I was the emperor in the Ming Dynasty

Chapter 214 Auspicious Time Arrives

"ah……"

An exclamation, although it was very open, it was drowned in the noise of the sea of ​​people.

Although it's just touching and letting go, the two people who are in close contact feel the same way, how can they pretend that nothing happened.

Zhang Qinghuan's face was so red that it was almost bleeding.

"Your Majesty, you..."

Li Tian was also embarrassed.

I thought to myself, "This has happened, I wanted to make a good impression on others, but this kind of thing happened to him.

It's probably useless to explain it...but...it seems to feel pretty good..."

Zhang Qinghuan was both ashamed and helpless, seeing that no more people had noticed the situation here.

After snorting coquettishly, he turned his head and left, ignoring Li Tian.

Li Tian hurriedly chased after him.

"Qing Huan, I... I really didn't mean to..."

Although the words were spoken, they were instantly drowned in cheers like mountains and tsunami.

I saw, on a temporary high platform in front of the Royal Bank.

A slightly affluent middle-aged man with a half-foot long beard said loudly to everyone in the audience with a smile on his face,

"Today, I opened the bank, and in order to thank you for your support, I, as the shopkeeper here, make a promise this time.

Within one month from today, anyone who deposits more than one or two pieces of silver in the bank will not receive any margin, and there will be a certain amount of interest every month..."

As soon as these words came out, there was a burst of exclamation.

"What, did I hear you right? When you deposit money in a bank, not only do you not receive the money, but you also give it back? How can there be such a good thing in the world? It's not a lie!"

"That's right, it's probably a lie."

At this time, someone who knew a little bit of inside information explained to them,
"You don't know that. The background of this bank is not ordinary. If you say that other banks may deceive people, this one will definitely not."

"Oh! Why is that?"

"Because, it is said that the real behind-the-scenes owner of this bank is actually a member of the royal family.

Don't you see the sixty-year-old man and the group of waiters beside the shopkeeper? They are all from the palace? "

"What, who came out of the palace, who actually has such a big face, and can invite people from the palace to come forward!"

As soon as they heard that this bank had a royal background, many people immediately believed it.

There is no other reason. The royal family members of the Ming Dynasty rarely participated in business directly (mainly because they were not allowed), and even if they did, they were very low-key.

Therefore, there have been very few scandals about people in the royal family embezzling other people's private property.

Therefore, ordinary people still trust the royal family.

But this is only limited to those who have a little knowledge. Ordinary people who have never read a book still don't trust people in the court very much.

Some people began to calculate at this time that other banks would deduct a margin of more than one tael a month for exchanging 100 taels of bank notes.

If you save for two to three months, the profit will be as much as three taels to five taels.

And this one, not only does not want money, but also gives interest to those who save money.

Comparing the two, not only do you not lose money, but you can also earn a few taels. Is such a good thing true?

But someone still couldn't help but asked worriedly,
"My big shopkeeper, what you said is true. If you don't charge the profit and return the interest, how much is the interest!"

The shopkeeper smiled and pointed to a piece of red silk beside him.

He said to everyone, "Everyone, please look, this is all the detailed rules listed by the bank and the business details that will be opened in the future.

If we fail to do any of the above, you can go to the Yamen to report to the officials..."

After finishing speaking, he ordered people to pull it hard, and a blue stone tablet more than one foot high and three feet wide appeared in front of everyone.

There are many boys flying and dancing on the stone tablet, and they describe the various details of the bank, deposits, withdrawals and lending information very clearly.

Everyone crowded in front of the stele and looked at it carefully.

There are a few sour scholars who may be stupid in reading, and read out while shaking their heads while reading.

This just happened to be convenient for those illiterate people. Everyone listened very carefully, for fear of missing any word.

In less than half a quarter of an hour, everyone has almost seen it.

I found that this bank not only provides deposit and withdrawal services, similar to other banks, but also has businesses such as lending.

It's just that the name of this company's lending is different from other companies, it is actually called 'mortgage loan'.

At first, some people didn't quite understand, so they asked the shopkeeper,
"Dare to ask this shopkeeper, what does this mortgage loan mean?"

The shopkeeper didn't bother to explain it to the man.

"The so-called mortgage loan means that if you do business and encounter difficulty in cash flow..."

The explanation was very detailed and meticulous. Obviously, the big shopkeeper had done his homework, and even Li Tian, ​​who listened casually not far away, couldn't stop nodding.

After explaining what a mortgage loan is, the big treasurer immediately went on to say,

"This mortgage, whether you are a businessman or not, anyone who wants to do business but doesn't have much capital in their hands.

As long as you have something worthy of mortgage, we are willing to lend, and only charge [-]% interest a year..."

"What, only [-]% profit!"

Everyone in the underground was stunned.

It's normal for [-] out of [-] to return in this year, a full [-]% of the interest, it is a bit underestimated to say that it is a usury.

The sudden appearance of such a bank that only charges [-]% of the profit is absolutely unprecedented.

In fact, there is a reason why other banks charge such high profits.

The main reason is that in this era, although industry and commerce have begun to sprout, they have not really formed a wave. Small businesses generally earn less and lose more.

As a result, half of the loaned money may not be recovered.

In order to stop the loss, they can only guarantee some profit by raising the interest rate on the loan and charging more.

But because of his arrival, Li Tian is very confident in Daming's future.

That's why I dare to offer such a cheap, even unbelievably low interest rate.

This shopkeeper can be regarded as a talent. Before the official opening, he threw out these two blockbuster news to attract everyone's ideas.

After the official opening, even if it doesn't become popular immediately, it can be considered as a huge public opinion effect.

As time slowly ferments, the benefits of the Royal Bank will be publicized everywhere, and these public opinions will surely be transformed into a steady stream of customers.

It's almost time to see.

The big shopkeeper took a gong from the people around him, and slammed it on. The loud sound of the gong drowned out all the noisy sounds.

Everyone was stunned.

The big shopkeeper took the opportunity to say, "The auspicious time has come, the store is officially open!"

After all, he knocked again.

In the crisp sound, the firecrackers hanging on the four corners of the three-story building in Qianzhuang were lit.

For a moment, the entire Zhengyang Avenue was enveloped in a huge crackling sound.

(End of this chapter)