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Chapter 208 Negotiating the Central Bank
Chapter 208 Negotiating the Central Bank
Fortunately, Yang Reform was well prepared and dealt with this matter calmly.Although a high-ranking official like Zuoqiandu Yushi sued his "insiders", fortunately, he had an accurate statement and dealt with it calmly, so that this matter did not lead to a catastrophe.
Seeing that all the courtiers were not focused on the matter of usury, they knew that they had passed the test.Then he searched the officials with his eyes to see who was suspected of committing the crime.
After scanning around, I still didn't find anyone suspected, only Zuoqian Du Yushi had a dark face, looking like I was wronged.
No useful information has been obtained. This matter must not be done by the Zuoqian capital censor. If he did it, he would not be able to report this matter in court.
"Masters, is there anything else you want to play?" Yang Reform, who was lucky enough to pass the test, was ready to continue the discussion.
The minds of the ministers were no longer focused on this morning, they were all focused on what the emperor said just now, and they were all thinking about how to deal with this matter.
After asking for a long time, no one came out to speak. Yang Reform felt that today's morning court could be over, and said: "Since you have nothing else to play, let's stop here today. Well, I remembered something Come on, after finishing this matter, let's disperse the court..." Yang Reform was about to disperse the court.
The officials looked at the emperor curiously again, not knowing what the emperor was going to say.
"Big companion, send all those things up..." Yang Reform prepared a small gift today for the purpose of "bribing" the ministers. When it gets stiff, use this to ease the relationship with the officials.But I didn't expect my rhetoric to be so powerful today. I defeated the Zuoqian capital censor. No more, but this gift has to be given out, because this is not only a gift, but also a good opportunity for publicity.
Wang Chengen took the order, and soon, a group of young eunuchs came up with some dishes, and when they lifted the yellow cloth, they found a small gadget inside.The middle is glass, and the outside of the glass is wrapped in silver, and there is a handle at one end of the circle.This is Yang Reform's magnifying glass, which is currently being used as primary glasses.
The officials looked at the strange things on the plate and wondered what it was.
Someone recognized it at a glance, this is made of glass that has been bustling recently.
"Your Majesty, this thing is made of glass from Liulizhai?" A minister was very knowledgeable, and soon saw the origin of this magnifying glass. The material was exactly the same as glass!
"Hehe, yes, this Qing family has good eyesight. You may have heard of the glass made by Liulizhai recently. This magnifying glass is made of glass and has magical functions. Ladies and gentlemen, you might as well Pick up one, take a look, and you will understand the magic of this magnifying glass." To make the elementary glasses a fashion item and an indispensable thing for the aged literati, and to make the magnifying glass a status and A symbol of status, therefore, Yang Reform tried his best to sell his magnifying glass in this golden palace.If it weren't for the Liulizhai's own family, Yang Reform would have been so full of food, he would have worked so hard to sell it.
All the ministers picked up the things on the plate and looked at them. As soon as they picked it up, they all exclaimed in disbelief.The magical side of this magnifying glass shocked the natives of the Ming Dynasty. Yang Reform saw it, and was secretly proud of it.
"Well, I said it's magical, I'm not wrong." Yang Reform said with a smile.
A minister was also really curious about this magnifying glass, which has such a function. Through it, this small thing suddenly becomes bigger in front of his eyes. At this moment, he can see clearly and understand a lot.Immediately said: "Your Majesty, this thing is indeed miraculous. Through it, I found that I can see very clearly when observing subtle things. This is simply unbelievable!"
The ministers were also talking about it, what kind of magnifying glass is really rare, it can be regarded as a treasure.Everyone said that this magnifying glass is a good thing.
"Hehe, is that right? This Qing's family is right. This magnifying glass does have this function. It can make subtle and invisible things bigger and see them clearly. This function reminds me. The family is getting old, and working hard for the country will inevitably lead to a problem of old eyesight. Now I promote writing small characters and saving paper, which has caused some troubles for the Qing family. Because of this, I am also very troubled, so , I was thinking, can this magnifying glass be used as a special tool for viewing small characters, for those Qings who are troubled by reading small characters? It is easy to recognize, so Liulizhai specially asked Liulizhai to pay a lot of tribute, and gave it to the noble families, so as to solve the problem that many ministers in the court struggle to read..." Yang Reform made a fool of himself, in order to make the courtiers We promote this product for ourselves and lay the foundation for the real glasses in the future.
