himself and being a sensible and good boy.

TEDA Amro suggests that children can easily teach money management from storybooks.

The first step is to choose a suitable story book related to financial management, preferably a cartoon picture book with vivid stories, the content is intuitive and easy for children to read and understand.For example, "Christmas Can't Be Without Gifts", "One Slice of Pizza, One Dollar" and so on.These books will involve the concept of "money". These books can be used to increase children's understanding of "money" and cultivate a correct view of money.

The second step is to arrange a time to read the book with the child, and talk to the child about the contents of the book when the child is in high spirits.For example, when reading the book "One Dollar for a Slice of Pizza", parents can discuss with their children interesting topics such as "what is money", "how does money come from", "what can you buy with one dollar".When reading the book "Christmas Without Gifts", parents can ask their children: "Why doesn't Bear's father have any money to buy them Christmas gifts?" My mother earns it hard at work, and it is hard-won, so we should save money when we spend it, not waste it.

In the third step, after children have a preliminary understanding of the concept of "money", they can extend some small games through the storybook, and complete these games together to further help them establish a correct concept of wealth.For example, through the game of "Going to the Supermarket" to train children how to trade with money; through the game of "Monopoly" to guide children to understand how to make money, how to spend money, what is "saving", "consumption" and "investment" differences and other more esoteric topics.

TEDA Amro pointed out that what young parents should pay attention to is that when communicating with their children about money, they must pay attention to the method and tone, so that the children can feel the care of their parents for them, so that they can understand money while understanding money. The truth that favors are more valuable than money.

(End of this chapter)