Jiang Ning said.

This is getting a bit tricky; that Tianquan Star is not someone to be trifled with.

Dadalia had a bit of a headache.

Zhongli then said, "I can find out the specific arrangements for this summoning ceremony. If Mr. D'Artagnan is curious, he can wait for my message."

"Really? That's wonderful! Thank you so much, Mr. Zhongli." Dadalia's face lit up with joy.

As expected, Her Majesty the Empress is truly remarkable. The person she introduced is indeed incredibly capable.

Jiang Ning said, "At that time, during the Immortal Invitation Ceremony, we will be able to see it up close. This is also the most important event in Liyue every year."

"Yes, yes, I've long admired this God of War for a long time, and I really want to fight him."

D'Artagnan was very much looking forward to it.

"It's fine for you to say these things here, and I know you don't mean any harm. But don't say them outside, or the people of Liyue will not like it."

Zhongli said.

Jiang Ning buried his head in his food. Hmm, sparring with Master... I'm afraid Master might have a headache... If he has a headache, how can I hold back so as not to kill you?

If only all the executors of the Fools were as easy to deal with as this Tartaglia.

He truly believes whatever his master tells him to believe.

Satisfied with the answer he wanted, Tadalia left, while Jiang Ning followed Zhong Li for a walk down the street.

"Master, do you think Tadalia is planning to make a move during the invocation ceremony?"

Jiang Ning asked.

Zhongli said, "Very likely..."

"Is he alright? Attacking a god? What right does he have?"

Jiang Ning muttered to himself.

Zhongli did not answer; if she did, it would be considered a leak of the exam questions.

"In short, the assessment is about to begin. During this assessment period, I will not make a move unless absolutely necessary. I hope you still have Seven Stars and can give me a satisfactory answer."

Zhongli spoke slowly.

"Okay, I understand. Don't worry, Master."

As they walked, the two arrived at the Hall of Rebirth once again, where Hu Tao seemed to have gone to bury someone again.

Zhongli then took out an object that looked like a lock or a celestial star.

"This is..." Jiang Ning sensed the power emanating from it; it was a five-star divine artifact.

"The Lock of the Mortal World... a magical artifact left behind by the Dust King upon his passing. It is said that unlocking this Lock of the Mortal World will reveal the wisdom left behind by the Dust King."

"I hope you can untie her."

Zhongli's gaze held a hint of reminiscence, as if she were seeing that lively and carefree old friend again.

121. The Mondstadt Trio

"Sister Ningguang, I'm here again."

Jiang Ning arrived at Qunyu Pavilion. Ningguang was still working at her desk when she saw Jiang Ning. She smiled as she saw him.

"It's been a long time. What brings you here today?"

Jiang Ning said, "I promised Sister Ningguang that I would give you the book. It's all ready, so I brought it over to you right away. I haven't been able to come over for a while because of my master."

As he spoke, Jiang Ning, quite naturally familiar with Ning Guang, pulled up a chair, sat down next to her, and reached for the pastries on the table.

Ningguang smiled as she looked at Jiang Ning, moved the pastries beside her closer to him, and then asked with concern:

"Since it's the immortals' side that has matters to attend to, I don't need to worry about it too much."

"Well, it's all done... Here it is."

Jiang Ning took out several thick books, which he had copied by hand by the system while working all night... at the supervisor's request.

Having obtained the books, Ningguang was no longer in a hurry. She set the books aside and instead became concerned about Jiang Ning's life.

"Living in the wild for a while must have been tough."

Jiang Ning laughed: "They knew I was out in the wild, and even asked me why I hadn't come for so long... It's alright, after all, I still have Granny Ping's Dust Song Pot."

3仪唲叭义汜易Ⅲ纠

Upon hearing about the Dust Song Pot, even Ningguang felt a pang of envy. She had considered asking Grandma Ping for one, but was refused.

This thing is really convenient, and it's very discreet.

"By the way, there's something I'd like to discuss with you..."

Jiang Ning said.

"It's about Liyue's money houses. They can be completely reformed and turned into Liyue's own banks."

Ningguang knew Jiang Ning had many ideas, and her beautiful eyes sparkled as she said, "Continue."

"Hmm, look at the Northern Bank next door, why is it so able to dominate the market in the seven countries?"

"The low storage fees for depositing and withdrawing money allowed them to seize the lending market early on. The high risk and high return were tempting. In addition, the debt collectors of the Fools could guarantee that for every debt, they would either repay it with their entire fortune or risk their lives to deter those who owed money and were planning to run away..."