A group of ministers heard that the emperor specially asked people to pay tribute in order to relieve the trouble of reading small characters. Many people were in tears. The emperor promoted writing small characters, which saved paper, pen and ink, but their eyes were also unlucky Oh, the brush characters used to be big, and no matter how bad the eyes are, you can still see them. When the emperor writes small characters, his eyes are not working well. Now, after hearing what the emperor said, there are many old ministers and veterans Crying freely, this emperor is still very caring about people!It's worth it to sacrifice your life for the emperor!
"Thank you, my Majesty, for your care. I am getting old. It's really difficult to read the small print. I really can't say anything, I can only thank you for your majesty's gift... I thank the Lord Long En..." One of the veterans Since the emperor started to write small characters, there have been more and more people writing small characters for official documents. His eyes are becoming more and more difficult every day, and it is becoming more and more difficult to see things, which makes him feel like returning to his hometown when he is old. Yes, now that I suddenly have this treasure that can turn small characters into big characters and solve my troubles, wouldn't it be possible for me to work for a few more years, and immediately thank the emperor with tears, thank this treasure for saving myself official career.
Some other ministers originally wanted to decline this thing to prove that their eyesight and head were not dizzy. Seeing the old guy tearfully praised the emperor and this thing, he didn't say anything. The emperor gave things, how much? Give me some face, don't you?
"Hehe, since that's the case, then the Qing family will take one, it's a gift from me, and you can work better for the country's affairs in the future." Yang Reform smiled and gave out his own gift and the things he promoted.
The tearful minister took a magnifying glass and kept wiping away his tears.
"Well, all you gentlemen, if you are 60 years old, you should get one, and if you are under 60 years old, and you find it difficult to read small print, you should also get one. This thing is my understanding for you gentlemen, and it is for you. I prepared a small gift, don't refuse it, um... well, let's do it..." Yang Reform quickly sent out his gift, and now that he has given it out, in the officialdom of Ming Dynasty, this magnifying glass, It has become a symbol of identity and status. In the future, if you want to sell these glasses, you will have to use baskets to hold gold!
The ministers were still hesitating, should they take a magnifying glass, should they take such a treasure, such a magical object, but if they took it, they would look old-eyed and dizzy, and if they didn’t take it, they would feel itchy in their hearts. Now that the emperor said so, let’s take it No matter how bad it is, this magnifying glass is also a magical treasure.Even if you don’t need to read and write, it’s an amazing thing, and it’s also a tribute. If you don’t have a place to buy it outside, you can bring it home to show off to your family.
Many of the ministers are elderly, and they have a magnifying glass in their hands. Many of them are still "young", and they also took one. Anyway, the emperor said that anyone who finds it difficult to read can use it. Take, so the batch of magnifying glasses prepared by Yang Reform was sold out at once.
Yang Reform was secretly happy. In the future, all the money will be made by these guys to promote it for him!
When the court was over, Yang Reform had just left the Taihe Gate, so he said to Wang Cheng'en, "Dear companion, go and invite the two masters, the household servant Bi Ziyan, I have something to say."
Although the issue of usury by the Guozijian has been dealt with, the matter is not over yet, and the matter of changing the money into bank notes and using notes has to be continued, and this needs to be discussed with others.
"Of order, Your Majesty, the servants will go right away." Wang Chengen agreed, and immediately asked these people to be invited.
platform.
Yang Reform didn't come here very often. In the past, he only abused Yuan Chonghuan here.
Sun Chengzong, Xu Guangqi, Bi Ziyan, these few of his direct descendants will come soon.
After some greetings, Yang Reform didn't talk nonsense, and directly entered the topic.
"The two masters and Bi Aiqing are called today. I have something to tell everyone and see what everyone thinks."
Sun Chengzong took the lead and said: "What's the matter, Your Majesty? Just ask, and the ministers will definitely say everything."
"Well, this matter, the usury of the Imperial College, is true... Li Ruolian was the one who asked him to lend usury. Someone was behind this matter, but we don't know who it is yet..." Yang Reform put Explain the cause and effect of this incident.
Several people were also taken aback!I thought it was the emperor who asked people to do this, but how did I know that someone was obstructing this matter, fortunately the emperor found out in time, otherwise, once this matter was involved, the emperor would not please the emperor, and the few of them would almost never try to please .Even Sun Chengzong is afraid that he will be charged with ineffective teaching.
"I don't want to pursue this matter for the time being. I want to tell you that I want you to be careful and take precautions." Yang Reform's mind is not on pursuing this matter now, but on how to promote this bill business. , Get the central bank up, this is my current focus. If you blindly focus on tracking down the people behind the scenes, it will be a bit "not doing your job properly."Traveling by yourself, not playing hide-and-seek with others and finishing the cat-and-mouse game.
