Reborn to be rich

Chapter 152 Rural Cooperation Fund
"Really! That's really great! When can I get my money out?" Zhang Guodong was also happy when he heard the result. As a reborn person, speculative things are the fastest way for him to make money, but in the future His influence on this era is getting bigger and bigger, will many historical trajectories still follow the way he remembers?

"Mr. Zhang, I want to talk to you about something, do you have time?"

"No need, I was lucky this time. If there is another chance like this in the future, I will still look for you. I wonder how much I made this time?"

It is not easy to guess that country m will open its oil reserves. This involves the movement between the upper-level consortium and the government of country m. Charlie thinks that Zhang Guodong must have some sources of his own news.

"5000 million yuan with five times leverage of 5000 million yuan. When we bought oil, it was about 35 million yuan a barrel. Now we sell about 20 million yuan in gold, and the profit will be about 2000 million yuan. If you want to cash out all the stocks and pay taxes, there will be More than 1000 million, and we have to remove our handling fee of more than 400 million, if you need money tomorrow, it can be transferred to your account."

Zhang Guodong did not expect that the tax and handling fees would be so high. If it were not for the operation of HSBC, the tax would be even greater.

"Get back my 5000 million principal as soon as possible! Transfer it to the Huaguo Bank account that I gave you last time. Replace the other stocks with Microsoft, Amazon, and Weeders Rubber..."

Zhang Guodong mentioned a lot of companies whose stocks will soar in the future. Now putting money in these stocks can not only avoid paying a lot of taxes, but also allow his own money to generate money steadily.

On January 5000, Zhang Guodong received a call from Xue Qi, [-] million had already been credited to the account. The stock trading incident had passed, and Huaguo Bank never asked him what he was doing with so much money from the beginning to the end.

Entering January 21, it is already a new year, and the number of vehicles from outside Zhangjialing Village to buy pigs has begun to increase.

Workers in the film and television base who were still carving, painting, and decorating also went home for the New Year. Niangen was the time when the largest number of applicants applied to join Zhangjialing Village. This year, the village added 61 households, because this year the first batch to work in Zhangjialing There are a lot of people going to work, and it has already passed the three-year deadline. Many people have submitted their applications. After discussion and screening by the village committee, 61 of them were finally approved to join the Zhangjialing family.

As for why so many people were agreed to join at one time this year, there are many reasons.The greenhouse planting land in front of Beizhuang Village has begun to be repaired. Their village has also established a village committee like Zhangjialing. I don’t know where to rent a loader. It has been repairing the mountainous area of ​​​​Xigou some time ago. Beizhuang Village is expected to be able to It is not uncommon for thousands of acres of land to be used to grow corn.

Unexpectedly, many villagers outside of Ganjing Township wanted to join Beizhuang Village when they saw an opportunity. Compared with Zhang Guodong Village, it was difficult to enter, but Beizhuang Village was very relaxed about people who wanted to join their village. A thousand acres of land needs to be cultivated, and new greenhouses need to be looked after by people. The two sides hit it off, and the population of Beizhuang Village increased by less than half in two months.

The other villages in Ganjing Township saw this as a big deal, and now there is no one who is too poor to get rid of the pot. The strength of the village is only when there are more people. Other villages learn from others and get to know many new villagers in a short time. The whole Ganjing Township immigrated and moved here. Many farmers in Yongkang County regard Ganjing Township as a treasure land for making money. It seems that as long as they can go to Ganjing Township to make money, it is as simple as drinking cold water.

Yang Xiaowei had just received a phone call from the county government. The cadres of the nine chiefs of the county have been coming to the county for the past few days to complain, saying that Ganjing Town was robbing them. meditate.

In fact, there are quite a few people from nearby villages in Yongkang County going to Ganjing Town. Some villages in Ganjing Town have begun to attract foreign villagers to settle in their own villages after knowing that they can cooperate with Zhangjialing Village next year. One more household in the village will reclaim more land next year. If there is no land, alfalfa can be grown to earn more than corn, so any labor force is a piece of wealth.

Yang Xiaowei thought for a long time and felt that it was not an option to stop them blindly. Most of the farmers in Xiajiu Township of Yongkang County were still on the food and clothing line. Who wouldn't want their children to go out to make a career if they had more children? Would they continue to stay at home and suffer?