Ningguang gently revealed the most essential aspect of the Northern Bank, which, though simple, was nonetheless its core essence.

The first person to try something new has reaped enormous benefits. Back then, wealthy people recognized this potential and, with substantial financial backing, nearly created a monopoly. Even now, if Ningguang tries to enter this industry, it will be a painful experience, and a single misstep could severely damage its vitality.

The establishment of banks has always been a money-burning endeavor.

“We can try a different approach… This method is perfectly feasible in our world.”

Jiang Ning's eyes lit up, and he began his lecture.

"To attract people to deposit Mora, we don't charge any handling fees or storage fees besides a small amount when depositing and withdrawing. In fact, we calculate interest on your Mora deposits and give you Mora back every year. Wouldn't that be more attractive to people?"

"Then, use this Mora to invest elsewhere, which will yield greater returns, and the Mora paid out can be disbursed from this."

"Wouldn't that allow Mora to circulate more easily? And during holidays, if you deposit a certain amount of Mora with us, you can receive small gifts like oil and rice every year."

Jiang Ning spoke faster and faster, basically just bringing over the system from the original world.

As for whether Northern Bank will simply copy the past, let's not even discuss the value of taking the lead in the market.

Just considering Liyue, Jiang Ning and Ningguang are confident enough to say, "If you don't use Liyue's bank, then sorry, we won't cooperate."

As for Mondstadt, they already have a strong aversion to the Fatui. Didn't you see that the Northern Bank doesn't even have any branches there?

This kind of money-saving behavior, which allows one to earn interest, is very attractive to many Mondstadt residents who enjoy free things.

Next, Jiang Ning talked about things like national debt and the circulation of Mora. Ning Guang's eyes grew brighter and brighter as she listened, and she looked at Jiang Ning with increasing fondness.

If Teyvat were to localize this system and refine some of the rules, it might actually be able to squeeze out the Northern Bank.

Jiang Ning is right. Why should we have the right to mint coins, but we can only deposit money with you and have to be mindful of your attitude?

Jiang Ning thought about it and felt that if he just talked about it, he would easily forget it later. So he took out a complete set of bank operation procedures and various measures and handed them to Ning Guang in paper form.

Yes, they were all handwritten by the tool system.

This time, Ningguang didn't get lost in the moment. Instead, she looked up at Jiang Ning with eyes full of tenderness that seemed to drip with affection.

"My dear brother, how should I reward you?"

Ningguang, who already had some ideas, had them reinforced when Jiang Ning presented one valuable item after another.

How can Liyue become strong without developing heavy industry?

Ningguang will undoubtedly lead the charge, as for that cat-like creature who only knows how to work...

Go play with your stick by yourself.

Gan Yu and Shen He have already created a track for their senior sister, so Ning Guang should also have her own track.

And so, the relationship between the older sister and younger brother began.

Ningguang also knew that for boys of this age, what kind of older sister was the most attractive?

Jiang Ning replied, "It's all what I should do, there's no need for any reward."

The stronger Liyue becomes, the more comfortable I'll be in the future.

Ningguang pulled Jiang Ning over, gently wiped the pastry stains from his mouth, and then kissed him.

Jiang Ning was stunned. He really didn't expect Ning Guang to be so proactive.

Ningguang's face was already flushed from excitement, but now she was even more stunning, making it hard to tell whether it was from excitement or from the shyness she had just experienced.

“This is a reward,” Ningguang said.

Jiang Ning paused for a moment, then said:

"That was too fast, I didn't feel anything, could you do it again, sister?"

Ningguang rolled her eyes at Jiang Ning, then cupped Jiang Ning's face in her hands once more.

This time, however, it wasn't a quick separation.

Instead, they savored the pastries that Jiang Ning had just enjoyed.

Yes, it truly lives up to its reputation as the best pastry in Liyue. The taste is incredibly satisfying, even somewhat addictive.

Although Jiang Ning is not as old as Ning Guang, he is already a seasoned veteran.

It quickly made Ningguang feel dizzy.

After the two separated, Ningguang took a deep breath, came to her senses, and looked at Jiang Ning with a half-smile:

"My dear brother, you have quite the boldness in your hands."

Jiang Ning also realized what was happening, and looking at his hand, he found that he had already grasped the rounded part.

Jiang Ning chuckled awkwardly, "Well, I'm used to it..."

When Shen He and Gan Yu kissed her, she always wanted to hold onto something to feel at ease; it was completely a conditioned reflex.

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