After hearing the emperor's words, Bi Ziyan was sweating even more. This Li Ruolian was lending money in the Imperial College, and he was the promoter of it. He just wanted to make it easier for the Ministry of Accounts to collect all the money as soon as possible. How did he know that this matter It turned out that someone was helping to fuel the flames. Thinking about it, I was afraid. If the emperor hadn't found out early and took the burden on his shoulders, today, I was afraid that I would not be able to eat and walk around.
Yang Reform looked at his confidantes, all his direct descendants lowered their heads, and said, "Let him get over this matter. The important thing now is to use silver bills instead of silver to pay for the bill business I mentioned in the court." Let’s talk about it carefully. I think this matter is very beneficial. If it is handled well, it can change a lot of money out of thin air for the court.” Yang Reform’s current focus is to prepare to launch the bill business and engage in the central bank .
This bill remittance business, in ancient times, is not without examples. For example, in the TV series "Qiao Family Courtyard", it is about the bill business, and it is the remittance of the world [Oh, the example has not happened yet, but for the 21st century Said, it is also ancient].What Yang Reform thinks is to do what Qiao Zhiyong did in the Ming Dynasty, to connect the world, and then use banknotes instead of small amounts of money to complete the paperization of currency. This, you can issue it with your own reserves and silver reserves. More than one or two times the banknotes, this, can double the silver out of thin air. If your reputation is good enough, it is also possible to issue three or four times the banknotes. This is a currency amplifier.Very strong gold finger.
The emperor's topic is very heavy and involves too much. In the court just now, no one talked about its advantages or disadvantages. The reason is that it involves too much and there is no precedent. The people of the Ming Dynasty who were looking for answers in the precedent were very uncomfortable.
Sun Chengzong, Xu Guangqi and Bi Ziyan were also silent for a long time without speaking.
Although Sun Chengzong has some understanding of this internal affairs and money, his main energy is still on the military.
Xu Guangqi paid more attention to internal affairs and money matters. After thinking for a long time, he saw that Sun Chengzong didn't seem to be ready to speak, and he also understood the division of labor between himself and Sun Chengzong in the eyes of the emperor. Sun Chengzong was in charge of military affairs, and he was in charge of internal affairs and money. When it came to money, he was ready to speak first.
"Your Majesty, I thought about it for a while and felt that the relationship between this matter is too important. The advantages of using silver bills instead of silver are obvious. There is no need to consider the fineness of the silver, nor the weight of the silver, but The disadvantages are also obvious. How can this guarantee the reliability of the banknotes? Once the banknotes are lost or damaged, this is a large amount of money! Although the folks also use silver tickets nowadays, they are not many after all. Once the imperial court uses silver tickets, I am afraid that this is not safe! Once there is a turmoil, the consequences will be unmanageable!..." Xu Guangqi said what he could say, but there are more practical issues. Now not only the household department, but even the emperor does not have much money. Xu Guangqi did some calculations and found that the entire country is spread out. The amount of money that banks or money houses need to prepare may have to be calculated with a huge amount. The court is famous for being poor, and the emperor is not very rich. How can such a thing be done?At that time, when others run on it, it will immediately become a disturbance.
Losing a bank note is a large amount of money. Yang Reform is very much in favor of this. In the 21st century, it was once rumored on the Internet that the country is preparing to issue 1000 yuan of RMB. As for salary, some people refuted that if one card is lost, one month’s salary will be gone.Moreover, one month's salary is just a piece of paper, and I really don't feel like counting it, and I feel that I am not worth it.
Yang Reform nodded, then turned his attention to the other two.
Seeing that it was his turn to speak, Sun Chengzong said: "Your Majesty, I would like to ask Your Majesty, if the court uses bank notes, who should issue the bank notes? Is it the government of various places? Once the government or the court issue the bank notes, there is no What should we do if the full amount of silver is cashed out? Or in other words, who should keep the treasury silver that should be kept by the imperial court and local governments?"
Sun Chengzong's question can be regarded as pointing to the core of the problem.Traditionally, this tax and government revenue have been collected and managed by various local governments and transferred to the central household department. If it is changed to bank notes, all bank notes will be handed over. Then, who will pay for it?The Ministry of Finance can't accept a lot of notes!He can't buy anything with this note.
Bi Ziyan also said: "Your Majesty, I feel that Master Sun is right. This is originally kept by various local governments. If you use bank notes, who should fill in the treasury money and tax revenue? Um, timely payment?"