After thinking for a long time, Yang Xiaowei decided to attack Zhangjialing Village. The cause of all this was Zhangjialing Village, so he called Zhang Guodong.

"Secretary Yang, I can't do anything about it. I can't get involved in the affairs of other villages!" Zhang Guodong said aggrievedly.

"I didn't say it was your fault. Think of a way to prevent the population of Ganjing Township from growing too fast, otherwise it will be of no benefit to anyone." Yang Xiaowei said.

Zhang Guodong thought about it for a while. If too many migrants flooded into Ganjing Township, there would not be enough jobs in the township. This would make the competition more intense. When there are more people, there will be more conflicts. The population growth of Ganjing Township is a good thing. But you have to control the speed too.

"Secretary Yang, what can you do?" Zhang Guodong also didn't know how to stop the foreigners from coming over, and a strong method would definitely not work.

"I think so. Didn't you carry out cooperative planting in Ganjing Township? Can you spread this method to other townships?"

Zhang Guodong has long thought about cooperating with other townships, but it is not feasible.Even if corn and alfalfa are grown in other townships, the cost of transporting them to Hewang Village is very high. Even if Zhang Guodong charges a little less than Ganjing Township.

"Secretary Yang, I have an idea! Our township will also plant apple trees on a large scale next year. The prospect of the southern apple market is very good now. Our village can cooperate with other townships in the county to plant apple trees." Zhang Guodong thought for a while and planted.

"How to cooperate, if it is feasible, the county party committee will strongly support it." Yang Xiaowei also hopes that the other nine townships can be upgraded to towns earlier like Ganjing Township, so that all farmers can live a life of food and clothing.

"I plan to cooperate with nine townships to set up purchasing stations in each township. Mafang Township and Yijing Township can also build a green fodder processing plant. I need the county to give these townships some help."

If Zhang Guodong opened a purchasing station, and the poor farmers would not have enough food for themselves every year, then what use would his purchasing station be?When the green fodder processing plant was opened, the corn the farmers planted was sparse and the grasses were scarce. Zhang Guodong only gave the other party 3 to 50 yuan per mu of land, which was harmful.

"You know the economic situation in the county. There is no extra money to help the subordinate townships. I want to set up a rural cooperation fund to provide loans to all townships and villages. The county government is the main one to plant corn for the townships. , to buy agricultural machinery, this loan is borrowed in the name of the township government, and it can be repaid when there is a harvest next year, what do you think!"

Yang Xiaowei thought that he knew Zhang Guodong very well. As long as it was really for the benefit of farmers, Zhang Guodong would not be reluctant to give money.

"Introduce the development of the townships, I have no objection! But who can guarantee the money, let alone recover the principal next year, I may not be able to find out who took the money."

"I will be responsible for the use of the funds of the fund office, and ensure that the money will be used in full in the end." Yang Xiaowei said seriously, he is going to fight some real forces.

"If there is anything I can help, just tell me. If the county is really willing to do this, I can pay the money alone." Zhang Guodong thought for a while and said.

If the county is responsible for part of the funds, then someone may have to interfere with the transfer of the money, and the problem will become troublesome.How to use Zhang Guodong's independent funds is his personal business, and it is difficult for some people to reach out.

"Okay, how much do you pay for the Rural Cooperation Fund?" Yang Xiaowei asked.

"Let's invest 2000 million in the first batch! After that, invest 500 million per year, and I reserve the right to stop at any time."

For interest-free loans, many villagers have already regarded the government’s poverty alleviation loans as poverty alleviation subsidies. They did not think about repaying the money they borrowed.

"I'll give you a preliminary plan within three days, and try to start implementing it in the next year."

Yang Xiaowei also made up his mind this time. He knew that the difficulties were far greater than he imagined, but this time was an opportunity, and it would be a pity to miss this opportunity.

Three days later, Qingyun Temple in Zhangjialing is already busy preparing for the Spring Festival Lantern Festival. More than 200 lay monks in the temple are busy. Now there are more than 30 monks in the whole temple. Zhang Guodong doesn’t care about the management of the temple, as long as you don’t cross the line You develop freely.

This year, Qingyun Temple has earned millions of dollars from the merit incense alone. It is hard to imagine that such a place can have such a large income. The monks' salaries and living expenses, and the rest is the maintenance cost of the Buddha statues in the temple. The remaining funds are indeed too much. Zhangjialing regards this place as the venue for the festival every year. I did not expect that more incense money will be collected.

