The poor are poor, the rich are rich

Chapter 90 3 Starting from a Dime

Chapter 193 Starts with a Dime

Jack was not rich in his early years, and his life was difficult.But even if the economy is not so good, his mother always buys something for the children once she has extra money.Mother may have wanted them to enjoy life more, but Jack thought: They always spend any extra money they have, so they never have extra money to save.

When Jack started earning a decent amount of money, he noticed that even though his income was much higher, he still had nothing left at the end of the month.

Later, Jack wanted to invest in real estate.He knew it needed at least $3 in cash, but Jack had never saved that much money in his life.So he made a timetable to save enough money in six months, $5 a month.That number seemed far off, but Jack started with faith.

Funny things started to happen.As Jack was preoccupied with making money and keeping the $5 he made, he increasingly noticed that he was throwing his money away recklessly.He also began to notice opportunities that he hadn't noticed before.It also occurred to him that he used to put only a certain amount of energy into his work, and now that he had to have extra income, he had to put a little more energy, a little more creativity into what he was doing.He began to take relatively large risks, asking customers to pay more for his services, and developing new markets for his products.He also found ways to use time, money, and people to get more done in less time.Soon, Jack's wealth accumulated step by step...

Jack's experience tells us: saving is actually very easy, as long as you make up your mind to do it, even if you are penniless at the beginning, as long as you persist, you can accumulate a lot of wealth.

The same is true for children's savings, which often start with a few cents and dimes at first, and gradually increase.But now many children don't pay attention to the cents and dimes at all, and they don't even bother to pick up the dimes when they fall on the ground.These things may seem trivial, but if left unattended, they can develop into a lifetime of bad habits.Therefore, parents should educate their children: every penny is important and needs to be cherished.Let children form such a thinking concept when they first understand money and learn to manage money: every penny is precious, wealth is accumulated, and the significance of saving money lies in "accumulating less makes more ".

According to a Hong Kong newspaper report, there was a young man who took out the coins in his pocket every day and threw them into a big wooden box at home. Year after year, when his wooden box couldn’t fit, he called The bank came to change the change. According to the count of the bank staff, there was a total of 23124 Hong Kong dollars in this big wooden box!The young man was very happy. He said that saving money like this is not hard or stressful, and he will continue to save like this in the future.

Indeed, although you only save a few coins a day, the accumulation of a small amount will add up to a considerable amount of wealth after a long time, and you will not feel the pressure of saving.This method is very suitable for children, and there is no need for planning or regular liquidation, saving time, effort, and worry.For everyone, it is not difficult to save a few coins every day. If you save a one-yuan coin every day, it will be 365 yuan a year and 3650 yuan in ten years.If a child starts saving from the age of 3, by the age of 18, it will be a considerable fortune.

Franklin said: "Pay attention to small expenses, small loopholes can sink a big ship." So a penny that shouldn't be wasted can't be wasted, and a penny that should be saved must be saved.Moreover, saving a penny is much easier than earning a penny. The money saved is also a profit, and a small amount becomes a lot, and a few cents and dimes can be remitted into tens of thousands.Don't hesitate any longer, start saving now.

(End of this chapter)