"Well, what I want is to set up a bank, that is, a money bank, just like what Li Ruolian is doing now, let this bank be responsible for cashing and issuing the bank notes, and issue as many bank notes as there are deposits, without going through the local officials. In the hands of the local officials, the treasury of the local officials, the income and so on, are still managed by the local officials, but, the money that should be paid to the higher-level yamen, or the money that should be paid to the household department, can use silver bills. I am distressed by the long-distance transportation of the government..." Yang Reform threw out his own thoughts.Qiao Zhiyong in the "Qiao Family Courtyard" does not have a central bank, and does not have the full support of the imperial court. He can act as an agent for the government to pay the taxes that should be paid to Beijing, and he can act as an agent for huge amounts of money remitted to other places. He is the emperor. , with the emperor as the backing, isn't it better than him?
The emperor's words made these people think more deeply. This matter is really new and strange. At this moment, I really can't think of any good way.
After being silent for a long time, Xu Guangqi said: "Your Majesty, I have not yet maturely considered, and I dare not make proper comments on your majesty's ideas. However, I feel that this pilot project done by your majesty is indeed very good. Your Majesty, why don't you let Li Ruolian's bank run the bank first, and let the Ministry of Households provide some cooperation. It doesn't need to be promulgated, and it doesn't need to be implemented in the whole of Daming immediately. Now it can be tried on a small scale, and it won’t be too late to promote it when we have enough experience, but now that I’m talking about this, I really don’t dare to draw conclusions!”
Xu Guangqi is telling the truth about this matter. The matter of changing money to bank notes is good or bad, how many loopholes are there, what are the shortcomings, and what areas need attention. This, without a process of exploration, dare not draw any conclusions at all. , and now, everything is still unknown.A more practical problem is that the court and the emperor have no money, so it cannot be spread.This matter, Xu Guangqi can only rot in his stomach now, afraid that if he speaks out, the emperor will feel uncomfortable, vomit, and have a lot of troubles for no reason. As far as this matter is concerned, it is a good thing, but unfortunately, he is powerless!
Sun Chengzong also said: "I want to report to Your Majesty, I feel that Zixian is right. Your Majesty is impatient to implement this system in an all-round way. He has no experience. If something goes wrong, it will be troublesome. Why not simply, Don’t mention the formation of a system, first let Li Ruolian’s bank try to operate for a period of time, and accumulate enough experience. This, as long as His Majesty and the Ministry of Households talk about it and cooperate with it, this is much simpler..." Sun Chengzong I also think that the safest thing to do in this matter is to experiment on a small scale first. As for whether it will succeed or not, it depends on how much experience Li Ruolian has accumulated.
Yang Reform fell into deep thought, and his two masters advised him to be cautious, be careful, not to act too hastily, take his time, and do a small-scale trial run first.
Bi Ziyan also said: "Your Majesty, the minister also thinks it is reasonable. Now, as long as the Ministry of Households and Li Ruolian's bank are connected properly, there is no need to formulate any strict system, and there is no need to change the existing one. The system, like this, is much simpler. In the future, you can gradually explore the experience and prepare for the full rollout in the future..."
The three of them advised themselves not to be in a hurry, they can let Li Ruolian's bank run first, as long as they reach an agreement with the Ministry of Household Affairs, it will be fine. The resistance should not be that great.Should be doable.
Yang Reform nodded. He himself did not intend to implement the central bank all at once, nor did he plan to fully implement it all at once. As for this matter, it was entirely to divert the attention of the officials and cover up the mistakes of his "team".In order to keep my team, I said it on purpose. In fact, I also want to start a small-scale trial operation for a period of time, and gradually develop and expand this. It is more natural to deploy bank outlets across the country at once. This, Yang Reform He doesn't have the confidence yet, the emperor is also a pauper, if compared with the big businessmen in the south, he can only carry shoes for others.I want to open a bank of national scale, and the reserve fund of this bank is enough to drink a pot by myself.
"Hey..., I think so too, let Li Ruolian connect with the Ministry of Accounts first, let's try out how the bank works first, develop slowly, accumulate some experience... Bi Aiqing, connect with the Ministry of Accounts, this, no Question? You are the servant of the household department!" Yang Reform must use his own people for this matter.
[Let’s talk about a tragedy. Last month, I updated more than 5000 words every day, and rushed to full attendance. As a result, on the 31st of last month, I was delayed by something, so I updated 4000 words. It was made up in two days. Unexpectedly, the statistics of the starting point are only up to the 31st, and the last day of each month cannot be made up. The result is a tragedy. The full attendance of 500 yuan was lost because 1000 words were not updated on the last day.What a tragedy, I still count on the 500 yuan to pay the electricity bill...]