I ate a vegetarian meal at Qingyun Temple, and I felt very good. Although the temple does not allow meat, there are all kinds of dried fruits. The steamed buns are the whitest refined flour, and each person takes one egg.

Yang Xiaowei called Zhang Guodong but couldn't find Zhang Guodong, so he asked his secretary to come to Zhangjialing to look for him in person with the documents. Zhang Guodong's hand sank after receiving the document bag. There were quite a lot of things in it.

When he opened it, he saw that there was a thick stack of documents, and there were more than 100 pages. After reading it for a while, Zhang Guodong knew that the county was going to make a big move this time.

This document starts from the Rural Cooperative Development Fund, and explains how to distribute the loan funds in full to the hands of farmers, and how to let the people return the money when the time comes, which involves complex anomalies.

At this time, if farmers owe money to the government, it is useless for you to go to the court. If you enter their village, you will not even be able to get out. Therefore, if some villagers do not repay the loan, the government can only admit that it is hard. This time Yang Xiaowei also worked hard to recover the loan.

Yongkang County established the Rural Cooperation Fund Office to provide interest-free loans to nine townships under the Yongkang County Government.

Loans are divided into township loans, village loans, and villagers' loans.

All loans can only be issued in the form of materials. According to the early statistics of the county government, when the time comes, they will be purchased uniformly. Yang Xiaowei himself is eyeing that the price will be lower if the quantity is large.

Township-level loans are only used to purchase large-scale machinery for repairing uneven land and roads in the township. The interest-free loan period is 1 year. After one year, the interest will be calculated according to the Huaguo Bank interest rate. If you do not pay all the principal within [-] years In the case of gold interest, the "Village Cooperation Fund Office" of the entire township will stop all support for the township, and Zhangjialing Village will no longer buy their corn, alfalfa, apples, and tobacco.Only when they pay off all principal and interest in full will all benefits be restored.

Village-level loans are mainly used to purchase agricultural machinery. The loan is interest-free for one year, and benefits will be paid in the second year. The principal and interest must be paid off within two years, otherwise the whole village will cancel benefits and purchase agricultural products.

Villager loans are more complicated. You can borrow money to buy chemical fertilizers and mulch for corn planting, which is interest-free for one year. For apple tree planting, you can get interest-free for three years without paying interest. Unlike townships and villages, villagers’ loans must be guaranteed by three villagers. The four families were fined at the same time for paying back the money.

In order for this "rural cooperative fund office" to be implemented, the county party committee and the county government organized a professional management department of the fund office. Among them, Yang Xiaowei appointed himself the director, and all the leaders of the county party committee were deputy directors. I did my best.

From the use of funds, to supervision, to the final solution to the problem, Yang Xiaowei listed all the methods he could think of. It seemed that he was well prepared in this regard. Zhang Guodong looked at it repeatedly for a day before calling Yang Xiaowei.

Zhang Guodong suggested that all the villages in the county seat and Ganjing Township be included. In addition to apple orchards, tobacco, corn, alfalfa, etc., which can be supported by interest-free loans from the foundation, the planting of a series of crops such as rapeseed, soybeans, and cotton can also be supported. However, the loan amount needs to be evaluated by professionals. The county needs to recruit more than 200 "rural cooperation fund office" staff, each of whom is in charge of an area, and try to ensure that all funds can be recovered on time.In addition, Zhang Guodong raised the capital from 2000 million to 5000 million. As long as he didn't really throw it away, he was willing to do some good things for the folks.

After hanging up the phone, Zhang Guodong contacted Xue Qi, the business manager of Huaguo Bank, and asked him to call 5000 million directly to the bank account of the county government.

On the second day, Zhang Guodong received a call from his father-in-law. Mayor Ouyang was very pleased that he helped the villagers get rid of poverty and become rich. He also told Zhang Guodong an unexpected news,

Zhang Guodong was also delighted to hear the news. Jia Qingsen is the leader of the hard-working faction of Qin Province. It is a great thing for the whole Qin Province to go to Chang'an as a senior official. Chang'an is the capital of Qin Province, the largest city in the northwest, and a senior city official. He is going to be on the Standing Committee, and the economic gap between Qin City and Chang'an City is not that big now.

(End of this chapter)