Baidu otaku as Chongzhen

Chapter 211 Willow Dark Flower Bright Another Village

in the platform.

The monarchs and ministers, you are looking at me, and I am looking at you. What I said today was really unexpected, which made the monarchs and ministers very embarrassed.

The emperor has no money, but wants to reprint the banknotes, and also wants to pay the banknotes in a timely manner, and set up a reserve bank. This makes several ministers a little embarrassed. This matter, even a clever woman can't do without rice!

The monarchs and ministers looked at each other so stupidly, Sun Chengzong was really helpless by the emperor, and said: "Dare to ask your majesty, how much silver can your majesty take out as reserve silver? According to your majesty's thinking, one piece of silver is issued for two If your majesty doesn’t have much money, you can issue more banknotes, and it’s also feasible to issue three cents of banknotes for one silver.” Sun Chengzong couldn’t stand it anymore, the emperor cried poorly, and had no choice but to teach the emperor to pour water into the banknotes .

"...Master Sun, here I am, I'm afraid I can pay at most, one... about 50 taels, no... counting Li Ruolian's loan, 100 million taels, I'm afraid it won't be less..." Yang Reform put After calculating and calculating my family property, I finally said the number in my mind. I originally wanted to say 100 million taels, but found that I didn't have much money left, so I added 50 taels, thinking that if Li Ruolian's bank was changed into a bank Well, Li Ruolian can have a lot of extra silver for the reserve bank. Calculated, there should be 100 million taels.

call! … Hearing that the emperor said that there was 100 million taels of silver for reserve silver, several people breathed a sigh of relief. The emperor can take out 100 million taels of silver for reserve silver. Yes, they were all white notes before!

"I report to Your Majesty, if there are millions of taels of silver as reserve silver and they are left there, I dare to guarantee that there will be no problem at all." Sun Chengzong saw that the emperor actually had 100 million taels of silver out. To engage in reserve silver, if this is the case, it can be seen that the emperor is quite sincere. You know, the annual revenue of the Ming Dynasty was only two million taels when it was small, and half of the annual revenue of the Ming Dynasty was used as a reserve. It has to be said that the emperor tried his best to redeem the banknotes, and Sun Chengzong felt that there was nothing wrong with pouring some water or something.

"...Yes! Your Majesty, if there is 100 million taels of silver as reserve silver, there will be no problem in issuing treasure notes." Xu Guangqi also heaved a sigh of relief. It's a precious word.

"Your Majesty, there is no problem at all with such a large amount of silver as reserve silver. You don't have to worry about it at all. I feel that even if five times the money is issued, it will be no problem." Bi Ziyan also seized the opportunity to speak, this time , he taught the emperor to inject water more severely, five times.In Bi Ziyan's view, the emperor took out 100 million taels of silver as reserve silver. This is already regarded as the emperor's great sincerity. Let alone five times, even ten times is also acceptable.

In fact, as soon as Yang Reform said "100 million taels", he regretted it. Li Ruolian's 120 million taels was a usury. If he counted this in the reserve bank, how would he lend usury?This reserve silver cannot be moved!Could it be that he took another 100 million taels out of the internal funds?Yang Reform really wants to scratch his head. Next month, the elite of the Ming Dynasty will enter the capital to guard the capital. Training, rewards, and equipment replacement are impossible without money. The big ships, the new army, etc. Wait, no matter what, you can't live without money.Where do you get your money from?Although there should be a lot of money on paper, or there will be a lot of money soon, unfortunately, it is still on paper and soon, and one or two of them have not been included in my own money.

"...Alas...Actually, I want to say that although Li Ruolian has more than 100 million taels of silver, I have asked Li Ruolian to lend it to him, and now I am afraid that I will not be able to get it back... This reserve silver, again. Can't move..." Yang Reform regretted it on the spot, and was very entangled!If Li Ruolian's money turns into reserve silver, the profitability of his "enterprise" will drop a lot. It is very tangled. What Yang Reform wants is to have reserve silver, but he doesn't want to give up the business that is currently profitable.

Hiss...the three people on the ground were hurt by the emperor's repentance. If there is this 100 million taels of silver as a reserve silver, then the precious banknotes will be creditable. It's about to become waste paper. I'm afraid the saliva for half a day will be in vain.