(End of this chapter)
Fortunately, Yang Reform was well prepared and dealt with this matter calmly.Although a high-ranking official like Zuoqiandu Yushi sued his "insiders", fortunately, he had an accurate statement and dealt with it calmly, so that this matter did not lead to a catastrophe.
Seeing that all the courtiers were not focused on the matter of usury, they knew that they had passed the test.Then he searched the officials with his eyes to see who was suspected of committing the crime.
After scanning around, I still didn't find anyone suspected, only Zuoqian Du Yushi had a dark face, looking like I was wronged.
No useful information has been obtained. This matter must not be done by the Zuoqian capital censor. If he did it, he would not be able to report this matter in court.
"Masters, is there anything else you want to play?" Yang Reform, who was lucky enough to pass the test, was ready to continue the discussion.
The minds of the ministers were no longer focused on this morning, they were all focused on what the emperor said just now, and they were all thinking about how to deal with this matter.
After asking for a long time, no one came out to speak. Yang Reform felt that today's morning court could be over, and said: "Since you have nothing else to play, let's stop here today. Well, I remembered something Come on, after finishing this matter, let's disperse the court..." Yang Reform was about to disperse the court.
The officials looked at the emperor curiously again, not knowing what the emperor was going to say.
"Big companion, send all those things up..." Yang Reform prepared a small gift today for the purpose of "bribing" the ministers. When it gets stiff, use this to ease the relationship with the officials.But I didn't expect my rhetoric to be so powerful today. I defeated the Zuoqian capital censor. No more, but this gift has to be given out, because this is not only a gift, but also a good opportunity for publicity.
Wang Chengen took the order, and soon, a group of young eunuchs came up with some dishes, and when they lifted the yellow cloth, they found a small gadget inside.The middle is glass, and the outside of the glass is wrapped in silver, and there is a handle at one end of the circle.This is Yang Reform's magnifying glass, which is currently being used as primary glasses.
The officials looked at the strange things on the plate and wondered what it was.
Someone recognized it at a glance, this is made of glass that has been bustling recently.
"Your Majesty, this thing is made of glass from Liulizhai?" A minister was very knowledgeable, and soon saw the origin of this magnifying glass. The material was exactly the same as glass!
"Hehe, yes, this Qing family has good eyesight. You may have heard of the glass made by Liulizhai recently. This magnifying glass is made of glass and has magical functions. Ladies and gentlemen, you might as well Pick up one, take a look, and you will understand the magic of this magnifying glass." To make the elementary glasses a fashion item and an indispensable thing for the aged literati, and to make the magnifying glass a status and A symbol of status, therefore, Yang Reform tried his best to sell his magnifying glass in this golden palace.If it weren't for the Liulizhai's own family, Yang Reform would have been so full of food, he would have worked so hard to sell it.
All the ministers picked up the things on the plate and looked at them. As soon as they picked it up, they all exclaimed in disbelief.The magical side of this magnifying glass shocked the natives of the Ming Dynasty. Yang Reform saw it, and was secretly proud of it.
"Well, I said it's magical, I'm not wrong." Yang Reform said with a smile.
A minister was also really curious about this magnifying glass, which has such a function. Through it, this small thing suddenly becomes bigger in front of his eyes. At this moment, he can see clearly and understand a lot.Immediately said: "Your Majesty, this thing is indeed miraculous. Through it, I found that I can see very clearly when observing subtle things. This is simply unbelievable!"
The ministers were also talking about it, what kind of magnifying glass is really rare, it can be regarded as a treasure.Everyone said that this magnifying glass is a good thing.
"Hehe, is that right? This Qing's family is right. This magnifying glass does have this function. It can make subtle and invisible things bigger and see them clearly. This function reminds me. The family is getting old, and working hard for the country will inevitably lead to a problem of old eyesight. Now I promote writing small characters and saving paper, which has caused some troubles for the Qing family. Because of this, I am also very troubled, so , I was thinking, can this magnifying glass be used as a special tool for viewing small characters, for those Qings who are troubled by reading small characters? It is easy to recognize, so Liulizhai specially asked Liulizhai to pay a lot of tribute, and gave it to the noble families, so as to solve the problem that many ministers in the court struggle to read..." Yang Reform made a fool of himself, in order to make the courtiers We promote this product for ourselves and lay the foundation for the real glasses in the future.
