My Girlfriend Who Develops Through Development

A series of notifications indicating that 54,800 yuan had been deposited into the account.

Looking at the dates again, is it one per day?

This……

Holy crap!!!

They knew An Youyu was rich, after all, she was Xia Bei's spokesperson and had just recently become the spokesperson for Yueji Music, but they never expected her to be so rich.

54,800 yuan arrived in one day?

What a concept!

At this rate of income, 548,000 in ten days, more than 16 million in a month, and even if it's 16 million, that's 160 billion a year!

Goodness, that's terrifying!

An Youyu explained in a low voice, "This money... is interest."

"Interest?"

Upon hearing this, the three women's eyes nearly popped out of their sockets.

Qi Yue scratched her head. "Little Fish, interest is settled daily? Don't try to fool us. Which bank settles interest daily?"

"Yes."

"Yes."

Qiao Ming and Su Yaya nodded in agreement.

Seeing that the three people didn't believe her, An Youyu said weakly, "Xia Shang Bank."

"?"

"?"

"?"

Unsurprisingly, all three were completely dumbfounded.

Xiamen Commercial Bank?

Interest settled daily?

This……

What an international joke!

Facing the questioning gazes of the three, An Youyu confirmed with certainty, "It really is Xia Shang Bank. People from Xia don't lie to people from Xia."

Seeing her say that, the doubt in the three women's eyes lessened.

Qiao Ming asked, "Little Fish, putting aside the daily interest payment issue, I want to know exactly how much money you have in Xia Shang Bank. You're getting 54,800 yuan in interest in just one day. Even at a 3% annual interest rate, your principal would need to be at least..."

As she spoke, she started counting on her fingers.

An Youyu gave the answer in a low voice, "If the annual interest rate is three percent, my principal would need to reach nearly seven hundred million to generate that much interest every day."

"Seven hundred million?"

The three women were completely stunned.

Oh my God!

While they, as fellow freshmen, were still worrying that 2,000 yuan a month wasn't enough to live on, An Youyu had already deposited 700 million yuan in the bank.

Even if there are differences between people, isn't this difference a bit too big?

An Youyu hurriedly waved her hand, "You've misunderstood. I calculated it based on an annual interest rate of three percent. In reality, my principal is far less than that."

Su Yaya tentatively asked, "How much initial capital did you have?"

As soon as she said it, she realized the question was too sensitive and quickly said, "I'm just curious. You don't have to answer if it's inconvenient for you to answer."

"Nothing inconvenient."

An Youyu didn't care about these things and replied truthfully, "I don't have much capital, only 100 million."

not much?

Only one hundred million?

For a moment, the three women stared at each other in bewilderment.

Listen to this, is this even human language?

But the three of them quickly realized something was wrong. Su Yaya muttered, "One hundred million in principal, and fifty-four thousand eight in interest paid daily. Goodness, what an annual interest rate that is!"

An Youyu didn't hide anything, "It's not bad, only about 20%."

The three girls: "..."

not bad?

That is?

Twenty percent?

That one short sentence dealt them three blows.

The atmosphere in the dormitory instantly became silent.

After a full seven or eight seconds, Qi Yue clutched her head in her hands, exclaiming, "My God! Twenty percent! Even private banks that lend money at exorbitant rates wouldn't dare charge such a high interest rate!"

Qiao Ming swallowed hard. "A deposit of 100 million can get an annual interest rate of 20%? No wonder the rich are getting richer and richer. With a deposit of 100 million, you don't have to do anything. The interest alone is 20 million a year. You can just lie down and relax!"

Compared to the two women's shock, Su Yaya, whose family was slightly better off, frowned deeply. "Impossible! Even for large-denomination certificates of deposit, it's impossible to negotiate such a high annual interest rate."

"This is much higher than the returns from other people's investments. Not to mention Xiamen Commercial Bank, even some private banks would consider a 6% annual interest rate to be the highest. Any higher would be absolutely impossible."

"actually……"

An Youyu blinked hesitantly, her expression of wanting to say something piquing the curiosity of the three women.

Qi Yue chimed in, "Actually what?"

An Youyu smiled sheepishly, "Actually, I was also puzzled. The annual interest rate is indeed quite high. An elder took me to deposit the money, and that elder seems to know the president of Xia Shang Bank."

"impossible!"

Su Yaya firmly denied An Youyu's statement, "Little Yu, a 20% annual interest rate is simply unreasonable. Even if your elder knows the president of Xia Shang Bank, it's impossible to get such a high annual interest rate."

"To put it more dramatically, even if your elder knew the president of Xia Shang Bank, it would be impossible to get this annual interest rate. It completely violates the bank's rules."

"unless……"

An Youyu blinked, puzzled. "Unless what?"

Su Yaya hesitated for a moment, but finally voiced her bold guess, "Unless... Xia Shang Bank is owned by your elder!"

Qi Yue: "?"

Qiao Ming: "?"

What a groundbreaking statement!

That's no joke!

"Ya Ya, your joke isn't funny at all."

"It's really not funny. Doesn't Xiamen Commercial Bank belong to the state?"

Su Yaya asked with a serious expression, "No, who told you that Xiamen Commercial Bank is a state-owned enterprise?"

"Among the four major banks, Xiamen Commercial Bank and Huashang Bank are private banks, while Agricultural Bank of China and Industrial and Commercial Bank of China are state-owned enterprises."

She then changed the subject, saying, "The reason why Xiamen Commercial Bank and Huashang Bank are among the top four banks is because these two banks have received official recognition and their reputation has never had any problems, but they are essentially private enterprises."

At this point, her expression became incredibly strange. "Little Fish, could it be that Xia Shang Bank really was opened by one of your elders?"

Chapter 719 The Champion's Treatment

"do not know."

An Youyu first shook her head, then a hint of hesitation flashed across her face. The next second, her voice rang out again, "But after your analysis, it seems there really is such a possibility. I'll call and ask later."

"cough!"

Su Yaya coughed incessantly, and without saying a word, she pulled Qi Yue and Qiao Ming downstairs.

An Youyu called out to the three of them, "Where are you all going?"

"Let's go downstairs and build a snowman."

"Let me confirm this before you go down."

"no need."

After saying that, Su Yaya forcibly dragged Qi Yue and Qiao Ming out of the dormitory.

Once in the hallway, Qi Yue nudged Su Yaya's shoulder, puzzled. "What do you mean?"

Although Qiao Ming didn't say anything, her eyes revealed the same confusion as Qi Yue's.

Su Yaya rolled her eyes in annoyance. "Ladies, it was already inappropriate of us to ask Xiaoxiaoyu about her savings today. Do you really want to listen to her talking to her elders? Let's keep some boundaries."

Upon hearing this, Qi Yue and Qiao Ming finally realized what was happening.

Yes!

Inquire about An Youyu's bank account...

That's definitely a bit too much!

If they had 100 million yuan in the bank, they would definitely refuse to answer this question.

"cough--"

Qi Yue coughed expressionlessly, "By the way, who started this topic first? It certainly wasn't me."

Qiao Ming reacted quickly, hurriedly shifting the blame: "It wasn't me either!"

Su Yaya laughed in exasperation, "It's not you, it's not you, so it's me then?"

Qi Yue and Qiao Ming exchanged a glance, and then nodded in unison, "That's right, it's you!"