"... Sigh... I think it's better not to touch Li Ruolian's money. The profit there is also good. It's a pity to give up! It's best to raise some money from other places for reserve silver..." Yang Reformed His face was hot, and he regretted it in court, so let's do the shameless thing, anyway, there are only a few of us here, and we are not afraid of being laughed at by others, and the shame is not as important as the money!
Several people on the ground were in a panic!

Sun Chengzong was silent.

Xu Guangqi lowered his head and thought about something.

Bi Ziyan looked at his toes, as if there were strange treasures on them.

On the platform, it was so embarrassingly quiet again, Yang Reform was very depressed, without money, it was absolutely impossible!New banknotes have to be issued, and this reserve silver is necessary, but one's own business cannot be stopped no matter what, and future expenses must be reserved no matter what.

Xu Guangqi thought for a long time, finally came up with an idea, and said: "Your Majesty, I have an idea, I don't know if I should say it or not."

Yang Reform, who was depressed, heard that Xu Guangqi had an idea, and immediately asked: "Oh, hehe, what idea does Master Xu have, just tell me." reserves.

Xu Guangqi looked at the colleagues around him, then at the emperor, and Wang Chengen who was beside the emperor, gritted his teeth, and said, "Your Majesty, the minister's idea is just one word, 'king'..." After Xu Guangqi said this "King" word, do not speak.He lowered his head and did not look at the emperor.

Yang Reform is depressed, a "king" word?Are you looking for someone surnamed Wang to borrow money?The one named Wang is rich?Yang Reform thought for a long time, but he couldn't figure out what he meant by the word "Wang".

"Master Xu, tell me, what does the word 'Wang' mean?" Yang Reform couldn't help but asked Xu Guangqi.

"...Your Majesty, don't make things difficult for me. I have no choice but to say this word. After I say this word, I will not admit that I said it. Your Majesty thinks about it. I really can't say more. ..." Xu Guangqi gritted his teeth to say this word, but now when the emperor questioned him, his forehead was full of veins, and he couldn't say it even if he was beaten to death. If others know that he instigated the emperor to do this, he will pay it But life?I can have sons and grandchildren.

Sun Chengzong chanted the word "king" for a long time, maybe he understood something, exclaimed: "Brother Zixian... this..." Then he stopped talking.Sun Chengzong understood, but he stopped talking immediately.It's better not to say anything about this matter, if you don't say it, if you don't see the words, you will have no handle. If you beat yourself to death and don't admit it, there will be no such thing in the world.

Seeing Sun Chengzong's suddenly enlightened look, Bi Ziyan was also surprised, and realized what Xu Zixian's word "king" meant. Now, he lowered his head even lower. Even Xu Guangqi and Sun Chengzong dared not say this After the facts are revealed, he can only play riddles with the emperor. As a servant, he should take it easy.We really can't talk about it, and we can't manage it.

Only Emperor Yang Reform was left alone, who was stupid and didn't understand the meaning of the character Wang.Yang Reform is in a hurry!I wanted to ask Xu Guangqi, but Xu Guangqi didn't say a word, neither did Sun Chengzong, and Bi Ziyan lowered his head into his crotch.

Wang Chengen is an aborigine of the Ming Dynasty. After thinking for a long time, he realized that he quietly stood beside the emperor and said in a low voice, "Your Majesty, Master Xu is asking His Majesty to ask the vassals for money." Wang Chengen's scruples are obvious It's not that big, the sky is big and the earth is big, the emperor is the biggest, in Wang Chengen's eyes, only the emperor, those princes and vassals are just floating clouds in Wang Chengen's eyes, unlike Sun and Xu who have too many scruples when they are courtiers , need to play charades with the emperor.One or two vassal kings is nothing, but this matter is going to take all the vassal kings of the Ming Dynasty!Even Sun Chengzong didn't dare to say it clearly, if this word reaches the ears of those vassal kings, it will not be a good life. He can't be an official for a lifetime, and he still has sons and grandsons, so he still has to live. ?This is to offend all the princes to death!Let the emperor rob the princes and vassals of their money. Those princes are very domineering and domineering. It is strange not to trouble them. When something happens in their Zhu family, their courtiers have two faces.That is Wang Chengen, who is an eunuch anyway, and only the emperor in his heart, so he dares to speak directly to the emperor.