A group of ministers heard that the emperor specially asked people to pay tribute in order to relieve the trouble of reading small characters. Many people were in tears. The emperor promoted writing small characters, which saved paper, pen and ink, but their eyes were also unlucky Oh, the brush characters used to be big, and no matter how bad the eyes are, you can still see them. When the emperor writes small characters, his eyes are not working well. Now, after hearing what the emperor said, there are many old ministers and veterans Crying freely, this emperor is still very caring about people!It's worth it to sacrifice your life for the emperor!
"Thank you, my Majesty, for your care. I am getting old. It's really difficult to read the small print. I really can't say anything, I can only thank you for your majesty's gift... I thank the Lord Long En..." One of the veterans Since the emperor started to write small characters, there have been more and more people writing small characters for official documents. His eyes are becoming more and more difficult every day, and it is becoming more and more difficult to see things, which makes him feel like returning to his hometown when he is old. Yes, now that I suddenly have this treasure that can turn small characters into big characters and solve my troubles, wouldn't it be possible for me to work for a few more years, and immediately thank the emperor with tears, thank this treasure for saving myself official career.
Some other ministers originally wanted to decline this thing to prove that their eyesight and head were not dizzy. Seeing the old guy tearfully praised the emperor and this thing, he didn't say anything. The emperor gave things, how much? Give me some face, don't you?
"Hehe, since that's the case, then the Qing family will take one, it's a gift from me, and you can work better for the country's affairs in the future." Yang Reform smiled and gave out his own gift and the things he promoted.
The tearful minister took a magnifying glass and kept wiping away his tears.
"Well, all you gentlemen, if you are 60 years old, you should get one, and if you are under 60 years old, and you find it difficult to read small print, you should also get one. This thing is my understanding for you gentlemen, and it is for you. I prepared a small gift, don't refuse it, um... well, let's do it..." Yang Reform quickly sent out his gift, and now that he has given it out, in the officialdom of Ming Dynasty, this magnifying glass, It has become a symbol of identity and status. In the future, if you want to sell these glasses, you will have to use baskets to hold gold!
The ministers were still hesitating, should they take a magnifying glass, should they take such a treasure, such a magical object, but if they took it, they would look old-eyed and dizzy, and if they didn’t take it, they would feel itchy in their hearts. Now that the emperor said so, let’s take it No matter how bad it is, this magnifying glass is also a magical treasure.Even if you don’t need to read and write, it’s an amazing thing, and it’s also a tribute. If you don’t have a place to buy it outside, you can bring it home to show off to your family.
Many of the ministers are elderly, and they have a magnifying glass in their hands. Many of them are still "young", and they also took one. Anyway, the emperor said that anyone who finds it difficult to read can use it. Take, so the batch of magnifying glasses prepared by Yang Reform was sold out at once.
Yang Reform was secretly happy. In the future, all the money will be made by these guys to promote it for him!
When the court was over, Yang Reform had just left the Taihe Gate, so he said to Wang Cheng'en, "Dear companion, go and invite the two masters, the household servant Bi Ziyan, I have something to say."
Although the issue of usury by the Guozijian has been dealt with, the matter is not over yet, and the matter of changing the money into bank notes and using notes has to be continued, and this needs to be discussed with others.
"Of order, Your Majesty, the servants will go right away." Wang Chengen agreed, and immediately asked these people to be invited.
platform.
Yang Reform didn't come here very often. In the past, he only abused Yuan Chonghuan here.
Sun Chengzong, Xu Guangqi, Bi Ziyan, these few of his direct descendants will come soon.
After some greetings, Yang Reform didn't talk nonsense, and directly entered the topic.
"The two masters and Bi Aiqing are called today. I have something to tell everyone and see what everyone thinks."
Sun Chengzong took the lead and said: "What's the matter, Your Majesty? Just ask, and the ministers will definitely say everything."
"Well, this matter, the usury of the Imperial College, is true... Li Ruolian was the one who asked him to lend usury. Someone was behind this matter, but we don't know who it is yet..." Yang Reform put Explain the cause and effect of this incident.
Several people were also taken aback!I thought it was the emperor who asked people to do this, but how did I know that someone was obstructing this matter, fortunately the emperor found out in time, otherwise, once this matter was involved, the emperor would not please the emperor, and the few of them would almost never try to please .Even Sun Chengzong is afraid that he will be charged with ineffective teaching.
"I don't want to pursue this matter for the time being. I want to tell you that I want you to be careful and take precautions." Yang Reform's mind is not on pursuing this matter now, but on how to promote this bill business. , Get the central bank up, this is my current focus. If you blindly focus on tracking down the people behind the scenes, it will be a bit "not doing your job properly."Traveling by yourself, not playing hide-and-seek with others and finishing the cat-and-mouse game.
