The poor are poor, the rich are rich

Chapter 88 1 Cultivating the Habit of Saving Money in Children

Chapter 19 Teach children how to manage their own "little treasury"

Chapter 191 Cultivate the habit of saving money in children

When children have some money in their hands, how to let them save it instead of spending it to buy some useless things?This requires children to develop the habit of saving money. Here we will provide parents with a few clever ideas for cultivating the habit of saving money in their children.

First, save in time.

Sometimes we find that if a sum of money is not saved in time, it will be spent slowly and there is no need to save it.Therefore, parents should help their children save money in time.When the child is 3 years old, parents can play money saving games with him at home and let the child deposit money in his own piggy bank.When the child is 5 years old, parents can set up a "bank" at home. The parents are the staff of the bank, encourage the child to deposit money in the "bank" at home, and give the child a handwritten passbook.When the child is a little older, the parents can take them to a real bank to open an account, so that the child can develop the habit of saving money in the first place.

Second, use incentives to incentivize savings.

When a child hopes to get something, you can turn that thing into a picture and paste it where the child can often see it, so that he can see his goal every day, so that the child's enthusiasm for saving will greatly increase.In order to get what he wants quickly, he will consciously and actively save.When a child realizes his wish through saving, he will discover the benefits of saving and know how to cherish what he has.

Beyond that, parents should implement multiple incentives to help kids keep saving.For example, whenever a child saves one dollar, the parents also deposit one dollar at the same time, so that he gets double the money.Moreover, when the savings at the end of the year reach a specified amount, you can get a certain bonus. The higher the savings, the higher the bonus.For example, if a child saves 500 yuan a year, he can get a bonus of 100 yuan; if he saves 1000 yuan, he can get 250 yuan...

Third, let children experience the hard-won money.

Some children are indifferent to the concept of how much money is. Even if they have a hundred yuan in their hands, they may spend it all in a while. When you teach your child to save a dime, he will be able to appreciate the hard-won money , so as to better understand the hard work of parents making money.

Fourth, spend money reasonably.

If you have started to give your children pocket money, you should remind your children to always carry less money with them, and think about whether these things should be bought before spending money, and parents also need to properly supervise the spending of pocket money, And comment on whether the money was spent correctly and reasonably.And remind the children to save some money and save it every day. The money to be saved reaches a certain amount and can be used to buy something they need.

Cultivating the habit of saving money in children needs to be slowly instilled in life. At the beginning, there may be little effect, but parents must be patient and persevere, because the formation of any kind of habit takes a period of time to cultivate, and a The formation of this habit will affect the child's life.

(End of this chapter)