"What? Looking for..." Yang Reform was shocked!It turned out that Xu Guangqi asked himself to ask the vassal kings of the Ming Dynasty for money.Fundraising?Apportionment?Cut off the feudal clan?still is?Yang Reform suddenly found that the princes of the Ming Dynasty, whom he had never paid attention to, came into his sight.Make money from them?How can this be done?want?grab?snatch?Those princes who were as fat as pigs in the late Ming Dynasty were somewhat "famous" in history, but I forgot about it.

Seeing that the emperor understood the meaning of his word "king", Xu Guangqi said again: "I would like to inform your majesty, since your majesty does not intend to use the money in Li Ruolian's bank as reserve silver, I am willing to deposit the surplus and unnecessary silver in your family with your majesty." In this way, your Majesty’s bank, isn’t it rich? If so, your Majesty can free up money for reserve silver?” Xu Guangqi now said that the method is very simple, depositing his family’s silver in the emperor’s bank , and then free up the money in the bank to make reserve silver.To put it simply, it is to absorb savings and transfer loans.In fact, what was secretly said was to ask the emperor to search the homes of the princes of the Ming Dynasty, and let the princes of the Ming Dynasty save some money in the emperor's bank. Isn't there money in the bank?There were quite a few vassal kings in the Ming Dynasty, and each prince saved tens of thousands of taels, so the 100 million taels of reserve silver was nothing.However, such words cannot be said explicitly, they can only be understood secretly, and cannot be conveyed in words.If the group of lords knew that a certain minister had come up with this bad idea to bleed their blood, they would probably want to bleed someone else's blood.

"Ah!!!" Yang Reform jumped up happily, and a fist hit his palm. How could he forget such a simple matter?Why did I forget the deposit-absorbing function of banks in later generations?Since it is a bank, it is an important function to absorb savings!How could I forget this?More importantly, Xu Guangqi asked himself to find those vassal kings to absorb reserves?What kind of talent is this...?This... is really a way to make money!When Yang Reform thought of how fat those vassal kings were in the late Ming Dynasty, his mouth watered.The deepest memory of Yang Reform is that Li Zicheng has attacked a certain big city for a long time and failed many times. The important reason is that the prince in this big city spent a lot of money to reward the sergeants. Naturally, he was tall, and relying on the tall city walls, Li Zicheng could only suffer. Yang Reform thought to himself, if he finds such an enlightened prince to absorb his savings, it may not be a big problem!This kind of lord is quite reasonable. If you cry and cry poorly, you should explain more and make a relationship. It should be no problem. Besides, this is just absorbing savings, not forcing them to donate money. There will be interest every year. If there are more such lords , I have 100 million taels of reserve silver, I am afraid there is no problem at all!Thinking of this, Yang Reform was happy. This Xu Guangqi is still a little clever!No, great wisdom...

Several people were taken aback by the emperor's big action.Seeing the emperor's joy, he understood that Xu Guangqi's idea might have moved the emperor.

Bi Ziyan also winked a bit, and immediately said: "My Majesty, I am willing to deposit the silver taels that are not needed at home in your Majesty's bank, so as to share your worries!" Bi Ziyan immediately followed up, this is a good time to show loyalty what!Although he may not save a lot of money, he must make enough of this gesture.

Sun Chengzong frowned and was still thinking about Xu Guangqi's problem, and was still worried about Xu Guangqi. Seeing that Bi Ziyan followed up suddenly, he realized that he had fallen behind, and immediately said: "Your Majesty, Zixian's idea is indeed true. Gao, it's really wonderful. I also store the silver that is not needed at home in your majesty's bank, so as to relieve your majesty's worries about having no silver for storage. In addition, the minister will call on all the ministers and workers in Beijing to actively deposit money in your majesty's bank. So that His Majesty can free up silver for reserve silver." Sun Chengzong also came to his senses, Xu Guangqi's method is indeed high, but this idea can only be discussed by the emperor and those princes themselves. It is not good for them to be courtiers. Even if it is mixed in, if this is hated by all the vassal kings, it will be a difficult day!On the surface, he called on the officials in the capital to deposit their own money in His Majesty's bank, which can be regarded as a solution to the emperor's trouble of having no money.