After hearing the emperor's words, Bi Ziyan was sweating even more. This Li Ruolian was lending money in the Imperial College, and he was the promoter of it. He just wanted to make it easier for the Ministry of Accounts to collect all the money as soon as possible. How did he know that this matter It turned out that someone was helping to fuel the flames. Thinking about it, I was afraid. If the emperor hadn't found out early and took the burden on his shoulders, today, I was afraid that I would not be able to eat and walk around.
Yang Reform looked at his confidantes, all his direct descendants lowered their heads, and said, "Let him get over this matter. The important thing now is to use silver bills instead of silver to pay for the bill business I mentioned in the court." Let’s talk about it carefully. I think this matter is very beneficial. If it is handled well, it can change a lot of money out of thin air for the court.” Yang Reform’s current focus is to prepare to launch the bill business and engage in the central bank .
This bill remittance business, in ancient times, is not without examples. For example, in the TV series "Qiao Family Courtyard", it is about the bill business, and it is the remittance of the world [Oh, the example has not happened yet, but for the 21st century Said, it is also ancient].What Yang Reform thinks is to do what Qiao Zhiyong did in the Ming Dynasty, to connect the world, and then use banknotes instead of small amounts of money to complete the paperization of currency. This, you can issue it with your own reserves and silver reserves. More than one or two times the banknotes, this, can double the silver out of thin air. If your reputation is good enough, it is also possible to issue three or four times the banknotes. This is a currency amplifier.Very strong gold finger.
The emperor's topic is very heavy and involves too much. In the court just now, no one talked about its advantages or disadvantages. The reason is that it involves too much and there is no precedent. The people of the Ming Dynasty who were looking for answers in the precedent were very uncomfortable.
Sun Chengzong, Xu Guangqi and Bi Ziyan were also silent for a long time without speaking.
Although Sun Chengzong has some understanding of this internal affairs and money, his main energy is still on the military.
Xu Guangqi paid more attention to internal affairs and money matters. After thinking for a long time, he saw that Sun Chengzong didn't seem to be ready to speak, and he also understood the division of labor between himself and Sun Chengzong in the eyes of the emperor. Sun Chengzong was in charge of military affairs, and he was in charge of internal affairs and money. When it came to money, he was ready to speak first.
"Your Majesty, I thought about it for a while and felt that the relationship between this matter is too important. The advantages of using silver bills instead of silver are obvious. There is no need to consider the fineness of the silver, nor the weight of the silver, but The disadvantages are also obvious. How can this guarantee the reliability of the banknotes? Once the banknotes are lost or damaged, this is a large amount of money! Although the folks also use silver tickets nowadays, they are not many after all. Once the imperial court uses silver tickets, I am afraid that this is not safe! Once there is a turmoil, the consequences will be unmanageable!..." Xu Guangqi said what he could say, but there are more practical issues. Now not only the household department, but even the emperor does not have much money. Xu Guangqi did some calculations and found that the entire country is spread out. The amount of money that banks or money houses need to prepare may have to be calculated with a huge amount. The court is famous for being poor, and the emperor is not very rich. How can such a thing be done?At that time, when others run on it, it will immediately become a disturbance.
Losing a bank note is a large amount of money. Yang Reform is very much in favor of this. In the 21st century, it was once rumored on the Internet that the country is preparing to issue 1000 yuan of RMB. As for salary, some people refuted that if one card is lost, one month’s salary will be gone.Moreover, one month's salary is just a piece of paper, and I really don't feel like counting it, and I feel that I am not worth it.
Yang Reform nodded, then turned his attention to the other two.
Seeing that it was his turn to speak, Sun Chengzong said: "Your Majesty, I would like to ask Your Majesty, if the court uses bank notes, who should issue the bank notes? Is it the government of various places? Once the government or the court issue the bank notes, there is no What should we do if the full amount of silver is cashed out? Or in other words, who should keep the treasury silver that should be kept by the imperial court and local governments?"
Sun Chengzong's question can be regarded as pointing to the core of the problem.Traditionally, this tax and government revenue have been collected and managed by various local governments and transferred to the central household department. If it is changed to bank notes, all bank notes will be handed over. Then, who will pay for it?The Ministry of Finance can't accept a lot of notes!He can't buy anything with this note.
Bi Ziyan also said: "Your Majesty, I feel that Master Sun is right. This is originally kept by various local governments. If you use bank notes, who should fill in the treasury money and tax revenue? Um, timely payment?"
"Well, what I want is to set up a bank, that is, a money bank, just like what Li Ruolian is doing now, let this bank be responsible for cashing and issuing the bank notes, and issue as many bank notes as there are deposits, without going through the local officials. In the hands of the local officials, the treasury of the local officials, the income and so on, are still managed by the local officials, but, the money that should be paid to the higher-level yamen, or the money that should be paid to the household department, can use silver bills. I am distressed by the long-distance transportation of the government..." Yang Reform threw out his own thoughts.Qiao Zhiyong in the "Qiao Family Courtyard" does not have a central bank, and does not have the full support of the imperial court. He can act as an agent for the government to pay the taxes that should be paid to Beijing, and he can act as an agent for huge amounts of money remitted to other places. He is the emperor. , with the emperor as the backing, isn't it better than him?
The emperor's words made these people think more deeply. This matter is really new and strange. At this moment, I really can't think of any good way.
After being silent for a long time, Xu Guangqi said: "Your Majesty, I have not yet maturely considered, and I dare not make proper comments on your majesty's ideas. However, I feel that this pilot project done by your majesty is indeed very good. Your Majesty, why don't you let Li Ruolian's bank run the bank first, and let the Ministry of Households provide some cooperation. It doesn't need to be promulgated, and it doesn't need to be implemented in the whole of Daming immediately. Now it can be tried on a small scale, and it won’t be too late to promote it when we have enough experience, but now that I’m talking about this, I really don’t dare to draw conclusions!”
Xu Guangqi is telling the truth about this matter. The matter of changing money to bank notes is good or bad, how many loopholes are there, what are the shortcomings, and what areas need attention. This, without a process of exploration, dare not draw any conclusions at all. , and now, everything is still unknown.A more practical problem is that the court and the emperor have no money, so it cannot be spread.This matter, Xu Guangqi can only rot in his stomach now, afraid that if he speaks out, the emperor will feel uncomfortable, vomit, and have a lot of troubles for no reason. As far as this matter is concerned, it is a good thing, but unfortunately, he is powerless!
Sun Chengzong also said: "I want to report to Your Majesty, I feel that Zixian is right. Your Majesty is impatient to implement this system in an all-round way. He has no experience. If something goes wrong, it will be troublesome. Why not simply, Don’t mention the formation of a system, first let Li Ruolian’s bank try to operate for a period of time, and accumulate enough experience. This, as long as His Majesty and the Ministry of Households talk about it and cooperate with it, this is much simpler..." Sun Chengzong I also think that the safest thing to do in this matter is to experiment on a small scale first. As for whether it will succeed or not, it depends on how much experience Li Ruolian has accumulated.
Yang Reform fell into deep thought, and his two masters advised him to be cautious, be careful, not to act too hastily, take his time, and do a small-scale trial run first.
Bi Ziyan also said: "Your Majesty, the minister also thinks it is reasonable. Now, as long as the Ministry of Households and Li Ruolian's bank are connected properly, there is no need to formulate any strict system, and there is no need to change the existing one. The system, like this, is much simpler. In the future, you can gradually explore the experience and prepare for the full rollout in the future..."
The three of them advised themselves not to be in a hurry, they can let Li Ruolian's bank run first, as long as they reach an agreement with the Ministry of Household Affairs, it will be fine. The resistance should not be that great.Should be doable.
Yang Reform nodded. He himself did not intend to implement the central bank all at once, nor did he plan to fully implement it all at once. As for this matter, it was entirely to divert the attention of the officials and cover up the mistakes of his "team".In order to keep my team, I said it on purpose. In fact, I also want to start a small-scale trial operation for a period of time, and gradually develop and expand this. It is more natural to deploy bank outlets across the country at once. This, Yang Reform He doesn't have the confidence yet, the emperor is also a pauper, if compared with the big businessmen in the south, he can only carry shoes for others.I want to open a bank of national scale, and the reserve fund of this bank is enough to drink a pot by myself.
"Hey..., I think so too, let Li Ruolian connect with the Ministry of Accounts first, let's try out how the bank works first, develop slowly, accumulate some experience... Bi Aiqing, connect with the Ministry of Accounts, this, no Question? You are the servant of the household department!" Yang Reform must use his own people for this matter.
[Let’s talk about a tragedy. Last month, I updated more than 5000 words every day, and rushed to full attendance. As a result, on the 31st of last month, I was delayed by something, so I updated 4000 words. It was made up in two days. Unexpectedly, the statistics of the starting point are only up to the 31st, and the last day of each month cannot be made up. The result is a tragedy. The full attendance of 500 yuan was lost because 1000 words were not updated on the last day.What a tragedy, I still count on the 500 yuan to pay the electricity bill...]
(End of this chapter)
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