Sun Chengzong has no complaints or accusations about the emperor's single-mindedness in doing business and collecting money. He followed the emperor to settle the accounts. Sun Chengzong found that if the emperor did nothing and was a good "good" emperor, then the Ming Dynasty There is only one way to go, and that is to wait for death.If you count on the little money that the Ministry of Households releases to the internal funds, it's no wonder the emperor didn't starve to death.

"Good! Good! Good!... Good! Master Xu, Master Sun, this is a good idea! This is a good thing, a good thing!... I pay interest, pay interest..., let me see how much interest I pay! Save for one year ...there should be a 5.00% interest rate..." Yang Reform was so happy that he could only dance with his arms and legs. With a bank, and then looking for those vassal kings who are as fat as fat pigs to absorb savings, his predicament can be greatly alleviated. I'm busy reporting interest on my bank's fixed-term deposits to these people.

Several people on the ground looked at each other again, paying interest?

"...Dare to ask Your Majesty, pay interest? What's the explanation?" Xu Guangqi asked in puzzlement, the emperor gave us back the money that was deposited in the bank?
"That's right! It's just paying interest to those who save your money! Not much, 100 taels of silver, after a year, it's only five taels of interest, everyone, don't be disgusted, don't be disgusted... Haha..." Yang Reform I'm really happy, why didn't I think of opening a bank and saving money?This coming to the Ming Dynasty, many thoughts have been solidified!Now that I think about it, I am the emperor, and I can subtly rule those bureaucrats and vassals, let them all deposit money in their own banks, and use the money to train the army, build large ships, emigrate, and fight wars. Only in this way can we get through the dangerous period of these two years!After the first two years, I have countless golden fingers to make money, so I am afraid that I will not be able to pay the interest?

Xu Guangqi and the others were a little surprised. It has always been that when we save money in a bank, don't we save money and give money to the bank?Why is the emperor still giving us money now?It's strange, the emperor's hands are too loose.

"Report to Your Majesty... This, I dare not accept this interest." Xu Guangqi declined.

"Oh? Why? Why not? It's only natural to deposit money in the bank and pay interest!" Yang Reform asked in confusion. Back then, he often went to the bank to do errands. Deposit and loan interest.Remember some.Depositing money in this bank definitely has interest. I remember that in the year I traveled here, the bank's interest was about [-]-[-]%. It was just a loan or a loan and I forgot.

"Reporting to Your Majesty, it has always been the depositor who pays the money to the bank when depositing money. It is called a 'custodial fee'. Now His Majesty is still paying interest to the depositor. This... Your Majesty, I am afraid that this bank..." Sun Chengzong was very worried. According to the emperor's way of doing things, the bank would have to close in a few days, and the money of his colleagues would be wasted. The idea he came up with was completely rotten. I cut myself!

"Ah! What? In... saving money, the saver should give money to the bank? Did I hear you right?" Yang Reform was taken aback!Almost even said the words "in ancient times". In ancient times, the heart of opening a bank is not ordinary black!After eating depositors, eat borrowers.Eat at both ends!This is the first time I have heard of such a rule.

"Reporting to Your Majesty, as far as I know, this is absolutely true. It can't be wrong..." Sun Chengzong replied immediately.

"Reporting to Your Majesty, it is true that there is a storage fee for depositing money in the bank." Xu Guangqi also said the same.

"...Indeed..." Bi Ziyan said the same thing.This is common sense!The emperor is in the deep palace, and he doesn't know the life of the people!Several people thought so.

Uh...Yang Reform "falls" on the dragon chair, and suddenly "jumps" up again, laughing "haha".

"Good! Good! Good! This matter, good! That's it, that's it! I still decided to pay interest to those who save money in my bank, not much, annual interest, 5.00%." I was taken aback by the rules of the bank, and then I remembered that if I had my own bank that gave interest, then others would not have to sharpen their heads and deposit money in the bank!I can borrow chickens to lay eggs!Go your own way and let others have no way to go.

A few people on the ground saw the emperor jumping and screaming, and returned the money to the saver, calling it interest. This, the emperor is really brave!Ideas, think differently!It's really unusual to do things!

(End of this chapter)